Best Money Market Rates in Brooklyn, New York (NY) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Brooklyn, New York and the surrounding area money market deposit account rates include Carver Federal Savings BankCarver Federal Savings Bank1392 Fulton St, Brooklyn, NY 11216C3.9 ★Texas Ratio: 28.07% Money Market Accounts & High Yield Savings at 4.25% APY, Citizens BankCitizens Bank1545 Flatbush Ave, Brooklyn, NY 11210A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, Ridgewood Savings BankRidgewood Savings Bank8522 3rd Ave, Brooklyn, NY 11209A5.0 ★Texas Ratio: 7.75% Smart Move Money Market at 3.75% APY, Apple Bank for SavingsApple Bank for Savings1212 Avenue M, Brooklyn, NY 11230A+5.0 ★Texas Ratio: 1.54% Apple Choice Money Market Account Preferred Rate at 3.55% APY, and Spring Bank Bronx, NYSpring Bank Bronx, NY356 Van Brunt St, Brooklyn, NY 11231A5.0 ★Texas Ratio: 11.84% Money Market at 3.50% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Brooklyn has 14 local institutions in our database, with money market rates as high as 4.25% APY from Carver Federal Savings Bank at 1392 Fulton St, Brooklyn, NY 11216. Use the table below to compare all available offers, including options from institutions serving the broader New York area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Brooklyn, New York and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Brooklyn, New York & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Carver Federal Savings Bank
Institution Rating:
C3.9 ★ Texas Ratio: 28.07%
1392 Fulton St, Brooklyn, NY 11216
Money Market Accounts & High Yield Savings
4.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1545 Flatbush Ave, Brooklyn, NY 11210
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1545 Flatbush Ave, Brooklyn, NY 11210
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Ridgewood Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.75%
8522 3rd Ave, Brooklyn, NY 11209
Smart Move Money Market
3.75%
$10,000
▼
Rate3.63%
Min Deposit$10,000
Min Balance—
UpdatedMay 4, 2026
Details
Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
1212 Avenue M, Brooklyn, NY 11230
Apple Choice Money Market Account Preferred Rate
3.55%
$0
▼
Rate3.48%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Apple Choice Banking Program
Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
1212 Avenue M, Brooklyn, NY 11230
Treasury Bill Indexed Money Market Account
3.55%
$0
▼
Rate3.48%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Spring Bank Bronx, NY
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
356 Van Brunt St, Brooklyn, NY 11231
Money Market
3.50%
$500
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Minimum Average Daily Balance to Earn APY: $500 to $999,999.99
Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
1212 Avenue M, Brooklyn, NY 11230
Apple Choice Money Market Account
3.03%
$0
▼
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
1212 Avenue M, Brooklyn, NY 11230
Money Market Account
3.03%
$0
▼
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
1212 Avenue M, Brooklyn, NY 11230
Treasury Bill Indexed Money Market Account
2.53%
$0
▼
Rate2.49%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
1212 Avenue M, Brooklyn, NY 11230
Treasury Bill Indexed Money Market
2.53%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
which is 70% of the indexed rate
Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
1212 Avenue M, Brooklyn, NY 11230
Treasury Bill Indexed Money Market
2.16%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
which is 60% of the indexed rate
Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
1212 Avenue M, Brooklyn, NY 11230
Treasury Bill Indexed Money Market Account
2.16%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
ConnectOne Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
9202 4th Ave, Brooklyn, NY 11209
Connect Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
ConnectOne Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
9202 4th Ave, Brooklyn, NY 11209
Connect Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
1212 Avenue M, Brooklyn, NY 11230
Treasury Bill Indexed Money Market
1.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
which is 50% of the indexed rate
Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
1212 Avenue M, Brooklyn, NY 11230
Treasury Bill Indexed Money Market Account
1.80%
$0
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
1212 Avenue M, Brooklyn, NY 11230
Apple Advantage Money Market Account
1.50%
$0
▼
Rate1.48%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
The Berkshire Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
1421 Kings Hwy, Brooklyn, NY 11229
Gold Money Market Account
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
ConnectOne Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
9202 4th Ave, Brooklyn, NY 11209
Business Impact Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
ConnectOne Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
9202 4th Ave, Brooklyn, NY 11209
Business Impact Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
ConnectOne Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
9202 4th Ave, Brooklyn, NY 11209
Business Impact Money Market
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Peoples Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
67 Hanson Pl, Brooklyn, NY 11217 1549
Money Market
0.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Peoples Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
67 Hanson Pl, Brooklyn, NY 11217 1549
