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Best Money Market Rates in Newburgh, New York - June 2026

Content reviewed by
Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: June 23, 2026

Current Newburgh, New York and the surrounding area money market deposit account rates include Citizens BankCitizens Bank1416 Route 300, Newburgh, NY 12550A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.50% APY, Mid-Hudson Valley Federal Credit UnionMid-Hudson Valley Federal Credit Union1433 Route 300, Newburgh, NY 12550A+5.0 ★Texas Ratio: 3.48% Money Market at 2.75% APY, Ulster Savings BankUlster Savings Bank1208 Route 300, Newburgh, NY 12550A+5.0 ★Texas Ratio: 5.39% Non-Profit Select Money Market Account Tier VI at 2.50% APY, TEG Federal Credit UnionTEG Federal Credit Union16 N Plank Rd Ste 105, Newburgh, NY 12550A+5.0 ★Texas Ratio: 2.58% Money Market Accounts at 0.50% APY, and Walden Savings BankWalden Savings Bank5239 Route 9w North, Newburgh, NY 12550A+5.0 ★Texas Ratio: 5.10% Money Market at 0.50% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.

Newburgh has 7 local institutions in our database, with money market rates as high as 3.50% APY from Citizens Bank at 1416 Route 300, Newburgh, NY 12550. Use the table below to compare all available offers, including options from institutions serving the broader New York area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Newburgh, New York and surrounding area. Last Updated and Verified: June 23, 2026

Compare the Best Money Market Rates Today in Newburgh, New York & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1416 Route 300, Newburgh, NY 12550
Citizens Private Client® Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.15% APY.

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1416 Route 300, Newburgh, NY 12550
Citizens Quest® Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.03% APY.

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
1433 Route 300, Newburgh, NY 12550
Money Market
2.75%
$1,000,000
View
▼
Rate—
Min Deposit$1,000,000
Min Balance—
UpdatedJun 16, 2026
Details

$1,000,000; Dividend Rate: 2.72%

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
1433 Route 300, Newburgh, NY 12550
Money Market
2.50%
$300,000
View
▼
Rate2.47%
Min Deposit$300,000
Min Balance—
UpdatedJun 16, 2026
Details

$300,000

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
Non-Profit Select Money Market Account Tier VI
2.50%
$0
View
▼
Rate2.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Tier VI

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
1433 Route 300, Newburgh, NY 12550
Money Market
2.25%
$100,000
View
▼
Rate2.23%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details

$100,000

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
Non-Profit Select Money Market Account Tier V
1.65%
$0
View
▼
Rate1.62%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Tier V

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
Non-Profit Select Money Market Account Tier IV
1.45%
$0
View
▼
Rate1.42%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Tier IV

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
Non-Profit Select Money Market Account Tier III
1.35%
$0
View
▼
Rate1.33%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Tier III

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
Non-Profit Select Money Market Account Tier II
1.20%
$0
View
▼
Rate1.18%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Tier II

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
Non-Profit Select Money Market Account Tier I
1.10%
$0
View
▼
Rate1.08%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Tier I

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
1433 Route 300, Newburgh, NY 12550
Money Market
1.00%
$50,000
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedJun 16, 2026
Details

$50,000

TEG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
16 N Plank Rd Ste 105, Newburgh, NY 12550
Money Market Accounts
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

TEG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
16 N Plank Rd Ste 105, Newburgh, NY 12550
Business Money Market Accounts
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

Walden Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
5239 Route 9w North, Newburgh, NY 12550
Money Market
0.50%
$100
View
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details

Walden Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
5239 Route 9w North, Newburgh, NY 12550
Money Market
0.35%
$100
View
▼
Rate0.35%
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
1433 Route 300, Newburgh, NY 12550
Tiered Money Market
0.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Balance to Earn APY: $500,000

TEG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
16 N Plank Rd Ste 105, Newburgh, NY 12550
Money Market Accounts
0.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

TEG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
16 N Plank Rd Ste 105, Newburgh, NY 12550
Business Money Market Accounts
0.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

Wallkill Valley Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
68 N Plank Rd, Newburgh, NY 12550
Statement Money Market
0.21%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details

Balance range: $25,000 - $49,999.99

Empire State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
356 Meadow Ave, Newburgh, NY 12550
Business Money Market Tier 5
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
1433 Route 300, Newburgh, NY 12550
Money Market
0.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

