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Best Money Market Rates in Newburgh, New York - July 2026

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Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: July 12, 2026

Current Newburgh, New York and the surrounding area money market deposit account rates include Citizens BankCitizens Bank1416 Route 300, Newburgh, NY 12550A5.0 ★Texas Ratio: 8.28% Citizens Private Client Money Market at 3.50% APY, Mid-Hudson Valley Federal Credit UnionMid-Hudson Valley Federal Credit Union1433 Route 300, Newburgh, NY 12550A+5.0 ★Texas Ratio: 3.48% Money Market at 2.75% APY, Ulster Savings BankUlster Savings Bank1208 Route 300, Newburgh, NY 12550A+5.0 ★Texas Ratio: 5.39% Non-Profit Select Money Market* Account Tier VI at 2.50% APY, Hudson Valley Credit UnionHudson Valley Credit Union953 Route 300, Newburgh, NY 12550A+5.0 ★Texas Ratio: 3.74% Business Tiered Money Market Accounts - Fifth Tier at 2.25% APY, and Wallkill Valley Federal S&LWallkill Valley Federal S&L68 N Plank Rd, Newburgh, NY 12550A+5.0 ★Texas Ratio: 3.07% Business Money Market Savings at 0.51% APY. Money market rates as of July 12, 2026 according to verified data from MonitorBankRates.

Newburgh has 8 local institutions in our database, with money market rates as high as 3.50% APY from Citizens Bank at 1416 Route 300, Newburgh, NY 12550. Use the table below to compare all available offers, including options from institutions serving the broader New York area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Newburgh, New York and surrounding area. Last Updated and Verified: July 12, 2026

Compare the Best Money Market Rates Today in Newburgh, New York & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1416 Route 300, Newburgh, NY 12550
Citizens Private Client Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Preferred rates; Must have a Citizens Private Client® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1416 Route 300, Newburgh, NY 12550
Citizens Quest Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Preferred rates; Requires a Citizens Quest® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
1433 Route 300, Newburgh, NY 12550
Money Market
2.75%
$1,000,000
View
▼
Rate2.72%
Min Deposit$1,000,000
Min Balance—
UpdatedJul 6, 2026
Details

$1,000,000

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
1433 Route 300, Newburgh, NY 12550
Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

$300,000

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
Non-Profit Select Money Market* Account Tier VI
2.50%
$0
View
▼
Rate2.44%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

$500,000 or higher

Hudson Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
953 Route 300, Newburgh, NY 12550
Business Tiered Money Market Accounts - Fifth Tier
2.25%
$0
View
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
1433 Route 300, Newburgh, NY 12550
Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

$100,000

Hudson Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
953 Route 300, Newburgh, NY 12550
Business Tiered Money Market Accounts - Fourth Tier
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
Non-Profit Select Money Market* Account Tier V
1.65%
$0
View
▼
Rate1.62%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

$275,000.00- $499,999.99

Hudson Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
953 Route 300, Newburgh, NY 12550
Business Tiered Money Market Accounts - Third Tier
1.50%
$0
View
▼
Rate1.48%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
Non-Profit Select Money Market* Account Tier IV
1.45%
$0
View
▼
Rate1.42%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

$100,000.00- $274,999.99

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
Non-Profit Select Money Market* Account Tier III
1.35%
$0
View
▼
Rate1.33%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

$75,000.00 - $99,999.99

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
Non-Profit Select Money Market* Account Tier II
1.20%
$0
View
▼
Rate1.18%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

$50,000.00 - $74,999.99

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
Non-Profit Select Money Market* Account Tier I
1.10%
$0
View
▼
Rate1.08%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

$.01 - $49,999.99

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
1433 Route 300, Newburgh, NY 12550
Money Market
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

$50,000

Wallkill Valley Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
68 N Plank Rd, Newburgh, NY 12550
Business Money Market Savings
0.51%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details

Wallkill Valley Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
68 N Plank Rd, Newburgh, NY 12550
Statement Money Market
0.51%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details

Wallkill Valley Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
68 N Plank Rd, Newburgh, NY 12550
Premier Money Market
0.51%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details

Balance: $600,000 and Over

TEG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
16 N Plank Rd Ste 105, Newburgh, NY 12550
Money Market Accounts
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

TEG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
16 N Plank Rd Ste 105, Newburgh, NY 12550
Business Money Market Accounts
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Walden Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
5239 Route 9w North, Newburgh, NY 12550
Money Market
0.50%
$100
View
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details

