Best Money Market Rates in Philadelphia, Pennsylvania (PA) - April 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Philadelphia, Pennsylvania and the surrounding area money market rates include Citizens BankCitizens Bank1027 Arch St, Philadelphia, PA 19107A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, Everence Federal Credit UnionEverence Federal Credit Union861 E Allegheny Ave, Philadelphia, PA 19134A5.0 ★Texas Ratio: 8.68% Indexed money market at 3.75% APY, Port Richmond SavingsPort Richmond Savings2522 E Allegheny Ave, Philadelphia, PA 19134A+5.0 ★Texas Ratio: 2.92% Money Market- Super Premium at 3.74% APY, Fulton BankFulton Bank50 S 16th St, Philadelphia, PA 19102A+5.0 ★Texas Ratio: 4.98% Promotional Money Market Account at 3.55% APY, and Parke BankParke Bank1610 Spruce St, Philadelphia, PA 19103A5.0 ★Texas Ratio: 6.65% Parke Select Personal or Business Money Market at 3.50% APY. Money market rates as of April 14, 2026 according to verified data from MonitorBankRates.
Philadelphia has 30 local institutions in our database, with money market rates as high as 3.75% APY from Citizens Bank at 1027 Arch St, Philadelphia, PA 19107. Use the table below to compare all available offers, including options from institutions serving the broader Pennsylvania area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Philadelphia, Pennsylvania and surrounding area. Last Updated and Verified: April 14, 2026
Compare the Best Money Market Rates Today in Philadelphia, Pennsylvania & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1027 Arch St, Philadelphia, PA 19107
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $25,000.00
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1027 Arch St, Philadelphia, PA 19107
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $25,000.00
Everence Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.68%
861 E Allegheny Ave, Philadelphia, PA 19134
Indexed money market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
Money Market- Super Premium
3.74%
$1,000
▼
Rate3.67%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
50 S 16th St, Philadelphia, PA 19102
Promotional Money Market Account
3.55%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 11, 2026
Details
New money deposit of $10,000.
Sharon Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
1900 South St, Philadelphia, PA 19146
Borrower's Select Money Market
3.50%
$100
▼
Rate3.38%
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details
Parke Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
1610 Spruce St, Philadelphia, PA 19103
Parke Select Personal or Business Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $49,999.99
Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
Money Market- Super Premium
3.49%
$1,000
▼
Rate3.43%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Sharon Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
1900 South St, Philadelphia, PA 19146
Business Premiere Money Market
3.25%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
Money Market- Super Premium
3.24%
$1,000
▼
Rate3.19%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
1901 E Passyunk Ave, Philadelphia, PA 19148
High-Yield Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
The Bank of Princeton
Institution Rating:
A+5.0 ★ Texas Ratio: 2.91%
470 W Cheltenham Ave, Philadelphia, PA 19126
Premier Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Sharon Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
1900 South St, Philadelphia, PA 19146
Borrower's Select Money Market
3.00%
$0
▼
Rate2.92%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
Money Market- Premium
2.99%
$1,000
▼
Rate2.95%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
300 Spring Garden St, Philadelphia, PA 19123
Money Market Account
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
12901 Townsend Rd, Philadelphia, PA 19154 1021
Money Market
2.85%
$100,000
▼
Rate2.81%
Min Deposit$100,000
Min Balance—
UpdatedApr 8, 2026
Details
Balances of $100,000.00 and over
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
Platinum Money Market Account
2.80%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Meridian Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.25%
1760 Market St, Philadelphia, PA 19103
Your Hometown Money Market
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
new money only
Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
Money Market- Premium
2.75%
$1,000
▼
Rate2.71%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Sharon Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
1900 South St, Philadelphia, PA 19146
Borrower's Select Money Market
2.75%
$0
▼
Rate2.68%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
300 Spring Garden St, Philadelphia, PA 19123
Money Market Account
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
12901 Townsend Rd, Philadelphia, PA 19154 1021
Money Market
2.60%
$50,000
▼
Rate2.57%
Min Deposit$50,000
Min Balance—
UpdatedApr 8, 2026
Details
Balances of $50,000.00 to $99,999.99
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
8704A Crispin Dr, Philadelphia, PA 19136 1304
Money Market-Platinum
2.60%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
7500 Lindbergh Blvd, Philadelphia, PA 19176
Money Market
2.60%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
VIP Money Market Account
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1510 Packer Ave, Philadelphia, PA 19145
Personal Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
901 Arch St, Philadelphia, PA 19107 2404
IRA Money Markets-Traditional and Roth
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
OceanFirst Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
1500 Market St, Philadelphia, PA 19102
FirstWave Money Market
2.50%
$10,000
▼
Rate2.47%
Min Deposit$10,000
Min Balance—
UpdatedApr 11, 2026
Details
New Money Only Available for Consumer & Business. To open a Business Account, visit your local branch or reach out to Commercial Lender.
