Current Iowa money market rates include Atkins Savings B&TAtkins Savings B&T97 Main Ave, Atkins, IA 52206A+5.0 ★Texas Ratio: 2.49% Money Market Account at 3.56% APY, Cent Credit UnionCent Credit Union3124 4th St SW, Mason City, IA 50401 1522A+5.0 ★Texas Ratio: 2.81% Cheers Money Market at 3.55% APY, American National BankAmerican National Bank201 Bennett Ave, Council Bluffs, IA 51503A+5.0 ★Texas Ratio: 4.22% 6-month money market at 3.25% APY, Frontier Bank Sioux Falls, SDFrontier Bank Sioux Falls, SD323 Main St, Little Rock, IA 51243A+5.0 ★Texas Ratio: 0.00% Money Market Select at 3.25% APY, and Premier Bank Dubuque, IAPremier Bank Dubuque, IA2625 Nw Arterial, Dubuque, IA 52002A+5.0 ★Texas Ratio: 0.08% Mighty Miss Money Market at 3.25% APY. Money market rates as of April 19, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare money market rates across Iowa side-by-side. Iowa money market rates currently reach as high as 3.56% APY from Atkins Savings B&T at 97 Main Ave, Atkins, IA 52206. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Iowa and surrounding area. Last Updated and Verified: April 19, 2026
New deposits only
Qualifying balance up to $15,000,000
Limited time offer
Limited time offer
Minimum of $2,500 to earn dividends
$50,000 and over
Limited time offer
Minimum of $2,500 to earn dividends
Minimum of $2,500 to earn dividends
Minimum of $2,500 to earn dividends
Compare local Iowa money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Iowa high-yield MMA rates fell 0.074 points over the past 7 days to 2.842% APY.
Iowa standard MMA rates fell 0.062 points over the past 7 days to 0.879% APY.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Iowa directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Iowa. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in IA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.