Best Money Market Rates in Grand Rapids, Michigan (MI) - April 2026
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Brian McKay
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Grand Rapids, Michigan and the surrounding area money market rates include LMCU Lake Michigan Credit UnionLMCU Lake Michigan Credit Union1210 Spaulding Ave SE, Grand Rapids, MI 49546 6336A+5.0 ★Texas Ratio: 2.47% Max Money Market at 4.05% APY, Members First Credit Union Midland, MIMembers First Credit Union Midland, MI150 Ann St NW, Grand Rapids, MI 49505 6244A5.0 ★Texas Ratio: 8.84% Money Market Account at 4.00% APY, The Huntington National BankThe Huntington National Bank24231 Front St, Grand Rapids, OH 43522A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Dfcu Financial Credit UnionDfcu Financial Credit Union641 44th St SE, Grand Rapids, MI 49548 7525A+5.0 ★Texas Ratio: 1.05% Premier Money Market at 3.70% APY, and Horizon Bank Michigan City, INHorizon Bank Michigan City, IN250 Pearl St Nw, Grand Rapids, MI 49503A+5.0 ★Texas Ratio: 2.79% Business Money Market at 3.65% APY. Money market rates as of March 29, 2026 according to verified data from MonitorBankRates.
To see how these money market rates in Grand Rapids, Michigan and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Grand Rapids, Michigan (MI) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Grand Rapids, Michigan and surrounding area. Last Updated and Verified: March 29, 2026
Compare the Best Money Market Rates Today in Grand Rapids, Michigan & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
1210 Spaulding Ave SE, Grand Rapids, MI 49546 6336
Max Money Market
4.05%
$0
▼
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
$1,000,000 +
Members First Credit Union Midland, MI
Institution Rating:
A5.0 ★ Texas Ratio: 8.84%
150 Ann St NW, Grand Rapids, MI 49505 6244
Money Market Account
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
24231 Front St, Grand Rapids, OH 43522
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
641 44th St SE, Grand Rapids, MI 49548 7525
Premier Money Market
3.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
24231 Front St, Grand Rapids, OH 43522
Relationship Money Market Account
3.66%
$0
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
With Private Client Account****
Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
250 Pearl St Nw, Grand Rapids, MI 49503
Business Money Market Savings
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
250 Pearl St Nw, Grand Rapids, MI 49503
Money Market
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Limited-time offer
Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
250 Pearl St Nw, Grand Rapids, MI 49503
Business Money Market
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
$499,999.01 minimum balance required to receive the 3.65% APY. The Money Market APY will be paid on the entire balance in your account. Must be opened with money not currently on deposit at Horizon Bank.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
24231 Front St, Grand Rapids, OH 43522
Relationship Money Market Account
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
With Huntington Platinum Perks Checking***
First Merchants Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
2355 Burton St Se, Grand Rapids, MI 49506
Money Market Special
3.55%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 26, 2026
Details
180-Day Promo Rate | $10,000 Min. Balance
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
24231 Front St, Grand Rapids, OH 43522
Relationship Money Market Account
3.51%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
With Huntington Perks Checking**
Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
250 Pearl St Nw, Grand Rapids, MI 49503
Business Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
250 Pearl St Nw, Grand Rapids, MI 49503
Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Limited-time offer
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
24231 Front St, Grand Rapids, OH 43522
Relationship Money Market Account
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Non-Relationship Rate
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
Business IMMA - Tier 7
3.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
Business IMMA - Tier 9
3.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
Business IMMA - Tier 8
3.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
641 44th St SE, Grand Rapids, MI 49548 7525
Premier Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IMMA - Tier 9
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
250 Pearl St Nw, Grand Rapids, MI 49503
Money Market
3.25%
$25
▼
Rate—
Min Deposit$25
Min Balance—
UpdatedMar 27, 2026
Details
$49,999.01 minimum balance required to receive the 3.25% APY. The Money Market APY will be paid on the entire balance in your account. Interest is earned on balances $19,999.01 and over and must be opened with money not currently on deposit at Horizon Bank. Limited time offer. Rates are subject to change without notice.
Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
250 Pearl St Nw, Grand Rapids, MI 49503
Money Market Account
3.25%
$25
▼
Rate—
Min Deposit$25
Min Balance—
UpdatedMar 27, 2026
Details
Limited-time offer
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IRA-HSA IMMA
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
1210 Spaulding Ave SE, Grand Rapids, MI 49546 6336
Max Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
$250,000 - $999,999
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IRA-HSA IMMA - Tier 9
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IRA-HSA IMMA - Tier 8
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IRA-HSA IMMA - Tier 7
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IMMA - Tier 8
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IMMA - Tier 7
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IMMA
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
24231 Front St, Grand Rapids, OH 43522
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
641 44th St SE, Grand Rapids, MI 49548 7525
Premier Money Market
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
250 Pearl St Nw, Grand Rapids, MI 49503
Business Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
2900 Charlevoix Dr, Grand Rapids, MI 49546
Money Market Plus Accounts
3.00%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 16, 2026
Details
2 free withdrawals monthly***
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
641 44th St SE, Grand Rapids, MI 49548 7525
Business Insured Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
1210 Spaulding Ave SE, Grand Rapids, MI 49546 6336
Max Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
$100,000 - $249,999
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
2900 Charlevoix Dr, Grand Rapids, MI 49546
Money Market Plus
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
250 Pearl St Nw, Grand Rapids, MI 49503
Money Market Account
3.00%
$25
▼
Rate—
Min Deposit$25
Min Balance—
UpdatedMar 27, 2026
Details
Limited-time offer
Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
250 Pearl St Nw, Grand Rapids, MI 49503
Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Limited-time offer
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
641 44th St SE, Grand Rapids, MI 49548 7525
Premier Money Market
2.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
641 44th St SE, Grand Rapids, MI 49548 7525
Business Insured Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Northpointe Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.76%
3333 Deposit Dr Ne, Grand Rapids, MI 49546
Ultimate Money Market
2.55%
$100
▼
Rate2.52%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
($100 min. deposit to open)
Adventure Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
630 32nd St SE, Grand Rapids, MI 49548 2306
Money Market Savings (Tier 5)**
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Union Bank Grand Rapids, MI
Institution Rating:
A5.0 ★ Texas Ratio: 13.86%
670 Cascade West Pkwy Se, Grand Rapids, MI 49546
UB Business Money Market
2.53%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 29, 2026
Details
Union Bank Grand Rapids, MI
Institution Rating:
A5.0 ★ Texas Ratio: 13.86%
670 Cascade West Pkwy Se, Grand Rapids, MI 49546
UB Cannabis Money Market
2.53%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Union Bank Grand Rapids, MI
Institution Rating:
A5.0 ★ Texas Ratio: 13.86%
670 Cascade West Pkwy Se, Grand Rapids, MI 49546
Universal Money Market
2.53%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 29, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
641 44th St SE, Grand Rapids, MI 49548 7525
Business Insured Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
Business IMMA - Tier 6
2.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Adventure Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
630 32nd St SE, Grand Rapids, MI 49548 2306
Money Market Savings (Tier 4)**
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Union Bank Grand Rapids, MI
Institution Rating:
A5.0 ★ Texas Ratio: 13.86%
670 Cascade West Pkwy Se, Grand Rapids, MI 49546
UB Business Money Market
2.02%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 29, 2026
Details
Adventure Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
630 32nd St SE, Grand Rapids, MI 49548 2306
Money Market Savings (Tier 3)**
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Union Bank Grand Rapids, MI
Institution Rating:
A5.0 ★ Texas Ratio: 13.86%
670 Cascade West Pkwy Se, Grand Rapids, MI 49546
UB Cannabis Money Market
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Union Bank Grand Rapids, MI
Institution Rating:
A5.0 ★ Texas Ratio: 13.86%
670 Cascade West Pkwy Se, Grand Rapids, MI 49546
Universal Money Market
2.02%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 29, 2026
Details