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
901 Arch St, Philadelphia, PA 19107 2404
IRA Money Markets-Traditional and Roth (S6/S12)
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
12901 Townsend Rd, Philadelphia, PA 19154 1021
Money Market
2.45%
$20,000
▼
Rate2.42%
Min Deposit$20,000
Min Balance—
UpdatedApr 8, 2026
Details
Balances of $20,000.00 to $49,999.99
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
Money Market Account
2.45%
$0
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
300 Spring Garden St, Philadelphia, PA 19123
Money Market Account
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
12901 Townsend Rd, Philadelphia, PA 19154 1021
Money Market
2.35%
$500
▼
Rate2.33%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details
Balances of $500.00 to $4,999.99
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
8704A Crispin Dr, Philadelphia, PA 19136 1304
Money Market-Gold
2.25%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
OceanFirst Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
1500 Market St, Philadelphia, PA 19102
FirstWave Money Market
2.25%
$250,000
▼
Rate2.23%
Min Deposit$250,000
Min Balance—
UpdatedApr 11, 2026
Details
New Money Only Available for Consumer & Business. To open a Business Account, visit your local branch or reach out to Commercial Lender.
Meridian Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.25%
1760 Market St, Philadelphia, PA 19103
Meridian Personal Money Market
2.25%
$0
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
Money Market- Premium
2.24%
$1,000
▼
Rate2.22%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
Money Market Account
2.21%
$0
▼
Rate2.19%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Quaint Oak Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
117 21 Spring Garden Street Suite A, Philadelphia, PA 19123
Business Money Market Accounts Tier 4
2.05%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$100,000.00 and higher
Quaint Oak Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
117 21 Spring Garden Street Suite A, Philadelphia, PA 19123
Personal Money Market Account Tier 3
2.05%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Quaint Oak Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
117 21 Spring Garden Street Suite A, Philadelphia, PA 19123
Personal Money Market Account Tier 2
2.00%
$0
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Sharon Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
1900 South St, Philadelphia, PA 19146
Business Premiere Money Market
2.00%
$0
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Everence Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.68%
861 E Allegheny Ave, Philadelphia, PA 19134
Indexed money market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
8704A Crispin Dr, Philadelphia, PA 19136 1304
Money Market-Silver
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
7500 Lindbergh Blvd, Philadelphia, PA 19176
Money Market
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
1901 E Passyunk Ave, Philadelphia, PA 19148
High-Yield Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Quaint Oak Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
117 21 Spring Garden Street Suite A, Philadelphia, PA 19123
Personal Money Market Account Tier 3
2.00%
$0
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Quaint Oak Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
117 21 Spring Garden Street Suite A, Philadelphia, PA 19123
Business Money Market Accounts Tier 2
2.00%
$0
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$1,000.00 - $2,499.99
Quaint Oak Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
117 21 Spring Garden Street Suite A, Philadelphia, PA 19123
Business Money Market Accounts Tier 3
2.00%
$0
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$2,500 - $99,999.99
Quaint Oak Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
117 21 Spring Garden Street Suite A, Philadelphia, PA 19123
Business Money Market Accounts Tier 1
2.00%
$0
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$0.00 - $999.99
Meridian Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.25%
1760 Market St, Philadelphia, PA 19103
Meridian Personal Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
OceanFirst Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
1500 Market St, Philadelphia, PA 19102
FirstWave Money Market
2.00%
$100,000
▼
Rate1.98%
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details
New Money Only Available for Consumer & Business. To open a Business Account, visit your local branch or reach out to Commercial Lender.
