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Best Money Market Rates in Seaford, Delaware (DE) - May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 7, 2026

Current Seaford, Delaware and the surrounding area money market deposit account rates include Citizens BankCitizens Bank22870 Sussex Hwy, Seaford, DE 19973A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, Fulton BankFulton BankA+5.0 ★Texas Ratio: 4.98% Money Market New Money at 3.55% APY, Sun East Federal Credit UnionSun East Federal Credit UnionA5.0 ★Texas Ratio: 9.14% Grow Money Market Account - New Money Only at 3.20% APY, Wilmington Savings Fund Society (WSFS)Wilmington Savings Fund Society (WSFS)A+5.0 ★Texas Ratio: 3.24% High-Yield Money Market at 3.00% APY, and Eagle One Federal Credit UnionEagle One Federal Credit UnionA5.0 ★Texas Ratio: 13.26% Money Market at 2.60% APY. Money market rates as of May 7, 2026 according to verified data from MonitorBankRates.

Seaford has 1 local institution in our database, with money market rates as high as 3.75% APY from Citizens Bank at 22870 Sussex Hwy, Seaford, DE 19973. Use the table below to compare all available offers, including options from institutions serving the broader Delaware area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Seaford, Delaware and surrounding area. Last Updated and Verified: May 7, 2026

Compare the Best Money Market Rates Today in Seaford, Delaware & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
22870 Sussex Hwy, Seaford, DE 19973
Citizens Private Client® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
22870 Sussex Hwy, Seaford, DE 19973
Citizens Quest® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
22870 Sussex Hwy, Seaford, DE 19973
Citizens Private Client® Money Market
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
22870 Sussex Hwy, Seaford, DE 19973
Citizens Quest® Money Market
0.03%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
22870 Sussex Hwy, Seaford, DE 19973
Personal Money Market
0.01%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Money Market New Money
3.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Promotional Money Market Account
3.55%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 4, 2026
Details

minimum new money deposit of $10,000.

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Grow Money Market Account - New Money Only
3.20%
$2,500
View
▼
Rate3.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Grow Business Money Market Account - New Money Only
3.20%
$2,500
View
▼
Rate3.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
GROW Money Market Account
3.20%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details

Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
High-Yield Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $100,000.00

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Money Market
2.60%
$0
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Premier Money Market Account
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Money Market
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Platinum Money Market
1.95%
$0
View
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Money Market
1.75%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Platinum Money Market
1.64%
$0
View
▼
Rate1.63%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Money Market
1.60%
$0
View
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Money Market
1.50%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Gold Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Money Market
1.40%
$0
View
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
Money Market
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Gold Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Market
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Business Money Market Account
1.00%
$2,500
View
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Platinum Money Market
0.94%
$0
View
▼
Rate0.94%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Performance Money Market Account
0.90%
$2,500
View
▼
Rate0.90%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.79%
Money Market
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

and over

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Business Money Market Account
0.85%
$2,500
View
▼
Rate0.85%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Market
0.80%
$0
View
▼
Rate0.79%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Gold Money Market
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.79%
Money Market
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Performance Money Market Account
0.75%
$2,500
View
▼
Rate0.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Business Money Market Account
0.70%
$2,500
View
▼
Rate0.70%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Market
0.70%
$0
View
▼
Rate0.69%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.79%
Money Market
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Performance Money Market Account
0.60%
$2,500
View
▼
Rate0.60%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Market
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Platinum Money Market
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
Money Market
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Business Money Market Account
0.50%
$2,500
View
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.79%
Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Gold Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Platinum Money Market
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Market
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
Money Market
0.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
IRA Money Market
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Performance Money Market Account
0.40%
$2,500
View
▼
Rate0.40%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Platinum Money Market
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
Money Market Account
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Business Money Market Account
0.30%
$2,500
View
▼
Rate0.30%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details

Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
Money Market
0.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Cross River Bank
Institution Rating:
F1.0 ★ Texas Ratio: 85.67%
Regular/E Money Market Account
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
Money Market Account
0.20%
$1,000
View
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details

Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
Money Market
0.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
Money Market Account
0.15%
$1,000
View
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
Money Market Account
0.10%
$1,000
View
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Money Market Statement Savings Account
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Applied Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Money Market Account
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Money Market
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
Money Market Account
0.05%
$1,000
View
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details

Applied Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Money Market Account
0.02%
$0
View
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Applied Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Money Market Account
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Premier Money Market Account
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.79%
Money Market
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Below $5,000.00

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Seaford, Delaware and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Seaford, DE Money Market Rate Trends

Compare local Seaford, DE money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Delaware MMA Trends →
High-Yield MMA — DE Avg
3.329%
Unchanged vs 7 days ago

Delaware high-yield MMA rates currently average 3.329% APY.

Standard MMA — DE Avg
0.508%
▲ 0.014 vs 7 days ago

Delaware standard MMA rates rose 0.014 points over the past 7 days to 0.508% APY.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Seaford, Delaware directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Seaford, Delaware. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in DE.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Seaford, Delaware

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Delaware.

Are Money Market accounts in Seaford, Delaware safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Delaware up to $250,000 per depositor, per institution.

How often do MMA rates change in Seaford, Delaware?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Delaware rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Seaford, Delaware?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Seaford, Delaware require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Seaford, Delaware

Here are some of the highest money market account APYs currently available in Seaford, Delaware and the surrounding area:
  • Citizens Bank
    Citizens Private Client® Money Market — 3.75% APY
  • Fulton Bank
    Money Market New Money — 3.55% APY
  • Sun East Federal Credit Union
    Grow Money Market Account - New Money Only — 3.20% APY
  • Wilmington Savings Fund Society (WSFS)
    High-Yield Money Market — 3.00% APY
  • Eagle One Federal Credit Union
    Money Market — 2.60% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Seaford, Delaware. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 7, 2026

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