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Best Money Market Rates in Omaha, Nebraska (NE) - April 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: April 22, 2026

Current Omaha, Nebraska and the surrounding area money market rates include First Bank and Trust of FullertonFirst Bank and Trust of FullertonA+5.0 ★Texas Ratio: 0.00% Money Market (HIFI) at 3.56% APY, Sun Pacific Federal Credit UnionSun Pacific Federal Credit UnionA+5.0 ★Texas Ratio: 3.66% Sun Fund Money Market at 3.51% APY, Madison County BankMadison County BankA+5.0 ★Texas Ratio: 0.99% Money Market TBill Checking Account at 3.35% APY, American National BankAmerican National Bank3147 Ames Ave, Omaha, NE 68111A+5.0 ★Texas Ratio: 4.22% 6-month money market at 3.25% APY, and First Westroads BankFirst Westroads Bank15750 W Dodge Rd, Omaha, NE 68118A+5.0 ★Texas Ratio: 0.00% Elite Consumer Money Market - Tier 5 at 3.06% APY. Money market rates as of April 22, 2026 according to verified data from MonitorBankRates.

Omaha has 17 local institutions in our database, with money market rates as high as 3.25% APY from American National Bank at 3147 Ames Ave, Omaha, NE 68111. Use the table below to compare all available offers, including options from institutions serving the broader Nebraska area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Omaha, Nebraska and surrounding area. Last Updated and Verified: April 22, 2026

Compare the Best Money Market Rates Today in Omaha, Nebraska & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
American National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
3147 Ames Ave, Omaha, NE 68111
6-month money market
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Valid as of 3/20. New deposits only.

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Elite Consumer Money Market - Tier 5
3.06%
$100
View
▼
Rate3.02%
Min Deposit$100
Min Balance—
UpdatedApr 17, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Elite Consumer Money Market - Tier 4
3.01%
$100
View
▼
Rate2.97%
Min Deposit$100
Min Balance—
UpdatedApr 17, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business High Yield Money Market
3.00%
$100,000
View
▼
Rate2.96%
Min Deposit$100,000
Min Balance—
UpdatedApr 16, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
Prime Money Market*
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
Personal Prime Money Market Account
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Elite Consumer Money Market - Tier 3
2.96%
$100
View
▼
Rate2.92%
Min Deposit$100
Min Balance—
UpdatedApr 17, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Elite Consumer Money Market - Tier 2
2.91%
$100
View
▼
Rate2.87%
Min Deposit$100
Min Balance—
UpdatedApr 17, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Elite Consumer Money Market - Tier 1
2.81%
$100
View
▼
Rate2.78%
Min Deposit$100
Min Balance—
UpdatedApr 17, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business High Yield Money Market
2.50%
$100,000
View
▼
Rate2.47%
Min Deposit$100,000
Min Balance—
UpdatedApr 16, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
IRA Money Market
2.33%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
Premier Money Market*
2.33%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

$50,000 & above

Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
High Yield Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

$50,000 & above

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
High Yield Money Market
2.25%
$100,000
View
▼
Rate2.23%
Min Deposit$100,000
Min Balance—
UpdatedApr 16, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business High Yield Money Market
2.25%
$100,000
View
▼
Rate2.23%
Min Deposit$100,000
Min Balance—
UpdatedApr 16, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
High Yield Money Market
2.10%
$100,000
View
▼
Rate2.08%
Min Deposit$100,000
Min Balance—
UpdatedApr 16, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business High Yield Money Market
2.10%
$100,000
View
▼
Rate2.08%
Min Deposit$100,000
Min Balance—
UpdatedApr 16, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Consumer Money Market - Tier 4
2.05%
$100
View
▼
Rate2.03%
Min Deposit$100
Min Balance—
UpdatedApr 17, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
ACCESS Money Market
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Plus Money Market
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

$25,000 to $49,999.99

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business High Yield Money Market
2.00%
$100,000
View
▼
Rate1.98%
Min Deposit$100,000
Min Balance—
UpdatedApr 16, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
High Yield Money Market
2.00%
$100,000
View
▼
Rate1.98%
Min Deposit$100,000
Min Balance—
UpdatedApr 16, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Plus Money Market
1.90%
$0
View
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
IRA Money Market
1.82%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
Premier Money Market*
1.82%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
High Yield Money Market
1.80%
$0
View
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
Money Market
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

$10,000 to $24,999.99

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Plus Money Market
1.75%
$0
View
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
ACCESS Money Market
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Consumer Money Market - Tier 3
1.70%
$100
View
▼
Rate1.69%
Min Deposit$100
Min Balance—
UpdatedApr 17, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Plus Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
High Yield Money Market
1.30%
$0
View
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Money Market Savings - Tier V
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Plus Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Money Market
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
High Yield Money Market
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Money Market Savings - Tier IV
1.01%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
Money Market
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

$2,500 to $9,999.99

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Money Market
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
8251 W Center Rd, Omaha, NE 68124
Money Market Accounts
0.68%
$0
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Money Market
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
8251 W Center Rd, Omaha, NE 68124
Money Market Accounts
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Money Market
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Money Market Savings - Tier III
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
High Yield Money Market
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Money Market Savings - Tier II
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Money Market Savings - Tier I
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
7301 Pacific St # 7305, Omaha, NE 68114
Money Markets
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
Personal Money Market Account
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
IRA Money Market Account
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
7301 Pacific St # 7305, Omaha, NE 68114
Money Markets
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Omaha Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
3001 S 82ND AVE, OMAHA, NE 68124
Good Savers Money Market
0.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
7301 Pacific St # 7305, Omaha, NE 68114
Money Markets
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
Prime Money Market*
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
IRA Money Market Account
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
Personal Money Market Account
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
4740 S 48th St, Omaha, NE 68117
Money Market Checking
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
7301 Pacific St # 7305, Omaha, NE 68114
Money Markets
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
4848 S 120th St, Omaha, NE 68137
Money Market Share Draft
0.15%
$2,500
View
▼
Rate0.15%
Min Deposit$2,500
Min Balance—
UpdatedApr 18, 2026
Details

Account Transfer and Withdrawal Limitations apply.