Money Market
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
The Berkshire Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
1421 Kings Hwy, Brooklyn, NY 11229
Gold Money Market Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Cross County Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
731 Metropolitan Ave, Brooklyn, NY 11211
Premier Business Money Market
0.40%
$15,000
▼
Rate0.40%
Min Deposit$15,000
Min Balance—
UpdatedMay 4, 2026
Details
Cross County Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
731 Metropolitan Ave, Brooklyn, NY 11211
Premier Money Market
0.40%
$15,000
▼
Rate0.40%
Min Deposit$15,000
Min Balance—
UpdatedMay 4, 2026
Details
Cross County Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
731 Metropolitan Ave, Brooklyn, NY 11211
Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Ridgewood Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.75%
8522 3rd Ave, Brooklyn, NY 11209
PowerFlex Money Market
0.35%
$1,000
▼
Rate0.34%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
$25,000.00 or more
Peoples Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
67 Hanson Pl, Brooklyn, NY 11217 1549
Money Market
0.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Cross County Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
731 Metropolitan Ave, Brooklyn, NY 11211
Money Market
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
The Berkshire Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
1421 Kings Hwy, Brooklyn, NY 11229
Business Money Market
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Ridgewood Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.75%
8522 3rd Ave, Brooklyn, NY 11209
PowerFlex Money Market
0.25%
$1,000
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
$10,000.00 - $24,999.99
Ridgewood Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.75%
8522 3rd Ave, Brooklyn, NY 11209
Smart Move Money Market
0.25%
$10,000
▼
Rate0.25%
Min Deposit$10,000
Min Balance—
UpdatedMay 4, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★ Texas Ratio: 85.67%
2365 Nostrand Ave, Brooklyn, NY 11210
Regular/E Money Market Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Cross County Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
731 Metropolitan Ave, Brooklyn, NY 11211
Premier Business Money Market
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Cross County Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
731 Metropolitan Ave, Brooklyn, NY 11211
Premier Money Market
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
The Berkshire Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
1421 Kings Hwy, Brooklyn, NY 11229
Business Money Market
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Cross County Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
731 Metropolitan Ave, Brooklyn, NY 11211
Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
The Berkshire Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
1421 Kings Hwy, Brooklyn, NY 11229
Business Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Ridgewood Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.75%
8522 3rd Ave, Brooklyn, NY 11209
PowerFlex Money Market
0.20%
$1,000
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
$0.01 - $9,999.99
The Berkshire Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
1421 Kings Hwy, Brooklyn, NY 11229
Money Market Checking
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Empire State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
8701 3rd Ave, Brooklyn, NY 11209
Personal Money Market Tier 5
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
800 Poly Pl Rm 1110, Brooklyn, NY 11209 7104
High Yield Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Empire State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
8701 3rd Ave, Brooklyn, NY 11209
Business Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Ponce Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
2047 86th St, Brooklyn, NY 11214
Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1545 Flatbush Ave, Brooklyn, NY 11210
Citizens Private Client® Money Market
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Ponce Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
2047 86th St, Brooklyn, NY 11214
Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $50,000.00
Ponce Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
2047 86th St, Brooklyn, NY 11214
Money Market Account
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $50,000.00
Cross County Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
731 Metropolitan Ave, Brooklyn, NY 11211
Money Market
0.15%
$2,500
▼
Rate0.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
The Berkshire Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
1421 Kings Hwy, Brooklyn, NY 11229
Money Market Checking
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
800 Poly Pl Rm 1110, Brooklyn, NY 11209 7104
High Yield Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Ponce Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
2047 86th St, Brooklyn, NY 11214
Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $1,500.00
UFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
High-Yield Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
UFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
High Yield Money Market Account
4.00%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
Money Market
3.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
For six months when you become a new member and open a Flex Money Market or Business Money Market account!
