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Best Money Market Rates in Omaha, Nebraska (NE) - May 2026

Content reviewed by
Brian McKay Brian McKay
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| ✓Fact Checked | Last Updated: May 10, 2026

Current Omaha, Nebraska and the surrounding area money market deposit account rates include American National BankAmerican National Bank3147 Ames Ave, Omaha, NE 68111A+5.0 ★Texas Ratio: 4.22% 6-month money market at 3.25% APY, First Westroads BankFirst Westroads Bank15750 W Dodge Rd, Omaha, NE 68118A+5.0 ★Texas Ratio: 0.00% Elite Consumer Money Market - Tier 5 at 3.06% APY, United Republic BankUnited Republic Bank111 North 181st Street, Omaha, NE 68118A+5.0 ★Texas Ratio: 1.34% Business High Yield Money Market at 3.00% APY, Four Points Federal Credit UnionFour Points Federal Credit Union12240 L St, Omaha, NE 68137 2258A5.0 ★Texas Ratio: 7.10% Prime Money Market* at 3.00% APY, and Cobalt Federal Credit UnionCobalt Federal Credit Union15325 Weir St, Omaha, NE 68137 5061A5.0 ★Texas Ratio: 7.59% Personal Prime Money Market Account at 3.00% APY. Money market rates as of May 10, 2026 according to verified data from MonitorBankRates.

Omaha has 16 local institutions in our database, with money market rates as high as 3.25% APY from American National Bank at 3147 Ames Ave, Omaha, NE 68111. Use the table below to compare all available offers, including options from institutions serving the broader Nebraska area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Omaha, Nebraska and surrounding area. Last Updated and Verified: May 10, 2026

Compare the Best Money Market Rates Today in Omaha, Nebraska & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
American National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
3147 Ames Ave, Omaha, NE 68111
6-month money market
3.25%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

New deposits only

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Elite Consumer Money Market - Tier 5
3.06%
$100
View
▼
Rate3.02%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Elite Consumer Money Market - Tier 4
3.01%
$100
View
▼
Rate2.97%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
Personal Prime Money Market Account
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
Prime Money Market*
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business High Yield Money Market
3.00%
$100,000
View
▼
Rate2.96%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Elite Consumer Money Market - Tier 3
2.96%
$100
View
▼
Rate2.92%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Elite Consumer Money Market - Tier 2
2.91%
$100
View
▼
Rate2.87%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Elite Consumer Money Market - Tier 1
2.81%
$100
View
▼
Rate2.78%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business High Yield Money Market
2.50%
$100,000
View
▼
Rate2.47%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
IRA Money Market
2.33%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
Premier Money Market*
2.33%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$50,000 & above

Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
High Yield Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$50,000 & above

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
High Yield Money Market
2.25%
$100,000
View
▼
Rate2.23%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business High Yield Money Market
2.25%
$100,000
View
▼
Rate2.23%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business High Yield Money Market
2.10%
$100,000
View
▼
Rate2.08%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
High Yield Money Market
2.10%
$100,000
View
▼
Rate2.08%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
ACCESS Money Market
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Consumer Money Market - Tier 4
2.05%
$100
View
▼
Rate2.03%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
Business Money Market
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Plus Money Market
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business High Yield Money Market
2.00%
$100,000
View
▼
Rate1.98%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
High Yield Money Market
2.00%
$100,000
View
▼
Rate1.98%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$25,000 to $49,999.99

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Plus Money Market
1.90%
$0
View
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
IRA Money Market
1.82%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
Premier Money Market*
1.82%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
High Yield Money Market
1.80%
$0
View
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
Money Market
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$10,000 to $24,999.99

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Plus Money Market
1.75%
$0
View
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
Business Money Market
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
ACCESS Money Market
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Consumer Money Market - Tier 3
1.70%
$100
View
▼
Rate1.69%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
Business Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business High Yield Money Market
1.50%
$100,000
View
▼
Rate1.49%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
High Yield Money Market
1.50%
$100,000
View
▼
Rate1.49%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
ACCESS Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Plus Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
ACCESS Money Market
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
Business Money Market
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
High Yield Money Market
1.30%
$0
View
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Money Market Savings - Tier V
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Plus Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
Business Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
ACCESS Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Money Market
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
High Yield Money Market
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Money Market Savings - Tier IV
1.01%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Consumer Money Market - Tier 2
1.00%
$100
View
▼
Rate1.00%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
Business Money Market
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
Money Market
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$2,500 to $9,999.99

