Best Money Market Rates in Waterford, Michigan (MI) - May 2026
Brian McKay
Brian McKay
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Current Waterford, Michigan and the surrounding area money market deposit account rates include The Huntington National BankThe Huntington National Bank4352 Highland Rd, Waterford, MI 48328A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Citizens BankCitizens Bank117 Boston Post Rd, Waterford, CT 06385A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, Genisys Credit UnionGenisys Credit Union7372 Highland Rd, Waterford, MI 48327 1508A+5.0 ★Texas Ratio: 5.03% Jumbo Money Market at 3.04% APY, Vibe Credit UnionVibe Credit Union1220 County Center Dr W, Waterford, MI 48328 1904A+5.0 ★Texas Ratio: 5.71% Business MMA at 0.75% APY, and Security Credit UnionSecurity Credit Union4396 Highland Rd, Waterford, MI 48328A-5.0 ★Texas Ratio: 15.54% Money Market / IDI (Insured Daily Investment) Account at 0.45% APY. Money market rates as of May 15, 2026 according to verified data from MonitorBankRates.
Waterford has 5 local institutions in our database, with money market rates as high as 3.82% APY from The Huntington National Bank at 4352 Highland Rd, Waterford, MI 48328. Use the table below to compare all available offers, including options from institutions serving the broader Michigan area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Waterford, Michigan and surrounding area. Last Updated and Verified: May 15, 2026
Compare the Best Money Market Rates Today in Waterford, Michigan & the Surrounding Area
Minimum of **$25,000** not currently deposited at Huntington.
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Minimum of **$25,000** not currently deposited at Huntington.
minimum balance of $100 required to earn dividends. First $100 earns rate equal to $2500 - $9,999.99 tier paid for High Yield Money Market. Member needs to meet minimum requirements to qualify.
minimum balance of $100 required to earn dividends. First $100 earns rate equal to $2500 - $9,999.99 tier paid for High Yield Money Market. Member needs to meet minimum requirements to qualify.
minimum balance of $100 required to earn dividends. First $100 earns rate equal to $2500 - $9,999.99 tier paid for High Yield Money Market. Member needs to meet minimum requirements to qualify.
minimum balance of $100 required to earn dividends. First $100 earns rate equal to $2500 - $9,999.99 tier paid for High Yield Money Market. Member needs to meet minimum requirements to qualify.
minimum balance of $100 required to earn dividends. First $100 earns rate equal to $2500 - $9,999.99 tier paid for High Yield Money Market. Member needs to meet minimum requirements to qualify.
minimum balance of $100 required to earn dividends. First $100 earns rate equal to $2500 - $9,999.99 tier paid for High Yield Money Market. Member needs to meet minimum requirements to qualify.
minimum balance of $100 required to earn dividends. First $100 earns rate equal to $2500 - $9,999.99 tier paid for High Yield Money Market. Member needs to meet minimum requirements to qualify.
Balances $100,000 or more
Balances up to $99,999.99
Balances up to $49,999.99
Balances up to $24,999.99
Balances up to $4,999.99
for the first six months.
$1,000,000 +
Learn more
Promo Rate
With a minimum of $25k new money
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Waterford, MI Money Market Rate Trends
Compare local Waterford, MI money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan high-yield MMA rates currently average 3.520% APY.
Michigan standard MMA rates currently average 0.678% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Waterford, Michigan money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Waterford, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Waterford, Michigan. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Waterford, Michigan
What is a Money Market Account (MMA)?
Are Money Market accounts in Waterford, Michigan safe?
How often do MMA rates change in Waterford, Michigan?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Waterford, Michigan?
Best Money Market Rates in Waterford, Michigan
- The Huntington National Bank
High-Yield Money Market — 3.82% APY - Citizens Bank
Citizens Private Client® Money Market — 3.75% APY - Genisys Credit Union
Jumbo Money Market — 3.04% APY - Vibe Credit Union
Business MMA — 0.75% APY - Security Credit Union
Money Market / IDI (Insured Daily Investment) Account — 0.45% APY
