Best Money Market Rates in West Des Moines, Iowa (IA) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current West Des Moines, Iowa and the surrounding area money market deposit account rates include Financial Plus Credit UnionFinancial Plus Credit Union1831 25th St, West Des Moines, IA 50266 1416A+5.0 ★Texas Ratio: 2.04% PLUS Money Market at 3.30% APY, Collins Community Credit UnionCollins Community Credit Union6260 Mills Civic Pkwy, West Des Moines, IA 50266 8004B-4.3 ★Texas Ratio: 23.97% Signature Money Market at 3.05% APY, Earlham Savings BankEarlham Savings Bank7300 Lake Dr, West Des Moines, IA 50266A+5.0 ★Texas Ratio: 3.45% Money Market at 2.65% APY, Marine Credit UnionMarine Credit Union909 9th St, West Des Moines, IA 50265A-4.9 ★Texas Ratio: 16.80% Money Market Special at 2.40% APY, and Midwest Heritage BankMidwest Heritage Bank3580 Ep True Pkwy, West Des Moines, IA 50265A+5.0 ★Texas Ratio: 0.99% Money Market Account at 2.40% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
West Des Moines has 9 local institutions in our database, with money market rates as high as 3.30% APY from Financial Plus Credit Union at 1831 25th St, West Des Moines, IA 50266 1416. Use the table below to compare all available offers, including options from institutions serving the broader Iowa area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in West Des Moines, Iowa and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in West Des Moines, Iowa & the Surrounding Area
With an active checking account
Promotional rate effective for 10 months from opening date of new Money Market account. Rate may change after account is opened. Please see your Truth in Savings schedule for rate information after the 10-month introductory period. Fees could reduce the earnings on the account for maintenance and activity fees.
As high as; APY shown is accurate as of 1/5/26. Promotional rate effective for 10 months from opening date of new Money Market account. Rate may change after account is opened. Please see your Truth in Savings schedule for rate information after the 10-month introductory period. Fees could reduce the earnings on the account for maintenance and activity fees.
Qualifications Required: Must be enrolled in electronic statements (eStatements) with a valid email address; $10,000 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate of the date listed above.
Qualifications Required: Must be enrolled in electronic statements (eStatements) with a valid email address; $10,000 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate of the date listed above.
Qualifications Required: Must be enrolled in electronic statements (eStatements) with a valid email address; $10,000 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate of the date listed above.
Qualifications Required: Must be enrolled in electronic statements (eStatements) with a valid email address; $10,000 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate of the date listed above.
Qualifications Required: Must be enrolled in electronic statements (eStatements) with a valid email address; $10,000 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate of the date listed above.
Qualifications Required: Must be enrolled in electronic statements (eStatements) with a valid email address; $10,000 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate of the date listed above.
Commercial & Consumer Accounts
Without an active checking account
Commercial & Consumer Accounts
Commercial & Consumer Accounts
$2,500 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate as of the date listed above.
Commercial & Consumer Accounts
$2,500 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate as of the date listed above.
$2,500 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate as of the date listed above.
$2,500 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate as of the date listed above.
$2,500 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate as of the date listed above.
New deposits only
Limited time offer
Limited time offer
Limited time offer
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
West Des Moines, IA Money Market Rate Trends
Compare local West Des Moines, IA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Iowa high-yield MMA rates currently average 2.873% APY.
Iowa standard MMA rates currently average 0.824% APY.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for West Des Moines, Iowa directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in West Des Moines, Iowa. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in IA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in West Des Moines, Iowa
What is a Money Market Account (MMA)?
Are Money Market accounts in West Des Moines, Iowa safe?
How often do MMA rates change in West Des Moines, Iowa?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in West Des Moines, Iowa?
Best Money Market Rates in West Des Moines, Iowa
- Financial Plus Credit Union
PLUS Money Market — 3.30% APY - Collins Community Credit Union
Signature Money Market — 3.05% APY - Earlham Savings Bank
Money Market — 2.65% APY - Marine Credit Union
Money Market Special — 2.40% APY - Midwest Heritage Bank
Money Market Account — 2.40% APY
