Best Money Market Rates in Baltimore, Maryland - June 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Baltimore, Maryland and the surrounding area money market deposit account rates include CFG BankCFG Bank1615 Thames St, Baltimore, MD 21231A5.0 ★Texas Ratio: 10.06% CFG High Yield Money Market In Branch at 3.80% APY, Fulton BankFulton Bank96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.98% Money Market New Money at 3.55% APY, WesBanco BankWesBanco Bank1740 E Joppa Rd, Baltimore, MD 21234A+5.0 ★Texas Ratio: 1.63% Money Market Special at 3.50% APY, TruistTruist120 E Baltimore St, Baltimore, MD 21202A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY, and Aberdeen Proving Ground FCUAberdeen Proving Ground FCU1631 Merritt Blvd, Baltimore, MD 21222A+5.0 ★Texas Ratio: 5.98% High Yield Money Market Account at 2.25% APY. Money market rates as of June 3, 2026 according to verified data from MonitorBankRates.
Baltimore has 12 local institutions in our database, with money market rates as high as 3.80% APY from CFG Bank at 1615 Thames St, Baltimore, MD 21231. Use the table below to compare all available offers, including options from institutions serving the broader Maryland area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Baltimore, Maryland and surrounding area. Last Updated and Verified: June 3, 2026
Compare the Best Money Market Rates Today in Baltimore, Maryland & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
1615 Thames St, Baltimore, MD 21231
CFG High Yield Money Market In Branch
3.80%
$1,000
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
May add deposits at anytime. See below for account details.
CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
1615 Thames St, Baltimore, MD 21231
CFG High Yield Money Market Online
3.80%
$1,000
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
May add deposits at anytime, no check writing privileges. See below for account details.
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
96 Village Sq, Baltimore, MD 21210
Money Market New Money
3.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Minimum new money deposit of $10,000.
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
96 Village Sq, Baltimore, MD 21210
Promotional Money Market Account
3.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Requires a minimum new money deposit of $10,000.
CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
1615 Thames St, Baltimore, MD 21231
ICS Money Market
3.50%
$250,000
▼
Rate3.44%
Min Deposit$250,000
Min Balance—
UpdatedJun 3, 2026
Details
May add deposits at anytime, check writing allowed, and ATM card issued upon request.
WesBanco Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
1740 E Joppa Rd, Baltimore, MD 21234
Money Market Special
3.50%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 29, 2026
Details
With a minimum of $25k new money
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
120 E Baltimore St, Baltimore, MD 21202
Small Business Money Market Account
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Eligible clients can earn a 3.40% annual percentage yield (APY) with a new Truist Business Money Market account. Promotional Interest Rate is 3.34% and the Annual Percentage Yield (APY) is 3.40% for balances $0.01 and greater. Your new Money Market Account could initially earn a rate lower than 3.40% APY. However, within 10 calendar days of account opening, your eligible account will automatically upgrade to the 3.40% APY rate. The standard interest rate and APY are 0.01%. Fees may reduce earnings.
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
1631 Merritt Blvd, Baltimore, MD 21222
High Yield Money Market Account
2.25%
$0
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$750,000 and up
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
1631 Merritt Blvd, Baltimore, MD 21222
High Yield Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$500,000 - $749,999.99
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
96 Village Sq, Baltimore, MD 21210
Platinum Money Market
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
96 Village Sq, Baltimore, MD 21210
Platinum Money Market
1.64%
$0
▼
Rate1.63%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD 21220
Money Market Plus & IRA, Roth or ESA Money Market Plus Shares
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
1631 Merritt Blvd, Baltimore, MD 21222
High Yield Money Market Account
1.50%
$0
▼
Rate1.48%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$200,000 - $499,999.99
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD 21220
Money Market Plus & IRA, Roth or ESA Money Market Plus Shares
1.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD 21220
Money Market Plus & IRA, Roth or ESA Money Market Plus Shares
1.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD 21220
Money Market Plus & IRA, Roth or ESA Money Market Plus Shares
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
1631 Merritt Blvd, Baltimore, MD 21222
High Yield Money Market Account
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$125,000 - $199,999.99
Johns Hopkins Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732
Money Market
1.23%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
As High As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
1631 Merritt Blvd, Baltimore, MD 21222
Tiered Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$100,000 and above
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
1631 Merritt Blvd, Baltimore, MD 21222
Tiered Money Market IRA
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$100,000 and above
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
1631 Merritt Blvd, Baltimore, MD 21222
High Yield Money Market Account
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$75,000 - $124,999.99
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD 21220
Money Market Shares & IRA Money Market Shares
0.95%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
96 Village Sq, Baltimore, MD 21210
Platinum Money Market
0.94%
$0
▼
Rate0.94%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD 21220
Money Market Shares & IRA Money Market Shares
0.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD 21233 1050
Money Market
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Money Market $100,000 +
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
1631 Merritt Blvd, Baltimore, MD 21222
Tiered Money Market IRA
0.75%
$0
▼
Rate0.74%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$50,000 to $99,999.99
