Best Money Market Rates in Reading, Pennsylvania (PA) - May 2026
Content reviewed by
Brian McKay
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Reading, Pennsylvania and the surrounding area money market deposit account rates include Citizens BankCitizens Bank830 Lancaster Ave, Reading, PA 19607A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, Visions Federal Credit UnionVisions Federal Credit Union4655 Perkiomen Ave, Reading, PA 19606 3217A+5.0 ★Texas Ratio: 4.43% Money Market at 3.60% APY, Fulton BankFulton Bank210 N 5th St, Reading, PA 19601A+5.0 ★Texas Ratio: 4.98% Money Market New Money at 3.55% APY, TruistTruist21 N 6th St, Reading, PA 19601A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY, and Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union10 S 2nd St, Reading, PA 19602 1014A+5.0 ★Texas Ratio: 5.69% Money Market at 2.85% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Reading has 8 local institutions in our database, with money market rates as high as 3.75% APY from Citizens Bank at 830 Lancaster Ave, Reading, PA 19607. Use the table below to compare all available offers, including options from institutions serving the broader Pennsylvania area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Reading, Pennsylvania and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Reading, Pennsylvania & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
830 Lancaster Ave, Reading, PA 19607
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
830 Lancaster Ave, Reading, PA 19607
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
4655 Perkiomen Ave, Reading, PA 19606 3217
Money Market
3.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
For six months when you become a new member and open a Flex Money Market or Business Money Market account!
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
210 N 5th St, Reading, PA 19601
Promotional Money Market Account
3.55%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 4, 2026
Details
minimum new money deposit of $10,000.
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
210 N 5th St, Reading, PA 19601
Money Market New Money
3.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
21 N 6th St, Reading, PA 19601
Small Business Money Market Account
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
10 S 2nd St, Reading, PA 19602 1014
Money Market
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Balances of $100,000.00 and over
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
733 Lancaster Ave Ste K, Reading, PA 19607 1602
Preferred Step-Up Money Market
2.66%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
4655 Perkiomen Ave, Reading, PA 19606 3217
Business Money Market
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
733 Lancaster Ave Ste K, Reading, PA 19607 1602
Preferred Step-Up Money Market
2.61%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
10 S 2nd St, Reading, PA 19602 1014
Money Market
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Balances of $50,000.00 to $99,999.99
Diamond Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
1030 Cedar Top Rd, Reading, PA 19607 9358
Choice Money Market
2.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
733 Lancaster Ave Ste K, Reading, PA 19607 1602
Preferred Step-Up Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
10 S 2nd St, Reading, PA 19602 1014
Money Market
2.45%
$0
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Balances of $20,000.00 to $49,999.99
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
10 S 2nd St, Reading, PA 19602 1014
Money Market
2.35%
$0
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Balances of $500.00 to $4,999.99
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
733 Lancaster Ave Ste K, Reading, PA 19607 1602
Preferred Step-Up Money Market
2.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
210 N 5th St, Reading, PA 19601
Platinum Money Market
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
4655 Perkiomen Ave, Reading, PA 19606 3217
Business Money Market
1.75%
$0
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
210 N 5th St, Reading, PA 19601
Platinum Money Market
1.64%
$0
▼
Rate1.63%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
733 Lancaster Ave Ste K, Reading, PA 19607 1602
Step-Up Money Market
1.61%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
733 Lancaster Ave Ste K, Reading, PA 19607 1602
Step-Up Money Market
1.56%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
733 Lancaster Ave Ste K, Reading, PA 19607 1602
Step-Up Money Market
1.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
4655 Perkiomen Ave, Reading, PA 19606 3217
Business Money Market
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
733 Lancaster Ave Ste K, Reading, PA 19607 1602
Step-Up Money Market
1.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
1030 Cedar Top Rd, Reading, PA 19607 9358
Marquee Money Market
1.26%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
4655 Perkiomen Ave, Reading, PA 19606 3217
Business Money Market
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
1030 Cedar Top Rd, Reading, PA 19607 9358
Marquee Money Market
1.01%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
210 N 5th St, Reading, PA 19601
Platinum Money Market
0.94%
$0
▼
Rate0.94%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
1030 Cedar Top Rd, Reading, PA 19607 9358
Premier Money Market
0.76%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
525 Elm St, Reading, PA 19601
Money Market Investment Account
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
210 N 5th St, Reading, PA 19601
Platinum Money Market
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
1030 Cedar Top Rd, Reading, PA 19607 9358
Premier Money Market
0.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
525 Elm St, Reading, PA 19601
Money Market Investment Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
210 N 5th St, Reading, PA 19601
Platinum Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
210 N 5th St, Reading, PA 19601
IRA Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
210 N 5th St, Reading, PA 19601
Platinum Money Market
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
525 Elm St, Reading, PA 19601
Money Market Investment Account
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
525 Elm St, Reading, PA 19601
Money Market Investment Account Money Market
0.22%
$2,500
▼
Rate0.22%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
1030 Cedar Top Rd, Reading, PA 19607 9358
Health Savings Money Market
0.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
1030 Cedar Top Rd, Reading, PA 19607 9358
Health Savings Money Market
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
830 Lancaster Ave, Reading, PA 19607
Citizens Private Client® Money Market
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
1030 Cedar Top Rd, Reading, PA 19607 9358
Health Savings Money Market
0.13%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
830 Lancaster Ave, Reading, PA 19607
Citizens Quest® Money Market
0.03%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
830 Lancaster Ave, Reading, PA 19607
Personal Money Market
0.01%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Money Market Special
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
for the first six months.