Wallkill Valley Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
68 N Plank Rd, Newburgh, NY 12550
Premier Money Market
0.41%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details

Balance: $400,000 - $599,999.99

Wallkill Valley Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
68 N Plank Rd, Newburgh, NY 12550
Business Money Market Savings
0.41%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details

Walden Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
5239 Route 9w North, Newburgh, NY 12550
Money Market
0.35%
$100
View
▼
Rate0.35%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details

Wallkill Valley Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
68 N Plank Rd, Newburgh, NY 12550
Premier Money Market
0.31%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details

Balance: $250,000 - $399,999.99

Wallkill Valley Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
68 N Plank Rd, Newburgh, NY 12550
Business Money Market Savings
0.26%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
1433 Route 300, Newburgh, NY 12550
Tiered Money Market
0.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Balance to Earn APY: $500,000

TEG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
16 N Plank Rd Ste 105, Newburgh, NY 12550
Money Market Accounts
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

TEG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
16 N Plank Rd Ste 105, Newburgh, NY 12550
Business Money Market Accounts
0.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Wallkill Valley Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
68 N Plank Rd, Newburgh, NY 12550
Premier Money Market
0.21%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details

Balance: $75,000 - $249,999.99

Wallkill Valley Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
68 N Plank Rd, Newburgh, NY 12550
Statement Money Market
0.21%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
1433 Route 300, Newburgh, NY 12550
Tiered Money Market
0.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Balance to Earn APY: $200,000

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
Select Money Market Tier IV
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

100,000 or higher

Empire State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
356 Meadow Ave, Newburgh, NY 12550
Personal Money Market Tier 5
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
Select Money Market Tier III
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

$75,000.00 - $99,999.99

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
1433 Route 300, Newburgh, NY 12550
Money Market
0.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

$25,000

Empire State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
356 Meadow Ave, Newburgh, NY 12550
Business Money Market Tier 5
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Wallkill Valley Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
68 N Plank Rd, Newburgh, NY 12550
Statement Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
Select Money Market Tier II
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

$50,000.00 - $74,999.99

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
IRA Education Money Market Account-TIER 2
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

$2,500 +

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
1433 Route 300, Newburgh, NY 12550
Tiered Money Market
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Balance to Earn APY: $100,000

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1416 Route 300, Newburgh, NY 12550
Citizens Private Client Money Market
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Standard rates; Must have a Citizens Private Client® Checking account.

Hudson Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
953 Route 300, Newburgh, NY 12550
Business Tiered Money Market Accounts - Second Tier
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

TEG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
16 N Plank Rd Ste 105, Newburgh, NY 12550
Money Market Accounts
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Hudson Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
953 Route 300, Newburgh, NY 12550
Business Tiered Money Market Accounts - First Tier
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

TEG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
16 N Plank Rd Ste 105, Newburgh, NY 12550
Business Money Market Accounts
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
IRA Money Market Account-TIER 2
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Less than $2,500

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
1433 Route 300, Newburgh, NY 12550
Tiered Money Market
0.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Balance to Earn APY: $50,000

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
IRA Money Market Account-TIER 1
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Wallkill Valley Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
68 N Plank Rd, Newburgh, NY 12550
Business Money Market Savings
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
IRA Education Money Market Account-TIER 1
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
Select Money Market Tier 1
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Empire State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
356 Meadow Ave, Newburgh, NY 12550
Business Money Market Tier 2
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Empire State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
356 Meadow Ave, Newburgh, NY 12550
Business Money Market Tier 3
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Empire State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
356 Meadow Ave, Newburgh, NY 12550
Business Money Market Tier 4
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Empire State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
356 Meadow Ave, Newburgh, NY 12550
Personal Money Market Tier 2
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Empire State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
356 Meadow Ave, Newburgh, NY 12550
Personal Money Market Tier 3
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Empire State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
356 Meadow Ave, Newburgh, NY 12550
Personal Money Market Tier 4
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Wallkill Valley Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
68 N Plank Rd, Newburgh, NY 12550
Statement Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details

Empire State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
356 Meadow Ave, Newburgh, NY 12550
Personal Money Market Tier 1
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Wallkill Valley Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
68 N Plank Rd, Newburgh, NY 12550
Statement Money Market
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details

Empire State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
356 Meadow Ave, Newburgh, NY 12550
Business Money Market Tier 1
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Walden Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
5239 Route 9w North, Newburgh, NY 12550
Money Market
0.05%
$100
View
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
1433 Route 300, Newburgh, NY 12550
Money Market
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
1433 Route 300, Newburgh, NY 12550
Tiered Money Market
0.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Balance to Earn APY: $2,500

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1416 Route 300, Newburgh, NY 12550
Citizens Quest Money Market
0.03%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Standard rates; Requires a Citizens Quest® Checking account.

