Best Money Market Rates in Livonia, Michigan - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Livonia, Michigan and the surrounding area money market deposit account rates include Community Choice Credit UnionCommunity Choice Credit Union15420 Farmington Rd, Livonia, MI 48154 2848A5.0 ★Texas Ratio: 6.60% Business Money Market at 4.10% APY, LMCU Lake Michigan Credit UnionLMCU Lake Michigan Credit Union19025 Newburgh Rd, Livonia, MI 48152A+5.0 ★Texas Ratio: 2.33% Max Money Market at 4.00% APY, Dfcu Financial Credit UnionDfcu Financial Credit Union37373 7 Mile Rd, Livonia, MI 48152 1114A+5.0 ★Texas Ratio: 1.02% Premier Money Market at 3.70% APY, Citizens BankCitizens Bank28999 5 Mile Rd, Livonia, MI 48154A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.50% APY, and The Huntington National BankThe Huntington National Bank33200 Plymouth Rd, Livonia, MI 48150A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.20% APY. Money market rates as of June 3, 2026 according to verified data from MonitorBankRates.
Livonia has 10 local institutions in our database, with money market rates as high as 4.10% APY from Community Choice Credit Union at 15420 Farmington Rd, Livonia, MI 48154 2848. Use the table below to compare all available offers, including options from institutions serving the broader Michigan area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Livonia, Michigan and surrounding area. Last Updated and Verified: June 3, 2026
Compare the Best Money Market Rates Today in Livonia, Michigan & the Surrounding Area
$1,000,000 +
Preferred rates. Standard rates: 0.03% APY.
Preferred rates. Standard rates: 0.15% APY.
$250,000 - $999,999
Variable rate; Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. For instance, if your balance reaches $2,000,001.00 or more, your entire balance would currently earn 0.25% APY. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.
$100,000 - $249,999
$25,000 - $49,999
Up to
Less than $2,500
Balances $100,000 or more
Balances up to $99,999.99
Balances up to $49,999.99
Balances up to $24,999.99
$2,500 Minimum Average Daily Balance Required to Earn APY.
Balances up to $4,999.99
$2,500 Minimum Average Daily Balance Required to Earn APY.
Standard rates.
Standard rates.
Standard rates.
New money only. Must have an active WesBanco checking account. Variable rate subject to change.
Open a Money Market Account and earn up to 3.65% APY*.
APY (Annual Percentage Yield) effective 3/5/2026 for a limited time. Rates may vary by zip code.
With a minimum of $25k new money
Tier 5: $1,000,000.00 +
$1,000,000.00 +
Tier 4: $500,000.00 -$999,999.99
$500,000.00 -$999,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Livonia, MI Money Market Rate Trends
Compare local Livonia, MI money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan high-yield MMA rates fell 0.014 points over the past 7 days to 3.319% APY.
Michigan standard MMA rates rose 0.006 points over the past 7 days to 0.829% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Livonia, Michigan money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Livonia, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Livonia, Michigan. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Livonia, Michigan
What is a Money Market Account (MMA)?
Are Money Market accounts in Livonia, Michigan safe?
How often do MMA rates change in Livonia, Michigan?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Livonia, Michigan?
Best Money Market Rates in Livonia, Michigan
- Community Choice Credit Union
Business Money Market — 4.10% APY - LMCU Lake Michigan Credit Union
Max Money Market — 4.00% APY - Dfcu Financial Credit Union
Premier Money Market — 3.70% APY - Citizens Bank
Citizens Private Client® Money Market — 3.50% APY - The Huntington National Bank
High-Yield Money Market — 3.20% APY