Members First Credit Union Midland, MI
Institution Rating:
A5.0 ★ Texas Ratio: 8.84%
150 Ann St NW, Grand Rapids, MI 49505 6244
Money Market Account
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IRA-HSA IMMA - Tier 6
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
Business IMMA - Tier 5
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IMMA - Tier 5
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IMMA - Tier 6
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IRA-HSA IMMA
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IRA-HSA IMMA - Tier 5
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IMMA
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
1210 Spaulding Ave SE, Grand Rapids, MI 49546 6336
Max Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
$25,000 - $49,999
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
641 44th St SE, Grand Rapids, MI 49548 7525
Business Insured Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Independent Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
4200 E Beltline Ave Ne, Grand Rapids, MI 49525
Money Market Accounts
1.97%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
up to
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
Money Market Business Checking - Tier 3
1.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First National Bank of Michigan
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
141 Ionia Ave Nw, Grand Rapids, MI 49503
First Rate Money Market
1.77%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Members First Credit Union Midland, MI
Institution Rating:
A5.0 ★ Texas Ratio: 8.84%
150 Ann St NW, Grand Rapids, MI 49505 6244
Money Market Account
1.76%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Members First Credit Union Midland, MI
Institution Rating:
A5.0 ★ Texas Ratio: 8.84%
150 Ann St NW, Grand Rapids, MI 49505 6244
Money Market Account
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
Money Market Checking - Tier 4
1.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Union Bank Grand Rapids, MI
Institution Rating:
A5.0 ★ Texas Ratio: 13.86%
670 Cascade West Pkwy Se, Grand Rapids, MI 49546
UB Business Money Market
1.51%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 29, 2026
Details
First National Bank of Michigan
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
141 Ionia Ave Nw, Grand Rapids, MI 49503
First Rate Money Market
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Union Bank Grand Rapids, MI
Institution Rating:
A5.0 ★ Texas Ratio: 13.86%
670 Cascade West Pkwy Se, Grand Rapids, MI 49546
UB Cannabis Money Market
1.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Union Bank Grand Rapids, MI
Institution Rating:
A5.0 ★ Texas Ratio: 13.86%
670 Cascade West Pkwy Se, Grand Rapids, MI 49546
Universal Money Market
1.51%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 29, 2026
Details
Adventure Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
630 32nd St SE, Grand Rapids, MI 49548 2306
Money Market Savings (Tier 2)**
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Members First Credit Union Midland, MI
Institution Rating:
A5.0 ★ Texas Ratio: 8.84%
150 Ann St NW, Grand Rapids, MI 49505 6244
Money Market Account
1.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
641 44th St SE, Grand Rapids, MI 49548 7525
Premier Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
641 44th St SE, Grand Rapids, MI 49548 7525
Business Insured Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IMMA
1.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IMMA - Tier 4
1.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IRA-HSA IMMA
1.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IRA-HSA IMMA - Tier 4
1.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Union Bank Grand Rapids, MI
Institution Rating:
A5.0 ★ Texas Ratio: 13.86%
670 Cascade West Pkwy Se, Grand Rapids, MI 49546
UB Business Money Market
1.26%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 29, 2026
Details
Union Bank Grand Rapids, MI
Institution Rating:
A5.0 ★ Texas Ratio: 13.86%
670 Cascade West Pkwy Se, Grand Rapids, MI 49546
UB Cannabis Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
First National Bank of Michigan
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
141 Ionia Ave Nw, Grand Rapids, MI 49503
First Growth Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
250 Pearl St Nw, Grand Rapids, MI 49503
Money Market
1.00%
$25
▼
Rate—
Min Deposit$25
Min Balance—
UpdatedMar 27, 2026
Details
$49,999.01 minimum balance required to receive the 3.25% APY. The Money Market APY will be paid on the entire balance in your account. Interest is earned on balances $19,999.01 and over and must be opened with money not currently on deposit at Horizon Bank. Limited time offer. Rates are subject to change without notice.
Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
250 Pearl St Nw, Grand Rapids, MI 49503
Money Market Account
1.00%
$25
▼
Rate—
Min Deposit$25
Min Balance—
UpdatedMar 27, 2026
Details
Limited-time offer
Union Bank Grand Rapids, MI
Institution Rating:
A5.0 ★ Texas Ratio: 13.86%
670 Cascade West Pkwy Se, Grand Rapids, MI 49546
Universal Money Market
1.00%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 29, 2026
Details
First National Bank of Michigan
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
141 Ionia Ave Nw, Grand Rapids, MI 49503
First Rate Money Market
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
First National Bank of Michigan
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
141 Ionia Ave Nw, Grand Rapids, MI 49503
First Growth Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
First National Bank of America (FNBA)
Institution Rating:
A5.0 ★ Texas Ratio: 13.60%
4660 Kalamazoo Ave Se, Grand Rapids, MI 49508
Business Money Market Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First National Bank of Michigan
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
141 Ionia Ave Nw, Grand Rapids, MI 49503
First Growth Money Market
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Northpointe Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.76%
3333 Deposit Dr Ne, Grand Rapids, MI 49546
Business Money Market
0.35%
$1,000
▼
Rate0.34%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
($1,000 min. deposit to open)
Northpointe Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.76%
3333 Deposit Dr Ne, Grand Rapids, MI 49546
Ultimate Money Market
0.35%
$100
▼
Rate0.34%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
($100 min. deposit to open)
Northpointe Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.76%
3333 Deposit Dr Ne, Grand Rapids, MI 49546
IRA Money Market / IRA Liquid Savings
0.35%
$1,000
▼
Rate0.34%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
($1,000 min. deposit to open)
Northpointe Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.76%
3333 Deposit Dr Ne, Grand Rapids, MI 49546
Business Money Market
0.30%
$1,000
▼
Rate0.30%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
($1,000 min. deposit to open)
Northpointe Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.76%
3333 Deposit Dr Ne, Grand Rapids, MI 49546
IRA Money Market / IRA Liquid Savings
0.30%
$1,000
▼
Rate0.30%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
($1,000 min. deposit to open)
First National Bank of Michigan
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
141 Ionia Ave Nw, Grand Rapids, MI 49503
First Growth Money Market
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Northpointe Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.76%
3333 Deposit Dr Ne, Grand Rapids, MI 49546
Ultimate Money Market
0.25%
$100
▼
Rate0.25%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
($100 min. deposit to open)
Northpointe Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.76%
3333 Deposit Dr Ne, Grand Rapids, MI 49546
IRA Money Market / IRA Liquid Savings
0.25%
$1,000
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
($1,000 min. deposit to open)
Northpointe Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.76%
3333 Deposit Dr Ne, Grand Rapids, MI 49546
Business Money Market
0.25%
$1,000
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
($1,000 min. deposit to open)
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
24231 Front St, Grand Rapids, OH 43522
Relationship Money Market Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Non-Relationship Rate
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Grand Rapids, Michigan and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Grand Rapids, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Grand Rapids, Michigan. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Grand Rapids, Michigan
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Michigan.
Are Money Market accounts in Grand Rapids, Michigan safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Michigan up to $250,000 per depositor, per institution.
How often do MMA rates change in Grand Rapids, Michigan?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Michigan rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Grand Rapids, Michigan
Here are some of the highest money market account APYs currently available in Grand Rapids, Michigan and the surrounding area:
- LMCU Lake Michigan Credit Union
Max Money Market — 4.05% APY - Members First Credit Union Midland, MI
Money Market Account — 4.00% APY - The Huntington National Bank
High-Yield Money Market — 3.82% APY - Dfcu Financial Credit Union
Premier Money Market — 3.70% APY - Horizon Bank Michigan City, IN
Business Money Market — 3.65% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Grand Rapids, Michigan. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 29, 2026
