Best Money Market Rates in South Lancaster, Massachusetts (MA) - May 2026
Brian McKay
Brian McKay
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Current South Lancaster, Massachusetts and the surrounding area money market deposit account rates include Hometown Bank Oxford, MAHometown Bank Oxford, MA131 Main Street, South Lancaster, MA 01561A+5.0 ★Texas Ratio: 3.60% Get More Tiered Money MarketSM at 0.30% APY, Eastern BankEastern BankA+5.0 ★ Money Market Plus at 4.00% APY, HarborOne BankHarborOne BankA+5.0 ★Texas Ratio: 3.37% Money Market Plus at 4.00% APY, Eastern Bank Boston, MAEastern Bank Boston, MAA+5.0 ★Texas Ratio: 2.03% Money Market Plus at 4.00% APY, and Citizens BankCitizens BankA5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
South Lancaster has 1 local institution in our database, with money market rates as high as 0.30% APY from Hometown Bank Oxford, MA at 131 Main Street, South Lancaster, MA 01561. Use the table below to compare all available offers, including options from institutions serving the broader Massachusetts area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in South Lancaster, Massachusetts and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in South Lancaster, Massachusetts & the Surrounding Area
Boosted 6 Month APY
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
$15,000+
Open Online
up to
Balances $2,000,000-$4,000,000 (plus interest paid)
Balances $2,000,000-$4,000,000 (plus interest paid)
New Money Only
Standard APY
Open Online
Balance of $1,000,000.01 or More
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Balances $250,000 and above
plus interest paid
Open Online
Balance of $500,000.01-$1,000,000.00
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Open Online
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Balance of $250,000.01-$500,000.00
As High as
Over $200,000
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
South Lancaster, MA Money Market Rate Trends
Compare local South Lancaster, MA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield MMA rates currently average 3.521% APY.
Massachusetts standard MMA rates currently average 0.444% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our South Lancaster, Massachusetts money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for South Lancaster, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in South Lancaster, Massachusetts. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in South Lancaster, Massachusetts
What is a Money Market Account (MMA)?
Are Money Market accounts in South Lancaster, Massachusetts safe?
How often do MMA rates change in South Lancaster, Massachusetts?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in South Lancaster, Massachusetts?
Best Money Market Rates in South Lancaster, Massachusetts
- Hometown Bank Oxford, MA
Get More Tiered Money MarketSM — 0.30% APY - Eastern Bank
Money Market Plus — 4.00% APY - HarborOne Bank
Money Market Plus — 4.00% APY - Eastern Bank Boston, MA
Money Market Plus — 4.00% APY - Citizens Bank
Citizens Private Client® Money Market — 3.75% APY
South Lancaster, Massachusetts Rates & Resources
