Best Money Market Rates in Trenton, New Jersey (NJ) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Trenton, New Jersey and the surrounding area money market deposit account rates include Citizens BankCitizens Bank1155 Whitehorse Mercerville Rd, Trenton, NJ 08619A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, TruistTruist1850 Route 33, Trenton, NJ 08690A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY, OceanFirst BankOceanFirst Bank411 Route 33, Trenton, NJ 08619A+5.0 ★Texas Ratio: 1.82% FirstWave Money Market at 2.50% APY, Self Reliance NY Federal Credit UnionSelf Reliance NY Federal Credit Union477 Jeremiah Ave, Trenton, NJ 08610A+5.0 ★Texas Ratio: 2.12% Money Market at 1.30% APY, and Healthcare Employees Federal Credit UnionHealthcare Employees Federal Credit UnionA+5.0 ★Texas Ratio: 1.92% Money Market Account at 4.07% APY. Money market rates as of May 15, 2026 according to verified data from MonitorBankRates.
Trenton has 4 local institutions in our database, with money market rates as high as 3.75% APY from Citizens Bank at 1155 Whitehorse Mercerville Rd, Trenton, NJ 08619. Use the table below to compare all available offers, including options from institutions serving the broader New Jersey area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Trenton, New Jersey and surrounding area. Last Updated and Verified: May 15, 2026
Compare the Best Money Market Rates Today in Trenton, New Jersey & the Surrounding Area
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
New Money Only Available for Consumer & Business. To open a Business Account, visit your local branch or reach out to Commercial Lender.
New Money Only Available for Consumer & Business. To open a Business Account, visit your local branch or reach out to Commercial Lender.
New Money Only Available for Consumer & Business. To open a Business Account, visit your local branch or reach out to Commercial Lender.
New Money Only Available for Consumer & Business. To open a Business Account, visit your local branch or reach out to Commercial Lender.
As High As; Qualifying balance up to $1,000.00
For six months when you become a new member and open a Flex Money Market or Business Money Market account!
Apple Choice Banking Program
minimum new money deposit of $10,000.
$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply
Qualifying balance up to $49,999.99
$15,000+
A higher balance means a better rate--plus check-writing privileges AND no fees.
A higher balance means a better rate--plus check-writing privileges AND no fees.
up to
$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply
MAXIMIZE YOUR MONEY MARKET EARNINGS WITH A RATE AS HIGH AS 3.15% APY*
Balance of $25,000 required to earn stated APY. Rates subject to change.
$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply
Qualifying balance up to $100,000.00
2 free withdrawals monthly***
Minimum Daily Balances $100,000.00 or more
$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply
which is 70% of the indexed rate
$1000.00 Minimum to open and earn APY and if daily balance falls below $1,000 at any time during the statement cycle a $20.00 minimum balance fee will apply
$100,000.00 and Above
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Trenton, NJ Money Market Rate Trends
Compare local Trenton, NJ money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield MMA rates currently average 3.376% APY.
New Jersey standard MMA rates currently average 0.702% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Trenton, New Jersey money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Trenton, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Trenton, New Jersey. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Trenton, New Jersey
What is a Money Market Account (MMA)?
Are Money Market accounts in Trenton, New Jersey safe?
How often do MMA rates change in Trenton, New Jersey?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Trenton, New Jersey?
Best Money Market Rates in Trenton, New Jersey
- Citizens Bank
Citizens Private Client® Money Market — 3.75% APY - Truist
Small Business Money Market Account — 3.40% APY - OceanFirst Bank
FirstWave Money Market — 2.50% APY - Self Reliance NY Federal Credit Union
Money Market — 1.30% APY - Healthcare Employees Federal Credit Union
Money Market Account — 4.07% APY
