Best Money Market Rates in Dayton, Ohio (OH) - May 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Dayton, Ohio and the surrounding area money market deposit account rates include Firefighters And Company Federal Credit UnionFirefighters And Company Federal Credit Union338 S Patterson Blvd, Dayton, OH 45402 2845A5.0 ★Texas Ratio: 9.99% Money Market, HSA and IRA at 3.99% APY, The Huntington National BankThe Huntington National Bank5900 Springboro Pike, Dayton, OH 45449A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, WesBanco BankWesBanco Bank1243 N Fairfield Rd, Dayton, OH 45432A+5.0 ★Texas Ratio: 1.63% Money Market Special at 3.50% APY, KH Credit UnionKH Credit Union7740 Paragon Rd, Dayton, OH 45459A+5.0 ★Texas Ratio: 0.76% Money Market Rate Tier 4 at 2.80% APY, and River Valley Credit Union Miamisburg, OHRiver Valley Credit Union Miamisburg, OH3927 Indian Ripple Rd, Dayton, OH 45440 3449A+5.0 ★Texas Ratio: 3.99% Money Market Tier 5 at 2.80% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Dayton has 10 local institutions in our database, with money market rates as high as 3.99% APY from Firefighters And Company Federal Credit Union at 338 S Patterson Blvd, Dayton, OH 45402 2845. Use the table below to compare all available offers, including options from institutions serving the broader Ohio area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Dayton, Ohio and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Dayton, Ohio & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
338 S Patterson Blvd, Dayton, OH 45402 2845
Money Market, HSA and IRA
3.99%
$0
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
338 S Patterson Blvd, Dayton, OH 45402 2845
Money Market, HSA and IRA
3.94%
$0
▼
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
338 S Patterson Blvd, Dayton, OH 45402 2845
Money Market, HSA and IRA
3.91%
$0
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
338 S Patterson Blvd, Dayton, OH 45402 2845
Money Market, HSA and IRA
3.88%
$0
▼
Rate3.81%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5900 Springboro Pike, Dayton, OH 45449
Huntington Relationship Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5900 Springboro Pike, Dayton, OH 45449
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
338 S Patterson Blvd, Dayton, OH 45402 2845
Money Market, HSA and IRA
3.79%
$0
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
338 S Patterson Blvd, Dayton, OH 45402 2845
Money Market, HSA and IRA
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
WesBanco Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
1243 N Fairfield Rd, Dayton, OH 45432
Money Market Special
3.50%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
With a minimum of $25k new money
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5900 Springboro Pike, Dayton, OH 45449
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5900 Springboro Pike, Dayton, OH 45449
Huntington Relationship Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
338 S Patterson Blvd, Dayton, OH 45402 2845
Money Market- Plateau 5
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
338 S Patterson Blvd, Dayton, OH 45402 2845
Money Market- Plateau 4
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
338 S Patterson Blvd, Dayton, OH 45402 2845
Money Market- Plateau 3
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
338 S Patterson Blvd, Dayton, OH 45402 2845
Money Market- Plateau 2
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
338 S Patterson Blvd, Dayton, OH 45402 2845
Money Market- Plateau 1
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
3927 Indian Ripple Rd, Dayton, OH 45440 3449
Money Market Checking Tier 5
2.80%
$0
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
3927 Indian Ripple Rd, Dayton, OH 45440 3449
Money Market Tier 5
2.80%
$25
▼
Rate2.76%
Min Deposit$25
Min Balance—
UpdatedMay 12, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
7740 Paragon Rd, Dayton, OH 45459
Money Market Rate Tier 4
2.80%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Money Market Advantage
2.75%
$10,000
▼
Rate2.71%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
7740 Paragon Rd, Dayton, OH 45459
Money Market Rate Tier 3
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Money Market Advantage IRA
2.75%
$10,000
▼
Rate2.71%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Money Market Advantage & Money Market Advantage IRA
2.75%
$10,000
▼
Rate2.71%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
MONEY MARKET ADVTG + IRA
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
ON BALANCES $500,000+
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
3927 Indian Ripple Rd, Dayton, OH 45440 3449
Money Market Checking Tier 4
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
3927 Indian Ripple Rd, Dayton, OH 45440 3449
Money Market Tier 4
2.70%
$25
▼
Rate2.67%
Min Deposit$25
Min Balance—
UpdatedMay 12, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
7740 Paragon Rd, Dayton, OH 45459
Money Market Rate Tier 2
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
7740 Paragon Rd, Dayton, OH 45459
Money Market Rate Tier 1
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Wright-Patt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
8850 Kingsridge Dr, Dayton, OH 45458 1616