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1416 Route 300, Newburgh, NY 12550
Personal Money Market
0.01%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Standard rates; Monthly maintenance fees $0 or $10; Keep a minimum daily balance of at least $2,500 to waive the fee.

Wallkill Valley Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
68 N Plank Rd, Newburgh, NY 12550
Business Money Market Savings
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details

Piermont Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
High-Yield MMA Promotion
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Earn Up to 3.75% APY* on Your Business Money Market Account. Apply online with just a few clicks and put your business on a better path.

Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Apple Choice Money Market Account Preferred Rate
3.55%
$100
View
▼
Rate3.48%
Min Deposit$100
Min Balance—
UpdatedJul 12, 2026
Details

Apple Choice Banking Program

Generations United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Business Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
Business & Public Funds Premium Money Market Savings
3.45%
$0
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
High Interest Money Market Savings
3.35%
$0
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
Business & Public Funds Premium Money Market Savings
3.35%
$0
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

SJP Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
Money Market
3.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Savings, Money Market, IRA, and Club Accounts are variable rate accounts and rates may change after account opening. Dividends on Savings, Money Market, IRA, and Club Accounts are compounded and credited monthly; accounts must remain open through the end of the dividend period to receive accrued dividends, and dividends will not be paid if the account is closed prior to month-end. Money Market and IRA rates shown reflect anticipated monthly dividends and may change based on market conditions.

Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.99%
Money Market Accounts
3.25%
$0
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.99%
Signature Money Market*
3.25%
$500
View
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedJul 11, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
Business & Public Funds Premium Money Market Savings
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
High Interest Money Market Savings
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 6.28%
Money Market
3.05%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
High Rate Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Standard Rate: 1.00%, Standard APY: 1.00%

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Signature Money Market (Personal)
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Signature Money Market
3.00%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJul 6, 2026
Details

Tiered rates.

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
Money Markets
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

As high as

Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.99%
Money Market Accounts
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Minimum Balance to Earn Dividend: $150,000 - $199,999.99

Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.99%
Signature Money Market*
3.00%
$500
View
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedJul 11, 2026
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.89%
Money Markets
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Signature Money Market
2.75%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJul 6, 2026
Details

Tiered rates.

Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 6.28%
Money Market
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.99%
Money Market Accounts
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.99%
Business Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
High Rate Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Standard Rate: 0.90%, Standard APY: 0.90%

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Signature Money Market (Personal)
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.99%
Signature Money Market*
2.75%
$500
View
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedJul 11, 2026
Details

Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
Business Money Market
2.65%
$0
View
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Balance: $1,000,000 & Over

Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.99%
Signature Money Market*
2.50%
$500
View
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedJul 11, 2026
Details

Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 6.28%
Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.99%
Money Market Accounts
2.50%
$0
View
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Minimum Balance to Earn Dividend: $50,000 - $99,999.99

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Newburgh, New York and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Newburgh, NY Money Market Rate Trends

Compare local Newburgh, NY money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full New York MMA Trends →
High-Yield MMA — NY Avg
3.229%
▼ 0.008 vs 7 days ago

New York high-yield MMA rates fell 0.008 points over the past 7 days to 3.229% APY.

Standard MMA — NY Avg
0.547%
▼ 0.032 vs 7 days ago

New York standard MMA rates fell 0.032 points over the past 7 days to 0.547% APY.

As of Jul 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Newburgh, New York money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Newburgh, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Newburgh, New York. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NY.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Newburgh, New York

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in New York.

Are Money Market accounts in Newburgh, New York safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in New York up to $250,000 per depositor, per institution.

How often do MMA rates change in Newburgh, New York?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local New York rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Newburgh, New York?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Newburgh, New York require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Newburgh, New York

Here are some of the highest money market account APYs currently available in Newburgh, New York and the surrounding area:
  • Citizens Bank
    Citizens Private Client Money Market — 3.50% APY
  • Mid-Hudson Valley Federal Credit Union
    Money Market — 2.75% APY
  • Ulster Savings Bank
    Non-Profit Select Money Market* Account Tier VI — 2.50% APY
  • Hudson Valley Credit Union
    Business Tiered Money Market Accounts - Fifth Tier — 2.25% APY
  • Wallkill Valley Federal S&L
    Business Money Market Savings — 0.51% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Newburgh, New York. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: July 12, 2026

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