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Best Money Market Rates in Livonia, Michigan (MI) - May 2026

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Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 12, 2026

Current Livonia, Michigan and the surrounding area money market deposit account rates include Community Choice Credit UnionCommunity Choice Credit Union15420 Farmington Rd, Livonia, MI 48154 2848A5.0 ★Texas Ratio: 7.03% Business Money Market at 4.10% APY, LMCU Lake Michigan Credit UnionLMCU Lake Michigan Credit Union19025 Newburgh Rd, Livonia, MI 48152A+5.0 ★Texas Ratio: 2.47% Max Money Market at 4.00% APY, The Huntington National BankThe Huntington National Bank33200 Plymouth Rd, Livonia, MI 48150A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Citizens BankCitizens Bank28999 5 Mile Rd, Livonia, MI 48154A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, and Dfcu Financial Credit UnionDfcu Financial Credit Union37373 7 Mile Rd, Livonia, MI 48152 1114A+5.0 ★Texas Ratio: 1.05% Premier Money Market at 3.70% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Livonia has 11 local institutions in our database, with money market rates as high as 4.10% APY from Community Choice Credit Union at 15420 Farmington Rd, Livonia, MI 48154 2848. Use the table below to compare all available offers, including options from institutions serving the broader Michigan area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Livonia, Michigan and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Livonia, Michigan & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Community Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.03%
15420 Farmington Rd, Livonia, MI 48154 2848
Business Money Market
4.10%
$0
View
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
19025 Newburgh Rd, Livonia, MI 48152
Max Money Market
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$1,000,000 +

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
33200 Plymouth Rd, Livonia, MI 48150
High-Yield Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
33200 Plymouth Rd, Livonia, MI 48150
Huntington Relationship Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
28999 5 Mile Rd, Livonia, MI 48154
Citizens Private Client® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
28999 5 Mile Rd, Livonia, MI 48154
Citizens Quest® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
37373 7 Mile Rd, Livonia, MI 48152 1114
Premier Money Market
3.70%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

People Driven Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
37401 Plymouth Rd, Livonia, MI 48150
Money Market
3.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

As High As

People Driven Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
37401 Plymouth Rd, Livonia, MI 48150
High Yield Money Market Account Rate
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
19025 Newburgh Rd, Livonia, MI 48152
Max Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$250,000 - $999,999

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
37373 7 Mile Rd, Livonia, MI 48152 1114
Premier Money Market
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
33200 Plymouth Rd, Livonia, MI 48150
Huntington Relationship Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
33200 Plymouth Rd, Livonia, MI 48150
High-Yield Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
37373 7 Mile Rd, Livonia, MI 48152 1114
Premier Money Market
3.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
37373 7 Mile Rd, Livonia, MI 48152 1114
Business Insured Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
19025 Newburgh Rd, Livonia, MI 48152
Max Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$100,000 - $249,999

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
37373 7 Mile Rd, Livonia, MI 48152 1114
Premier Money Market
2.85%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
37373 7 Mile Rd, Livonia, MI 48152 1114
Business Insured Money Market
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Community Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.03%
15420 Farmington Rd, Livonia, MI 48154 2848
Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
37373 7 Mile Rd, Livonia, MI 48152 1114
Business Insured Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Community Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.03%
15420 Farmington Rd, Livonia, MI 48154 2848
Business Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
19025 Newburgh Rd, Livonia, MI 48152
Max Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$25,000 - $49,999

Community Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.03%
15420 Farmington Rd, Livonia, MI 48154 2848
Business Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
37373 7 Mile Rd, Livonia, MI 48152 1114
Business Insured Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Independent Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
37601 5 Mile Rd, Livonia, MI 48154
Money Market Accounts
1.97%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

up to

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
37373 7 Mile Rd, Livonia, MI 48152 1114
Premier Money Market
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
37373 7 Mile Rd, Livonia, MI 48152 1114
Business Insured Money Market
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
19025 Newburgh Rd, Livonia, MI 48152
Max Money Market
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Less than $2,500

Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
16825 Middlebelt Rd, Livonia, MI 48154 3317
Business MMA
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
16825 Middlebelt Rd, Livonia, MI 48154 3317
Money Market Accounts
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Balances $100,000 or more

TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
36525 Plymouth Rd, Livonia, MI 48150
Super Cash Money Market
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
17250 Newburgh Rd, Livonia, MI 48152 2618
Money Market
0.70%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
16825 Middlebelt Rd, Livonia, MI 48154 3317
FU$E MMA
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
16825 Middlebelt Rd, Livonia, MI 48154 3317
Business MMA
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
16825 Middlebelt Rd, Livonia, MI 48154 3317
Money Market Accounts
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Balances up to $99,999.99

TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
36525 Plymouth Rd, Livonia, MI 48150
Super Cash Money Market
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
16825 Middlebelt Rd, Livonia, MI 48154 3317
Business MMA
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
16825 Middlebelt Rd, Livonia, MI 48154 3317
Money Market Accounts
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Balances up to $49,999.99

Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
17250 Newburgh Rd, Livonia, MI 48152 2618
Money Market
0.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
16825 Middlebelt Rd, Livonia, MI 48154 3317
Money Market Accounts
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Balances up to $24,999.99

Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
16825 Middlebelt Rd, Livonia, MI 48154 3317
Business MMA
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
17250 Newburgh Rd, Livonia, MI 48152 2618
Money Market
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
37373 7 Mile Rd, Livonia, MI 48152 1114
Business Insured Money Market
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
16825 Middlebelt Rd, Livonia, MI 48154 3317
FU$E MMA
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
36525 Plymouth Rd, Livonia, MI 48150
Super Cash Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
20595 Farmington Rd, Livonia, MI 48152
Money Market Checking Account
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$2,500 Minimum Average Daily Balance Required to Earn APY.

Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
17250 Newburgh Rd, Livonia, MI 48152 2618
Money Market
0.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
16825 Middlebelt Rd, Livonia, MI 48154 3317
FU$E MMA
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
16825 Middlebelt Rd, Livonia, MI 48154 3317
Money Market Accounts
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Balances up to $4,999.99

Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
16825 Middlebelt Rd, Livonia, MI 48154 3317
Business MMA
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

People Driven Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
37401 Plymouth Rd, Livonia, MI 48150
Money Market Plus Account Traditional
0.35%
$100
View
▼
Rate0.35%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

People Driven Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
37401 Plymouth Rd, Livonia, MI 48150
Money Market Plus Account Roth
0.35%
$100
View
▼
Rate0.35%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

People Driven Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
37401 Plymouth Rd, Livonia, MI 48150
Money Market Plus Account Educational
0.35%
$100
View
▼
Rate0.35%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
17250 Newburgh Rd, Livonia, MI 48152 2618
Money Market
0.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Community Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.03%
15420 Farmington Rd, Livonia, MI 48154 2848
Business Money Market
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
20595 Farmington Rd, Livonia, MI 48152
Money Market Checking Account
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$2,500 Minimum Average Daily Balance Required to Earn APY.

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
37373 7 Mile Rd, Livonia, MI 48152 1114
Insured Money Market Account
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
28999 5 Mile Rd, Livonia, MI 48154
Citizens Private Client® Money Market
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
28999 5 Mile Rd, Livonia, MI 48154
Citizens Quest® Money Market
0.03%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
28999 5 Mile Rd, Livonia, MI 48154
Personal Money Market
0.01%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Business Money Market Savings
3.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Lake-Osceola State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Money Market Account (Tiered Rate)
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First Merchants Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Money Market Special
3.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Promo Rate

WesBanco Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Money Market Special
3.50%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details

With a minimum of $25k new money

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Personal Money Market Tier 5
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Business Money Market Tier 5
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Lake-Osceola State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Money Market Account (Tiered Rate)
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Personal Money Market Tier 4
2.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Business Money Market Tier 4
2.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Livonia, Michigan and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Livonia, MI Money Market Rate Trends

Compare local Livonia, MI money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Michigan MMA Trends →
High-Yield MMA — MI Avg
3.520%
Unchanged vs 7 days ago

Michigan high-yield MMA rates currently average 3.520% APY.

Standard MMA — MI Avg
0.678%
Unchanged vs 7 days ago

Michigan standard MMA rates currently average 0.678% APY.

As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Livonia, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Livonia, Michigan. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Livonia, Michigan

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Michigan.

Are Money Market accounts in Livonia, Michigan safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Michigan up to $250,000 per depositor, per institution.

How often do MMA rates change in Livonia, Michigan?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Michigan rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Livonia, Michigan?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Livonia, Michigan require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Livonia, Michigan

Here are some of the highest money market account APYs currently available in Livonia, Michigan and the surrounding area:
  • Community Choice Credit Union
    Business Money Market — 4.10% APY
  • LMCU Lake Michigan Credit Union
    Max Money Market — 4.00% APY
  • The Huntington National Bank
    High-Yield Money Market — 3.82% APY
  • Citizens Bank
    Citizens Private Client® Money Market — 3.75% APY
  • Dfcu Financial Credit Union
    Premier Money Market — 3.70% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Livonia, Michigan. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

Livonia, Michigan Rates & Resources

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