MonitorBankRates
☰
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Best Money Market Rates in Warren, Michigan (MI) - May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 12, 2026

Current Warren, Michigan and the surrounding area money market deposit account rates include Community Choice Credit UnionCommunity Choice Credit Union7415 Chicago Rd, Warren, MI 48092 4704A5.0 ★Texas Ratio: 7.03% Business Money Market at 4.10% APY, The Huntington National BankThe Huntington National Bank108 Main Ave Sw, Warren, OH 44481A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Citizens BankCitizens Bank521 Main St, Warren, RI 02885A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, People Driven Credit UnionPeople Driven Credit Union30897 Mound Rd, Warren, MI 48092 2038A+5.0 ★Texas Ratio: 4.98% High Yield Money Market Account Rate at 3.40% APY, and Selfreliance Federal Credit UnionSelfreliance Federal Credit Union26495 Ryan Rd, Warren, MI 48091A5.0 ★Texas Ratio: 9.56% Money Market Accounts at 3.29% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Warren has 12 local institutions in our database, with money market rates as high as 4.10% APY from Community Choice Credit Union at 7415 Chicago Rd, Warren, MI 48092 4704. Use the table below to compare all available offers, including options from institutions serving the broader Michigan area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Warren, Michigan and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Warren, Michigan & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Community Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.03%
7415 Chicago Rd, Warren, MI 48092 4704
Business Money Market
4.10%
$0
View
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
108 Main Ave Sw, Warren, OH 44481
High-Yield Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
108 Main Ave Sw, Warren, OH 44481
Huntington Relationship Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
521 Main St, Warren, RI 02885
Citizens Private Client® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
521 Main St, Warren, RI 02885
Citizens Quest® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

People Driven Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
30897 Mound Rd, Warren, MI 48092 2038
High Yield Money Market Account Rate
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

People Driven Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
30897 Mound Rd, Warren, MI 48092 2038
Money Market
3.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

As High As

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
26495 Ryan Rd, Warren, MI 48091
Money Market Accounts
3.29%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
26495 Ryan Rd, Warren, MI 48091
Money Market
3.29%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

up to

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
108 Main Ave Sw, Warren, OH 44481
Huntington Relationship Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
108 Main Ave Sw, Warren, OH 44481
High-Yield Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

Ukrainian Selfreliance Michigan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
26791 Ryan Rd, Warren, MI 48091 4073
Money Market
3.00%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Community Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.03%
7415 Chicago Rd, Warren, MI 48092 4704
Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
26495 Ryan Rd, Warren, MI 48091
Money Market Accounts
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Community Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.03%
7415 Chicago Rd, Warren, MI 48092 4704
Business Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Extra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
6611 Chicago Rd, Warren, MI 48092 1685
Money Market Account
2.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Ukrainian Selfreliance Michigan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
26791 Ryan Rd, Warren, MI 48091 4073
Money Market
2.25%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Community Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.03%
7415 Chicago Rd, Warren, MI 48092 4704
Business Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Extra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
6611 Chicago Rd, Warren, MI 48092 1685
Money Market Account
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Extra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
6611 Chicago Rd, Warren, MI 48092 1685
Youth Money Market
1.80%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Extra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
6611 Chicago Rd, Warren, MI 48092 1685
Money Market Account
1.80%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Ukrainian Selfreliance Michigan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
26791 Ryan Rd, Warren, MI 48091 4073
Money Market
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
26495 Ryan Rd, Warren, MI 48091
Money Market Accounts
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Extra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
6611 Chicago Rd, Warren, MI 48092 1685
Youth Money Market
1.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Extra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
6611 Chicago Rd, Warren, MI 48092 1685
Money Market Account
1.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Extra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
6611 Chicago Rd, Warren, MI 48092 1685
Money Market Account
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Extra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
6611 Chicago Rd, Warren, MI 48092 1685
Youth Money Market
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
26495 Ryan Rd, Warren, MI 48091
Money Market Accounts
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Ukrainian Selfreliance Michigan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
26791 Ryan Rd, Warren, MI 48091 4073
Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
26495 Ryan Rd, Warren, MI 48091
Money Market Accounts
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Public Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
2000 E 12 MILE RD, WARREN, MI 48092
Money Market
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$500,000.01+

OUR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
5625 E 12 Mile Rd, Warren, MI 48092 2307
Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Public Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
2000 E 12 MILE RD, WARREN, MI 48092
Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$250.000 - $500,000

Security Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
4805 E 9 Mile Rd, Warren, MI 48091 2552
Money Market / IDI (Insured Daily Investment) Account
0.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Public Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
2000 E 12 MILE RD, WARREN, MI 48092
Money Market
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$100.000.01 - $250,000

Security Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
4805 E 9 Mile Rd, Warren, MI 48091 2552
Money Market / IDI (Insured Daily Investment) Account
0.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
13602 E 14 Mile Rd, Warren, MI 48088
Money Market Checking Account
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$2,500 Minimum Average Daily Balance Required to Earn APY.

