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Best Money Market Rates in Post Falls, Idaho (ID) - May 2026

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 12, 2026

Current Post Falls, Idaho and the surrounding area money market deposit account rates include Responders Emergency Services Credit UnionResponders Emergency Services Credit Union3640 E Seltice Way, Post Falls, ID 83854A+5.0 ★Texas Ratio: 0.00% Money Market at 12.00% APY, Mountain America Federal Credit UnionMountain America Federal Credit Union1729 E Seltice Way, Post Falls, ID 83854A5.0 ★Texas Ratio: 11.38% Money market at 3.55% APY, Potlatch No 1 Financial Credit UnionPotlatch No 1 Financial Credit Union3031 E MULLAN AVE, POST FALLS, ID 83854 8939A+5.0 ★Texas Ratio: 4.34% Money Market Account at 3.49% APY, Spokane Teachers Credit UnionSpokane Teachers Credit Union3903 E Primrose Ln, Post Falls, ID 83854A+5.0 ★Texas Ratio: 3.44% Member Preferred Money Market at 2.79% APY, and Idaho Central Credit UnionIdaho Central Credit Union3343 E Mullan Ave, Post Falls, ID 83854A+5.0 ★Texas Ratio: 4.09% IRA Money Market Savings Account at 1.00% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Post Falls has 6 local institutions in our database, with money market rates as high as 12.00% APY from Responders Emergency Services Credit Union at 3640 E Seltice Way, Post Falls, ID 83854. Use the table below to compare all available offers, including options from institutions serving the broader Idaho area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Post Falls, Idaho and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Post Falls, Idaho & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3640 E Seltice Way, Post Falls, ID 83854
Money Market
12.00%
$0
View
▼
Rate11.39%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying balance up to $1,200.00

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
1729 E Seltice Way, Post Falls, ID 83854
Money market
3.55%
$0
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
3031 E MULLAN AVE, POST FALLS, ID 83854 8939
Money Market Account
3.49%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying Bump Rate

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
3031 E MULLAN AVE, POST FALLS, ID 83854 8939
Money Market Account
3.39%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying Bump Rate

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
3031 E MULLAN AVE, POST FALLS, ID 83854 8939
Money Market Account
3.29%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying Bump Rate

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
1729 E Seltice Way, Post Falls, ID 83854
Money market
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
3903 E Primrose Ln, Post Falls, ID 83854
Member Preferred Money Market
2.79%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Minimum $500,000. APY effective 12/2/25

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
3031 E MULLAN AVE, POST FALLS, ID 83854 8939
Money Market Account
2.58%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying Bump Rate

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
3031 E MULLAN AVE, POST FALLS, ID 83854 8939
Money Market Account
2.47%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying Bump Rate

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
1729 E Seltice Way, Post Falls, ID 83854
Money market
2.40%
$0
View
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
1729 E Seltice Way, Post Falls, ID 83854
Money market
1.90%
$0
View
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
1729 E Seltice Way, Post Falls, ID 83854
Money market
1.45%
$0
View
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
3031 E MULLAN AVE, POST FALLS, ID 83854 8939
Business Money Market Account
1.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
3031 E MULLAN AVE, POST FALLS, ID 83854 8939
Money Market Account
1.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
3031 E MULLAN AVE, POST FALLS, ID 83854 8939
Business Money Market Account
1.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
3031 E MULLAN AVE, POST FALLS, ID 83854 8939
Money Market Account
1.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
3031 E MULLAN AVE, POST FALLS, ID 83854 8939
Business Money Market Account
1.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
3031 E MULLAN AVE, POST FALLS, ID 83854 8939
Money Market Account
1.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3640 E Seltice Way, Post Falls, ID 83854
Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
3343 E Mullan Ave, Post Falls, ID 83854
IRA Money Market Savings Account
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
3343 E Mullan Ave, Post Falls, ID 83854
Money Market Savings
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
1729 E Seltice Way, Post Falls, ID 83854
Money market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3640 E Seltice Way, Post Falls, ID 83854
Money Market
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
1729 E Seltice Way, Post Falls, ID 83854
Money market
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
3343 E Mullan Ave, Post Falls, ID 83854
Money Market Savings
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
3343 E Mullan Ave, Post Falls, ID 83854
IRA Money Market Savings Account
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3640 E Seltice Way, Post Falls, ID 83854
Money Market
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
3343 E Mullan Ave, Post Falls, ID 83854
Money Market Savings
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
3343 E Mullan Ave, Post Falls, ID 83854
IRA Money Market Savings Account
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
3031 E MULLAN AVE, POST FALLS, ID 83854 8939
Business Money Market Account
0.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
3031 E MULLAN AVE, POST FALLS, ID 83854 8939
Money Market Account
0.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3640 E Seltice Way, Post Falls, ID 83854
Money Market
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
1729 E Seltice Way, Post Falls, ID 83854
Money market
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
3031 E MULLAN AVE, POST FALLS, ID 83854 8939
Business Money Market Account
0.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
3031 E MULLAN AVE, POST FALLS, ID 83854 8939
Money Market Account
0.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
3031 E MULLAN AVE, POST FALLS, ID 83854 8939
Money Market Accounts
0.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Numerica Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
775 N Highway 41 Ste 4B, Post Falls, ID 83854
Bonus Money Market
0.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifying balance up to $250,000+

Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
3343 E Mullan Ave, Post Falls, ID 83854
IRA Money Market Savings Account
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
3343 E Mullan Ave, Post Falls, ID 83854
Money Market Savings
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Numerica Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
775 N Highway 41 Ste 4B, Post Falls, ID 83854
Bonus Money Market
0.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifying balance up to $249,999.99

Numerica Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
775 N Highway 41 Ste 4B, Post Falls, ID 83854
Bonus Money Market
0.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifying balance up to $99,999.99

Numerica Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
775 N Highway 41 Ste 4B, Post Falls, ID 83854
Bonus Money Market
0.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifying balance up to $49,999.99

Numerica Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
775 N Highway 41 Ste 4B, Post Falls, ID 83854
Peak Money Market
0.20%
$25
View
▼
Rate—
Min Deposit$25
Min Balance—
UpdatedMay 10, 2026
Details

Qualifying balance up to $0.20

Numerica Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
775 N Highway 41 Ste 4B, Post Falls, ID 83854
Peak Money Market1
0.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Numerica Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
775 N Highway 41 Ste 4B, Post Falls, ID 83854
Peak Money Market1
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Numerica Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
775 N Highway 41 Ste 4B, Post Falls, ID 83854
Peak Money Market1
0.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Numerica Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
775 N Highway 41 Ste 4B, Post Falls, ID 83854
Peak Money Market1
0.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
3343 E Mullan Ave, Post Falls, ID 83854
IRA Money Market Savings Account
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
3343 E Mullan Ave, Post Falls, ID 83854
Money Market Savings
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Business Money Market Savings Account
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
3.90%
$0
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Business Money Market Savings Account
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Elite Money Market Savings
3.01%
$50
View
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Elite Money Market Savings*
3.01%
$0
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Business Money Market Savings Account
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Money Market Checking
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Summit National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Premier Money Markets
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Minimum to Open

The Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Money Market Account
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Money Market Checking
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.80%
$0
View
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Business Money Market Savings Account
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Money Market Checking
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.65%
$0
View
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★ Texas Ratio: 15.15%
Money Market Checking
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Business Money Market Savings Account
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Money Market Checking
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.45%
$0
View
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Premier Money Market Savings*
1.36%
$0
View
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $999,999.99

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Premier Money Market Savings*
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $499,999.99

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Money Market Checking
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Premier Money Market Savings*
1.16%
$0
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $99,999.99

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Money Market Savings
1.06%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★ Texas Ratio: 15.15%
Money Market Checking
0.95%
$0
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★ Texas Ratio: 15.15%
Money Market Checking
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★ Texas Ratio: 15.15%
Money Market Checking
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

CUTTING EDGE
Institution Rating:
B+4.8 ★ Texas Ratio: 17.24%
Money Market
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

CUTTING EDGE
Institution Rating:
B+4.8 ★ Texas Ratio: 17.24%
Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Post Falls, Idaho and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Post Falls, ID Money Market Rate Trends

Compare local Post Falls, ID money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Idaho MMA Trends →
High-Yield MMA — ID Avg
3.070%
Unchanged vs 7 days ago

Idaho high-yield MMA rates currently average 3.070% APY.

Standard MMA — ID Avg
1.372%
Unchanged vs 7 days ago

Idaho standard MMA rates currently average 1.372% APY.

As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Post Falls, Idaho directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Post Falls, Idaho. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in ID.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Post Falls, Idaho

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Idaho.

Are Money Market accounts in Post Falls, Idaho safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Idaho up to $250,000 per depositor, per institution.

How often do MMA rates change in Post Falls, Idaho?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Idaho rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Post Falls, Idaho?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Post Falls, Idaho require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Post Falls, Idaho

Here are some of the highest money market account APYs currently available in Post Falls, Idaho and the surrounding area:
  • Responders Emergency Services Credit Union
    Money Market — 12.00% APY
  • Mountain America Federal Credit Union
    Money market — 3.55% APY
  • Potlatch No 1 Financial Credit Union
    Money Market Account — 3.49% APY
  • Spokane Teachers Credit Union
    Member Preferred Money Market — 2.79% APY
  • Idaho Central Credit Union
    IRA Money Market Savings Account — 1.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Post Falls, Idaho. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

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