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Best Money Market Rates in Philadelphia, Pennsylvania (PA) - May 2026

Content reviewed by
Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 15, 2026

Current Philadelphia, Pennsylvania and the surrounding area money market deposit account rates include Citizens BankCitizens Bank1027 Arch St, Philadelphia, PA 19107A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, Parke BankParke Bank1610 Spruce St, Philadelphia, PA 19103A5.0 ★Texas Ratio: 6.65% Parke Select Personal or Business Money Market at 3.75% APY, Port Richmond SavingsPort Richmond Savings2522 E Allegheny Ave, Philadelphia, PA 19134A+5.0 ★Texas Ratio: 2.92% Money Market- Super Premium at 3.74% APY, Fulton BankFulton Bank50 S 16th St, Philadelphia, PA 19102A+5.0 ★Texas Ratio: 4.98% Money Market New Money at 3.55% APY, and TruistTruist9 W Evergreen Ave, Philadelphia, PA 19118A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY. Money market rates as of May 15, 2026 according to verified data from MonitorBankRates.

Philadelphia has 29 local institutions in our database, with money market rates as high as 3.75% APY from Citizens Bank at 1027 Arch St, Philadelphia, PA 19107. Use the table below to compare all available offers, including options from institutions serving the broader Pennsylvania area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Philadelphia, Pennsylvania and surrounding area. Last Updated and Verified: May 15, 2026

Compare the Best Money Market Rates Today in Philadelphia, Pennsylvania & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1027 Arch St, Philadelphia, PA 19107
Citizens Private Client® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1027 Arch St, Philadelphia, PA 19107
Citizens Quest® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Parke Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
1610 Spruce St, Philadelphia, PA 19103
Parke Select Personal or Business Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
Money Market- Super Premium
3.74%
$1,000
View
▼
Rate3.67%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
50 S 16th St, Philadelphia, PA 19102
Money Market New Money
3.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
50 S 16th St, Philadelphia, PA 19102
Promotional Money Market Account
3.55%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 4, 2026
Details

minimum new money deposit of $10,000.

Parke Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
1610 Spruce St, Philadelphia, PA 19103
Parke Select Personal or Business Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $49,999.99

Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
Money Market- Super Premium
3.49%
$1,000
View
▼
Rate3.43%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details

Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
9 W Evergreen Ave, Philadelphia, PA 19118
Small Business Money Market Account
3.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
Money Market- Super Premium
3.24%
$1,000
View
▼
Rate3.19%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details

Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
1901 E Passyunk Ave, Philadelphia, PA 19148
High-Yield Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $100,000.00

Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
Money Market- Premium
2.99%
$1,000
View
▼
Rate2.95%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
12901 Townsend Rd, Philadelphia, PA 19154 1021
Money Market
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Balances of $100,000.00 and over

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
Platinum Money Market Account
2.80%
$0
View
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
Money Market- Premium
2.75%
$1,000
View
▼
Rate2.71%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details

Meridian Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.25%
1760 Market St, Philadelphia, PA 19103
Your Hometown Money Market 4, 5
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

new money only

Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
901 Arch St, Philadelphia, PA 19107 2404
IRA Money Markets-Traditional and Roth (S6/S12)
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
901 Arch St, Philadelphia, PA 19107 2404
IRA Money Markets-Traditional and Roth
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
7500 Lindbergh Blvd, Philadelphia, PA 19176
Money Market
2.60%
$0
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
VIP Money Market Account
2.60%
$0
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
7350 Large St, Philadelphia, PA 19152
Business Money Market Special
2.60%
$0
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
7350 Large St, Philadelphia, PA 19152
S8 Maximizer Special Money Market Account
2.60%
$0
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
12901 Townsend Rd, Philadelphia, PA 19154 1021
Money Market
2.60%
$0
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Balances of $50,000.00 to $99,999.99

United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1510 Packer Ave, Philadelphia, PA 19145
Personal Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

OceanFirst Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
1500 Market St, Philadelphia, PA 19102
FirstWave Money Market
2.50%
$500,000
View
▼
Rate2.47%
Min Deposit$500,000
Min Balance—
UpdatedMay 4, 2026
Details

New Money Only Available for Consumer & Business. To open a Business Account, visit your local branch or reach out to Commercial Lender.

