Best Money Market Rates in Kansas City, Missouri (MO) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Kansas City, Missouri and the surrounding area money market rates include FCB BanksFCB Banks12000 Tesson Ferry Rd, Saint Louis, MO 63128A+5.0 ★Texas Ratio: 3.72% Hometown Money Market (with Direct Deposit) at 4.05% APY, Multipli Credit UnionMultipli Credit Union818 N Benton Ave, Springfield, MO 65802 3704A+5.0 ★Texas Ratio: 0.72% Platinum Money Market at 4.01% APY, Bank NorthwestBank Northwest3309 Miller St, Bethany, MO 64424A+5.0 ★Texas Ratio: 1.15% BUSINESS PINNACLE MONEY MARKET at 3.82% APY, EverBankEverBank211 N Broadway, Saint Louis, MO 63102B4.5 ★Texas Ratio: 20.65% Performance® Money Market at 3.80% APY, and Together Credit UnionTogether Credit Union3805 Union Rd, Saint Louis, MO 63125 4320A+5.0 ★Texas Ratio: 5.65% Money Market (IRA) at 3.75% APY. Money market rates as of April 4, 2026 according to verified data from MonitorBankRates.
To see how these money market rates in Kansas City, Missouri and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Kansas City, Missouri (MO) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Kansas City, Missouri and surrounding area. Last Updated and Verified: April 4, 2026
Compare the Best Money Market Rates Today in Kansas City, Missouri & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
UMB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
1010 Grand Blvd, Kansas City, MO 64106
UMB Retail Money Market
3.71%
$0
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Blue Ridge Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
4315 Sterling Ave, Kansas City, MO 64133
Business Maximum Yield Money Market
3.28%
$15,000
▼
Rate3.23%
Min Deposit$15,000
Min Balance—
UpdatedApr 4, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6390 N Cosby Ave, Kansas City, MO 64151
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Central Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2301 Independence Boulevard, Kansas City, MO 64124
Money Market
3.05%
$1,000
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO 64157
Personal Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
All Balances
NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO 64157
Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO 64157
Business Money Market
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Central Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2301 Independence Boulevard, Kansas City, MO 64124
Money Market
2.53%
$1,000
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1201 Walnut St, Kansas City, MO 64106
Premier Money Market
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
100 E 20th St, Kansas City, MO 64108
Money Market
2.05%
$100
▼
Rate2.03%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Central Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2301 Independence Boulevard, Kansas City, MO 64124
Money Market
2.02%
$1,000
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO 64118 4619
Premier Money Market
1.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
Money Market
1.89%
$25
▼
Rate1.88%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Interest Compounded and Credited Monthly
Security Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
Money Market and Business Money Market
1.89%
$25
▼
Rate1.88%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
$25.00 Minimum to Open
Security Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
Money Market
1.81%
$25
▼
Rate1.80%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Interest Compounded and Credited Monthly
Security Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
Money Market and Business Money Market
1.81%
$25
▼
Rate1.80%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
$25.00 Minimum to Open
Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
7600 State Ave, Kansas City, KS 66112
Money Market Select
1.65%
$0
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO 64118 4619
Premier Money Market
1.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
Money Market
1.56%
$25
▼
Rate1.55%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Interest Compounded and Credited Monthly
Security Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
Money Market and Business Money Market
1.56%
$25
▼
Rate1.55%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
$25.00 Minimum to Open
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
100 E 20th St, Kansas City, MO 64108
Money Market
1.55%
$100
▼
Rate1.54%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Central Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2301 Independence Boulevard, Kansas City, MO 64124
Money Market
1.51%
$1,000
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details
Blue Ridge Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
4315 Sterling Ave, Kansas City, MO 64133
Business Maximum Yield Money Market
1.51%
$15,000
▼
Rate1.50%
Min Deposit$15,000
Min Balance—
UpdatedApr 4, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
High Yield Money Market
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
1201 Walnut St, Kansas City, MO 64106
Premier Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
Money Market and Business Money Market
1.41%
$25
▼
Rate1.40%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
$25.00 Minimum to Open
Security Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
Money Market
1.41%
$25
▼
Rate1.40%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Interest Compounded and Credited Monthly
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO 64118 4619
Premier Money Market
1.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Business Money Market Account
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO 64118 4619
Premier Money Market
1.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Money Market
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO 64118 4619
Premier Money Market
1.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
High Yield Money Market
1.10%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
High Yield Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Business Money Market Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO 64118 4619
Premier Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Money Market
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Business Money Market Account
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
High Yield Money Market
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
5090 N Oak Trfy, Kansas City, MO 64118 4619
Premier Money Market
0.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Money Market
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Business Money Market Account
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6390 N Cosby Ave, Kansas City, MO 64151
Money Market Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6390 N Cosby Ave, Kansas City, MO 64151
Money Market Account
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6390 N Cosby Ave, Kansas City, MO 64151
Money Market Account
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6390 N Cosby Ave, Kansas City, MO 64151
Money Market Account
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2130 Jefferson ST Ste A, Kansas City, MO 64108
Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Business Money Market Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2130 Jefferson ST Ste A, Kansas City, MO 64108
Money Market
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Business Money Market Account
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2130 Jefferson ST Ste A, Kansas City, MO 64108
Money Market
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2130 Jefferson ST Ste A, Kansas City, MO 64108
Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2130 Jefferson ST Ste A, Kansas City, MO 64108
Money Market
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2130 Jefferson ST Ste A, Kansas City, MO 64108
Money Market
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6390 N Cosby Ave, Kansas City, MO 64151
Money Market Plus Account
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (with Direct Deposit)
4.05%
$0
▼
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Multipli Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
818 N Benton Ave, Springfield, MO 65802 3704
Platinum Money Market
4.01%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Jumbo Commercial Money Market (with Primary Business Checking at FCB)
3.95%
$0
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (without Direct Deposit)
3.95%
$0
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
BUSINESS PINNACLE MONEY MARKET
3.82%
$2,500
▼
Rate3.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details
Range: $1,500,000.00 - $99,999,999.99
EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Performance® Money Market
3.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (with Direct Deposit)
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Money Market
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
New money only
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Money Market (IRA)
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
New money only
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Jumbo Commercial Money Market (without Primary Business Checking at FCB)
3.70%
$0
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Jumbo Commercial Money Market (with Primary Business Checking at FCB)
3.70%
$0
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (without Direct Deposit)
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Jumbo Commercial Money Market (with Primary Business Checking at FCB)
3.60%
$0
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
BUSINESS PINNACLE MONEY MARKET
3.56%
$2,500
▼
Rate3.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details
Range: $1,000,000.00 - $1,499,999.99
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
PINNACLE MONEY MARKET
3.56%
$2,500
▼
Rate3.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details
Range: $1,500,000.00 - $99,999,999.99
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Jumbo Commercial Money Market (with Primary Business Checking at FCB)
3.55%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
318 W Main St, Sullivan, MO 63080
Elite Money Market
3.50%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $200,000.00
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO 63043
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$15,000+
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
206 N 5th St, St Charles, MO 63301
Money Market Account Specials
3.50%
$50,000
▼
Rate3.45%
Min Deposit$50,000
Min Balance—
UpdatedApr 2, 2026
Details
Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
318 W Main St, Sullivan, MO 63080
Premium Money Market
3.50%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 2, 2026
Details
EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Business Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Jumbo Commercial Money Market (without Primary Business Checking at FCB)
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Jumbo Commercial Money Market (without Primary Business Checking at FCB)
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (with Direct Deposit)
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
PINNACLE MONEY MARKET
3.30%
$2,500
▼
Rate3.25%
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details
Range: $1,000,000.00 - $1,499,999.99
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Jumbo Commercial Money Market (without Primary Business Checking at FCB)
3.30%
$0
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
BUSINESS PINNACLE MONEY MARKET
3.30%
$2,500
▼
Rate3.25%
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details
Range: $250,000.00 - $999,999.99
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
Prime Money Market
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
R-G Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
400 Towne Center Drive, BELTON, MO 64012
Money Market Share Accounts
3.25%
$10,000
▼
Rate3.20%
Min Deposit$10,000
Min Balance—
UpdatedApr 4, 2026
Details
Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
318 W Main St, Sullivan, MO 63080
Premium Money Market
3.25%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 2, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
206 N 5th St, St Charles, MO 63301
Money Market Account Specials
3.25%
$25,000
▼
Rate3.20%
Min Deposit$25,000
Min Balance—
UpdatedApr 2, 2026
Details
Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
Premier Relationship Money Market
3.25%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 28, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (with Direct Deposit)
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
12000 Tesson Ferry Rd, Saint Louis, MO 63128
Hometown Money Market (without Direct Deposit)
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
Express Money Market
3.14%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 28, 2026
Details
new deposits only (savings and money market funds currently on deposit at Neighbors Credit Union do not qualify)
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Kansas City, Missouri and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Kansas City, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Kansas City, Missouri. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Kansas City, Missouri
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Missouri.
Are Money Market accounts in Kansas City, Missouri safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Missouri up to $250,000 per depositor, per institution.
How often do MMA rates change in Kansas City, Missouri?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Missouri rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Kansas City, Missouri
Here are some of the highest money market account APYs currently available in Kansas City, Missouri and the surrounding area:
- FCB Banks
Hometown Money Market (with Direct Deposit) — 4.05% APY - Multipli Credit Union
Platinum Money Market — 4.01% APY - Bank Northwest
BUSINESS PINNACLE MONEY MARKET — 3.82% APY - EverBank
Performance® Money Market — 3.80% APY - Together Credit Union
Money Market (IRA) — 3.75% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Kansas City, Missouri. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 4, 2026
Rate Assistant
MonitorBankRates.com · Live Data
Try asking