Best Money Market Rates in South Lancaster, Massachusetts (MA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current South Lancaster, Massachusetts and the surrounding area money market rates include Athol Savings BankAthol Savings BankA5.0 ★Texas Ratio: 7.51% Xtreme Business Money Market at 4.25% APY, Citizens BankCitizens BankA5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, Wrentham Co-operative BankWrentham Co-operative BankA+5.0 ★Texas Ratio: 0.00% Premier Money Market at 3.70% APY, Community Credit Union Of LynnCommunity Credit Union Of LynnA-5.0 ★Texas Ratio: 14.06% Community High Yield Money Market Account at 3.65% APY, and Washington Savings Bank Lowell, MAWashington Savings Bank Lowell, MAA+5.0 ★Texas Ratio: 4.14% Non-Profit Money Market at 3.61% APY. Money market rates as of April 11, 2026 according to verified data from MonitorBankRates.
South Lancaster has 1 local institution in our database, with money market rates as high as 0.30% APY from Hometown Bank Oxford, MA at 131 Main Street, South Lancaster, MA 01561. Use the table below to compare all available offers, including options from institutions serving the broader Massachusetts area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in South Lancaster, Massachusetts and surrounding area. Last Updated and Verified: April 11, 2026
Compare the Best Money Market Rates Today in South Lancaster, Massachusetts & the Surrounding Area
Variable Rate
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Community High Yield Money Market for consumer and business accounts. Earn 3.75% Annual Percentage Yield for new money only. Minimum balance of $10,000 to open.
Open Online
$15,000+
$15,000+ Intro rate
$50,000+
$50,000.00+
Rate Index: 30 Day Avg SOFR* minus 10% of the 30 Day Avg SOFR rate index
Rate Index: 30 Day Avg SOFR* minus 10% of the 30 Day Avg SOFR rate index
Balances $2,000,000-$4,000,000 (plus interest paid)
Balances $2,000,000-$4,000,000 (plus interest paid)
New Money Only
Open Online
Balance of $1,000,000.01 or More
Note: Earn this high rate when you open a Business Platinum Money Market with money that is not already held in a Bluestone Bank account.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Balances $250,000 and above
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
plus interest paid
Open Online
Balance of $500,000.01-$1,000,000.00
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Open Online
as High as
Over $200,000
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
South Lancaster, MA Money Market Rate Trends
Compare local South Lancaster, MA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield MMA rates fell 0.594 points over the past 7 days to 1.040% APY.
Massachusetts standard MMA rates rose 0.283 points over the past 7 days to 1.091% APY.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for South Lancaster, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in South Lancaster, Massachusetts. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in South Lancaster, Massachusetts
What is a Money Market Account (MMA)?
Are Money Market accounts in South Lancaster, Massachusetts safe?
How often do MMA rates change in South Lancaster, Massachusetts?
Can I write checks from a Money Market Account?
Best Money Market Rates in South Lancaster, Massachusetts
- Athol Savings Bank
Xtreme Business Money Market — 4.25% APY - Citizens Bank
Citizens Private Client® Money Market — 3.75% APY - Wrentham Co-operative Bank
Premier Money Market — 3.70% APY - Community Credit Union Of Lynn
Community High Yield Money Market Account — 3.65% APY - Washington Savings Bank Lowell, MA
Non-Profit Money Market — 3.61% APY
South Lancaster, Massachusetts Rates & Resources