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
Money Market Account
2.45%
$0
View
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
12901 Townsend Rd, Philadelphia, PA 19154 1021
Money Market
2.45%
$0
View
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Balances of $20,000.00 to $49,999.99

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
12901 Townsend Rd, Philadelphia, PA 19154 1021
Money Market
2.35%
$0
View
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Balances of $500.00 to $4,999.99

Meridian Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.25%
1760 Market St, Philadelphia, PA 19103
Meridian Personal Money Market 4
2.25%
$0
View
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

OceanFirst Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
1500 Market St, Philadelphia, PA 19102
FirstWave Money Market
2.25%
$250,000
View
▼
Rate2.23%
Min Deposit$250,000
Min Balance—
UpdatedMay 4, 2026
Details

New Money Only Available for Consumer & Business. To open a Business Account, visit your local branch or reach out to Commercial Lender.

Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
Money Market- Premium
2.24%
$1,000
View
▼
Rate2.22%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
Money Market Account
2.21%
$0
View
▼
Rate2.19%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Quaint Oak Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
117 21 Spring Garden Street Suite A, Philadelphia, PA 19123
Business Money Market Accounts Tier 4
2.05%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$100,000.00 and higher

Quaint Oak Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
117 21 Spring Garden Street Suite A, Philadelphia, PA 19123
Personal Money Market Account Tier 3
2.05%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Quaint Oak Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
117 21 Spring Garden Street Suite A, Philadelphia, PA 19123
Personal Money Market Account Tier 2
2.00%
$0
View
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
7500 Lindbergh Blvd, Philadelphia, PA 19176
Money Market
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Quaint Oak Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
117 21 Spring Garden Street Suite A, Philadelphia, PA 19123
Business Money Market Accounts Tier 1
2.00%
$0
View
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$0.00 - $999.99

Quaint Oak Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
117 21 Spring Garden Street Suite A, Philadelphia, PA 19123
Personal Money Market Account Tier 3
2.00%
$0
View
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Quaint Oak Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
117 21 Spring Garden Street Suite A, Philadelphia, PA 19123
Personal Money Market Account Tier 1
2.00%
$0
View
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Quaint Oak Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
117 21 Spring Garden Street Suite A, Philadelphia, PA 19123
Business Money Market Accounts Tier 2
2.00%
$0
View
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$1,000.00 - $2,499.99

Quaint Oak Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
117 21 Spring Garden Street Suite A, Philadelphia, PA 19123
Business Money Market Accounts Tier 3
2.00%
$0
View
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$2,500 - $99,999.99

Second Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1727 Chestnut St, Philadelphia, PA 19103
Money Market Account
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Balances $50,000 and over

Meridian Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.25%
1760 Market St, Philadelphia, PA 19103
Meridian Personal Money Market 4
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

OceanFirst Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
1500 Market St, Philadelphia, PA 19102
FirstWave Money Market
2.00%
$100,000
View
▼
Rate1.98%
Min Deposit$100,000
Min Balance—
UpdatedMay 4, 2026
Details

New Money Only Available for Consumer & Business. To open a Business Account, visit your local branch or reach out to Commercial Lender.

