MonitorBankRates
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Best Money Market Rates in Ontario, Oregon (OR) - May 2026

Current Ontario, Oregon and the surrounding area money market deposit account rates include Potlatch No 1 Financial Credit UnionPotlatch No 1 Financial Credit Union1775 E Idaho Ave, Ontario, OR 97914A+5.0 ★Texas Ratio: 4.34% Money Market Account at 3.49% APY, 1st Security Bank of Washington1st Security Bank of Washington98 South Oregon Street, Ontario, OR 97914A+5.0 ★Texas Ratio: 2.12% 1st Rate Money Market at 3.15% APY, Rogue Credit UnionRogue Credit Union330 S Verde Dr, Ontario, OR 97914A+5.0 ★Texas Ratio: 5.00% MyMoney Market at 3.00% APY, OnPoint Community Credit UnionOnPoint Community Credit UnionA+5.0 ★Texas Ratio: 3.91% Nonprofit Money Market at 3.50% APY, and Unitus Community Credit UnionUnitus Community Credit UnionA+5.0 ★Texas Ratio: 4.22% Money Market Account (Personal) at 3.50% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Ontario has 3 local institutions in our database, with money market rates as high as 3.49% APY from Potlatch No 1 Financial Credit Union at 1775 E Idaho Ave, Ontario, OR 97914. Use the table below to compare all available offers, including options from institutions serving the broader Oregon area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Ontario, Oregon and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Ontario, Oregon & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1775 E Idaho Ave, Ontario, OR 97914
Money Market Account
3.49%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying Bump Rate

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1775 E Idaho Ave, Ontario, OR 97914
Money Market Account
3.39%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying Bump Rate

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1775 E Idaho Ave, Ontario, OR 97914
Money Market Account
3.29%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying Bump Rate

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
1st Rate Money Market
3.15%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
330 S Verde Dr, Ontario, OR 97914
MyMoney Market
3.00%
$0
Rate2.98%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1775 E Idaho Ave, Ontario, OR 97914
Money Market Account
2.58%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying Bump Rate

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1775 E Idaho Ave, Ontario, OR 97914
Money Market Account
2.47%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying Bump Rate

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
2.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
2.00%
$1,500
Rate
Min Deposit$1,500
Min Balance
UpdatedMay 5, 2026
Details

$1,000,000 and greater

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
1.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
1.50%
$1,500
Rate
Min Deposit$1,500
Min Balance
UpdatedMay 5, 2026
Details

$250,000-$999,999.99

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
330 S Verde Dr, Ontario, OR 97914
MyMoney MarketTM
1.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1775 E Idaho Ave, Ontario, OR 97914
Money Market Account
1.45%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1775 E Idaho Ave, Ontario, OR 97914
Business Money Market Account
1.45%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1775 E Idaho Ave, Ontario, OR 97914
Money Market Account
1.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1775 E Idaho Ave, Ontario, OR 97914
Business Money Market Account
1.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1775 E Idaho Ave, Ontario, OR 97914
Business Money Market Account
1.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1775 E Idaho Ave, Ontario, OR 97914
Money Market Account
1.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
1.25%
$1,500
Rate
Min Deposit$1,500
Min Balance
UpdatedMay 5, 2026
Details

$100,000-$249,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Tiered Rate Money Market
1.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
330 S Verde Dr, Ontario, OR 97914
Money Market 100k
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
1.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
330 S Verde Dr, Ontario, OR 97914
Money Market 150k
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
330 S Verde Dr, Ontario, OR 97914
Money Market 50k
0.90%
$0
Rate0.90%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
0.85%
$1,500
Rate
Min Deposit$1,500
Min Balance
UpdatedMay 5, 2026
Details

$25,000-$99,999.99

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
330 S Verde Dr, Ontario, OR 97914
Money Market 25k
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
0.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Tiered Rate Money Market
0.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
0.65%
$1,500
Rate
Min Deposit$1,500
Min Balance
UpdatedMay 5, 2026
Details

