Best Money Market Rates in Baltimore, Maryland (MD) - May 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Baltimore, Maryland and the surrounding area money market deposit account rates include CFG BankCFG Bank1615 Thames St, Baltimore, MD 21231A5.0 ★Texas Ratio: 10.06% CFG High Yield Money Market In Branch at 3.80% APY, Fulton BankFulton Bank96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.98% Money Market New Money at 3.55% APY, WesBanco BankWesBanco Bank1740 E Joppa Rd, Baltimore, MD 21234A+5.0 ★Texas Ratio: 1.63% Money Market Special at 3.50% APY, TruistTruist120 E Baltimore St, Baltimore, MD 21202A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY, and Johns Hopkins Federal Credit UnionJohns Hopkins Federal Credit Union1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732A+5.0 ★Texas Ratio: 1.57% Money Market at 1.23% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Baltimore has 9 local institutions in our database, with money market rates as high as 3.80% APY from CFG Bank at 1615 Thames St, Baltimore, MD 21231. Use the table below to compare all available offers, including options from institutions serving the broader Maryland area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Baltimore, Maryland and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Baltimore, Maryland & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
1615 Thames St, Baltimore, MD 21231
CFG High Yield Money Market In Branch
3.80%
$1,000
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
May add deposits at anytime. See below for account details.
CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
1615 Thames St, Baltimore, MD 21231
CFG High Yield Money Market Online
3.80%
$1,000
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
May add deposits at anytime, no check writing privileges. See below for account details.
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
96 Village Sq, Baltimore, MD 21210
Money Market New Money
3.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
96 Village Sq, Baltimore, MD 21210
Promotional Money Market Account
3.55%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 4, 2026
Details
minimum new money deposit of $10,000.
WesBanco Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
1740 E Joppa Rd, Baltimore, MD 21234
Money Market Special
3.50%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
With a minimum of $25k new money
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
120 E Baltimore St, Baltimore, MD 21202
Small Business Money Market Account
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
1615 Thames St, Baltimore, MD 21231
ICS Money Market
3.10%
$250,000
▼
Rate3.06%
Min Deposit$250,000
Min Balance—
UpdatedMay 4, 2026
Details
May add deposits at anytime, check writing allowed, and ATM card issued upon request
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
96 Village Sq, Baltimore, MD 21210
Platinum Money Market
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
96 Village Sq, Baltimore, MD 21210
Platinum Money Market
1.64%
$0
▼
Rate1.63%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Johns Hopkins Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732
Money Market
1.23%
$0
▼
Rate1.22%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Johns Hopkins Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732
Money Market
1.05%
$0
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
96 Village Sq, Baltimore, MD 21210
Platinum Money Market
0.94%
$0
▼
Rate0.94%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Johns Hopkins Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732
Money Market
0.86%
$0
▼
Rate0.86%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD 21233 1050
Money Market
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Johns Hopkins Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732
Money Market
0.78%
$0
▼
Rate0.78%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD 21202
Premier Money Market Account
0.75%
$50,000
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Johns Hopkins Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732
Money Market
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD 21233 1050
Money Market
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD 21202
Premier Money Market Account
0.55%
$50,000
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
96 Village Sq, Baltimore, MD 21210
Platinum Money Market
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD 21233 1050
Money Market
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Harbor Bank of Maryland
Institution Rating:
A-5.0 ★ Texas Ratio: 14.10%
25 W Fayette St, Baltimore, MD 21201
Investment Money Market Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Tier III
Homewood Federal SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
3228 Eastern Ave, Baltimore, MD 21224
Money Market Advantage
0.50%
$40,000
▼
Rate0.50%
Min Deposit$40,000
Min Balance—
UpdatedMay 5, 2026
Details
Homewood Federal SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
3228 Eastern Ave, Baltimore, MD 21224
Money Market
0.40%
$2,500
▼
Rate0.40%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD 21233 1050
Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
96 Village Sq, Baltimore, MD 21210
Platinum Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD 21202
Premier Money Market Account
0.40%
$50,000
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD 21202
Money Market Account
0.40%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
96 Village Sq, Baltimore, MD 21210
IRA Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD 21202
Money Market Account
0.35%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
96 Village Sq, Baltimore, MD 21210
Platinum Money Market
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD 21202
Premier Money Market Account
0.30%
$50,000
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD 21202
Money Market Account
0.30%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Harbor Bank of Maryland
Institution Rating:
A-5.0 ★ Texas Ratio: 14.10%
25 W Fayette St, Baltimore, MD 21201
Investment Money Market Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Tier II
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD 21233 1050
Money Market
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD 21202
Money Market Account
0.25%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Harbor Bank of Maryland
Institution Rating:
A-5.0 ★ Texas Ratio: 14.10%
25 W Fayette St, Baltimore, MD 21201
Money Market
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Tier II
Harbor Bank of Maryland
Institution Rating:
A-5.0 ★ Texas Ratio: 14.10%
25 W Fayette St, Baltimore, MD 21201
Investment Money Market Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Tier I
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD 21202
Premier Money Market Account
0.20%
$50,000
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD 21202
Money Market Account
0.20%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Harbor Bank of Maryland
Institution Rating:
A-5.0 ★ Texas Ratio: 14.10%
25 W Fayette St, Baltimore, MD 21201
Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Tier I
Homewood Federal SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
3228 Eastern Ave, Baltimore, MD 21224
Money Market Advantage
0.15%
$40,000
▼
Rate0.15%
Min Deposit$40,000
Min Balance—
UpdatedMay 5, 2026
Details
Homewood Federal SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
3228 Eastern Ave, Baltimore, MD 21224
Money Market
0.15%
$2,500
▼
Rate0.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Homewood Federal SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
3228 Eastern Ave, Baltimore, MD 21224
Money Market
0.05%
$2,500
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD 21202
Premier Money Market Account
0.00%
$50,000
