Best Money Market Rates in Cleveland, Ohio (OH) - May 2026
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Brian McKay
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Cleveland, Ohio and the surrounding area money market deposit account rates include The Huntington National BankThe Huntington National Bank905 Euclid Ave, Cleveland, OH 44115A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Citizens BankCitizens Bank4106 Pearl Rd, Cleveland, OH 44109A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, PSE Credit Union IncPSE Credit Union Inc1800 Carnegie Ave, Cleveland, OH 44115 2312A+5.0 ★Texas Ratio: 4.41% Money Market Accounts at 1.70% APY, Cardinal Credit Union IncCardinal Credit Union Inc1220 Som Center Rd Unit A, Cleveland, OH 44124 2002A5.0 ★Texas Ratio: 7.29% Platinum Money Market Savings Account at 1.50% APY, and Century Federal Credit UnionCentury Federal Credit Union21000 Brookpark Rd, Cleveland, OH 44135 3127A+5.0 ★Texas Ratio: 4.21% Money Market Innovator at 0.75% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Cleveland has 10 local institutions in our database, with money market rates as high as 3.82% APY from The Huntington National Bank at 905 Euclid Ave, Cleveland, OH 44115. Use the table below to compare all available offers, including options from institutions serving the broader Ohio area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Cleveland, Ohio and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Cleveland, Ohio & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
905 Euclid Ave, Cleveland, OH 44115
Huntington Relationship Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
905 Euclid Ave, Cleveland, OH 44115
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
4106 Pearl Rd, Cleveland, OH 44109
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
4106 Pearl Rd, Cleveland, OH 44109
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
905 Euclid Ave, Cleveland, OH 44115
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
905 Euclid Ave, Cleveland, OH 44115
Huntington Relationship Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
1800 Carnegie Ave, Cleveland, OH 44115 2312
Money Market Accounts
1.70%
$0
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
1800 Carnegie Ave, Cleveland, OH 44115 2312
Money Markets
1.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
1220 Som Center Rd Unit A, Cleveland, OH 44124 2002
Platinum Money Market Savings Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
1800 Carnegie Ave, Cleveland, OH 44115 2312
Money Market Accounts
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
1220 Som Center Rd Unit A, Cleveland, OH 44124 2002
Jumbo Money Market Savings Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Century Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
21000 Brookpark Rd, Cleveland, OH 44135 3127
Money Market Innovator
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
1800 Carnegie Ave, Cleveland, OH 44115 2312
Money Market Accounts
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH 44115
Money Market
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Century Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
21000 Brookpark Rd, Cleveland, OH 44135 3127
Money Market Innovator
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH 44115
Money Market
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Century Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
21000 Brookpark Rd, Cleveland, OH 44135 3127
Money Market Innovator
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
1220 Som Center Rd Unit A, Cleveland, OH 44124 2002
Money Market Savings Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
1800 Carnegie Ave, Cleveland, OH 44115 2312
Money Market Accounts
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Century Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
21000 Brookpark Rd, Cleveland, OH 44135 3127
Money Market
0.44%
$0
▼
Rate0.44%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Firefighters Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
2300 Saint Clair Ave NE, Cleveland, OH 44114 4049
Money Market
0.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
1800 Carnegie Ave, Cleveland, OH 44115 2312
Money Market Accounts
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH 44115
Money Market
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Firefighters Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
2300 Saint Clair Ave NE, Cleveland, OH 44114 4049
Money Market
0.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
1900 Superior Ave E STE 126, Cleveland, OH 44114 2128
Money Market Account
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH 44115
Money Market
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
1800 Carnegie Ave, Cleveland, OH 44115 2312
Money Market Accounts
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Century Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
21000 Brookpark Rd, Cleveland, OH 44135 3127
Money Market
0.24%
$0
▼
Rate0.24%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Firefighters Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
2300 Saint Clair Ave NE, Cleveland, OH 44114 4049
Money Market
0.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Steel Valley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
3840 Pearl Rd, Cleveland, OH 44109 2751
Money market
0.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Steel Valley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
3840 Pearl Rd, Cleveland, OH 44109 2751
IRA money market
0.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
4106 Pearl Rd, Cleveland, OH 44109
Citizens Private Client® Money Market
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Firefighters Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
2300 Saint Clair Ave NE, Cleveland, OH 44114 4049
Money Market
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Steel Valley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
3840 Pearl Rd, Cleveland, OH 44109 2751
Money market
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
1900 Superior Ave E STE 126, Cleveland, OH 44114 2128
Money Market Account
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Steel Valley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
3840 Pearl Rd, Cleveland, OH 44109 2751
IRA money market
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Steel Valley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
3840 Pearl Rd, Cleveland, OH 44109 2751
IRA money market
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Steel Valley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
3840 Pearl Rd, Cleveland, OH 44109 2751
Money market
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Steel Valley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
3840 Pearl Rd, Cleveland, OH 44109 2751
IRA money market
0.07%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Steel Valley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
3840 Pearl Rd, Cleveland, OH 44109 2751
Money market
0.07%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Steel Valley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
3840 Pearl Rd, Cleveland, OH 44109 2751
IRA money market
0.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
7007 Broadway Ave, Cleveland, OH 44105
Money Market Savings - Tier 2
0.05%
$5,000
▼
Rate0.05%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum to Open: $5000
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
7007 Broadway Ave, Cleveland, OH 44105
Money Market Savings - Tier 3
0.05%
$5,000
▼
Rate0.05%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum to Open: $5000
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
4106 Pearl Rd, Cleveland, OH 44109
Citizens Quest® Money Market
0.03%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
4106 Pearl Rd, Cleveland, OH 44109
Personal Money Market
0.01%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
7007 Broadway Ave, Cleveland, OH 44105
Money Market Savings - Tier 1
0.01%
$5,000
▼
Rate0.01%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum to Open: $5000
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH 44115
Money Market
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Commodore Perry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
Flagship Money Market Account
4.00%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Money Market Special
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
for the first six months.
