Best Money Market Rates in Lawrence, Kansas - June 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Lawrence, Kansas and the surrounding area money market deposit account rates include Premier Members Credit UnionPremier Members Credit Union650 Congressional Dr, Lawrence, KS 66049A+5.0 ★Texas Ratio: 4.43% Money Market Including Business and IRA at 4.00% APY, Meritrust Federal Credit UnionMeritrust Federal Credit Union650 Congressional Dr, Lawrence, KS 66049 4869A+5.0 ★Texas Ratio: 4.42% Corporate Money Market at 3.80% APY, Envista Federal Credit UnionEnvista Federal Credit Union1555 Wakarusa Dr, Lawrence, KS 66047 1803A+5.0 ★Texas Ratio: 2.67% Business Performance Money Market at 3.50% APY, Sunflower BankSunflower Bank4831 Quail Crest Pl, Lawrence, KS 66049A+5.0 ★Texas Ratio: 5.67% Thrive Money Market at 3.45% APY, and Mid American Credit UnionMid American Credit Union550 N Wakarusa Dr, Lawrence, KS 66049A+5.0 ★Texas Ratio: 4.68% Premier Money Market at 3.00% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Lawrence has 8 local institutions in our database, with money market rates as high as 4.00% APY from Premier Members Credit Union at 650 Congressional Dr, Lawrence, KS 66049. Use the table below to compare all available offers, including options from institutions serving the broader Kansas area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Lawrence, Kansas and surrounding area. Last Updated and Verified: June 23, 2026
Compare the Best Money Market Rates Today in Lawrence, Kansas & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
650 Congressional Dr, Lawrence, KS 66049
Money Market Including Business and IRA
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
650 Congressional Dr, Lawrence, KS 66049
Reverse Tiered Money Market 101
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tier: $0.00 - $2,000
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
650 Congressional Dr, Lawrence, KS 66049
Reverse Tiered Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
650 Congressional Dr, Lawrence, KS 66049 4869
Corporate Money Market
3.80%
$0
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
650 Congressional Dr, Lawrence, KS 66049 4869
Non-Profit Money Market
3.75%
$10,000
▼
Rate3.69%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Performance Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
4831 Quail Crest Pl, Lawrence, KS 66049
Thrive Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tiered balance; $24,999.01 & Above
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Protection Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
4831 Quail Crest Pl, Lawrence, KS 66049
Thrive Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tiered balance; $24,999.00 & Below
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
550 N Wakarusa Dr, Lawrence, KS 66049
Premiere Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
550 N Wakarusa Dr, Lawrence, KS 66049
Premier Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
650 Congressional Dr, Lawrence, KS 66049
Money Market
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
650 Congressional Dr, Lawrence, KS 66049 4869
Corporate Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1444 Kasold Dr, Lawrence, KS 66049
Gold Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Online Only
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Performance Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
650 Congressional Dr, Lawrence, KS 66049 4869
Corporate Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1444 Kasold Dr, Lawrence, KS 66049
Gold Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Online Only
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
650 Congressional Dr, Lawrence, KS 66049 4869
Corporate Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
650 Congressional Dr, Lawrence, KS 66049
Jumbo Money Market Including Business and IRA
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Protection Money Market
2.25%
$0
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Advantage Plus Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
550 N Wakarusa Dr, Lawrence, KS 66049
Premiere Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
650 Congressional Dr, Lawrence, KS 66049 4869
Business Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Blended rate
TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1444 Kasold Dr, Lawrence, KS 66049
Gold Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Online Only
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
650 Congressional Dr, Lawrence, KS 66049
Jumbo Money Market Including Business and IRA
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
550 N Wakarusa Dr, Lawrence, KS 66049
Premier Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Protection Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Performance Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
650 Congressional Dr, Lawrence, KS 66049 4869
Flex Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
650 Congressional Dr, Lawrence, KS 66049 4869
Corporate Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1444 Kasold Dr, Lawrence, KS 66049
Gold Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Online Only
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Performance Money Market
1.50%
$0
▼
Rate1.48%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
650 Congressional Dr, Lawrence, KS 66049 4869
Corporate Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Protection Money Market
1.50%
$0
▼
Rate1.48%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Advantage Plus Money Market
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
650 Congressional Dr, Lawrence, KS 66049 4869
Business Money Market
1.28%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Blended rate
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Advantage Plus Money Market
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
1001 E 23rd St, Lawrence, KS 66046 5003
Money Market Advantage
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
1001 E 23rd St, Lawrence, KS 66046 5003
Money Market Advantage*
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tiered rate structure
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
1001 E 23rd St, Lawrence, KS 66046 5003
Business Money Market Advantage
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
3400 W 6th St, Lawrence, KS 66049 3215
Advantage Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
650 Congressional Dr, Lawrence, KS 66049 4869
Business Money Market
1.04%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Blended rate
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
1001 E 23rd St, Lawrence, KS 66046 5003
Money Market Advantage*
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tiered rate structure
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
1001 E 23rd St, Lawrence, KS 66046 5003
Business Money Market Advantage
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
1001 E 23rd St, Lawrence, KS 66046 5003
Money Market Advantage
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Performance Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
650 Congressional Dr, Lawrence, KS 66049 4869
Meritrust Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Advantage Plus Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Protection Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1444 Kasold Dr, Lawrence, KS 66049
Gold Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Online Only
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
3400 W 6th St, Lawrence, KS 66049 3215
Advantage Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
650 Congressional Dr, Lawrence, KS 66049
Reverse Tiered Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
650 Congressional Dr, Lawrence, KS 66049
Money Market Including Business and IRA
0.99%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
650 Congressional Dr, Lawrence, KS 66049
Reverse Tiered Money Market 101
0.99%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tier: $5,000.01 - $10,000
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
3400 W 6th St, Lawrence, KS 66049 3215
Advantage Money Market
0.95%
$0
▼
Rate0.94%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
3400 W 6th St, Lawrence, KS 66049 3215
Advantage Money Market
0.90%
$0
▼
Rate0.89%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
1001 E 23rd St, Lawrence, KS 66046 5003
Money Market Advantage
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
Executive Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Tiered balance; Balance up to $50,000.00
Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
Money Market
3.66%
$0
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
introductory rate
Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Money Market
3.56%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Tiered rates. 4th Tier.
Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Money Market
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Tiered rates. 3rd Tier.
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
APY for 6 months
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
APY is variable and subject to change at our discretion, without prior notice. Fees could reduce the earnings on the account.
Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
Money Market
2.73%
$0
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Money Market
2.69%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Tiered rates. 2nd Tier.
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
Money Market
2.50%
$2,500
▼
Rate2.47%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Daily Balances of: $1,000,000 and greater
Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
5-Star Money Market
2.40%
$50
▼
Rate2.38%
Min Deposit$50
Min Balance—
UpdatedJun 23, 2026
Details
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Money Market Account
2.40%
$0
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
2.33%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tiered rates based on balance.
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
Premier Money Market Account
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
The Bank of Protection
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Money Market Demand Account Tier 3
2.07%
$0
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Haviland State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Demand Account Tier 3
2.07%
$0
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
5-Star Money Market
2.00%
$50
▼
Rate1.99%
Min Deposit$50
Min Balance—
UpdatedJun 23, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
Executive Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Qualifications not met: 0.05% Interest Rate, 0.05% APY
The Valley State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Money Market Plus
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Balance to obtain APY: $0
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Ultra Money Market Account
1.92%
$100
▼
Rate1.90%
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details
$250,000 and up
Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Money Market
1.92%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Tiered rates. 1st Tier.
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Money Market Account
1.87%
$0
▼
Rate1.87%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate1.79%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Exchange Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
Money Market and greater
1.80%
$500
▼
Rate1.79%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
$250,000
Garden Plain State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Investor Account
1.75%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
5-Star Money Market
1.75%
$50
▼
Rate1.74%
Min Deposit$50
Min Balance—
UpdatedJun 23, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
Money Market
1.68%
$0
▼
Rate1.67%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
1.61%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tiered rates based on balance.
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tiered rates based on balance.
Haviland State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Demand Account Tier 2
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
CNB Hugoton, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Investment Account above
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$500,000.00
The Bank of Protection
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Money Market Demand Account Tier 2
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Lawrence, Kansas and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Lawrence, KS Money Market Rate Trends
Compare local Lawrence, KS money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — KS Avg
3.208%
▼ 0.036 vs 7 days ago
Kansas high-yield MMA rates fell 0.036 points over the past 7 days to 3.208% APY.
Standard MMA — KS Avg
0.850%
▼ 0.007 vs 7 days ago
Kansas standard MMA rates fell 0.007 points over the past 7 days to 0.850% APY.
As of Jun 23, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lawrence, Kansas money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Lawrence, Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lawrence, Kansas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in KS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Lawrence, Kansas
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Kansas.
Are Money Market accounts in Lawrence, Kansas safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Kansas up to $250,000 per depositor, per institution.
How often do MMA rates change in Lawrence, Kansas?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Kansas rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Lawrence, Kansas?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Lawrence, Kansas require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Lawrence, Kansas
Here are some of the highest money market account APYs currently available in Lawrence, Kansas and the surrounding area:
- Premier Members Credit Union
Money Market Including Business and IRA — 4.00% APY - Meritrust Federal Credit Union
Corporate Money Market — 3.80% APY - Envista Federal Credit Union
Business Performance Money Market — 3.50% APY - Sunflower Bank
Thrive Money Market — 3.45% APY - Mid American Credit Union
Premier Money Market — 3.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Lawrence, Kansas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: June 23, 2026
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