Best Money Market Rates in Boca Raton, Florida (FL) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Boca Raton, Florida and the surrounding area money market deposit account rates include Total Direct BankTotal Direct Bank7000 W Palmetto Park Rd, Boca Raton, FL 33433A5.0 ★Texas Ratio: 6.04% Money Market Account at 4.01% APY, Dort Financial Credit UnionDort Financial Credit Union5255 N FEDERAL HWY, BOCA RATON, FL 33487 4901A+5.0 ★Texas Ratio: 5.65% Public Funds Money Market at 4.00% APY, EverBankEverBank595 S Federal Hwy, Boca Raton, FL 33432B4.5 ★Texas Ratio: 20.65% Business Money Market at 3.50% APY, TruistTruist9885 Glades Rd, Boca Raton, FL 33434A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY, and Wilmington Savings Fund Society (WSFS)Wilmington Savings Fund Society (WSFS)980 North Federal Highway Suite 110 30, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 3.24% High-Yield Money Market at 3.00% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Boca Raton has 9 local institutions in our database, with money market rates as high as 4.01% APY from Total Direct Bank at 7000 W Palmetto Park Rd, Boca Raton, FL 33433. Use the table below to compare all available offers, including options from institutions serving the broader Florida area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Boca Raton, Florida and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Boca Raton, Florida & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Total Direct Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.04%
7000 W Palmetto Park Rd, Boca Raton, FL 33433
Money Market Account
4.01%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
for balances $2,500 and over
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL 33487 4901
Public Funds Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL 33487 4901
Public Funds Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
595 S Federal Hwy, Boca Raton, FL 33432
Business Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL 33487 4901
Platinum Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
9885 Glades Rd, Boca Raton, FL 33434
Small Business Money Market Account
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL 33487 4901
Public Funds Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
980 North Federal Highway Suite 110 30, Boca Raton, FL 33432
High-Yield Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $100,000.00
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1501 W Yamato Rd, Boca Raton, FL 33431 4438
Signature Money Market (Personal)
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1501 W Yamato Rd, Boca Raton, FL 33431 4438
Signature Money Market
3.00%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1501 W Yamato Rd, Boca Raton, FL 33431 4438
Signature Money Market (Personal)
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1501 W Yamato Rd, Boca Raton, FL 33431 4438
Signature Money Market
2.75%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL 33487 4901
Public Funds Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL 33487 4901
Business Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
No Minimum Balance Required; $3.00 fee per withdrawal or debit transaction in excess of six (6) per month
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1501 W Yamato Rd, Boca Raton, FL 33431 4438
Signature Money Market
2.50%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1501 W Yamato Rd, Boca Raton, FL 33431 4438
Signature Money Market (Personal)
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL 33487 4901
Platinum Money Market
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1501 W Yamato Rd, Boca Raton, FL 33431 4438
Signature Money Market
1.75%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1501 W Yamato Rd, Boca Raton, FL 33431 4438
Signature Money Market (Personal)
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL 33487 4901
Platinum Money Market
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL 33487 4901
Platinum Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
595 S Federal Hwy, Boca Raton, FL 33432
Business Money Market
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1501 W Yamato Rd, Boca Raton, FL 33431 4438
Signature Money Market (Personal)
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1501 W Yamato Rd, Boca Raton, FL 33431 4438
Signature Money Market
1.00%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL 33487 4901
Business Money Market
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
No Minimum Balance Required; $3.00 fee per withdrawal or debit transaction in excess of six (6) per month
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
1801 N Military Trl, Boca Raton, FL 33431
TotalView Money Market Savings
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
1801 N Military Trl, Boca Raton, FL 33431
TotalView Money Market Savings
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL 33487 4901
Business Money Market
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
No Minimum Balance Required; $3.00 fee per withdrawal or debit transaction in excess of six (6) per month
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1501 W Yamato Rd, Boca Raton, FL 33431 4438
IRA Money Market Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
1801 N Military Trl, Boca Raton, FL 33431
TotalView Money Market Savings
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1501 W Yamato Rd, Boca Raton, FL 33431 4438
Money Market (Personal & Business)
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1501 W Yamato Rd, Boca Raton, FL 33431 4438
IRA Money Market Account
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1501 W Yamato Rd, Boca Raton, FL 33431 4438
Money Market (Personal & Business)
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL 33487 4901
Platinum Money Market
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1501 W Yamato Rd, Boca Raton, FL 33431 4438
Money Market (Personal & Business)
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1501 W Yamato Rd, Boca Raton, FL 33431 4438
IRA Money Market Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1501 W Yamato Rd, Boca Raton, FL 33431 4438
IRA Money Market Account
