Best Money Market Rates in Lexington, Kentucky - June 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Lexington, Kentucky and the surrounding area money market deposit account rates include WesBanco BankWesBanco Bank3346 Tates Creek Rd, Lexington, KY 40502A+5.0 ★Texas Ratio: 1.63% Money Market Special at 3.50% APY, Commonwealth Credit Union Frankfort, KYCommonwealth Credit Union Frankfort, KY280 Meijer Way, Lexington, KY 40503A+5.0 ★Texas Ratio: 2.47% Business Money Market Accounts at 3.25% APY, TruistTruist309 Columbia Ave, Lexington, SC 29072A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.25% APY, Old National BankOld National Bank110 W Vine St, Lexington, KY 40507A+5.0 ★Texas Ratio: 5.09% Money Market at 3.25% APY, and Park Federal Credit UnionPark Federal Credit Union2217 War Admiral Way Ste 102, Lexington, KY 40509A5.0 ★Texas Ratio: 7.93% Money Market Accounts with Park Perks at 2.25% APY. Money market rates as of June 1, 2026 according to verified data from MonitorBankRates.
Lexington has 7 local institutions in our database, with money market rates as high as 3.50% APY from WesBanco Bank at 3346 Tates Creek Rd, Lexington, KY 40502. Use the table below to compare all available offers, including options from institutions serving the broader Kentucky area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Lexington, Kentucky and surrounding area. Last Updated and Verified: June 1, 2026
Compare the Best Money Market Rates Today in Lexington, Kentucky & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
WesBanco Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
3346 Tates Creek Rd, Lexington, KY 40502
Money Market Special
3.50%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 29, 2026
Details
With a minimum of $25k new money
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
280 Meijer Way, Lexington, KY 40503
Business Money Market Accounts
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Old National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
110 W Vine St, Lexington, KY 40507
Money Market
3.25%
$20,000
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMay 21, 2026
Details
Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money.
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
309 Columbia Ave, Lexington, SC 29072
Small Business Money Market Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
280 Meijer Way, Lexington, KY 40503
Business Money Market Accounts
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
280 Meijer Way, Lexington, KY 40503
Business Money Market Accounts
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
280 Meijer Way, Lexington, KY 40503
Business Money Market Accounts
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
280 Meijer Way, Lexington, KY 40503
Business Money Market Accounts
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
280 Meijer Way, Lexington, KY 40503
Consumer Money Market Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
280 Meijer Way, Lexington, KY 40503
Consumer Money Market Accounts
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
2217 War Admiral Way Ste 102, Lexington, KY 40509
Money Market Accounts with Park Perks
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
280 Meijer Way, Lexington, KY 40503
Consumer Money Market Accounts
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
280 Meijer Way, Lexington, KY 40503
Consumer Money Market Accounts
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
280 Meijer Way, Lexington, KY 40503
Consumer Money Market Accounts
1.80%
$0
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Metro Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
1306 VERSAILLES RD STE 140, Lexington, KY 40504 1795
Money Market
1.76%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
As High As
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
2217 War Admiral Way Ste 102, Lexington, KY 40509
Money Market Accounts with Park Perks
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
2217 War Admiral Way Ste 102, Lexington, KY 40509
Money Market Accounts with Park Perks
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
2217 War Admiral Way Ste 102, Lexington, KY 40509
Money Market Accounts
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
2217 War Admiral Way Ste 102, Lexington, KY 40509
Money Market Accounts
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
2217 War Admiral Way Ste 102, Lexington, KY 40509
Money Market Accounts with Park Perks
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
2217 War Admiral Way Ste 102, Lexington, KY 40509
Money Market Accounts
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Bank of Hindman
Institution Rating:
B-4.4 ★ Texas Ratio: 22.36%
1795 Alysheba Way, Lexington, KY 40509
Money Market Accounts
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Bank of Hindman
Institution Rating:
B-4.4 ★ Texas Ratio: 22.36%
1795 Alysheba Way, Lexington, KY 40509
Money Market Accounts
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Service One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.42%
Premium Money Market Account
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Service One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.42%
Premium Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Beacon Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Money Market Accounts
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Qualifying balance up to $10,000.00
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Qualifying balance up to $1,000.00
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Qualifying balance up to $1,000.00
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Personal)
3.70%
$300,000
▼
Rate3.64%
Min Deposit$300,000
Min Balance—
UpdatedMay 21, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Personal)
3.55%
$100,000
▼
Rate3.49%
Min Deposit$100,000
Min Balance—
UpdatedMay 21, 2026
Details
L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Premier Money Market Special
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Money Market Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
As high as
Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 21, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market 6 months
