Best Money Market Rates in Lawrence, Kansas (KS) - April 2026
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Brian McKay
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Lawrence, Kansas and the surrounding area money market rates include Premier Members Credit UnionPremier Members Credit Union650 Congressional Dr, Lawrence, KS 66049A+5.0 ★Texas Ratio: 4.73% Money Market Including Business and IRA at 4.00% APY, The Bank of TescottThe Bank of TescottA+5.0 ★Texas Ratio: 2.34% Executive Money Market Account at 4.00% APY, Mid-America BankMid-America Bank4114 W 6th St, Lawrence, KS 66049A+5.0 ★Texas Ratio: 0.00% Business Money Market at 3.82% APY, Meritrust Federal Credit UnionMeritrust Federal Credit Union650 Congressional Dr, Lawrence, KS 66049 4869A+5.0 ★Texas Ratio: 4.67% Corporate Money Market at 3.80% APY, and Golden Belt Bank, FSAGolden Belt Bank, FSAA5.0 ★Texas Ratio: 6.19% Business Money Market at 3.67% APY. Money market rates as of April 22, 2026 according to verified data from MonitorBankRates.
Lawrence has 9 local institutions in our database, with money market rates as high as 4.00% APY from Premier Members Credit Union at 650 Congressional Dr, Lawrence, KS 66049. Use the table below to compare all available offers, including options from institutions serving the broader Kansas area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Lawrence, Kansas and surrounding area. Last Updated and Verified: April 22, 2026
Compare the Best Money Market Rates Today in Lawrence, Kansas & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
650 Congressional Dr, Lawrence, KS 66049
Money Market Including Business and IRA
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
650 Congressional Dr, Lawrence, KS 66049
Reverse Tiered Money Market 101
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4114 W 6th St, Lawrence, KS 66049
Money Market Accounts
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4114 W 6th St, Lawrence, KS 66049
Business Money Market
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS 66049 4869
Corporate Money Market
3.80%
$0
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS 66049 4869
Non-Profit Money Market
3.75%
$10,000
▼
Rate3.69%
Min Deposit$10,000
Min Balance—
UpdatedApr 18, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Performance Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
4831 Quail Crest Pl, Lawrence, KS 66049
Thrive Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Qualifying balance $24,999.01 & Above
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4114 W 6th St, Lawrence, KS 66049
Business Money Market
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4114 W 6th St, Lawrence, KS 66049
Money Market Accounts
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Protection Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
4831 Quail Crest Pl, Lawrence, KS 66049
Thrive Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Qualifying balance $24,999.00 & Below
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4114 W 6th St, Lawrence, KS 66049
Business Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4114 W 6th St, Lawrence, KS 66049
Money Market Accounts
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
550 N Wakarusa Dr, Lawrence, KS 66049
Premier Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4114 W 6th St, Lawrence, KS 66049
Business Money Market
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4114 W 6th St, Lawrence, KS 66049
Money Market Accounts
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS 66049 4869
Corporate Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1444 Kasold Dr, Lawrence, KS 66049
Gold Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Performance Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS 66049 4869
Corporate Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1444 Kasold Dr, Lawrence, KS 66049
Gold Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
650 Congressional Dr, Lawrence, KS 66049
Jumbo Money Market Including Business and IRA
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS 66049 4869
Corporate Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Protection Money Market
2.25%
$0
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Advantage Plus Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS 66049 4869
Flex Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1444 Kasold Dr, Lawrence, KS 66049
Gold Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS 66049 4869
Corporate Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS 66049 4869
Business Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
650 Congressional Dr, Lawrence, KS 66049
Jumbo Money Market Including Business and IRA
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
550 N Wakarusa Dr, Lawrence, KS 66049
Premier Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Protection Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Performance Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1444 Kasold Dr, Lawrence, KS 66049
Gold Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS 66049 4869
Corporate Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Performance Money Market
1.50%
$0
▼
Rate1.48%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Protection Money Market
1.50%
$0
▼
Rate1.48%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Advantage Plus Money Market
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4114 W 6th St, Lawrence, KS 66049
Money Market Accounts
1.31%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4114 W 6th St, Lawrence, KS 66049
Business Money Market
1.31%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS 66046 5003
Business Money Market Advantage
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS 66046 5003
Money Market Advantage
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Advantage Plus Money Market
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4114 W 6th St, Lawrence, KS 66049
Business Money Market
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Advantage Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Protection Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS 66046 5003
Money Market Advantage
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
Executive Money Market Account
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Qualifying balance up to $50,000.00
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
3.67%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
$1,000,000.00 and up
Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
Money Market
3.66%
$0
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
APY introductory rate for 6 months*
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Account Specials
3.50%
$50,000
▼
Rate3.45%
Min Deposit$50,000
Min Balance—
UpdatedApr 16, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Account Specials
3.25%
$25,000
▼
Rate3.20%
Min Deposit$25,000
Min Balance—
UpdatedApr 16, 2026
Details
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rates effective as of - 04/22/2026.
Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
Money Market
2.73%
$0
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Money Market Account
2.40%
$0
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
5-Star Money Market
2.40%
$50
▼
Rate2.38%
Min Deposit$50
Min Balance—
UpdatedApr 17, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
2.33%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
$500,000.00 - $999,999.99
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
Preferred Money Market
2.15%
$75,000
▼
Rate2.13%
Min Deposit$75,000
Min Balance—
UpdatedApr 19, 2026
Details
The Bank of Protection
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Money Market Demand Account Tier 3
2.07%
$0
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Haviland State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Demand Account Tier 3 and over
2.07%
$0
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
$25,000.01
United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
Preferred Money Market
2.05%
$50,000
▼
Rate2.03%
Min Deposit$50,000
Min Balance—
UpdatedApr 19, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
Money Market Shares
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
White Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
Money Market
2.02%
$2,500
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedApr 19, 2026
Details
$2,500 minimum deposit to open; Dividends paid monthly; $5 service charge if balance falls below $50,000 which could reduce the earnings on the account; 6 free withdrawals/transfers (max of 3 checks per month)
The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
Executive Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
All Amounts (no cap)
Wichita Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
Money Market Account
2.00%
$0
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Money Market Plus
2.00%
$50,000
▼
Rate1.98%
Min Deposit$50,000
Min Balance—
UpdatedApr 16, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
5-Star Money Market
2.00%
$50
▼
Rate1.99%
Min Deposit$50
Min Balance—
UpdatedApr 17, 2026
Details
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Money Market Account
1.87%
$0
▼
Rate1.87%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
5-Star Money Market
1.75%
$50
▼
Rate1.74%
Min Deposit$50
Min Balance—
UpdatedApr 17, 2026
Details
Garden Plain State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Investor Account
1.75%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
Money Market
1.68%
$0
▼
Rate1.67%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
1.61%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
$250,000.00 - $499,999.99
United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
Preferred Money Market
1.60%
$10,000
▼
Rate1.59%
Min Deposit$10,000
Min Balance—
UpdatedApr 19, 2026
Details
Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Money Market Account1
1.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
White Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
Money Market
1.51%
$2,500
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 19, 2026
Details
$2,500 minimum deposit to open; Dividends paid monthly; $5 service charge if balance falls below $25,000 which could reduce the earnings on the account; 6 free withdrawals/transfers (max of 3 checks per month)
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
Money Market Shares
1.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
The Bank of Protection
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Money Market Demand Account Tier 2
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
CNB Hugoton, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Investment Account above
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
$500,000.00
Haviland State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Demand Account Tier 2
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
$2,500.01
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Wichita Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
Money Market Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Wheat State Credit Union
Institution Rating:
D3.6 ★ Texas Ratio: 32.05%
Money Market
1.50%
$100,000
▼
Rate1.49%
Min Deposit$100,000
Min Balance—
UpdatedApr 19, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
Preferred Money Market
1.30%
$2,500
▼
Rate1.29%
Min Deposit$2,500
Min Balance—
UpdatedApr 19, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
Money Market
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Business Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.85%
Liquid Gold Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Lawrence, Kansas and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Lawrence, KS Money Market Rate Trends
Compare local Lawrence, KS money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — KS Avg
3.260%
▲ 0.011 vs 7 days ago
Kansas high-yield MMA rates rose 0.011 points over the past 7 days to 3.260% APY.
Standard MMA — KS Avg
0.863%
▼ 0.121 vs 7 days ago
Kansas standard MMA rates fell 0.121 points over the past 7 days to 0.863% APY.
As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Lawrence, Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lawrence, Kansas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in KS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Lawrence, Kansas
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Kansas.
Are Money Market accounts in Lawrence, Kansas safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Kansas up to $250,000 per depositor, per institution.
How often do MMA rates change in Lawrence, Kansas?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Kansas rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Lawrence, Kansas
Here are some of the highest money market account APYs currently available in Lawrence, Kansas and the surrounding area:
- Premier Members Credit Union
Money Market Including Business and IRA — 4.00% APY - The Bank of Tescott
Executive Money Market Account — 4.00% APY - Mid-America Bank
Business Money Market — 3.82% APY - Meritrust Federal Credit Union
Corporate Money Market — 3.80% APY - Golden Belt Bank, FSA
Business Money Market — 3.67% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Lawrence, Kansas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 22, 2026
Rate Assistant
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