$25,000

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
1433 Route 300, Newburgh, NY 12550
Tiered Money Market
0.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Balance to Earn APY: $200,000

Empire State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
356 Meadow Ave, Newburgh, NY 12550
Business Money Market Tier 5**
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details

Empire State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
356 Meadow Ave, Newburgh, NY 12550
Personal Money Market Tier 5
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
Select Money Market Tier III
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
Select Money Market Tier IV
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

TEG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
16 N Plank Rd Ste 105, Newburgh, NY 12550
Business Money Market Accounts
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

TEG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
16 N Plank Rd Ste 105, Newburgh, NY 12550
Money Market Accounts
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
1433 Route 300, Newburgh, NY 12550
Tiered Money Market
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Balance to Earn APY: $100,000

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1416 Route 300, Newburgh, NY 12550
Citizens Private Client® Money Market
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Standard rates. Must have a Citizens Private Client® Checking account.

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

$2,500 +

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
Select Money Market Tier II
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Wallkill Valley Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
68 N Plank Rd, Newburgh, NY 12550
Statement Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details

Balance range: $10,000 - $24,999.99

Empire State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
356 Meadow Ave, Newburgh, NY 12550
Personal Money Market Tier 2
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
1433 Route 300, Newburgh, NY 12550
Tiered Money Market
0.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Balance to Earn APY: $50,000

Empire State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
356 Meadow Ave, Newburgh, NY 12550
Business Money Market Tier 3
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details

Wallkill Valley Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
68 N Plank Rd, Newburgh, NY 12550
Statement Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details

Balance range: $2500 - $9,999.99

Wallkill Valley Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
68 N Plank Rd, Newburgh, NY 12550
Business Money Market Savings
0.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details

Empire State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
356 Meadow Ave, Newburgh, NY 12550
Personal Money Market Tier 4
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details

Empire State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
356 Meadow Ave, Newburgh, NY 12550
Personal Money Market Tier 3
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details

Empire State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
356 Meadow Ave, Newburgh, NY 12550
Business Money Market Tier 4
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
Select Money Market Tier 1
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Ulster Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1208 Route 300, Newburgh, NY 12550
Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Less than $2,500

Empire State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
356 Meadow Ave, Newburgh, NY 12550
Business Money Market Tier 2
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details

Empire State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
356 Meadow Ave, Newburgh, NY 12550
Business Money Market Tier 1
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details

Wallkill Valley Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
68 N Plank Rd, Newburgh, NY 12550
Statement Money Market
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details

Balance range: $100 - $2499.99

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
1433 Route 300, Newburgh, NY 12550
Money Market
0.05%
$1,000
View
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details

Empire State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
356 Meadow Ave, Newburgh, NY 12550
Personal Money Market Tier 1
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details

Walden Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
5239 Route 9w North, Newburgh, NY 12550
Money Market
0.05%
$100
View
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
1433 Route 300, Newburgh, NY 12550
Tiered Money Market
0.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Balance to Earn APY: $2,500

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1416 Route 300, Newburgh, NY 12550
Citizens Quest® Money Market
0.03%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Standard rates. Must have a Citizens Quest® Checking account.

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1416 Route 300, Newburgh, NY 12550
Personal Money Market
0.01%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Minimum daily balance of $2,500 to waive the $10 monthly maintenance fee.

Carver Federal Savings Bank
Institution Rating:
C3.9 ★ Texas Ratio: 28.07%
Money Market Accounts
4.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details

No amount is too small to kick-start your savings journey when you're earning up to 4.25% APY.

UFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
High-Yield Money Market
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Earn up to 4.00% APY with tiered rates. Up to 3 withdrawals a month.

Ridgewood Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.75%
Smart MoveMoney Market
3.75%
$0
View
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

$125,000.00 - $250,000

Ridgewood Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.75%
Smart Move Money Market
3.75%
$0
View
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

$10,000.00 - $74,999.99

The Upstate National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Deposit Account
3.70%
$100,000
View
▼
Rate3.64%
Min Deposit$100,000
Min Balance—
UpdatedJun 22, 2026
Details

Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
Money Market Offer
3.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

For six months when you become a new member and open a Flex Money Market or Business Money Market account!

Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Apple Choice Money Market Account Preferred Rate
3.55%
$100
View
▼
Rate3.48%
Min Deposit$100
Min Balance—
UpdatedJun 23, 2026
Details

Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Choice Money Market
3.55%
$0
View
▼
Rate3.48%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Preferred

Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Treasury Bill Indexed Money Market Account
3.55%
$0
View
▼
Rate3.48%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Qualifying balance up to $49,999.99

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Select Money Market (IRA)
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

New money only

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Money Market Account
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

New money only

Pioneer Bank Albany, NY
Institution Rating:
A5.0 ★ Texas Ratio: 6.71%
Pioneer Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special Intro rate
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

$15,000+

Newtek Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
Newtek Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Rate accurate as of the date shown and may change at any time without notice. Up to six (6) withdrawals or transfers per statement cycle are permitted.

Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
Premier Money Market Deposit Account 6-Month Intro Rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Tier: $25,000 minimum

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
Founders Money Market for Business
3.50%
$0
View
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
Founders Money Market
3.50%
$0
View
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Piermont Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Business Money Market Account
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Special Offer; Apply online with just a few clicks and put your business on a better path.

New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
SMART Money Market Account
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

SJP Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
Money Market
3.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Money Market rates shown reflect anticipated monthly dividends and may change based on market conditions. Savings, Money Market, IRA, and Club Accounts are variable rate accounts and rates may change after account opening.

Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 6.28%
Money Market
3.05%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

Balance Tier: $1,000,000 and Over

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
High Interest Money Market Savings
3.05%
$0
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
Business & Public Funds Premium Money Market Savings
3.05%
$0
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Signature Money Market (Personal)
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Signature Money Market
3.00%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 23, 2026
Details

Tiered rates reward higher balances with bigger earnings. Deposit or withdraw as needed. No monthly service fee.

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
High Rate Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
Money Markets
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

As high as 3.00% APY*

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
Business & Public Funds Premium Money Market Savings
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
High Interest Money Market Savings
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Platinum Money Market
2.80%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
High Rate Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.89%
Money Markets
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Signature Money Market (Personal)
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 6.28%
Money Market
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

Balance Tier: $500,000 - $999,999.99

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Signature Money Market
2.75%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 23, 2026
Details

Tiered rates reward higher balances with bigger earnings. Deposit or withdraw as needed. No monthly service fee.

Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
Business Money Market
2.65%
$0
View
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Signature Money Market (Personal)
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Signature Money Market
2.50%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 23, 2026
Details

Tiered rates reward higher balances with bigger earnings. Deposit or withdraw as needed. No monthly service fee.

Leatherstocking Region Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.81%
Money Market Savings
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Minimum balance required to receive dividends. Call (607) 547-5700 for more information and to apply.

Kaleida Health Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Money Market Account
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 6.28%
Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

Balance Tier: $250,000 - $499,999.99

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
High Rate Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

Inner Lakes Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.62%
Money Market
2.48%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

As High As

SUMA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.57%
Money Market & Up
2.43%
$0
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

$250,000

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.89%
Money Markets
2.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
Money Market Share Accounts
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 6.28%
Money Market
2.25%
$0
View
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details

Balance Tier: $100,000 to $249,999.99

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Newburgh, New York and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Newburgh, NY Money Market Rate Trends

Compare local Newburgh, NY money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full New York MMA Trends →
High-Yield MMA — NY Avg
3.284%
Unchanged vs 7 days ago

New York high-yield MMA rates currently average 3.284% APY.

Standard MMA — NY Avg
0.542%
Unchanged vs 7 days ago

New York standard MMA rates currently average 0.542% APY.

As of Jun 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Newburgh, New York money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Newburgh, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Newburgh, New York. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NY.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Newburgh, New York

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in New York.

Are Money Market accounts in Newburgh, New York safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in New York up to $250,000 per depositor, per institution.

How often do MMA rates change in Newburgh, New York?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local New York rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Newburgh, New York?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Newburgh, New York require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Newburgh, New York

Here are some of the highest money market account APYs currently available in Newburgh, New York and the surrounding area:
  • Citizens Bank
    Citizens Private Client® Money Market — 3.50% APY
  • Mid-Hudson Valley Federal Credit Union
    Money Market — 2.75% APY
  • Ulster Savings Bank
    Non-Profit Select Money Market Account Tier VI — 2.50% APY
  • TEG Federal Credit Union
    Money Market Accounts — 0.50% APY
  • Walden Savings Bank
    Money Market — 0.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Newburgh, New York. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: June 23, 2026

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