Best Money Market Rates in Dayton, Ohio - June 2026
Brian McKay
Brian McKay
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Current Dayton, Ohio and the surrounding area money market deposit account rates include Firefighters And Company Federal Credit UnionFirefighters And Company Federal Credit Union338 S Patterson Blvd, Dayton, OH 45402 2845A5.0 ★Texas Ratio: 9.45% Money Market, HSA and IRA at 4.00% APY, WesBanco BankWesBanco Bank1243 N Fairfield Rd, Dayton, OH 45432A+5.0 ★Texas Ratio: 1.63% Money Market Special at 3.50% APY, The Huntington National BankThe Huntington National Bank5900 Springboro Pike, Dayton, OH 45449A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.20% APY, KH Credit UnionKH Credit Union7740 Paragon Rd, Dayton, OH 45459A+5.0 ★Texas Ratio: 0.73% Money Market Rate Tier 4 at 2.80% APY, and River Valley Credit Union Miamisburg, OHRiver Valley Credit Union Miamisburg, OH3927 Indian Ripple Rd, Dayton, OH 45440 3449A+5.0 ★Texas Ratio: 3.77% Money Market Checking Tier 5 at 2.80% APY. Money market rates as of June 3, 2026 according to verified data from MonitorBankRates.
Dayton has 11 local institutions in our database, with money market rates as high as 4.00% APY from Firefighters And Company Federal Credit Union at 338 S Patterson Blvd, Dayton, OH 45402 2845. Use the table below to compare all available offers, including options from institutions serving the broader Ohio area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Dayton, Ohio and surrounding area. Last Updated and Verified: June 3, 2026
Compare the Best Money Market Rates Today in Dayton, Ohio & the Surrounding Area
With a minimum of $25k new money
Variable rate; Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. For instance, if your balance reaches $2,000,001.00 or more, your entire balance would currently earn 0.25% APY. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.
$100.00 to $2,499.99
$250,000 and up
$250,000 and up
$250,000 and up
$100,000 - $249,999
$250,000 and up
$100,000 - $249,999
$100,000 - $249,999
$50,000 - $99,999
$100,000 - $249,999
$50,000 - $99,999
$20,000 - $49,999
$20,000 - $49,999
$10,000 - $19,999
$1,000 - $9,999
$10,000 - $19,999
$10,000 - $19,999
$1,000 - $9,999
$1,000 - $9,999
$10,000 - $19,999
$1,000 - $9,999
Variable interest rate. Monthly compounding. Monthly interest credited. If more than 6 withdrawals per month (statement cycle) a $15 fee will be assessed; withdrawals include branch debit electronic funds transfers, ACH, checks, wires, and debit card transactions.
Variable interest rate. Monthly compounding. Monthly interest credited. If more than 6 withdrawals per month (statement cycle) a $15 fee will be assessed; withdrawals include branch debit electronic funds transfers, ACH, checks, wires, and debit card transactions.
Variable interest rate. Monthly compounding. Monthly interest credited. If more than 6 withdrawals per month (statement cycle) a $15 fee will be assessed; withdrawals include branch debit electronic funds transfers, ACH, checks, wires, and debit card transactions.
0 - $999
0 - $999
7
7
New money only. Must have an active WesBanco checking account. Variable rate subject to change.
Balances under $50,000 - 0.35%; Balances $50,000 to $100,000 - 0.35%; Balances $100,000 to 250,000 - 3.14%; Balances $250,000 - $500,000 - 3.30%; Balance $500,000 or more - 3.56%
APY (Annual Percentage Yield) effective 3/5/2026 for a limited time. Rates may vary by zip code.
Preferred rates. Standard rates: 0.15% APY.
Preferred rates. Standard rates: 0.03% APY.
Eligible clients can earn a 3.40% annual percentage yield (APY) with a new Truist Business Money Market account. Promotional Interest Rate is 3.34% and the Annual Percentage Yield (APY) is 3.40% for balances $0.01 and greater. Your new Money Market Account could initially earn a rate lower than 3.40% APY. However, within 10 calendar days of account opening, your eligible account will automatically upgrade to the 3.40% APY rate. The standard interest rate and APY are 0.01%. Fees may reduce earnings.
Balances under $50,000 - 0.35%; Balances $50,000 to $100,000 - 0.35%; Balances $100,000 to 250,000 - 3.14%; Balances $250,000 - $500,000 - 3.30%; Balance $500,000 or more - 3.56%
Balances under $50,000 - 0.35%; Balances $50,000 to $100,000 - 0.35%; Balances $100,000 to 250,000 - 3.14%; Balances $250,000 - $500,000 - 3.30%; Balance $500,000 or more - 3.56%
Daily Balances of $2,000,000 and up 2.78% APY*
Daily Balances of $1,000,000 - $1,999,999.99 2.53% APY*
TRS | RA | VRA
New deposit required to open this account.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Dayton, OH Money Market Rate Trends
Compare local Dayton, OH money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Ohio high-yield MMA rates rose 0.006 points over the past 7 days to 3.378% APY.
Ohio standard MMA rates fell 0.024 points over the past 7 days to 0.634% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Dayton, Ohio money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Dayton, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Dayton, Ohio. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Dayton, Ohio
What is a Money Market Account (MMA)?
Are Money Market accounts in Dayton, Ohio safe?
How often do MMA rates change in Dayton, Ohio?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Dayton, Ohio?
Best Money Market Rates in Dayton, Ohio
- Firefighters And Company Federal Credit Union
Money Market, HSA and IRA — 4.00% APY - WesBanco Bank
Money Market Special — 3.50% APY - The Huntington National Bank
High-Yield Money Market — 3.20% APY - KH Credit Union
Money Market Rate Tier 4 — 2.80% APY - River Valley Credit Union Miamisburg, OH
Money Market Checking Tier 5 — 2.80% APY