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Service One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.42%
Premium Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.93%
Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Money Market Share Accounts
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Service One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.42%
Premium Money Market Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.66%
Money Market Savings Account
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.93%
Money Market Account
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Money Market Account
2.63%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Money Market Share Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.93%
Money Market Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.66%
Money Market Savings Account
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Business)
2.35%
$300,000
▼
Rate2.33%
Min Deposit$300,000
Min Balance—
UpdatedMay 21, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Money Market Account
2.33%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
Money Market
2.27%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Rates are subject to change at any time and are not guaranteed.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
Money Market Savings
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Business)
2.25%
$100,000
▼
Rate2.23%
Min Deposit$100,000
Min Balance—
UpdatedMay 21, 2026
Details
Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Money Market
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.93%
Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Money Market Checking
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Personal)
2.20%
$50,000
▼
Rate2.18%
Min Deposit$50,000
Min Balance—
UpdatedMay 21, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Business)
2.15%
$50,000
▼
Rate2.13%
Min Deposit$50,000
Min Balance—
UpdatedMay 21, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
Business Money Market Accounts
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Personal)
2.10%
$25,000
▼
Rate2.08%
Min Deposit$25,000
Min Balance—
UpdatedMay 21, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Business)
2.05%
$25,000
▼
Rate2.03%
Min Deposit$25,000
Min Balance—
UpdatedMay 21, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Personal)
2.00%
$15,000
▼
Rate1.98%
Min Deposit$15,000
Min Balance—
UpdatedMay 21, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Business)
1.95%
$15,000
▼
Rate1.93%
Min Deposit$15,000
Min Balance—
UpdatedMay 21, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Personal)
1.90%
$2,500
▼
Rate1.88%
Min Deposit$2,500
Min Balance—
UpdatedMay 21, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Business)
1.85%
$2,500
▼
Rate1.83%
Min Deposit$2,500
Min Balance—
UpdatedMay 21, 2026
Details
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Farmers Bank Nicholasville, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Premium Money Market Account
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Daily Balance >= $10,000; Minimum daily balance to obtain APY is based on tiered rate structure
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Farmers Bank Nicholasville, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Premium Money Market Account
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Daily Balance <$10,000
Farmers Bank Nicholasville, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Investment Account
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Minimum daily balance to obtain APY $2,500
FNB of Grayson
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Super Money Market Savings
0.30%
$25,000
▼
Rate0.30%
Min Deposit$25,000
Min Balance—
UpdatedMay 29, 2026
Details
$25,000.00 +
Sacramento Deposit Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Money Market Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Peoples Bank Taylorsville, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.48%
Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Sacramento Deposit Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Money Market Account
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Lexington, Kentucky and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Lexington, KY Money Market Rate Trends
Compare local Lexington, KY money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — KY Avg
3.446%
Unchanged vs 7 days ago
Kentucky high-yield MMA rates currently average 3.446% APY.
Standard MMA — KY Avg
0.674%
▲ 0.038 vs 7 days ago
Kentucky standard MMA rates rose 0.038 points over the past 7 days to 0.674% APY.
As of Jun 3, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lexington, Kentucky money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Lexington, Kentucky directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lexington, Kentucky. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in KY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Lexington, Kentucky
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Kentucky.
Are Money Market accounts in Lexington, Kentucky safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Kentucky up to $250,000 per depositor, per institution.
How often do MMA rates change in Lexington, Kentucky?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Kentucky rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Lexington, Kentucky?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Lexington, Kentucky require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Lexington, Kentucky
Here are some of the highest money market account APYs currently available in Lexington, Kentucky and the surrounding area:
- WesBanco Bank
Money Market Special — 3.50% APY - Commonwealth Credit Union Frankfort, KY
Business Money Market Accounts — 3.25% APY - Truist
Small Business Money Market Account — 3.25% APY - Old National Bank
Money Market — 3.25% APY - Park Federal Credit Union
Money Market Accounts with Park Perks — 2.25% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Lexington, Kentucky. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: June 1, 2026
Rate Assistant
MonitorBankRates.com · Live Data
Try asking