Best Money Market Rates in District Of Columbia (DC) - May 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current District Of Columbia money market deposit account rates include Citizens BankCitizens Bank1401 I St Nw, Washington, DC 20005A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, Transit Employees Federal Credit UnionTransit Employees Federal Credit Union2440 Market St NE Ste 901, Washington, DC 20018A+5.0 ★Texas Ratio: 2.14% Paramount Money Market at 3.75% APY, Presidential BankPresidential Bank1660 K St Nw, Washington, DC 20006A5.0 ★Texas Ratio: 9.69% Money Market Advantage Checking at 3.50% APY, TruistTruist1100 G St Nw, Washington, DC 20005A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY, and EagleBankEagleBank700 K St Nw Ste 60, Washington, DC 20001A+5.0 ★Texas Ratio: 5.93% Eagle Money Market Account and up at 2.33% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare money market rates across District Of Columbia side-by-side. District Of Columbia money market rates currently reach as high as 3.75% APY from Citizens Bank at 1401 I St Nw, Washington, DC 20005. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in District Of Columbia and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in District Of Columbia
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1401 I St Nw, Washington, DC 20005
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
2440 Market St NE Ste 901, Washington, DC 20018
Paramount Money Market
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1401 I St Nw, Washington, DC 20005
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Presidential Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
1660 K St Nw, Washington, DC 20006
Money Market Advantage Checking
3.50%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
On Balances Between $25,000 and $250,000.
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
1100 G St Nw, Washington, DC 20005
Small Business Money Market Account
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
2440 Market St NE Ste 901, Washington, DC 20018
Paramount Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
700 K St Nw Ste 60, Washington, DC 20001
Eagle Money Market Account and up
2.33%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
$500,000.00
EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
700 K St Nw Ste 60, Washington, DC 20001
Eagle Money Market Account
2.13%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
$250,000.00 - $499,999.99
DC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
2000 14th St NW, Washington, DC 20009 4473
Money Market
2.12%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 7, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC 20230 0001
IRA Money Market Accounts
2.10%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Includes Traditional, Roth & Education IRAs
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC 20230 0001
Money Market Account
2.10%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
For balances greater than $50,000
EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
700 K St Nw Ste 60, Washington, DC 20001
Eagle Money Market Account
2.03%
$0
▼
Rate2.01%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
$0.00 - $249,999.99
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC 20230 0001
IRA Money Market Accounts
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Includes Traditional, Roth & Education IRAs
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC 20230 0001
Money Market Account
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
For balances from $20,000 to $49,999
State Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Building 41, Washington, DC 20319 0001
Premier Money Market
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
DC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
2000 14th St NW, Washington, DC 20009 4473
Money Market
2.02%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 7, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC 20230 0001
Money Market Account
1.87%
$0
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
For balances from $2,500 to $19,999
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC 20230 0001
IRA Money Market Accounts
1.87%
$0
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Includes Traditional, Roth & Education IRAs
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC 20032
Premium High-Yield Money Market Account
1.80%
$0
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
State Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Building 41, Washington, DC 20319 0001
Premier Money Market
1.76%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
2440 Market St NE Ste 901, Washington, DC 20018
Paramount Money Market
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC 20515
Money Market
1.70%
$2,500
▼
Rate1.69%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
Average daily balance to obtain rate/APY: $250,000 & Over
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC 20515
Money Market
1.60%
$2,500
▼
Rate1.59%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
Average daily balance to obtain rate/APY: $100,000 - $149,999
State Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Building 41, Washington, DC 20319 0001
Premier Money Market
1.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
732 N Capitol ST NW, Washington, DC 20401 0002
Money Market Account
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC 20515
Money Market
1.50%
$2,500
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
Average daily balance to obtain rate/APY: $50,000 - $74,999
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC 20036
Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
457 Lenfant Plz SW, Washington, DC 20024 2111
Money Market Savings Tier 6
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
457 Lenfant Plz SW, Washington, DC 20024 2111
Money Market Savings Tier 5
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC 20375 0001
Business Money Market
1.40%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC 20375 0001
Money Market
1.40%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
457 Lenfant Plz SW, Washington, DC 20024 2111
Money Market Savings Tier 4
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
State Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Building 41, Washington, DC 20319 0001
Premier Money Market
1.26%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC 20032
Premium High-Yield Money Market Account
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC 20375 0001
Business Money Market
1.25%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC 20375 0001
Money Market
1.25%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
State Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Building 41, Washington, DC 20319 0001
Prime Money Market
1.21%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
457 Lenfant Plz SW, Washington, DC 20024 2111
Money Market Savings Tier 3
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC 20515
Money Market
1.15%
$2,500
▼
Rate1.14%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
Average daily balance to obtain rate/APY: $25,000 - $49,999
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC 20210
Money Market1
1.15%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC 20210
Money Market
1.15%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
1111 Constitution Ave Rm 1716, Washington, DC 20224 0001
Money Markets
1.10%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
457 Lenfant Plz SW, Washington, DC 20024 2111
Money Market Savings Tier 2
