Best Money Market Rates in Orlando, Florida (FL) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Orlando, Florida and the surrounding area money market deposit account rates include Total Direct BankTotal Direct Bank390 N Orange Ave, Orlando, FL 32801A5.0 ★Texas Ratio: 6.04% Money Market Account at 4.01% APY, Together Credit UnionTogether Credit Union7007 Sea World Dr, Orlando, FL 32821 8097A+5.0 ★Texas Ratio: 5.65% Money Market at 3.50% APY, Midflorida Credit UnionMidflorida Credit Union11411 Lake Underhill Rd, Orlando, FL 32825A+5.0 ★Texas Ratio: 2.45% Business Money Market at 3.50% APY, Suncoast Credit UnionSuncoast Credit Union4530 S Semoran Blvd, Orlando, FL 32822 2408A5.0 ★Texas Ratio: 6.47% Regular Money Market Accounts at 3.50% APY, and TruistTruist444 E Michigan St, Orlando, FL 32806A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Orlando has 14 local institutions in our database, with money market rates as high as 4.01% APY from Total Direct Bank at 390 N Orange Ave, Orlando, FL 32801. Use the table below to compare all available offers, including options from institutions serving the broader Florida area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Orlando, Florida and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Orlando, Florida & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Total Direct Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.04%
390 N Orange Ave, Orlando, FL 32801
Money Market Account
4.01%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
for balances $2,500 and over
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL 32821 8097
Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
New money only
Suncoast Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.47%
4530 S Semoran Blvd, Orlando, FL 32822 2408
Regular Money Market Accounts
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
The Higher the Amount the Higher the Interest Rate.
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
11411 Lake Underhill Rd, Orlando, FL 32825
Business Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL 32821 8097
Money Market (IRA)
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
New money only
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
444 E Michigan St, Orlando, FL 32806
Small Business Money Market Account
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
11411 Lake Underhill Rd, Orlando, FL 32825
Business Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL 32821 5411
Enhanced Money Market Savings
3.20%
$10,000
▼
Rate3.15%
Min Deposit$10,000
Min Balance—
UpdatedMay 7, 2026
Details
Minimum to open is $10,000
FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
1000 Legion Pl, Orlando, FL 32801
Money Market Accounts (Personal and Business)
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
11411 Lake Underhill Rd, Orlando, FL 32825
Business Money Market
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Suncoast Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.47%
4530 S Semoran Blvd, Orlando, FL 32822 2408
High Yield Money Market Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Qualifying balance up to $24,999.00; High yield checking required
Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
601 E Rollins St, Orlando, FL 32803
Money Market
3.00%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL 32821 5411
Money Market Savings
3.00%
$2,500
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedMay 7, 2026
Details
Minimum to open is $2,500
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL 32821 5411
Down Payment Savings Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL 32821 5411
Down Payment Savings Money Market
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL 32821 5411
Money Market Savings
2.90%
$2,500
▼
Rate2.86%
Min Deposit$2,500
Min Balance—
UpdatedMay 7, 2026
Details
Minimum to open is $2,500
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL 32821 5411
Down Payment Savings Money Market
2.80%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL 32821 5411
Money Market Savings
2.80%
$2,500
▼
Rate2.77%
Min Deposit$2,500
Min Balance—
UpdatedMay 7, 2026
Details
Minimum to open is $2,500
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
11411 Lake Underhill Rd, Orlando, FL 32825
Business Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
1000 Legion Pl, Orlando, FL 32801
Money Market Accounts (Personal and Business)
2.66%
$0
▼
Rate2.63%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Addition Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1823 N Alafaya Trl, Orlando, FL 32826
Growth Plus Money Market
2.63%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
11411 Lake Underhill Rd, Orlando, FL 32825
Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Addition Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1823 N Alafaya Trl, Orlando, FL 32826
Growth Plus Money Market
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
1000 Legion Pl, Orlando, FL 32801
Money Market Accounts (Personal and Business)
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL 32821 8097
Business Money Market Account
1.77%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL 32821 8097
Money Market Account 1
1.66%
$0
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL 32821 8097
Business Money Market Account
1.66%
$0
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL 32821 8097
Money Market Account
1.66%
$0
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2838 Curry Ford Rd, Orlando, FL 32806
Money Market
1.58%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL 32821 8097
Business Money Market Account
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL 32821 8097
Money Market Account 1
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL 32821 8097
Money Market Account
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL 32821 8097
Money Market Account 1
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL 32821 8097
Money Market (IRA)
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Based on average daily balance
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL 32821 8097
Money Market Account
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL 32821 8097
Money Market
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Based on average daily balance
Addition Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1823 N Alafaya Trl, Orlando, FL 32826
Growth Plus Money Market
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL 32821 5411
Money Market Savings
1.50%
$2,500
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedMay 7, 2026
Details
Minimum to open is $2,500
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL 32821 5411
Down Payment Savings Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL 32821 8097
Business Money Market Account
1.46%
$0
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Addition Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1823 N Alafaya Trl, Orlando, FL 32826
Money Market
1.46%
$0
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL 32821 8097
Money Market Account
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL 32821 8097
Money Market Account 1
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Addition Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1823 N Alafaya Trl, Orlando, FL 32826
Growth Plus Money Market
1.31%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Addition Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1823 N Alafaya Trl, Orlando, FL 32826
Money Market
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Suncoast Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.47%
4530 S Semoran Blvd, Orlando, FL 32822 2408
Regular Money Market Accounts
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
The Higher the Amount the Higher the Interest Rate.
