Best Money Market Rates in Newark, New Jersey - June 2026
Brian McKay
Brian McKay
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Current Newark, New Jersey and the surrounding area money market deposit account rates include Citizens BankCitizens Bank40 Chestnut Hill Plz, Newark, DE 19713A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.50% APY, Selfreliance Federal Credit UnionSelfreliance Federal Credit Union734 Sanford Ave, Newark, NJ 07106A5.0 ★Texas Ratio: 9.40% Money Market at 3.29% APY, GARDEN SAVINGSGARDEN SAVINGS120 Ferry St, Newark, NJ 07105A+5.0 ★Texas Ratio: 8.45% Platinum Money Market at 3.10% APY, Liberty Savings Federal Credit UnionLiberty Savings Federal Credit Union106 Fleming Ave, Newark, NJ 07105A5.0 ★Texas Ratio: 7.97% Money Market Account at 2.75% APY, and ConnectOne BankConnectOne Bank217 Chestnut St, Newark, NJ 07105A+5.0 ★Texas Ratio: 4.57% Connect Money Market at 2.10% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Newark has 6 local institutions in our database, with money market rates as high as 3.50% APY from Citizens Bank at 40 Chestnut Hill Plz, Newark, DE 19713. Use the table below to compare all available offers, including options from institutions serving the broader New Jersey area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Newark, New Jersey and surrounding area. Last Updated and Verified: June 23, 2026
Compare the Best Money Market Rates Today in Newark, New Jersey & the Surrounding Area
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.15% APY.
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.03% APY.
Projected Rates for February 2026. Rate is not guaranteed.
Projected Rates for February 2026. Rate is not guaranteed.
Projected Rates for February 2026. Rate is not guaranteed.
This is a variable rate account. This is a tiered rate account and the interest paid is based on the amount of funds on deposit in the account. The tiers are as follows: Tier I: $0.00 - $2,499.99 will earn an APY of 0.00%; Tier II: $2,500.00 - $249,999.99 will earn an APY of 3.00%; Tier III: $250,000 and up will earn an APY of 3.10%. This offer may be withdrawn at any time without prior notification. Rate in effect at the time of account opening. Your interest and APY may change without notice. Fees can reduce earnings. You must deposit $2,500.00 to open this account.
This is a variable rate account. This is a tiered rate account and the interest paid is based on the amount of funds on deposit in the account. The tiers are as follows: Tier I: $0.00 - $2,499.99 will earn an APY of 0.00%; Tier II: $2,500.00 - $249,999.99 will earn an APY of 3.00%; Tier III: $250,000 and up will earn an APY of 3.10%. This offer may be withdrawn at any time without prior notification. Rate in effect at the time of account opening. Your interest and APY may change without notice. Fees can reduce earnings. You must deposit $2,500.00 to open this account.
Projected Rates for February 2026. Rate is not guaranteed.
Standard rates. Must have a Citizens Private Client® Checking account.
Standard rates. Must have a Citizens Quest® Checking account.
Minimum daily balance of $2,500 to waive the $10 monthly maintenance fee.
APY of 3.75% for a deposit balance of $50,000 or greater
For six months when you become a new member and open a Flex Money Market or Business Money Market account!
A $10,000 deposit of new money is required.
Preferred
Qualifying balance up to $49,999.99
Balances $0-$999 earn 0.00% APY; $1,000 -$9,999 earn 0.40% APY; $10,000 or more earn 3.55% APY. Rate may change after account is opened.
$15,000+
APY of 3.50% for a deposit balance up to $49,999.99
A higher balance means a better rate--plus check-writing privileges AND no fees.
As high as
2 free withdrawals monthly; Money Market Plus accounts are only available for new money, or funds that have not been on deposit with 1166 Federal Credit Union in the last 30 days.
Balances up to $1,000,000 are eligible for the promotional APY, however, NCUA coverage will only apply to balances of $250,000 or less. Offer may change or end at any time without notice. Fees may reduce earnings. Additional restrictions may apply. See website for further details.
Tiered rates reward higher balances with bigger earnings. Deposit or withdraw as needed. No monthly service fee.
MM $500,000 and above
Tiered rates reward higher balances with bigger earnings. Deposit or withdraw as needed. No monthly service fee.
Tiered rates reward higher balances with bigger earnings. Deposit or withdraw as needed. No monthly service fee.
MM $250,000 to $499,999
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Newark, NJ Money Market Rate Trends
Compare local Newark, NJ money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield MMA rates fell 0.003 points over the past 7 days to 3.274% APY.
New Jersey standard MMA rates rose 0.033 points over the past 7 days to 0.718% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Newark, New Jersey money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Newark, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Newark, New Jersey. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Newark, New Jersey
What is a Money Market Account (MMA)?
Are Money Market accounts in Newark, New Jersey safe?
How often do MMA rates change in Newark, New Jersey?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Newark, New Jersey?
Best Money Market Rates in Newark, New Jersey
- Citizens Bank
Citizens Private Client® Money Market — 3.50% APY - Selfreliance Federal Credit Union
Money Market — 3.29% APY - GARDEN SAVINGS
Platinum Money Market — 3.10% APY - Liberty Savings Federal Credit Union
Money Market Account — 2.75% APY - ConnectOne Bank
Connect Money Market — 2.10% APY