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD 21202
Money Market Account
0.00%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Business Advantage Money Market
4.00%
$2,000
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedMay 12, 2026
Details
guaranteed through June 2026
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
Paramount Money Market
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
Money Market
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Harford Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
Community Money Market Account Tier 9
3.60%
$100
▼
Rate3.54%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Glen Burnie MSB
Institution Rating:
A5.0 ★ Texas Ratio: 9.65%
Money Market ADVANTAGE Account
3.51%
$25,000
▼
Rate3.45%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
($25,000 or more)
The Bank of Glen Burnie
Institution Rating:
A+5.0 ★ Texas Ratio: 4.44%
Money Market ADVANTAGE Account
3.51%
$25,000
▼
Rate3.45%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
($25,000 or more)
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$15,000+
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Presidential Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Money Market Advantage Checking
3.50%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
On Balances Between $25,000 and $250,000.
F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
Local Advantage Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★ Texas Ratio: 22.57%
Business Money Market Savings Accounts
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
Paramount Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
Money Market
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
Money Market Account
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Flexible and Interest Earning
F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
Local Advantage Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Money Market Accounts
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Eagle Money Market Account and up
2.33%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
$500,000.00
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Money Market Accounts
2.30%
$0
▼
Rate2.27%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
Money Market Account
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
$250,000.00 - $499,999.99
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Money Market Account
2.10%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
For balances greater than $50,000
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Money Market Accounts
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
IRA Money Market Accounts
2.10%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Includes Traditional, Roth & Education IRAs
Rate2.01%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
$0.00 - $249,999.99
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
Money Market Account
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Money Market Accounts
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Money Market Account
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
For balances from $20,000 to $49,999
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
IRA Money Market Accounts
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Includes Traditional, Roth & Education IRAs
F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
Local Advantage Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Harford Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
Community Money Market Account Tier 8
2.00%
$100
▼
Rate1.99%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Money Market Accounts
1.91%
$0
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Money Market Accounts
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
IRA Money Market Accounts
1.87%
$0
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Includes Traditional, Roth & Education IRAs
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Money Market Account
1.87%
$0
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
For balances from $2,500 to $19,999
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Money Market Accounts
1.81%
$0
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Premium High-Yield Money Market Account
1.80%
$0
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Money Market
1.76%
$2,500
▼
Rate1.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 7, 2026
Details
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
Paramount Money Market
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Money Market
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dividends are compounded daily and paid monthly. No minimum balance is required to open the account; however, dividends are earned only on balances over $2,500. If a balance of less than $2,500 is maintained, there is no penalty, but dividends are not paid on the account.
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Credit Union Insured Money Market Account (CUIMMA)
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Premium Money Market 1
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Money Market Accounts
1.71%
$0
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
Money Market
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Commercial Money Market Account
1.70%
$1,500
▼
Rate1.69%
Min Deposit$1,500
Min Balance—
UpdatedMay 7, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Money Market
1.60%
$0
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Credit Union Insured Money Market Account (CUIMMA)
1.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Money Market Accounts
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Money Market
1.51%
$2,500
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 7, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Gold Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★ Texas Ratio: 22.57%
Business Money Market Savings Accounts
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Money Market Savings Tier 6
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Baltimore, Maryland and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Baltimore, MD Money Market Rate Trends
Compare local Baltimore, MD money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — MD Avg
3.385%
Unchanged vs 7 days ago
Maryland high-yield MMA rates currently average 3.385% APY.
Standard MMA — MD Avg
0.639%
Unchanged vs 7 days ago
Maryland standard MMA rates currently average 0.639% APY.
As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Baltimore, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Baltimore, Maryland. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Baltimore, Maryland
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Maryland.
Are Money Market accounts in Baltimore, Maryland safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maryland up to $250,000 per depositor, per institution.
How often do MMA rates change in Baltimore, Maryland?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maryland rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Baltimore, Maryland?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Baltimore, Maryland require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Baltimore, Maryland
Here are some of the highest money market account APYs currently available in Baltimore, Maryland and the surrounding area:
- CFG Bank
CFG High Yield Money Market In Branch — 3.80% APY - Fulton Bank
Money Market New Money — 3.55% APY - WesBanco Bank
Money Market Special — 3.50% APY - Truist
Small Business Money Market Account — 3.40% APY - Johns Hopkins Federal Credit Union
Money Market — 1.23% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Baltimore, Maryland. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
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