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
Personal Money Market Account
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
IRA Money Market Account
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Liberty First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.80%
5011 S 108th St, Omaha, NE 68137
Money Market Investment
0.10%
$2,500
View
▼
Rate0.10%
Min Deposit$2,500
Min Balance—
UpdatedApr 19, 2026
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
4740 S 48th St, Omaha, NE 68117
Money Market Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
Personal Prime Money Market Account
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
Personal Money Market Account
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
IRA Money Market Account
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
High Yield Money Market
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market (HIFI)
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1stHeritage Club Money Market (HIFI)
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Sun Fund Money Market
3.51%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Balance $50,000 or more

Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Money Market TBill Checking Account
3.35%
$100
View
▼
Rate3.30%
Min Deposit$100
Min Balance—
UpdatedApr 17, 2026
Details

Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Money Market TBill Checking Account Checking
3.35%
$100
View
▼
Rate3.30%
Min Deposit$100
Min Balance—
UpdatedApr 17, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1stHeritage Club Money Market (HIFI)
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market (HIFI)
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Money Market Savings Account
2.75%
$10
View
▼
Rate—
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

Earn interest on all balances: 2.75% APY* on balances over $90,000.

Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Money Market Savings
2.75%
$10
View
▼
Rate2.72%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

First National Bank in Ord
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
Money Market Account 2
2.68%
$0
View
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

First Nebraska Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Money Market Investment Account
2.63%
$250,000
View
▼
Rate2.60%
Min Deposit$250,000
Min Balance—
UpdatedApr 17, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market (HIFI)
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1stHeritage Club Money Market (HIFI)
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Sun Fund Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Balance $10,000 or more

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Insured Money Market
2.43%
$0
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

First Nebraska Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Money Market Investment Account
2.38%
$100,000
View
▼
Rate2.35%
Min Deposit$100,000
Min Balance—
UpdatedApr 17, 2026
Details

Jones Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Money Market Plus
2.34%
$0
View
▼
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Minimum Balance of $1,000

Jones Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Money Market Plus
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Minimum Balance of $1,000

Jones Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Money Market Plus
2.20%
$0
View
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Minimum Balance of $1,000

Cattle Bank and Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
MONEY MARKET INVESTMENT ACCOUNTS
2.20%
$0
View
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

First Nebraska Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Money Market Investment Account
2.12%
$50,000
View
▼
Rate2.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 17, 2026
Details

Jones Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Money Market Plus
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Minimum Balance of $1,000

First National Bank in Ord
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
Money Market Account 2
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Bank of the Valley
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
Money Market
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Custer Federal State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
2.02%
$1,000
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details

First Nebraska Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Money Market Investment Account
1.87%
$25,000
View
▼
Rate1.85%
Min Deposit$25,000
Min Balance—
UpdatedApr 17, 2026
Details

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Sun Fund Money Market
1.80%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Balance $5,000 to less than $10,000

First Nebraska Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Money Market Investment Account
1.66%
$0
View
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Thayer County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
Money Market - Business and Public Funds
1.64%
$2,500
View
▼
Rate1.63%
Min Deposit$2,500
Min Balance—
UpdatedApr 16, 2026
Details

Nebraska Bank
Institution Rating:
B4.5 ★ Texas Ratio: 20.75%
Money Market Accounts
1.52%
$50
View
▼
Rate1.51%
Min Deposit$50
Min Balance—
UpdatedApr 16, 2026
Details

Custer Federal State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
1.51%
$1,000
View
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Omaha, Nebraska and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Omaha, NE Money Market Rate Trends

Compare local Omaha, NE money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Nebraska MMA Trends →
High-Yield MMA — NE Avg
3.023%
▲ 0.016 vs 7 days ago

Nebraska high-yield MMA rates rose 0.016 points over the past 7 days to 3.023% APY.

Standard MMA — NE Avg
1.114%
▲ 0.040 vs 7 days ago

Nebraska standard MMA rates rose 0.040 points over the past 7 days to 1.114% APY.

As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Omaha, Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Omaha, Nebraska. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NE.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Omaha, Nebraska

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Nebraska.

Are Money Market accounts in Omaha, Nebraska safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Nebraska up to $250,000 per depositor, per institution.

How often do MMA rates change in Omaha, Nebraska?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Nebraska rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Omaha, Nebraska

Here are some of the highest money market account APYs currently available in Omaha, Nebraska and the surrounding area:
  • First Bank and Trust of Fullerton
    Money Market (HIFI) — 3.56% APY
  • Sun Pacific Federal Credit Union
    Sun Fund Money Market — 3.51% APY
  • Madison County Bank
    Money Market TBill Checking Account — 3.35% APY
  • American National Bank
    6-month money market — 3.25% APY
  • First Westroads Bank
    Elite Consumer Money Market - Tier 5 — 3.06% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Omaha, Nebraska. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 22, 2026

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