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1501 W Yamato Rd, Boca Raton, FL 33431 4438
Money Market (Personal & Business)
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
1801 N Military Trl, Boca Raton, FL 33431
Money Market Savings
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1501 W Yamato Rd, Boca Raton, FL 33431 4438
Money Market (Personal & Business)
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1501 W Yamato Rd, Boca Raton, FL 33431 4438
IRA Money Market Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
1801 N Military Trl, Boca Raton, FL 33431
Money Market Savings
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
70 S Dixie Hwy, Boca Raton, FL 33432
Money Market Savings - Tier 2
0.05%
$5,000
▼
Rate0.05%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum to Open: $5000
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
70 S Dixie Hwy, Boca Raton, FL 33432
Money Market Savings - Tier 3
0.05%
$5,000
▼
Rate0.05%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum to Open: $5000
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1501 W Yamato Rd, Boca Raton, FL 33431 4438
Signature Money Market
0.05%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
1501 W Yamato Rd, Boca Raton, FL 33431 4438
Signature Money Market (Personal)
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
South Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.40%
1 W Camino Real Ste 110, Boca Raton, FL 33432 5966
Cash Advantage Money Market Account
0.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
70 S Dixie Hwy, Boca Raton, FL 33432
Money Market Savings - Tier 1
0.01%
$5,000
▼
Rate0.01%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum to Open: $5000
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL 33487 4901
Business Money Market
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
No Minimum Balance Required; $3.00 fee per withdrawal or debit transaction in excess of six (6) per month
Climate First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
4.26%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Terms Apply.
Blue Coast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Business Money Market Account
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Minimum Balance to earn the 4.00% Annual Percentage Yield
RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
Tidal Wave Money Market Account
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Max Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$1,000,000 +
Gulf Coast Business Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
MONEY MARKET
3.82%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Business Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Premier Money Market
3.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
New money only
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
New money only
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Tiered rates that reward higher balances
Brightstar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Money Market k
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$500
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$15,000+
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
Business Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Suncoast Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.47%
Regular Money Market Accounts
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
The Higher the Amount the Higher the Interest Rate.
Newtek Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
Business Money Market Account
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
No service charges or monthly fees.
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
High-Yield Money Market Tiers*
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Money Market Accounts (Personal and Business)
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Money Market Accounts (Personal and Business)
2.66%
$0
▼
Rate2.63%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
BayFirst National Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.71%
BayLive Money Market
2.59%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Qualifications Required
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Bank Clewiston, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
Money Market Account
2.07%
$100
▼
Rate2.05%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Boca Raton, Florida and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Boca Raton, FL Money Market Rate Trends
Compare local Boca Raton, FL money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — FL Avg
3.644%
▲ 0.075 vs 7 days ago
Florida high-yield MMA rates rose 0.075 points over the past 7 days to 3.644% APY.
Standard MMA — FL Avg
0.561%
Unchanged vs 7 days ago
Florida standard MMA rates currently average 0.561% APY.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Boca Raton, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Boca Raton, Florida. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Boca Raton, Florida
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Florida.
Are Money Market accounts in Boca Raton, Florida safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Florida up to $250,000 per depositor, per institution.
How often do MMA rates change in Boca Raton, Florida?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Florida rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Boca Raton, Florida?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Boca Raton, Florida require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Boca Raton, Florida
Here are some of the highest money market account APYs currently available in Boca Raton, Florida and the surrounding area:
- Total Direct Bank
Money Market Account — 4.01% APY - Dort Financial Credit Union
Public Funds Money Market — 4.00% APY - EverBank
Business Money Market — 3.50% APY - Truist
Small Business Money Market Account — 3.40% APY - Wilmington Savings Fund Society (WSFS)
High-Yield Money Market — 3.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Boca Raton, Florida. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
Rate Assistant
MonitorBankRates.com · Live Data
Try asking