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC 20515
Money Market
1.10%
$2,500
▼
Rate1.09%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
Average daily balance to obtain rate/APY: $10,000 - $24,999
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC 20036
Money Market
1.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
457 Lenfant Plz SW, Washington, DC 20024 2111
Money Market Savings Tier 1
1.05%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC 20375 0001
Business Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC 20515
Money Market
1.00%
$2,500
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
Average daily balance to obtain rate/APY: Up to $2,499
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC 20375 0001
Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC 20032
Premium Money Market Account
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
2440 Market St NE Ste 901, Washington, DC 20018
Paramount Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC 20210
Money Market1
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC 20210
Money Market
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC 20210
Money Market
0.90%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC 20036
Money Market
0.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC 20210
Money Market1
0.90%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC 20001
Money Market Accounts
0.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC 20032
Premium Money Market Account
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC 20210
Money Market
0.85%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC 20210
Money Market1
0.85%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
1111 Constitution Ave Rm 1716, Washington, DC 20224 0001
Money Markets
0.85%
$50,000
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC 20032
Premium Money Market Account
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC 20548 0001
Business Money Market
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC 20548 0001
Business Money Market Tier IX
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC 20548 0001
Senate Money Market Share
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC 20032
Premium Money Market Account
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
1111 Constitution Ave Rm 1716, Washington, DC 20224 0001
Money Markets
0.80%
$20,000
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMay 6, 2026
Details
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC 20210
Money Market
0.78%
$0
▼
Rate0.78%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC 20210
Money Market1
0.78%
$0
▼
Rate0.78%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC 20375 0001
Money Market
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC 20375 0001
Business Money Market
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
EP
Institution Rating:
A+5.0 ★ Texas Ratio: 2.91%
301 13th Street SW RM 215A, Washington, DC 20228 0001
Money Market Account
0.35%
$1,000
▼
Rate0.35%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
Presidential Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
1660 K St Nw, Washington, DC 20006
Money Market Checking
0.30%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Earn 0.30% on Balances $10,000 and over
EP
Institution Rating:
A+5.0 ★ Texas Ratio: 2.91%
301 13th Street SW RM 215A, Washington, DC 20228 0001
Money Market Account
0.30%
$1,000
▼
Rate0.30%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
EP
Institution Rating:
A+5.0 ★ Texas Ratio: 2.91%
301 13th Street SW RM 215A, Washington, DC 20228 0001
Money Market Account
0.25%
$1,000
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
Presidential Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
1660 K St Nw, Washington, DC 20006
Money Market Checking
0.25%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Earn 0.25% APY* on Balances $1,000 to $9,999.99
EP
Institution Rating:
A+5.0 ★ Texas Ratio: 2.91%
301 13th Street SW RM 215A, Washington, DC 20228 0001
Money Market Account
0.20%
$1,000
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
5215 Loughboro Rd NW, Washington, DC 20016
Savings Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC 20420
High Yield Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
HUD
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
451 7th St Sw Rm 3241, Washington, DC 20410
Money Market Share Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC 20420
High Yield Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1401 I St Nw, Washington, DC 20005
Citizens Private Client® Money Market
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
5215 Loughboro Rd NW, Washington, DC 20016
Savings Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
457 Lenfant Plz SW, Washington, DC 20024 2111
Money Market Checking
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC 20420
High Yield Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1401 I St Nw, Washington, DC 20005
Citizens Quest® Money Market
0.03%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
5215 Loughboro Rd NW, Washington, DC 20016
Savings Money Market
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1401 I St Nw, Washington, DC 20005
Personal Money Market
0.01%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC 20375 0001
Money Market
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC 20375 0001
Business Money Market
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC 20420
High Yield Money Market
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in District Of Columbia and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
District Of Columbia Money Market Rate Trends
Compare local District Of Columbia money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — DC Avg
3.070%
▲ 0.011 vs 7 days ago
District Of Columbia high-yield MMA rates rose 0.011 points over the past 7 days to 3.070% APY.
Standard MMA — DC Avg
1.571%
Unchanged vs 7 days ago
District Of Columbia standard MMA rates currently average 1.571% APY.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for District Of Columbia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in District Of Columbia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in DC.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in District Of Columbia
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in District Of Columbia.
Are Money Market accounts in District Of Columbia safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in District Of Columbia up to $250,000 per depositor, per institution.
How often do MMA rates change in District Of Columbia?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local District Of Columbia rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in District Of Columbia?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in District Of Columbia require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in District Of Columbia
Here are some of the highest money market account APYs currently available in District Of Columbia:
- Citizens Bank
Citizens Private Client® Money Market — 3.75% APY - Transit Employees Federal Credit Union
Paramount Money Market — 3.75% APY - Presidential Bank
Money Market Advantage Checking — 3.50% APY - Truist
Small Business Money Market Account — 3.40% APY - EagleBank
Eagle Money Market Account and up — 2.33% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in District Of Columbia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
Cities in District Of Columbia
Rate Assistant
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