Quaint Oak Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
117 21 Spring Garden Street Suite A, Philadelphia, PA 19123
Personal Money Market Account Tier 1
2.00%
$0
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
50 S 16th St, Philadelphia, PA 19102
Platinum Money Market
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
300 Spring Garden St, Philadelphia, PA 19123
Money Market Account
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
Money Market- Premium
1.75%
$1,000
▼
Rate1.73%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
7500 Lindbergh Blvd, Philadelphia, PA 19176
Money Market
1.75%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
1901 E Passyunk Ave, Philadelphia, PA 19148
High-Yield Money Market
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Meridian Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.25%
1760 Market St, Philadelphia, PA 19103
Meridian Personal Money Market
1.75%
$0
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
300 Spring Garden St, Philadelphia, PA 19123
Money Market Account
1.65%
$0
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
50 S 16th St, Philadelphia, PA 19102
Platinum Money Market
1.64%
$0
▼
Rate1.63%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
7500 Lindbergh Blvd, Philadelphia, PA 19176
Money Market
1.60%
$0
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
1901 E Passyunk Ave, Philadelphia, PA 19148
High-Yield Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
7500 Lindbergh Blvd, Philadelphia, PA 19176
Money Market
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
1108 Chestnut St, Philadelphia, PA 19107 4802
Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
Money Market
1.49%
$1,000
▼
Rate1.48%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
S&T Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
4341 Ridge Ave, Philadelphia, PA 19129
Personal Money Market
1.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $99,999.99
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
7500 Lindbergh Blvd, Philadelphia, PA 19176
Money Market
1.40%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
14425 Bustleton Ave, Philadelphia, PA 19116
Premium Money Market
1.30%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
14425 Bustleton Ave, Philadelphia, PA 19116
Classic Money Market
1.30%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
2307 Brown St, Philadelphia, PA 19130
Money Market
1.30%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
1108 Chestnut St, Philadelphia, PA 19107 4802
Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Mid Penn Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
2900 Comly Rd, Philadelphia, PA 19154
Business Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
OceanFirst Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
1500 Market St, Philadelphia, PA 19102
FirstWave Money Market
1.25%
$10,000
▼
Rate1.24%
Min Deposit$10,000
Min Balance—
UpdatedApr 11, 2026
Details
New Money Only Available for Consumer & Business. To open a Business Account, visit your local branch or reach out to Commercial Lender.
Mid Penn Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
2900 Comly Rd, Philadelphia, PA 19154
Flex Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1510 Packer Ave, Philadelphia, PA 19145
UniSavings Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
Money Market
1.25%
$1,000
▼
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
2970 Market St, Philadelphia, PA 19104 5002
Money Markets FedPerks
1.20%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details
Minimum Daily Balance to Earn Declared Rate: $100,000.01 & Over; FedPerks Members earn an .10% bonus when they are part of the program.
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1510 Packer Ave, Philadelphia, PA 19145
Premium Money Market
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
2970 Market St, Philadelphia, PA 19104 5002
Money Markets
1.10%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1510 Packer Ave, Philadelphia, PA 19145
UniSavings Money Market
1.05%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Sharon Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
1900 South St, Philadelphia, PA 19146
Business Premiere Money Market
1.00%
$0
▼
Rate0.98%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Meridian Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.25%
1760 Market St, Philadelphia, PA 19103
Meridian Business Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $49,999
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
3200 Chestnut St, Philadelphia, PA 19104 3395
MONEY MARKET
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Everence Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.68%
861 E Allegheny Ave, Philadelphia, PA 19134
Indexed money market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
1108 Chestnut St, Philadelphia, PA 19107 4802
Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
2970 Market St, Philadelphia, PA 19104 5002
Money Markets FedPerks
0.95%
$50,000
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details
Minimum Daily Balance to Earn Declared Rate: $50,000.01 to $100,000.00; FedPerks Members earn an .10% bonus when they are part of the program.