Business Money Market Savings Account
2.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$100.00 to $2,499.99
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
3927 Indian Ripple Rd, Dayton, OH 45440 3449
Money Market Checking Tier 3
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
3927 Indian Ripple Rd, Dayton, OH 45440 3449
Money Market Tier 3
2.60%
$25
▼
Rate2.57%
Min Deposit$25
Min Balance—
UpdatedMay 12, 2026
Details
Day Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
4100 W 3rd St, Dayton, OH 45428 9000
Money Market
2.53%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Day Air
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
3927 Indian Ripple Rd, Dayton, OH 45440 3449
Money Market Checking Tier 2
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
3927 Indian Ripple Rd, Dayton, OH 45440 3449
Money Market Tier 2
2.50%
$25
▼
Rate2.47%
Min Deposit$25
Min Balance—
UpdatedMay 12, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
3927 Indian Ripple Rd, Dayton, OH 45440 3449
Money Market Tier 1
2.40%
$25
▼
Rate2.37%
Min Deposit$25
Min Balance—
UpdatedMay 12, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Money Market Advantage IRA
2.30%
$10,000
▼
Rate2.27%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Money Market Advantage
2.30%
$10,000
▼
Rate2.27%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Money Market Advantage & Money Market Advantage IRA
2.30%
$10,000
▼
Rate2.27%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH 45402
Business Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH 45402
Business Money Market
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$250,000 and up
Bridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH 45402
Money Market
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$250,000 and up
Bridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH 45402
Business Money Market
2.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$100,000 - $249,999
Bridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH 45402
Money Market
2.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$100,000 - $249,999
Code Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH 45402
Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH 45402
Business Money Market
1.95%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$50,000 - $99,999
Bridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH 45402
Money Market
1.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$50,000 - $99,999
Bridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH 45402
Business Money Market
1.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$20,000 - $49,999
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Money Market Advantage & Money Market Advantage IRA
1.80%
$10,000
▼
Rate1.78%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Money Market Advantage IRA
1.80%
$10,000
▼
Rate1.78%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Money Market Advantage
1.80%
$10,000
▼
Rate1.78%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH 45402
Money Market
1.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$20,000 - $49,999
Bridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH 45402
Business Money Market
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$10,000 - $19,999
Bridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH 45402
Business Money Market
1.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$1,000 - $9,999
Bridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH 45402
Money Market
1.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$10,000 - $19,999
Bridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH 45402
Money Market
1.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$1,000 - $9,999
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Money Market Advantage & Money Market Advantage IRA
1.00%
$10,000
▼
Rate1.00%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Money Market Advantage
1.00%
$10,000
▼
Rate1.00%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Money Market Advantage IRA
1.00%
$10,000
▼
Rate1.00%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Money Market Advantage & Money Market Advantage IRA
0.50%
$10,000
▼
Rate0.50%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Money Market Advantage
0.50%
$10,000
▼
Rate0.50%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Money Market Advantage IRA
0.50%
$10,000
▼
Rate0.50%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH 45402
Money Market
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
0 - $999
Bridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH 45402
Business Money Market
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
0 - $999
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
3927 Indian Ripple Rd, Dayton, OH 45440 3449
Money Market Base
0.02%
$25
▼
Rate0.02%
Min Deposit$25
Min Balance—
UpdatedMay 12, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
3927 Indian Ripple Rd, Dayton, OH 45440 3449
Money Market Checking Base
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Commodore Perry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
Flagship Money Market Account
4.00%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Money Market Special
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
for the first six months.
