MonitorBankRates
☰
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Best Money Market Rates in Lynn, Massachusetts (MA) - May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 12, 2026

Current Lynn, Massachusetts and the surrounding area money market deposit account rates include Eastern Bank Boston, MAEastern Bank Boston, MA112 Market St, Lynn, MA 01901A+5.0 ★Texas Ratio: 2.03% Money Market Plus at 4.00% APY, Citizens BankCitizens Bank35 Washington St, Lynn, MA 01904A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, Naveo Credit UnionNaveo Credit Union947 Western Ave, Lynn, MA 01905A+5.0 ★Texas Ratio: 3.91% Premier Money Market at 3.50% APY, Massachusetts Family Federal Credit UnionMassachusetts Family Federal Credit Union51 Willow St, Lynn, MA 01901A+5.0 ★Texas Ratio: 0.53% Money Market at 2.00% APY, and St Jeans Credit UnionSt Jeans Credit Union250 maple st, lynn, MA 01904A+5.0 ★Texas Ratio: 2.69% Business Money Market at 1.75% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Lynn has 7 local institutions in our database, with money market rates as high as 4.00% APY from Eastern Bank Boston, MA at 112 Market St, Lynn, MA 01901. Use the table below to compare all available offers, including options from institutions serving the broader Massachusetts area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Lynn, Massachusetts and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Lynn, Massachusetts & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
112 Market St, Lynn, MA 01901
Money Market Plus
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Boosted 6 Month APY

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
35 Washington St, Lynn, MA 01904
Citizens Private Client® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
35 Washington St, Lynn, MA 01904
Citizens Quest® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Naveo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
947 Western Ave, Lynn, MA 01905
Premier Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
112 Market St, Lynn, MA 01901
Money Market Plus
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Standard APY

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
112 Market St, Lynn, MA 01901
Featured Premier Money Market
2.17%
$0
View
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
51 Willow St, Lynn, MA 01901
Money Market
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Over $200,000

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
250 maple st, lynn, MA 01904
Super Money Market
1.75%
$100,000
View
▼
Rate1.74%
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
250 maple st, lynn, MA 01904
Business Money Market
1.75%
$100,000
View
▼
Rate1.74%
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
250 maple st, lynn, MA 01904
Business Money Market
1.50%
$50,000
View
▼
Rate1.49%
Min Deposit$50,000
Min Balance—
UpdatedMay 12, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
250 maple st, lynn, MA 01904
Super Money Market
1.50%
$50,000
View
▼
Rate1.49%
Min Deposit$50,000
Min Balance—
UpdatedMay 12, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
250 maple st, lynn, MA 01904
Business Money Market
1.25%
$10,000
View
▼
Rate1.24%
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
250 maple st, lynn, MA 01904
Super Money Market
1.25%
$10,000
View
▼
Rate1.24%
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
112 Market St, Lynn, MA 01901
Featured Premier Money Market
1.21%
$0
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
51 Willow St, Lynn, MA 01901
Money Market to $99,999
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$25,000

Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
51 Willow St, Lynn, MA 01901
Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
51 Willow St, Lynn, MA 01901
Money Market TO $199,999
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$100,000

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
112 Market St, Lynn, MA 01901
Money Market Plus
0.74%
$0
View
▼
Rate0.74%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Boosted 6 Month APY

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
250 maple st, lynn, MA 01904
Money Market IRA
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
250 maple st, lynn, MA 01904
Money Market
0.30%
$2,500
View
▼
Rate0.30%
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details

River Works Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.57%
947 Western Ave, Lynn, MA 01905 2640
Money Market Account
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
51 Willow St, Lynn, MA 01901
Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
51 Willow St, Lynn, MA 01901
Money Market to $24,999
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$5,000

River Works Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.57%
947 Western Ave, Lynn, MA 01905 2640
Money Market Account
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
35 Washington St, Lynn, MA 01904
Citizens Private Client® Money Market
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Reading Co-op Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
400 Broadway, Lynn, MA 01904
Money Market
0.10%
$10
View
▼
Rate0.10%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details

River Works Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.57%
947 Western Ave, Lynn, MA 01905 2640
Money Market Account
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
51 Willow St, Lynn, MA 01901
Money Market
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Under $5,000

Reading Co-op Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
400 Broadway, Lynn, MA 01904
Money Market
0.05%
$10
View
▼
Rate0.05%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
35 Washington St, Lynn, MA 01904
Citizens Quest® Money Market
0.03%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
112 Market St, Lynn, MA 01901
Money Market Plus
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Standard APY

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
112 Market St, Lynn, MA 01901
Premier Money Market
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
112 Market St, Lynn, MA 01901
Featured Premier Money Market
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
35 Washington St, Lynn, MA 01904
Personal Money Market
0.01%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

HarborOne Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.37%
Money Market Plus
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Eastern Bank
Institution Rating:
A+5.0 ★
Money Market Plus
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premier Money Market
3.70%
$0
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Needham Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Super Saver Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

BankProv
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
Super Saver Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

OneLocal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
High Yield Money Market & iYield Money Market Account
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Open Online

BankProv
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
Premium Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

DCU Digital Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.98%
Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Needham Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Premium Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premier Money Market
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$15,000+

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Money Market Plus
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

BrightBridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Accounts
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

BrightBridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
Money Market
3.29%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

up to

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
Money Market Accounts
3.29%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premier Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
High Yield Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

New Money Only

OneLocal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
High Yield Money Market & iYield Money Market Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Open Online

Savers Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Ultra Money Market Special -Personal and Business
3.25%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Money Market Plus
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Sapphire Money Market
3.25%
$2,000,000
View
▼
Rate3.20%
Min Deposit$2,000,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances $2,000,000-$4,000,000 (plus interest paid)

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Business Sapphire Money Market
3.25%
$2,000,000
View
▼
Rate3.20%
Min Deposit$2,000,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances $2,000,000-$4,000,000 (plus interest paid)

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
Business Money Market Special
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

North Easton SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Business Premier Leader Money MarketSpecial
3.19%
$0
View
▼
Rate3.14%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Bank of Easton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Advantage Money Market Account
3.09%
$0
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
Business Money Market Special
3.05%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

North Brookfield SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Level Up Money Market
3.05%
$20,000
View
▼
Rate3.00%
Min Deposit$20,000
Min Balance—
UpdatedMay 5, 2026
Details

Balance of $1,000,000.01 or More

Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premier Money Market
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Bank5 Connect
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Connect Money Market
3.03%
$100
View
▼
Rate2.99%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Money Market Plus
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
Money Market Special
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
MyPremium Money Market Tier 3
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Business Gold Money Market
3.00%
$250,000
View
▼
Rate2.96%
Min Deposit$250,000
Min Balance—
UpdatedMay 5, 2026
Details

plus interest paid

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Gold Money Market
3.00%
$250,000
View
▼
Rate2.96%
Min Deposit$250,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances $250,000 and above

Dedham Institution for Savings
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
Premium Money Market Account
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

OneLocal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
High Yield Money Market & iYield Money Market Account
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Open Online

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
MyPremium Money Market Tier 4
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
MyPremium Money Market Tier 5
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.

Bank of Easton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Advantage Money Market Account
2.99%
$0
View
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Cape Cod Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Premier Money Market
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
Business Money Market Special
2.80%
$0
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

North Brookfield SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Level Up Money Market
2.79%
$20,000
View
▼
Rate2.75%
Min Deposit$20,000
Min Balance—
UpdatedMay 5, 2026
Details

Balance of $500,000.01-$1,000,000.00

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Money Market (High Yield: New Money Special)
2.79%
$2,500
View
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details

North Easton SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Main Street Money MarketSpecial
2.78%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
MyPremium Money Market Tier 2
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Business Money Market Savings Special
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
MyPremium Money Market Tier 1
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.

Savers Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Ultra Money Market Special -Personal and Business
2.75%
$0
View
▼
Rate2.68%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Winchester Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
Business Money Market
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

OneLocal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
High Yield Money Market & iYield Money Market Account
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Open Online

Cornerstone Bank Spencer, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Premier Money Market
2.75%
$1,000
View
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
Money Market Special
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Money Market (High Yield: New Money Special)
2.53%
$2,500
View
▼
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premier Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.03%
Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
Money Market Accounts
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
money market
2.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Southbridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

As High as

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Business Money Market Savings Special
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Taupa Lithuanian Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Money market / Savings
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Money Market Plus
1.77%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
Money Market Accounts
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
Workers Money Market Checking
1.75%
$1,000
View
▼
Rate1.73%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
Workers Money Market
1.75%
$0
View
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Lynn, Massachusetts and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Lynn, MA Money Market Rate Trends

Compare local Lynn, MA money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Massachusetts MMA Trends →
High-Yield MMA — MA Avg
3.521%
▲ 0.007 vs 7 days ago

Massachusetts high-yield MMA rates rose 0.007 points over the past 7 days to 3.521% APY.

Standard MMA — MA Avg
0.444%
▲ 0.004 vs 7 days ago

Massachusetts standard MMA rates rose 0.004 points over the past 7 days to 0.444% APY.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Lynn, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lynn, Massachusetts. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Lynn, Massachusetts

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Massachusetts.

Are Money Market accounts in Lynn, Massachusetts safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Massachusetts up to $250,000 per depositor, per institution.

How often do MMA rates change in Lynn, Massachusetts?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Massachusetts rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Lynn, Massachusetts?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Lynn, Massachusetts require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Lynn, Massachusetts

Here are some of the highest money market account APYs currently available in Lynn, Massachusetts and the surrounding area:
  • Eastern Bank Boston, MA
    Money Market Plus — 4.00% APY
  • Citizens Bank
    Citizens Private Client® Money Market — 3.75% APY
  • Naveo Credit Union
    Premier Money Market — 3.50% APY
  • Massachusetts Family Federal Credit Union
    Money Market — 2.00% APY
  • St Jeans Credit Union
    Business Money Market — 1.75% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Lynn, Massachusetts. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

Lynn, Massachusetts Rates & Resources

$
Lynn, Massachusetts CD Rates
$
Lynn, Massachusetts Savings Rates
$
Lynn, Massachusetts Checking Rates
$
Lynn, Massachusetts Mortgage Rates
$
Lynn, Massachusetts Auto Loan Rates
$
Lynn, Massachusetts Personal Loan Rates