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL 32821 5411
Money Market Savings
1.25%
$2,500
▼
Rate1.24%
Min Deposit$2,500
Min Balance—
UpdatedMay 7, 2026
Details
Minimum to open is $2,500
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL 32821 5411
Down Payment Savings Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL 32821 8097
Money Market Account 1
1.21%
$0
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL 32821 8097
Money Market Account
1.21%
$0
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL 32821 8097
Money Market Account
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL 32821 8097
Money Market Account 1
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2838 Curry Ford Rd, Orlando, FL 32806
Money Market
1.09%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2838 Curry Ford Rd, Orlando, FL 32806
Money Market
1.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2838 Curry Ford Rd, Orlando, FL 32806
Money Market
1.01%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
7041 Grand National Dr Ste 201, Orlando, FL 32819
Money Market Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
601 E Rollins St, Orlando, FL 32803
Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL 32821 5411
Enhanced Money Market Savings
1.00%
$10,000
▼
Rate0.99%
Min Deposit$10,000
Min Balance—
UpdatedMay 7, 2026
Details
Minimum to open is $10,000
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL 32821 5411
Money Market Savings
1.00%
$2,500
▼
Rate0.99%
Min Deposit$2,500
Min Balance—
UpdatedMay 7, 2026
Details
Minimum to open is $2,500
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2838 Curry Ford Rd, Orlando, FL 32806
Money Market
0.86%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2838 Curry Ford Rd, Orlando, FL 32806
Money Market
0.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
60 N Court Ave Fl 1, Orlando, FL 32801
TotalView Money Market Savings
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
60 N Court Ave Fl 1, Orlando, FL 32801
TotalView Money Market Savings
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
60 N Court Ave Fl 1, Orlando, FL 32801
TotalView Money Market Savings
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2838 Curry Ford Rd, Orlando, FL 32806
Money Market
0.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2838 Curry Ford Rd, Orlando, FL 32806
Money Market
0.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
1000 Legion Pl, Orlando, FL 32801
Money Market Accounts (Personal and Business)
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
60 N Court Ave Fl 1, Orlando, FL 32801
Money Market Savings
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
60 N Court Ave Fl 1, Orlando, FL 32801
Money Market Savings
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2838 Curry Ford Rd, Orlando, FL 32806
Money Market
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
1000 Legion Pl, Orlando, FL 32801
Money Market Accounts (Personal and Business)
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2838 Curry Ford Rd, Orlando, FL 32806
Money Market
0.08%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2838 Curry Ford Rd, Orlando, FL 32806
Money Market
0.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Climate First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
4.26%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Terms Apply.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
Gulf Coast Business Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
MONEY MARKET
3.82%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Newtek Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
Business Money Market Account
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
No service charges or monthly fees.
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
High-Yield Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $100,000.00
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Orlando, Florida and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Orlando, FL Money Market Rate Trends
Compare local Orlando, FL money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — FL Avg
3.644%
▲ 0.075 vs 7 days ago
Florida high-yield MMA rates rose 0.075 points over the past 7 days to 3.644% APY.
Standard MMA — FL Avg
0.561%
Unchanged vs 7 days ago
Florida standard MMA rates currently average 0.561% APY.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Orlando, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Orlando, Florida. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Orlando, Florida
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Florida.
Are Money Market accounts in Orlando, Florida safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Florida up to $250,000 per depositor, per institution.
How often do MMA rates change in Orlando, Florida?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Florida rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Orlando, Florida?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Orlando, Florida require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Orlando, Florida
Here are some of the highest money market account APYs currently available in Orlando, Florida and the surrounding area:
- Total Direct Bank
Money Market Account — 4.01% APY - Together Credit Union
Money Market — 3.50% APY - Midflorida Credit Union
Business Money Market — 3.50% APY - Suncoast Credit Union
Regular Money Market Accounts — 3.50% APY - Truist
Small Business Money Market Account — 3.40% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Orlando, Florida. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
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