First Bank of Central Ohio
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Platinum Money Market
3.80%
$50
▼
Rate3.73%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
Maximize Money Market
3.75%
$25,000
▼
Rate3.69%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Wayne Savings Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Maximize Money Market
3.75%
$25,000
▼
Rate3.69%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
7
Fidelity Federal S&L of Delaware
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Money Market Tiered Account* Money Maker Tier 2
3.70%
$25,000
▼
Rate3.63%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Elevate Money Market
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Commonwealth Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
Money Market
3.60%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
To be eligible for the promotional Annual Percentage Yield (APY) of 3.60% you must open a new Relationship Money Market account between April 3, 2026 and May 14, 2026. The primary or joint owner on the Relationship Money Market must also be a primary or joint owner on an existing or new personal checking account (excludes Health Savings Accounts) to be eligible for the promotional interest rate. The promotional interest rate is not available for businesses, institutions or public funds. A minimum opening deposit of $25,000 in new money must be deposited in the Money Market account to receive the promotional interest rate. New Money is defined as money that has not been on deposit in any First Commonwealth Bank account within the last 30 days. The minimum amount required to obtain the APY is $0.01. The qualifying Money Market account will earn the promotional interest rate for three months from the account opening date. After the promotional period has ended the interest rate and APY for this product may change at the Bank's discretion.
First Federal S&L of Van Wert
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Money Market Account
3.56%
$5,000
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
First Merchants Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Money Market Special
3.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Promo Rate
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
New money only
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$15,000+
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Small Business Money Market Account
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premium Money Market
3.40%
$50
▼
Rate3.35%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premium Money Market
3.15%
$50
▼
Rate3.10%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details
Greenville Federal
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Premium Money Market Savings
3.15%
$25,000
▼
Rate3.10%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
3.15%
$50
▼
Rate3.10%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details
Mercer Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
High-Yield Money Market Deposit Account
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
First Federal S&L of Van Wert
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Money Market Account
2.78%
$5,000
▼
Rate2.75%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
Greenville Federal
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Premium Money Market Savings
2.65%
$25,000
▼
Rate2.62%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
2.60%
$50
▼
Rate2.57%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premium Money Market
2.60%
$50
▼
Rate2.57%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Riverside Bank of Dublin
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Checking (Personal)
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Fort Jennings State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Money Market Plus
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
TRS | RA | VRA
First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
Resolute Money Market
2.27%
$10,000
▼
Rate2.25%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
New deposit required to open this account.
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
The Apple Creek Banking Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
2.25%
$25
▼
Rate2.23%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Dayton, Ohio and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Dayton, OH Money Market Rate Trends
Compare local Dayton, OH money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — OH Avg
3.508%
Unchanged vs 7 days ago
Ohio high-yield MMA rates currently average 3.508% APY.
Standard MMA — OH Avg
0.572%
Unchanged vs 7 days ago
Ohio standard MMA rates currently average 0.572% APY.
As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Dayton, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Dayton, Ohio. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Dayton, Ohio
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Ohio.
Are Money Market accounts in Dayton, Ohio safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Ohio up to $250,000 per depositor, per institution.
How often do MMA rates change in Dayton, Ohio?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Ohio rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Dayton, Ohio?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Dayton, Ohio require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Dayton, Ohio
Here are some of the highest money market account APYs currently available in Dayton, Ohio and the surrounding area:
- Firefighters And Company Federal Credit Union
Money Market, HSA and IRA — 3.99% APY - The Huntington National Bank
High-Yield Money Market — 3.82% APY - WesBanco Bank
Money Market Special — 3.50% APY - KH Credit Union
Money Market Rate Tier 4 — 2.80% APY - River Valley Credit Union Miamisburg, OH
Money Market Tier 5 — 2.80% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Dayton, Ohio. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
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