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
Money Market, HSA and IRA
3.99%
$0
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
Money Market, HSA and IRA
3.94%
$0
▼
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
Money Market, HSA and IRA
3.91%
$0
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
Money Market, HSA and IRA
3.88%
$0
▼
Rate3.81%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Platinum Money Market
3.80%
$50
▼
Rate3.73%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
Money Market, HSA and IRA
3.79%
$0
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
Maximize Money Market
3.75%
$25,000
▼
Rate3.69%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Wayne Savings Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Maximize Money Market
3.75%
$25,000
▼
Rate3.69%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
7
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
Money Market, HSA and IRA
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Fidelity Federal S&L of Delaware
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Money Market Tiered Account* Money Maker Tier 2
3.70%
$25,000
▼
Rate3.63%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Elevate Money Market
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Commonwealth Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
Money Market
3.60%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
To be eligible for the promotional Annual Percentage Yield (APY) of 3.60% you must open a new Relationship Money Market account between April 3, 2026 and May 14, 2026. The primary or joint owner on the Relationship Money Market must also be a primary or joint owner on an existing or new personal checking account (excludes Health Savings Accounts) to be eligible for the promotional interest rate. The promotional interest rate is not available for businesses, institutions or public funds. A minimum opening deposit of $25,000 in new money must be deposited in the Money Market account to receive the promotional interest rate. New Money is defined as money that has not been on deposit in any First Commonwealth Bank account within the last 30 days. The minimum amount required to obtain the APY is $0.01. The qualifying Money Market account will earn the promotional interest rate for three months from the account opening date. After the promotional period has ended the interest rate and APY for this product may change at the Bank's discretion.
First Federal S&L of Van Wert
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Money Market Account
3.56%
$5,000
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
First Merchants Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Money Market Special
3.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Promo Rate
WesBanco Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Money Market Special
3.50%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
With a minimum of $25k new money
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
New money only
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$15,000+
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
New money only
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Small Business Money Market Account
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premium Money Market
3.40%
$50
▼
Rate3.35%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
3.15%
$50
▼
Rate3.10%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premium Money Market
3.15%
$50
▼
Rate3.10%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details
Greenville Federal
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Premium Money Market Savings
3.15%
$25,000
▼
Rate3.10%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Mercer Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
High-Yield Money Market Deposit Account
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
Money Market- Plateau 5
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
Money Market- Plateau 1
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
First Federal S&L of Van Wert
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Money Market Account
2.78%
$5,000
▼
Rate2.75%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
Money Market Advantage
2.75%
$10,000
▼
Rate2.71%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
ON BALANCES $500,000+
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
Money Market Advantage IRA
2.75%
$10,000
▼
Rate2.71%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
Money Market Advantage & Money Market Advantage IRA
2.75%
$10,000
▼
Rate2.71%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Greenville Federal
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Premium Money Market Savings
2.65%
$25,000
▼
Rate2.62%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premium Money Market
2.60%
$50
▼
Rate2.57%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
2.60%
$50
▼
Rate2.57%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Riverside Bank of Dublin
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Checking (Personal)
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
Money Market Advantage IRA
2.30%
$10,000
▼
Rate2.27%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
Money Market Advantage
2.30%
$10,000
▼
Rate2.27%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
Money Market Advantage & Money Market Advantage IRA
2.30%
$10,000
▼
Rate2.27%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
Resolute Money Market
2.27%
$10,000
▼
Rate2.25%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
New deposit required to open this account.
Fort Jennings State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Money Market Plus
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
TRS | RA | VRA
The Apple Creek Banking Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
2.25%
$25
▼
Rate2.23%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details
The Apple Creek Banking Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Core Money Market
2.25%
$25
▼
Rate2.23%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details
$500,000 - $2,499,999
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Cleveland, Ohio and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Cleveland, OH Money Market Rate Trends
Compare local Cleveland, OH money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — OH Avg
3.508%
Unchanged vs 7 days ago
Ohio high-yield MMA rates currently average 3.508% APY.
Standard MMA — OH Avg
0.572%
▲ 0.006 vs 7 days ago
Ohio standard MMA rates rose 0.006 points over the past 7 days to 0.572% APY.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Cleveland, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Cleveland, Ohio. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Cleveland, Ohio
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Ohio.
Are Money Market accounts in Cleveland, Ohio safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Ohio up to $250,000 per depositor, per institution.
How often do MMA rates change in Cleveland, Ohio?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Ohio rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Cleveland, Ohio?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Cleveland, Ohio require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Cleveland, Ohio
Here are some of the highest money market account APYs currently available in Cleveland, Ohio and the surrounding area:
- The Huntington National Bank
High-Yield Money Market — 3.82% APY - Citizens Bank
Citizens Private Client® Money Market — 3.75% APY - PSE Credit Union Inc
Money Market Accounts — 1.70% APY - Cardinal Credit Union Inc
Platinum Money Market Savings Account — 1.50% APY - Century Federal Credit Union
Money Market Innovator — 0.75% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Cleveland, Ohio. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
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