Best Money Market Rates in Belmont, North Carolina (NC) - May 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Belmont, North Carolina and the surrounding area money market deposit account rates include Allegacy Federal Credit UnionAllegacy Federal Credit Union6425 W Wilkinson Blvd Ste F, Belmont, NC 28012 2873A5.0 ★Texas Ratio: 6.91% Feature Money Market Account at 3.45% APY, TruistTruist601 Hawley Ave, Belmont, NC 28012A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY, Skyla Federal Credit UnionSkyla Federal Credit Union6425 W Wilkinson Blvd, Belmont, NC 28012A5.0 ★Texas Ratio: 6.28% Money Market at 2.00% APY, First HorizonFirst Horizon6440 W Wilkinson Blvd, Belmont, NC 28012A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY, and Marine Federal Credit UnionMarine Federal Credit UnionA5.0 ★Texas Ratio: 8.48% Choice Money Market at 4.07% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Belmont has 4 local institutions in our database, with money market rates as high as 3.45% APY from Allegacy Federal Credit Union at 6425 W Wilkinson Blvd Ste F, Belmont, NC 28012 2873. Use the table below to compare all available offers, including options from institutions serving the broader North Carolina area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Belmont, North Carolina and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Belmont, North Carolina & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
6425 W Wilkinson Blvd Ste F, Belmont, NC 28012 2873
Feature Money Market Account
3.45%
$50
▼
Rate3.40%
Min Deposit$50
Min Balance—
UpdatedMay 7, 2026
Details
Qualifying balance up to $250,000.00
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
601 Hawley Ave, Belmont, NC 28012
Small Business Money Market Account
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
6425 W Wilkinson Blvd Ste F, Belmont, NC 28012 2873
High Tier Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
6425 W Wilkinson Blvd Ste F, Belmont, NC 28012 2873
Business High Tier Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
6425 W Wilkinson Blvd Ste F, Belmont, NC 28012 2873
Business High Tier Money Market Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
6425 W Wilkinson Blvd Ste F, Belmont, NC 28012 2873
High Tier Money Market Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
6425 W Wilkinson Blvd Ste F, Belmont, NC 28012 2873
Business Money Market Account
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
6425 W Wilkinson Blvd Ste F, Belmont, NC 28012 2873
Business Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
6425 W Wilkinson Blvd Ste F, Belmont, NC 28012 2873
Business High Tier Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
6425 W Wilkinson Blvd Ste F, Belmont, NC 28012 2873
High Tier Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
6425 W Wilkinson Blvd Ste F, Belmont, NC 28012 2873
Retail Money Market Account
2.00%
$50
▼
Rate1.98%
Min Deposit$50
Min Balance—
UpdatedMay 7, 2026
Details
Skyla Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
6425 W Wilkinson Blvd, Belmont, NC 28012
Money Market
2.00%
$500,000
▼
Rate—
Min Deposit$500,000
Min Balance—
UpdatedMay 10, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
6425 W Wilkinson Blvd Ste F, Belmont, NC 28012 2873
Business Money Market Account
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
6425 W Wilkinson Blvd Ste F, Belmont, NC 28012 2873
Retail Money Market Account
1.90%
$50
▼
Rate1.88%
Min Deposit$50
Min Balance—
UpdatedMay 7, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
6425 W Wilkinson Blvd Ste F, Belmont, NC 28012 2873
Retail Money Market Account
1.80%
$50
▼
Rate1.79%
Min Deposit$50
Min Balance—
UpdatedMay 7, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
6425 W Wilkinson Blvd Ste F, Belmont, NC 28012 2873
Business Money Market Account
1.80%
$0
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Skyla Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
6425 W Wilkinson Blvd, Belmont, NC 28012
Money Market
1.50%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
6425 W Wilkinson Blvd Ste F, Belmont, NC 28012 2873
Retail Money Market Account
1.50%
$50
▼
Rate1.49%
Min Deposit$50
Min Balance—
UpdatedMay 7, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
6425 W Wilkinson Blvd Ste F, Belmont, NC 28012 2873
Business Money Market Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Skyla Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
6425 W Wilkinson Blvd, Belmont, NC 28012
Money Market
1.00%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
6440 W Wilkinson Blvd, Belmont, NC 28012
TotalView Money Market Savings
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
6440 W Wilkinson Blvd, Belmont, NC 28012
TotalView Money Market Savings
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
6440 W Wilkinson Blvd, Belmont, NC 28012
TotalView Money Market Savings
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
6440 W Wilkinson Blvd, Belmont, NC 28012
Money Market Savings
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
6440 W Wilkinson Blvd, Belmont, NC 28012
Money Market Savings
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
6425 W Wilkinson Blvd Ste F, Belmont, NC 28012 2873
Business High Tier Money Market Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
6425 W Wilkinson Blvd Ste F, Belmont, NC 28012 2873
High Tier Money Market Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Marine Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
Choice Money Market
4.07%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
[Learn More](https://www.marinefederalhb.org/home/site/choicemoneymarket)
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Money Market Special
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
for the first six months.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
First Flight Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Prestige Money Market Accounts
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Elevate Money Market
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Riverside Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Choice Money Market
3.61%
$0
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
ProBiz Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$15,000+
Sharonview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.73%
Jumbo Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
COASTAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
Go Green Money Market Premium Tier
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
15 or more Go Green Checking debit card transactions posted per month
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $20,000.00
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Byline Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
Advantage Money Market Account
3.15%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
$25,000 minimum to open account. $25,000 minimum to earn 3.15% APY.