Security Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
4805 E 9 Mile Rd, Warren, MI 48091 2552
Money Market / IDI (Insured Daily Investment) Account
0.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

People Driven Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
30897 Mound Rd, Warren, MI 48092 2038
Money Market Plus Account Traditional
0.35%
$100
View
▼
Rate0.35%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

People Driven Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
30897 Mound Rd, Warren, MI 48092 2038
Money Market Plus Account Roth
0.35%
$100
View
▼
Rate0.35%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

People Driven Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
30897 Mound Rd, Warren, MI 48092 2038
Money Market Plus Account Educational
0.35%
$100
View
▼
Rate0.35%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

Security Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
4805 E 9 Mile Rd, Warren, MI 48091 2552
Money Market / IDI (Insured Daily Investment) Account
0.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Public Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
2000 E 12 MILE RD, WARREN, MI 48092
Money Market
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$25,000.01 - $100,000

OUR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
5625 E 12 Mile Rd, Warren, MI 48092 2307
Money Market
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Community Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.03%
7415 Chicago Rd, Warren, MI 48092 4704
Business Money Market
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Security Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
4805 E 9 Mile Rd, Warren, MI 48091 2552
Money Market / IDI (Insured Daily Investment) Account
0.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Public Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
2000 E 12 MILE RD, WARREN, MI 48092
Money Market
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$2,500 - $25,000

Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
13602 E 14 Mile Rd, Warren, MI 48088
Money Market Checking Account
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$2,500 Minimum Average Daily Balance Required to Earn APY.

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
521 Main St, Warren, RI 02885
Citizens Private Client® Money Market
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

OUR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
5625 E 12 Mile Rd, Warren, MI 48092 2307
Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
26495 Ryan Rd, Warren, MI 48091
Money Market Accounts
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

OUR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
5625 E 12 Mile Rd, Warren, MI 48092 2307
Money Market
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
521 Main St, Warren, RI 02885
Citizens Quest® Money Market
0.03%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
31300 Hoover Rd, Warren, MI 48093 1774
Money Market and up
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$2,500.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
521 Main St, Warren, RI 02885
Personal Money Market
0.01%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

OUR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
5625 E 12 Mile Rd, Warren, MI 48092 2307
Money Market
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Essential Money Market
4.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Money Market Special
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

for the first six months.

Members First Credit Union Midland, MI
Institution Rating:
A5.0 ★ Texas Ratio: 8.84%
Money Market Account
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Business Money Market Savings
3.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Lake-Osceola State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Money Market Account (Tiered Rate)
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First Merchants Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Money Market Special
3.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Promo Rate

WesBanco Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Money Market Special
3.50%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details

With a minimum of $25k new money

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Business Money Market Tier 5
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Personal Money Market Tier 5
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Lake-Osceola State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Money Market Account (Tiered Rate)
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Personal Money Market Tier 4
2.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Business Money Market Tier 4
2.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Lake-Osceola State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Money Market Account (Tiered Rate)
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Warren, Michigan and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Warren, MI Money Market Rate Trends

Compare local Warren, MI money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Michigan MMA Trends →
High-Yield MMA — MI Avg
3.520%
Unchanged vs 7 days ago

Michigan high-yield MMA rates currently average 3.520% APY.

Standard MMA — MI Avg
0.678%
Unchanged vs 7 days ago

Michigan standard MMA rates currently average 0.678% APY.

As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Warren, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Warren, Michigan. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Warren, Michigan

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Michigan.

Are Money Market accounts in Warren, Michigan safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Michigan up to $250,000 per depositor, per institution.

How often do MMA rates change in Warren, Michigan?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Michigan rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Warren, Michigan?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Warren, Michigan require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Warren, Michigan

Here are some of the highest money market account APYs currently available in Warren, Michigan and the surrounding area:
  • Community Choice Credit Union
    Business Money Market — 4.10% APY
  • The Huntington National Bank
    High-Yield Money Market — 3.82% APY
  • Citizens Bank
    Citizens Private Client® Money Market — 3.75% APY
  • People Driven Credit Union
    High Yield Money Market Account Rate — 3.40% APY
  • Selfreliance Federal Credit Union
    Money Market Accounts — 3.29% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Warren, Michigan. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

Warren, Michigan Rates & Resources

$
Warren, Michigan CD Rates
$
Warren, Michigan Savings Rates
$
Warren, Michigan Checking Rates
$
Warren, Michigan Mortgage Rates
$
Warren, Michigan Auto Loan Rates
$
Warren, Michigan Personal Loan Rates