Best Money Market Rates in Winston Salem, North Carolina (NC) - April 2026
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Brian McKay
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Winston Salem, North Carolina and the surrounding area money market rates include Marine Federal Credit UnionMarine Federal Credit UnionA5.0 ★Texas Ratio: 8.48% Choice Money Market at 4.07% APY, First Flight Federal Credit UnionFirst Flight Federal Credit UnionA+5.0 ★Texas Ratio: 3.94% Prestige Money Market Accounts at 4.07% APY, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.35% Money Market Special at 4.00% APY, The Huntington National BankThe Huntington National Bank751 W 4th St, Winston Salem, NC 27101A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, and Riverside Savings BankRiverside Savings BankA+5.0 ★Texas Ratio: 0.00% Choice Money Market* at 3.71% APY. Money market rates as of April 14, 2026 according to verified data from MonitorBankRates.
Winston Salem has 13 local institutions in our database, with money market rates as high as 3.82% APY from The Huntington National Bank at 751 W 4th St, Winston Salem, NC 27101. Use the table below to compare all available offers, including options from institutions serving the broader North Carolina area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Winston Salem, North Carolina and surrounding area. Last Updated and Verified: April 14, 2026
Compare the Best Money Market Rates Today in Winston Salem, North Carolina & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
751 W 4th St, Winston Salem, NC 27101
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
751 W 4th St, Winston Salem, NC 27101
Huntington Relationship Money Market
3.82%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC 27103 2993
Feature Money Market
3.45%
$50
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedApr 6, 2026
Details
Qualifying balance up to $250,000.00
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC 27103 2993
Feature Money Market Account
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Qualifying balance up to $250,000.00
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
751 W 4th St, Winston Salem, NC 27101
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
751 W 4th St, Winston Salem, NC 27101
Huntington Relationship Money Market
3.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC 27103 2993
High Tier Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC 27103 2993
Business High Tier Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC 27103 2993
High Tier Money Market Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC 27103 2993
Business High Tier Money Market Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC 27103 2993
Business Money Market Account
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC 27103
Money Market Share
2.07%
$250
▼
Rate2.05%
Min Deposit$250
Min Balance—
UpdatedApr 8, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC 27103 2993
Business Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC 27103 2993
High Tier Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC 27103 2993
Retail Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rates are variable and subject to change.
Piedmont Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
4997 Home Rd, Winston Salem, NC 27106
Money Markets
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC 27103 2993
Business High Tier Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Piedmont Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
4997 Home Rd, Winston Salem, NC 27106
Money Market
2.00%
$1,000
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details
Members Credit Union Winston Salem, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
2098 Frontis Plaza Blvd Ste A, Winston Salem, NC 27103 5779
Money Market Account
1.92%
$0
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC 27103 2993
Business Money Market Account
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Carter Bank & Trust
Institution Rating:
F1.0 ★ Texas Ratio: 96.15%
536 S Stratford Rd, Winston Salem, NC 27103
Premium Money Market Account
1.67%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Piedmont FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
201 S Stratford Rd, Winston Salem, NC 27103
Money Market
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$500,000.00 - $999,999,999.99
Piedmont FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
201 S Stratford Rd, Winston Salem, NC 27103
Business Money Market
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$500,000.00 - $999,999,999.99
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
4701 Country Club Rd, Winston Salem, NC 27104
TotalView Money Market Savings
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
4701 Country Club Rd, Winston Salem, NC 27104
TotalView Money Market Savings
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Piedmont FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
201 S Stratford Rd, Winston Salem, NC 27103
Business Money Market
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$250,000.00 - $499,999.99
Piedmont FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
201 S Stratford Rd, Winston Salem, NC 27103
Money Market
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$250,000.00 - $499,999.99
Piedmont FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
201 S Stratford Rd, Winston Salem, NC 27103
Business Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$100,000.00 - $249,999.99
First Flight Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Prestige Money Market Accounts
4.07%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Up to $49,999.99
Marine Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
Choice Money Market
4.07%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Money Market Special
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Intro rate expires: 6 months
Riverside Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Choice Money Market
3.71%
$0
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Riverside Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Choice Money Market*
3.71%
$0
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Elevate Money Market
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$15,000+ Intro rate
ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
ProBiz Money Market
3.50%
$1,000,000
▼
Rate3.44%
Min Deposit$1,000,000
Min Balance—
UpdatedApr 11, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$15,000+
Sharonview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.73%
Jumbo Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
COASTAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
Go Green Money Market Premium Tier
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
15 or more Go Green Checking debit card transactions posted per month
Rate—
Min Deposit$20,000
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $20,000.00
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Qualifying balance up to $1,000.00
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Business Money Market
3.22%
$0
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Platinum Money Market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Signature Money Market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Byline Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
Advantage Money Market Account
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details
$25,000 minimum to open account. $25,000 minimum to earn 3.20% APY.