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
High Interest Money Market Savings
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
Business & Public Funds Premium Money Market Savings
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
American Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.06%
Money Market Tiered Accounts
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
$0 to $2,499
ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
ProBiz Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Fort Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
Money Market Account
3.00%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 7, 2026
Details
Qualifying balance up to $250,000.00
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
High Interest Money Market Savings
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
Business & Public Funds Premium Money Market Savings
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Sharonview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.73%
Jumbo Money Market
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
Platinum Money Market Savings
2.80%
$250,000
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedMay 4, 2026
Details
Founders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.65%
Money Market Plus
2.78%
$1,000
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Founders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.65%
Money Market Plus
2.53%
$1,000
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Qualifying balance up to $249,999.00
Riverside Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Choice Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
Business Money Market Accounts
2.50%
$100
▼
Rate2.47%
Min Deposit$100
Min Balance—
UpdatedMay 6, 2026
Details
**$100 minimum opening deposit
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$100,000 and Over
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$50,000 - $99,999
Civic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.61%
Civic Nonprofit Money Market
2.30%
$500
▼
Rate2.27%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Civic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.61%
Nonprofit Money Market Account
2.30%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
ElecTel Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
IRA Money Market
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
ElecTel Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Money Market
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.49%
Perks Money Market Account
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$25,000 - $49,999
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$10,000 - $24,999
Civic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.61%
Business Money Market Account
2.05%
$500
▼
Rate2.03%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Civic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.61%
Money Market
2.05%
$250
▼
Rate2.03%
Min Deposit$250
Min Balance—
UpdatedMay 10, 2026
Details
Founders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.65%
Money Market Plus
2.02%
$1,000
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Qualifying balance up to $99,999.00
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$2,500 - $9,999
Rate1.98%
Min Deposit$25
Min Balance—
UpdatedMay 12, 2026
Details
Carter Bank & Trust
Institution Rating:
F1.0 ★ Texas Ratio: 96.15%
Premium Money Market Account
1.67%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Money Market Savings Tier 6
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Money Market Savings Tier 5
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$500,000.00 - $999,999,999.99
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$500,000.00 - $999,999,999.99
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Money Market Savings Tier 4
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$100
Rate1.21%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Money Market Savings Tier 3
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Roxboro Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Premium Money Market
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Roxboro Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Money Market Premium Money Market
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Money Market Savings Tier 2
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Money Market Savings Tier 1
1.05%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Riverside Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Choice Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Paramount Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.91%
Business Money Market
1.00%
$100
▼
Rate1.00%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
$5,000 or $20 Fee1
Benchmark Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Personal Money Market Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Balance of $100,000 or greater
COASTAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
Go Green Money Market Base Tier
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Qualifications Required
Benchmark Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Business Money Market Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Balance of $100,000 to $249,999
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Belmont, North Carolina and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Belmont, NC Money Market Rate Trends
Compare local Belmont, NC money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — NC Avg
3.418%
Unchanged vs 7 days ago
North Carolina high-yield MMA rates currently average 3.418% APY.
Standard MMA — NC Avg
0.489%
Unchanged vs 7 days ago
North Carolina standard MMA rates currently average 0.489% APY.
As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions
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Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Belmont, North Carolina money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Belmont, North Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Belmont, North Carolina. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NC.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Belmont, North Carolina
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in North Carolina.
Are Money Market accounts in Belmont, North Carolina safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in North Carolina up to $250,000 per depositor, per institution.
How often do MMA rates change in Belmont, North Carolina?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local North Carolina rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Belmont, North Carolina?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Belmont, North Carolina require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Belmont, North Carolina
Here are some of the highest money market account APYs currently available in Belmont, North Carolina and the surrounding area:
- Allegacy Federal Credit Union
Feature Money Market Account — 3.45% APY - Truist
Small Business Money Market Account — 3.40% APY - Skyla Federal Credit Union
Money Market — 2.00% APY - First Horizon
TotalView Money Market Savings — 0.75% APY - Marine Federal Credit Union
Choice Money Market — 4.07% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Belmont, North Carolina. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
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