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1941 S 42nd St, Omaha, NE 68105
ACCESS Money Market
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Money Market
1.00%
$1,000
View
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business Money Market
1.00%
$1,000
View
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
Premier Money Market*
0.80%
$0
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
IRA Money Market
0.80%
$0
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Money Market
0.75%
$1,000
View
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business Money Market
0.75%
$1,000
View
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Money Market
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
8251 W Center Rd, Omaha, NE 68124
Money Market Accounts
0.68%
$0
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Money Market
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Money Market
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
8251 W Center Rd, Omaha, NE 68124
Money Market Accounts
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
Money Market Savings
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
IRA Money Market
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
Premier Money Market*
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
High Yield Money Market
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Money Market Savings - Tier III
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
Business High Yield Money Market
0.50%
$100,000
View
▼
Rate0.50%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 North 181st Street, Omaha, NE 68118
High Yield Money Market
0.50%
$100,000
View
▼
Rate0.50%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Consumer Money Market - Tier 1
0.50%
$100
View
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Money Market Savings - Tier II
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
Money Market Savings
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
Premier Money Market*
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
IRA Money Market
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Money Market Savings - Tier I
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
7301 Pacific St # 7305, Omaha, NE 68114
Money Markets
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
7301 Pacific St # 7305, Omaha, NE 68114
Money Markets
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
IRA Money Market Account
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
Personal Money Market Account
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
7301 Pacific St # 7305, Omaha, NE 68114
Money Markets
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
Prime Money Market*
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
IRA Money Market Account
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
Personal Money Market Account
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
4740 S 48th St, Omaha, NE 68117
Money Market Checking
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
7301 Pacific St # 7305, Omaha, NE 68114
Money Markets
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
IRA Money Market Account
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
4848 S 120th St, Omaha, NE 68137
Money Market Share Draft
0.15%
$2,500
View
▼
Rate0.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 7, 2026
Details

Account Transfer and Withdrawal Limitations apply.

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
Personal Money Market Account
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
IRA Money Market Account
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
Personal Money Market Account
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
Personal Prime Money Market Account
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Liberty First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.80%
5011 S 108th St, Omaha, NE 68137
Money Market Investment
0.10%
$2,500
View
▼
Rate0.10%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
4740 S 48th St, Omaha, NE 68117
Money Market Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
High Yield Money Market
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Money Market
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Plus Money Market
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
IRA Money Market Account
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
Personal Money Market Account
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Omaha, Nebraska and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Omaha, NE Money Market Rate Trends

Compare local Omaha, NE money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Nebraska MMA Trends →
High-Yield MMA — NE Avg
3.023%
Unchanged vs 7 days ago

Nebraska high-yield MMA rates currently average 3.023% APY.

Standard MMA — NE Avg
1.096%
▲ 0.006 vs 7 days ago

Nebraska standard MMA rates rose 0.006 points over the past 7 days to 1.096% APY.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Omaha, Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Omaha, Nebraska. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NE.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Omaha, Nebraska

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Nebraska.

Are Money Market accounts in Omaha, Nebraska safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Nebraska up to $250,000 per depositor, per institution.

How often do MMA rates change in Omaha, Nebraska?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Nebraska rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Omaha, Nebraska?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Omaha, Nebraska require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Omaha, Nebraska

Here are some of the highest money market account APYs currently available in Omaha, Nebraska and the surrounding area:
  • American National Bank
    6-month money market — 3.25% APY
  • First Westroads Bank
    Elite Consumer Money Market - Tier 5 — 3.06% APY
  • United Republic Bank
    Business High Yield Money Market — 3.00% APY
  • Four Points Federal Credit Union
    Prime Money Market* — 3.00% APY
  • Cobalt Federal Credit Union
    Personal Prime Money Market Account — 3.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Omaha, Nebraska. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 10, 2026

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