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
1631 Merritt Blvd, Baltimore, MD 21222
Tiered Money Market
0.75%
$0
▼
Rate0.74%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$50,000 to $99,999.99
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
1 South St, Baltimore, MD 21202
Premier Money Market Account
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
$500,000 - $2,499,999.99
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
1 South St, Baltimore, MD 21202
Premier Money Market Account or more
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
$2,500,000
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD 21233 1050
Money Market
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Money Market up to $99,999.99
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD 21233 1050
Money Market
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Money Market up to $49,999.99
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
1 South St, Baltimore, MD 21202
Premier Money Market Account
0.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
$100,000 - $149,999.99
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
96 Village Sq, Baltimore, MD 21210
Platinum Money Market
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Homewood Federal SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
3228 Eastern Ave, Baltimore, MD 21224
Money Market Advantage
0.50%
$40,000
▼
Rate0.50%
Min Deposit$40,000
Min Balance—
UpdatedMay 17, 2026
Details
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
1631 Merritt Blvd, Baltimore, MD 21222
Tiered Money Market
0.50%
$0
▼
Rate0.49%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$25,000 to $49,999.99
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
1631 Merritt Blvd, Baltimore, MD 21222
Tiered Money Market IRA
0.50%
$0
▼
Rate0.49%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$25,000 to $49,999.99
Harbor Bank of Maryland
Institution Rating:
A-5.0 ★ Texas Ratio: 14.10%
25 W Fayette St, Baltimore, MD 21201
Investment Money Market Account - Tier III
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Homewood Federal SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
3228 Eastern Ave, Baltimore, MD 21224
Money Market
0.40%
$2,500
▼
Rate0.40%
Min Deposit$2,500
Min Balance—
UpdatedMay 17, 2026
Details
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
1631 Merritt Blvd, Baltimore, MD 21222
Tiered Money Market
0.40%
$0
▼
Rate0.39%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$15,000 to $24,999.99
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
96 Village Sq, Baltimore, MD 21210
IRA Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
96 Village Sq, Baltimore, MD 21210
Platinum Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD 21233 1050
Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Money Market up to $24,999.99
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
1 South St, Baltimore, MD 21202
Money Market Account or more
0.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
$100,000
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
1631 Merritt Blvd, Baltimore, MD 21222
Tiered Money Market IRA
0.40%
$0
▼
Rate0.39%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$15,000 to $24,999.99
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
1 South St, Baltimore, MD 21202
Premier Money Market Account
0.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
$50,000 - $99,999.99
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
1631 Merritt Blvd, Baltimore, MD 21222
Tiered Money Market
0.35%
$0
▼
Rate0.34%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$0 to $2,499.99 (fee applies)
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
1631 Merritt Blvd, Baltimore, MD 21222
Tiered Money Market IRA
0.35%
$0
▼
Rate0.34%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$100 to $14,999.99
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
1 South St, Baltimore, MD 21202
Money Market Account
0.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
$75,000 - $99,999.99
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
96 Village Sq, Baltimore, MD 21210
Platinum Money Market
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
1 South St, Baltimore, MD 21202
Money Market Account
0.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
$25,000 - $49,999.99
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
1 South St, Baltimore, MD 21202
Premier Money Market Account
0.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
$10,000 - $49,999.99
Harbor Bank of Maryland
Institution Rating:
A-5.0 ★ Texas Ratio: 14.10%
25 W Fayette St, Baltimore, MD 21201
Investment Money Market Account - Tier II
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD 21233 1050
Money Market
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Money Market up to $9,999.99
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
1 South St, Baltimore, MD 21202
Money Market Account
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
$10,000 - $24,999.99
Harbor Bank of Maryland
Institution Rating:
A-5.0 ★ Texas Ratio: 14.10%
25 W Fayette St, Baltimore, MD 21201
Investment Money Market Account - Tier I
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Harbor Bank of Maryland
Institution Rating:
A-5.0 ★ Texas Ratio: 14.10%
25 W Fayette St, Baltimore, MD 21201
Money Market - Tier II
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028
Money Market
0.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
1 South St, Baltimore, MD 21202
Money Market Account
0.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
$500 - $9,999.99
Harbor Bank of Maryland
Institution Rating:
A-5.0 ★ Texas Ratio: 14.10%
25 W Fayette St, Baltimore, MD 21201
Money Market - Tier I
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
1 South St, Baltimore, MD 21202
Premier Money Market Account
0.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
$500 - $9,999.99
Homewood Federal SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
3228 Eastern Ave, Baltimore, MD 21224
Money Market Advantage
0.15%
$40,000
▼
Rate0.15%
Min Deposit$40,000
Min Balance—
UpdatedMay 17, 2026
Details
Homewood Federal SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
3228 Eastern Ave, Baltimore, MD 21224
Money Market
0.15%
$2,500
▼
Rate0.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 17, 2026
Details
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028
Money Market
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Homewood Federal SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