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
2970 Market St, Philadelphia, PA 19104 5002
Money Markets FedPerks
0.90%
$20,000
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedApr 11, 2026
Details
Minimum Daily Balance to Earn Declared Rate: $20,000.01 to $50,000.00; FedPerks Members earn an .10% bonus when they are part of the program.
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
2970 Market St, Philadelphia, PA 19104 5002
Money Markets
0.85%
$50,000
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
2970 Market St, Philadelphia, PA 19104 5002
Money Markets FedPerks
0.85%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedApr 11, 2026
Details
Minimum Daily Balance to Earn Declared Rate: $1500.00 to $20,000.00; FedPerks Members earn an .10% bonus when they are part of the program.
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
2970 Market St, Philadelphia, PA 19104 5002
Money Markets
0.80%
$20,000
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedApr 11, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
3200 Chestnut St, Philadelphia, PA 19104 3395
MONEY MARKET
0.80%
$0
▼
Rate0.79%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
2970 Market St, Philadelphia, PA 19104 5002
Money Markets
0.75%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedApr 11, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
2800 W Passyunk Ave, Philadelphia, PA 19145 5206
Empower Money Market
0.75%
$200,000
▼
Rate0.75%
Min Deposit$200,000
Min Balance—
UpdatedApr 11, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
30 S 17th St, Philadelphia, PA 19103 4001
Money Market
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
2800 W Passyunk Ave, Philadelphia, PA 19145 5206
Empower Money Market
0.70%
$150,000
▼
Rate0.70%
Min Deposit$150,000
Min Balance—
UpdatedApr 11, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
3200 Chestnut St, Philadelphia, PA 19104 3395
MONEY MARKET
0.70%
$0
▼
Rate0.69%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
2800 W Passyunk Ave, Philadelphia, PA 19145 5206
Amplify Money Market
0.65%
$150,000
▼
Rate0.65%
Min Deposit$150,000
Min Balance—
UpdatedApr 11, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
2800 W Passyunk Ave, Philadelphia, PA 19145 5206
Empower Money Market
0.65%
$100,000
▼
Rate0.65%
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
3200 Chestnut St, Philadelphia, PA 19104 3395
MONEY MARKET
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Philadelphia, Pennsylvania and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Philadelphia, PA Money Market Rate Trends
Compare local Philadelphia, PA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — PA Avg
3.397%
▲ 1.876 vs 7 days ago
Pennsylvania high-yield MMA rates rose 1.876 points over the past 7 days to 3.397% APY.
Standard MMA — PA Avg
0.609%
▼ 0.602 vs 7 days ago
Pennsylvania standard MMA rates fell 0.602 points over the past 7 days to 0.609% APY.
As of Apr 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Philadelphia, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Philadelphia, Pennsylvania. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Philadelphia, Pennsylvania
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Pennsylvania.
Are Money Market accounts in Philadelphia, Pennsylvania safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Pennsylvania up to $250,000 per depositor, per institution.
How often do MMA rates change in Philadelphia, Pennsylvania?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Pennsylvania rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Philadelphia, Pennsylvania
Here are some of the highest money market account APYs currently available in Philadelphia, Pennsylvania and the surrounding area:
- Citizens Bank
Citizens Private Client® Money Market — 3.75% APY - Everence Federal Credit Union
Indexed money market — 3.75% APY - Port Richmond Savings
Money Market- Super Premium — 3.74% APY - Fulton Bank
Promotional Money Market Account — 3.55% APY - Parke Bank
Parke Select Personal or Business Money Market — 3.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Philadelphia, Pennsylvania. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 14, 2026
Rate Assistant
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