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
50 S 16th St, Philadelphia, PA 19102
Platinum Money Market
1.95%
$0
View
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Meridian Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.25%
1760 Market St, Philadelphia, PA 19103
Meridian Personal Money Market 4
1.75%
$0
View
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
Money Market- Premium
1.75%
$1,000
View
▼
Rate1.73%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
7500 Lindbergh Blvd, Philadelphia, PA 19176
Money Market
1.75%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
50 S 16th St, Philadelphia, PA 19102
Platinum Money Market
1.64%
$0
View
▼
Rate1.63%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
7500 Lindbergh Blvd, Philadelphia, PA 19176
Money Market
1.60%
$0
View
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
7350 Large St, Philadelphia, PA 19152
IRA Money Market Account
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
7500 Lindbergh Blvd, Philadelphia, PA 19176
Money Market
1.50%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
1108 Chestnut St, Philadelphia, PA 19107 4802
Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
7350 Large St, Philadelphia, PA 19152
Business Maximizer Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
7350 Large St, Philadelphia, PA 19152
S8 Maximizer Money Market Account
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
Money Market
1.49%
$1,000
View
▼
Rate1.48%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details

S&T Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
4341 Ridge Ave, Philadelphia, PA 19129
Personal Money Market
1.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $99,999.99

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
7500 Lindbergh Blvd, Philadelphia, PA 19176
Money Market
1.40%
$0
View
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
2307 Brown St, Philadelphia, PA 19130
Money Market
1.30%
$0
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

OceanFirst Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
1500 Market St, Philadelphia, PA 19102
FirstWave Money Market
1.25%
$10,000
View
▼
Rate1.24%
Min Deposit$10,000
Min Balance—
UpdatedMay 4, 2026
Details

New Money Only Available for Consumer & Business. To open a Business Account, visit your local branch or reach out to Commercial Lender.

Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
Money Market
1.25%
$1,000
View
▼
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details

Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
1108 Chestnut St, Philadelphia, PA 19107 4802
Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1510 Packer Ave, Philadelphia, PA 19145
UniSavings Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1510 Packer Ave, Philadelphia, PA 19145
Premium Money Market
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
2970 Market St, Philadelphia, PA 19104 5002
Money Markets
1.10%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details

United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1510 Packer Ave, Philadelphia, PA 19145
UniSavings Money Market
1.05%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
1108 Chestnut St, Philadelphia, PA 19107 4802
Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
3200 Chestnut St, Philadelphia, PA 19104 3395
Money Market
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Meridian Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.25%
1760 Market St, Philadelphia, PA 19103
Meridian Personal Money Market 4
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $10,000.00

Meridian Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.25%
1760 Market St, Philadelphia, PA 19103
Meridian Business Money Market 4
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $49,999

United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1510 Packer Ave, Philadelphia, PA 19145
Money Market Plus
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
7350 Large St, Philadelphia, PA 19152
IRA Money Market Account
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
7350 Large St, Philadelphia, PA 19152
S8 Maximizer Money Market Account
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
7350 Large St, Philadelphia, PA 19152
Business Maximizer Money Market
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
Money Market
0.99%
$1,000
View
▼
Rate0.99%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
50 S 16th St, Philadelphia, PA 19102
Platinum Money Market
0.94%
$0
View
▼
Rate0.94%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
2970 Market St, Philadelphia, PA 19104 5002
Money Markets
0.85%
$50,000
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
2970 Market St, Philadelphia, PA 19104 5002
Money Markets
0.80%
$20,000
View
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMay 6, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
3200 Chestnut St, Philadelphia, PA 19104 3395
Money Market
0.80%
$0
View
▼
Rate0.79%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Hyperion Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
199 W Girard Ave, Philadelphia, PA 19123
Business Money Market
0.75%
$1,000
View
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Hyperion Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
199 W Girard Ave, Philadelphia, PA 19123
Consumer Money Market
0.75%
$1,000
View
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
2800 W Passyunk Ave, Philadelphia, PA 19145 5206
Empower Money Market
0.75%
$200,000
View
▼
Rate0.75%
Min Deposit$200,000
Min Balance—
UpdatedMay 6, 2026
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
7350 Large St, Philadelphia, PA 19152
IRA Money Market Account
0.75%
$0
View
▼
Rate0.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
7350 Large St, Philadelphia, PA 19152
S8 Maximizer Money Market Account
0.75%
$0
View
▼
Rate0.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Citadel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
30 S 17th St, Philadelphia, PA 19103 4001
Money Market
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
2970 Market St, Philadelphia, PA 19104 5002
Money Markets
0.75%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 6, 2026
Details

Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
Money Market
0.74%
$1,000
View
▼
Rate0.74%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
2800 W Passyunk Ave, Philadelphia, PA 19145 5206
Empower Money Market
0.70%
$150,000
View
▼
Rate0.70%
Min Deposit$150,000
Min Balance—
UpdatedMay 6, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
3200 Chestnut St, Philadelphia, PA 19104 3395
Money Market
0.70%
$0
View
▼
Rate0.69%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
2800 W Passyunk Ave, Philadelphia, PA 19145 5206
Amplify Money Market
0.65%
$150,000
View
▼
Rate0.65%
Min Deposit$150,000
Min Balance—
UpdatedMay 6, 2026
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
2800 W Passyunk Ave, Philadelphia, PA 19145 5206
Empower Money Market
0.65%
$100,000
View
▼
Rate0.65%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
2800 W Passyunk Ave, Philadelphia, PA 19145 5206
Amplify Money Market
0.60%
$100,000
View
▼
Rate0.60%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
2800 W Passyunk Ave, Philadelphia, PA 19145 5206
Empower Money Market
0.60%
$75,000
View
▼
Rate0.60%
Min Deposit$75,000
Min Balance—
UpdatedMay 6, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
3200 Chestnut St, Philadelphia, PA 19104 3395
Money Market
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Citadel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
30 S 17th St, Philadelphia, PA 19103 4001
Money Market
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
50 S 16th St, Philadelphia, PA 19102
Platinum Money Market
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
2800 W Passyunk Ave, Philadelphia, PA 19145 5206
Amplify Money Market
0.55%
$75,000
View
▼
Rate0.55%
Min Deposit$75,000
Min Balance—
UpdatedMay 6, 2026
Details

Citadel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
30 S 17th St, Philadelphia, PA 19103 4001
Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
2800 W Passyunk Ave, Philadelphia, PA 19145 5206
Amplify Money Market
0.50%
$1,000
View
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details

Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
1108 Chestnut St, Philadelphia, PA 19107 4802
Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Philadelphia, Pennsylvania and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Philadelphia, PA Money Market Rate Trends

Compare local Philadelphia, PA money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Pennsylvania MMA Trends →
High-Yield MMA — PA Avg
3.436%
Unchanged vs 7 days ago

Pennsylvania high-yield MMA rates currently average 3.436% APY.

Standard MMA — PA Avg
0.590%
Unchanged vs 7 days ago

Pennsylvania standard MMA rates currently average 0.590% APY.

As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Philadelphia, Pennsylvania money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Philadelphia, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Philadelphia, Pennsylvania. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in PA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Philadelphia, Pennsylvania

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Pennsylvania.

Are Money Market accounts in Philadelphia, Pennsylvania safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Pennsylvania up to $250,000 per depositor, per institution.

How often do MMA rates change in Philadelphia, Pennsylvania?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Pennsylvania rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Philadelphia, Pennsylvania?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Philadelphia, Pennsylvania require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Philadelphia, Pennsylvania

Here are some of the highest money market account APYs currently available in Philadelphia, Pennsylvania and the surrounding area:
  • Citizens Bank
    Citizens Private Client® Money Market — 3.75% APY
  • Parke Bank
    Parke Select Personal or Business Money Market — 3.75% APY
  • Port Richmond Savings
    Money Market- Super Premium — 3.74% APY
  • Fulton Bank
    Money Market New Money — 3.55% APY
  • Truist
    Small Business Money Market Account — 3.40% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Philadelphia, Pennsylvania. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 15, 2026

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