$10,000-$24,999.99

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
330 S Verde Dr, Ontario, OR 97914
Nonprofit Business Money Market
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
330 S Verde Dr, Ontario, OR 97914
Money Market 10k
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Tiered Rate Money Market
0.55%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1775 E Idaho Ave, Ontario, OR 97914
Business Money Market Account
0.55%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1775 E Idaho Ave, Ontario, OR 97914
Money Market Account
0.55%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
0.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $4,999.99

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
330 S Verde Dr, Ontario, OR 97914
Money Market
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
0.46%
$1,500
Rate
Min Deposit$1,500
Min Balance
UpdatedMay 5, 2026
Details

up to $9,999.99

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1775 E Idaho Ave, Ontario, OR 97914
Money Market Account
0.45%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1775 E Idaho Ave, Ontario, OR 97914
Money Market Accounts
0.45%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1775 E Idaho Ave, Ontario, OR 97914
Business Money Market Account
0.45%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Tiered Rate Money Market
0.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $4,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
1st Rate Money Market
0.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $99,999.99

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
Nonprofit Money Market
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Money Market Account (Personal)
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Money Market
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
Premium Money Market
3.25%
$5
Rate3.20%
Min Deposit$5
Min Balance
UpdatedMay 10, 2026
Details

$500,000 and above

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Business Money Market
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
Premium Money Market
3.00%
$5
Rate2.96%
Min Deposit$5
Min Balance
UpdatedMay 10, 2026
Details

$250,000 - $499,999.99

Gateway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
Money Market Account
3.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $500.00

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Money Market Account (Personal)
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Gateway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
Money Market
3.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Member Preferred Money Market
2.79%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Minimum $500,000. APY effective 12/2/25

Heritage Grove Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Premium Money Market
2.75%
$0
Rate2.71%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Money Market
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
High Yield Money Market Account
2.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Money Market Account (Personal)
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
Premium Money Market
2.50%
$5
Rate2.47%
Min Deposit$5
Min Balance
UpdatedMay 10, 2026
Details

$100,000 - $249,999.99

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Business Money Market
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
Elite + Money Market
2.38%
$0
Rate2.35%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Money Market Investment Account
2.38%
$0
Rate2.35%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Money Market Checking Account
2.38%
$0
Rate2.35%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Bank of the Pacific
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Business Money Market
2.38%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

As High As

HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Money Market
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
Elite + Money Market
2.13%
$0
Rate2.11%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Money Market Investment Account
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Money Market
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Money Market Checking Account
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Money Market Account (Personal)
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
Indexed Money Market
1.88%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
Indexed Money Market Account
1.88%
$5
Rate1.86%
Min Deposit$5
Min Balance
UpdatedMay 10, 2026
Details

$5,000 and above

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.80%
$0
Rate1.78%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.65%
$0
Rate1.64%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Money Market Investment Account
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Money Market Checking Account
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Business Money Market
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Money Market
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.45%
$0
Rate1.44%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.35%
$0
Rate1.34%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Money Market Checking Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Money Market Investment Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Ontario, Oregon and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Ontario, OR Money Market Rate Trends

Compare local Ontario, OR money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Oregon MMA Trends →
High-Yield MMA — OR Avg
3.070%
Unchanged vs 7 days ago

Oregon high-yield MMA rates currently average 3.070% APY.

Standard MMA — OR Avg
0.668%
Unchanged vs 7 days ago

Oregon standard MMA rates currently average 0.668% APY.

As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Ontario, Oregon money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Ontario, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Ontario, Oregon. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OR.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Ontario, Oregon

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Oregon.

Are Money Market accounts in Ontario, Oregon safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Oregon up to $250,000 per depositor, per institution.

How often do MMA rates change in Ontario, Oregon?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Oregon rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Ontario, Oregon?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Ontario, Oregon require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Ontario, Oregon

Here are some of the highest money market account APYs currently available in Ontario, Oregon and the surrounding area:
  • Potlatch No 1 Financial Credit Union
    Money Market Account — 3.49% APY
  • 1st Security Bank of Washington
    1st Rate Money Market — 3.15% APY
  • Rogue Credit Union
    MyMoney Market — 3.00% APY
  • OnPoint Community Credit Union
    Nonprofit Money Market — 3.50% APY
  • Unitus Community Credit Union
    Money Market Account (Personal) — 3.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Ontario, Oregon. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026