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$15,000+
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
New money only
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
New money only
SJP Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
Money Market
3.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Lufthansa Employee Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Money Market Account
3.25%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 7, 2026
Details
Unrestricted Savings Account - Interest Compounded Monthly
Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Money Market Accounts
3.25%
$500
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Signature Money Market
3.25%
$500
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
Business & Public Funds Premium Money Market Savings
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
High Interest Money Market Savings
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
High Rate Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Signature Money Market
3.00%
$500
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
As high as as
Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Money Market Accounts
3.00%
$500
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Signature Money Market (Personal)
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Signature Money Market
3.00%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
Business & Public Funds Premium Money Market Savings
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
High Interest Money Market Savings
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
First Choice Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
Money Market
2.84%
$0
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Balance $1,000,000.01 + Average Daily Bal. Compound Monthly
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Markets
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Signature Money Market
2.75%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Signature Money Market (Personal)
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Money Market
2.75%
$1,000,000
▼
Rate2.72%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 7, 2026
Details
Generations United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Business Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
as high as
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
High Rate Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Business Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Money Market Accounts
2.75%
$500
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Signature Money Market
2.75%
$500
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
Business Money Market
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Signature Money Market (Personal)
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Signature Money Market
2.50%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details
Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Money Market
2.50%
$300,000
▼
Rate2.47%
Min Deposit$300,000
Min Balance—
UpdatedMay 7, 2026
Details
$300,000
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
High Rate Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Kaleida Health Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Money Market Account
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Money Market Accounts
2.50%
$500
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Signature Money Market
2.50%
$500
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Inner Lakes Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.86%
Money Market
2.48%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
As High as
SUMA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.20%
Money Market & Up
2.43%
$250,000
▼
Rate2.40%
Min Deposit$250,000
Min Balance—
UpdatedMay 7, 2026
Details
$250,000
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Markets
2.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Money Market
2.25%
$100,000
▼
Rate2.23%
Min Deposit$100,000
Min Balance—
UpdatedMay 7, 2026
Details
$100,000
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Brooklyn, New York and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Brooklyn, NY Money Market Rate Trends
Compare local Brooklyn, NY money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — NY Avg
3.343%
▲ 0.030 vs 7 days ago
New York high-yield MMA rates rose 0.030 points over the past 7 days to 3.343% APY.
Standard MMA — NY Avg
0.595%
▼ 0.015 vs 7 days ago
New York standard MMA rates fell 0.015 points over the past 7 days to 0.595% APY.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Brooklyn, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Brooklyn, New York. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Brooklyn, New York
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in New York.
Are Money Market accounts in Brooklyn, New York safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in New York up to $250,000 per depositor, per institution.
How often do MMA rates change in Brooklyn, New York?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local New York rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Brooklyn, New York?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Brooklyn, New York require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Brooklyn, New York
Here are some of the highest money market account APYs currently available in Brooklyn, New York and the surrounding area:
- Carver Federal Savings Bank
Money Market Accounts & High Yield Savings — 4.25% APY - Citizens Bank
Citizens Private Client® Money Market — 3.75% APY - Ridgewood Savings Bank
Smart Move Money Market — 3.75% APY - Apple Bank for Savings
Apple Choice Money Market Account Preferred Rate — 3.55% APY - Spring Bank Bronx, NY
Money Market — 3.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Brooklyn, New York. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
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