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Municipal Money Market
3.07%
$0
▼
Rate3.03%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
High Interest Money Market Savings
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
Business & Public Funds Premium Money Market Savings
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Signature Money Market
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Fort Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
Money Market Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $250,000.00
Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
Platinum Money Market Savings
3.00%
$1,000,000
▼
Rate—
Min Deposit$1,000,000
Min Balance—
UpdatedApr 11, 2026
Details
ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
ProBiz Money Market
3.00%
$500,000
▼
Rate2.96%
Min Deposit$500,000
Min Balance—
UpdatedApr 11, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Business Money Market
2.97%
$0
▼
Rate2.93%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
High Interest Money Market Savings
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Sharonview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.73%
Jumbo Money Market
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
Business & Public Funds Premium Money Market Savings
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Golden Advantage Money Market
2.87%
$0
▼
Rate2.83%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Municipal Money Market
2.82%
$0
▼
Rate2.78%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
Platinum Money Market Savings
2.80%
$250,000
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedApr 11, 2026
Details
Founders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.65%
Money Market Plus Balances of or more
2.78%
$1,000
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
$250,000
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Business Money Market
2.77%
$0
▼
Rate2.73%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Municipal Money Market
2.62%
$0
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Business Money Market
2.57%
$0
▼
Rate2.54%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Founders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.65%
Money Market Plus Balances of
2.53%
$1,000
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
$100,000 - $249,999
Founders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.65%
Money Market Plus
2.53%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Riverside Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Choice Money Market*
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Riverside Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Choice Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Money Market Tiered
2.52%
$0
▼
Rate2.49%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Rates up to 2.50% APY!
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
Business Money Market Accounts
2.50%
$100
▼
Rate2.47%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
**$100 minimum opening deposit
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Municipal Money Market
2.42%
$0
▼
Rate2.39%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Money Market Tiered
2.42%
$0
▼
Rate2.39%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Civic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.61%
Civic Nonprofit Money Market
2.30%
$500
▼
Rate2.27%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
$50,000 - $99,999
ElecTel Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Money Market
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
ElecTel Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
IRA Money Market
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.49%
Perks Money Market Account
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Business Money Market
2.25%
$0
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
Money Market Share
2.22%
$250
▼
Rate2.20%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
$25,000 - $49,999
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
$10,000 - $24,999
Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.67%
Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Municipal Money Market
2.07%
$0
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Civic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.61%
Business Money Market Account
2.05%
$500
▼
Rate2.03%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
Civic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.61%
Money Market
2.05%
$250
▼
Rate2.03%
Min Deposit$250
Min Balance—
UpdatedApr 6, 2026
Details
Founders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.65%
Money Market Plus Balances of
2.02%
$1,000
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
$50,000 - $99,999
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Business Money Market
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
$2,500 - $9,999
Champion Credit Union Canton, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
Personal Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Rate1.98%
Min Deposit$25
Min Balance—
UpdatedApr 14, 2026
Details
Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
Platinum Money Market Savings
2.00%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Municipal Money Market
1.87%
$0
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Business Money Market
1.52%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Money Market Savings Tier 6
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Money Market Savings Tier 5
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Municipal Money Market
1.37%
$0
▼
Rate1.36%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Money Market Savings Tier 4
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Winston Salem, North Carolina and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Winston Salem, NC Money Market Rate Trends
Compare local Winston Salem, NC money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — NC Avg
3.289%
▲ 2.606 vs 7 days ago
North Carolina high-yield MMA rates rose 2.606 points over the past 7 days to 3.289% APY.
Standard MMA — NC Avg
0.507%
▼ 1.104 vs 7 days ago
North Carolina standard MMA rates fell 1.104 points over the past 7 days to 0.507% APY.
As of Apr 17, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Winston Salem, North Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Winston Salem, North Carolina. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NC.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Winston Salem, North Carolina
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in North Carolina.
Are Money Market accounts in Winston Salem, North Carolina safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in North Carolina up to $250,000 per depositor, per institution.
How often do MMA rates change in Winston Salem, North Carolina?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local North Carolina rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Winston Salem, North Carolina
Here are some of the highest money market account APYs currently available in Winston Salem, North Carolina and the surrounding area:
- Marine Federal Credit Union
Choice Money Market — 4.07% APY - First Flight Federal Credit Union
Prestige Money Market Accounts — 4.07% APY - United Federal Credit Union
Money Market Special — 4.00% APY - The Huntington National Bank
High-Yield Money Market — 3.82% APY - Riverside Savings Bank
Choice Money Market* — 3.71% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Winston Salem, North Carolina. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 14, 2026
Winston Salem, North Carolina Rates & Resources
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