3228 Eastern Ave, Baltimore, MD 21224
Money Market
0.05%
$2,500
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 17, 2026
Details
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
1 South St, Baltimore, MD 21202
Premier Money Market Account Less than
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
$500
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
1631 Merritt Blvd, Baltimore, MD 21222
High Yield Money Market Account
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Up to $74,999.99
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD 21220
Money Market Plus & IRA, Roth or ESA Money Market Plus Shares
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD 21220
Money Market Shares & IRA Money Market Shares
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
1 South St, Baltimore, MD 21202
Money Market Account Less than
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
$500
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
Business Advantage Money Market
4.00%
$2,000
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedMay 20, 2026
Details
guaranteed through June 2026
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Paramount Money Market
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
Money Market
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Harford Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
Community Money Market Account Tier 9
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Minimum balance to open $100
Glen Burnie MSB
Institution Rating:
A5.0 ★ Texas Ratio: 9.65%
Money Market ADVANTAGE Account
3.51%
$25,000
▼
Rate3.45%
Min Deposit$25,000
Min Balance—
UpdatedMay 29, 2026
Details
The Bank of Glen Burnie
Institution Rating:
A+5.0 ★ Texas Ratio: 4.44%
Money Market ADVANTAGE Account
3.51%
$25,000
▼
Rate3.45%
Min Deposit$25,000
Min Balance—
UpdatedMay 17, 2026
Details
($25,000 or more)
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Preferred rates. Standard rates: 0.15% APY.
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Preferred rates. Standard rates: 0.03% APY.
Presidential Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Money Market Advantage Checking
3.50%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedJun 3, 2026
Details
On Balances Between $25,000 and $250,000. Earn 1.50% APY* on Higher Balances Earn 0.10% APY* on Average Daily Balances under $25,000.
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$15,000+
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
Premium Insured Money Market Account
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
Local Advantage Money Market T1
3.00%
$100,000
▼
Rate2.96%
Min Deposit$100,000
Min Balance—
UpdatedJun 3, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
Money Market Account
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★ Texas Ratio: 22.57%
Business Money Market Savings Accounts
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Compounding Frequency: Daily
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Paramount Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
Money Market
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
Money Market Account
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
Money Market Account
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
Local Advantage Money Market T2
2.50%
$100,000
▼
Rate2.47%
Min Deposit$100,000
Min Balance—
UpdatedJun 3, 2026
Details
ACNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Select Money Market Account
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Flexible and Interest Earning
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
Money Market Account
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Rate2.01%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Harford Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
Community Money Market Account Tier 8
2.00%
$0
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Minimum balance to open $100
F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
Local Advantage Money Market T3
2.00%
$100,000
▼
Rate1.98%
Min Deposit$100,000
Min Balance—
UpdatedJun 3, 2026
Details
Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
Money Market
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Savings Tier 6
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★ Texas Ratio: 22.57%
Business Money Market Savings Accounts
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Compounding Frequency: Daily
First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Gold Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Baltimore, Maryland and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Baltimore, MD Money Market Rate Trends
Compare local Baltimore, MD money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — MD Avg
3.294%
Unchanged vs 7 days ago
Maryland high-yield MMA rates currently average 3.294% APY.
Standard MMA — MD Avg
0.648%
Unchanged vs 7 days ago
Maryland standard MMA rates currently average 0.648% APY.
As of Jun 3, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Baltimore, Maryland money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Baltimore, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Baltimore, Maryland. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Baltimore, Maryland
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Maryland.
Are Money Market accounts in Baltimore, Maryland safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maryland up to $250,000 per depositor, per institution.
How often do MMA rates change in Baltimore, Maryland?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maryland rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Baltimore, Maryland?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Baltimore, Maryland require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Baltimore, Maryland
Here are some of the highest money market account APYs currently available in Baltimore, Maryland and the surrounding area:
- CFG Bank
CFG High Yield Money Market In Branch — 3.80% APY - Fulton Bank
Money Market New Money — 3.55% APY - WesBanco Bank
Money Market Special — 3.50% APY - Truist
Small Business Money Market Account — 3.40% APY - Aberdeen Proving Ground FCU
High Yield Money Market Account — 2.25% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Baltimore, Maryland. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: June 3, 2026
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