Gold Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Money Market Special
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
for the first six months.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Parke Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Parke Select Personal or Business Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Non-Profit Money Market
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
Money Market- Super Premium
3.74%
$1,000
▼
Rate3.67%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Municipal Advantage Money Market Account
3.66%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Gold Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Elevate Money Market
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Elevate Money Market
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Commonwealth Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
Money Market
3.60%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
To be eligible for the promotional Annual Percentage Yield (APY) of 3.60% you must open a new Relationship Money Market account between April 3, 2026 and May 14, 2026. The primary or joint owner on the Relationship Money Market must also be a primary or joint owner on an existing or new personal checking account (excludes Health Savings Accounts) to be eligible for the promotional interest rate. The promotional interest rate is not available for businesses, institutions or public funds. A minimum opening deposit of $25,000 in new money must be deposited in the Money Market account to receive the promotional interest rate. New Money is defined as money that has not been on deposit in any First Commonwealth Bank account within the last 30 days. The minimum amount required to obtain the APY is $0.01. The qualifying Money Market account will earn the promotional interest rate for three months from the account opening date. After the promotional period has ended the interest rate and APY for this product may change at the Bank's discretion.
Kish Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Municipal Advantage Money Market Account
3.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
WesBanco Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Money Market Special
3.50%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
With a minimum of $25k new money
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
Money Market Accounts
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Parke Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Parke Select Personal or Business Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $49,999.99
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
Money Market- Super Premium
3.49%
$1,000
▼
Rate3.43%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Parkview Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Relationship Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
InFirst Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
Non-Profit Money Market
3.43%
$2,500
▼
Rate3.38%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Business Money Market Account
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Digital Money Market Account
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Community State Bank of Orbisonia
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Business Money Market
3.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
Business High Yield Money Market
3.30%
$25
▼
Rate3.25%
Min Deposit$25
Min Balance—
UpdatedMay 4, 2026
Details
QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
Personal High Yield Money Market
3.30%
$25
▼
Rate3.25%
Min Deposit$25
Min Balance—
UpdatedMay 4, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
Premium Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
Personal High Yield Money Market
3.25%
$25
▼
Rate3.20%
Min Deposit$25
Min Balance—
UpdatedMay 4, 2026
Details
QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
Business High Yield Money Market
3.25%
$25
▼
Rate3.20%
Min Deposit$25
Min Balance—
UpdatedMay 4, 2026
Details
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Non-Profit Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
Money Market Accounts
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
Money Market- Super Premium
3.24%
$1,000
▼
Rate3.19%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
GROW Money Market Account
3.20%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
Business High Yield Money Market
3.20%
$25
▼
Rate3.15%
Min Deposit$25
Min Balance—
UpdatedMay 4, 2026
Details
QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
Personal High Yield Money Market
3.20%
$25
▼
Rate3.15%
Min Deposit$25
Min Balance—
UpdatedMay 4, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Grow Money Market Account - New Money Only
3.20%
$2,500
▼
Rate3.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Grow Business Money Market Account - New Money Only
3.20%
$2,500
▼
Rate3.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Business Money Market Account
3.17%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Jonestown Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Personal Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Jumbo Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Money Market
3.03%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
Money Market Accounts
3.00%
$0
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Money Market
3.00%
$250,001
▼
Rate3.00%
Min Deposit$250,001
Min Balance—
UpdatedMay 7, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Business Money Market Tier 3
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Business Money Market Tier 2
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Business Money Market Tier 4
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Jumbo Money Market
2.84%
$0
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Platinum Money Market Account
2.80%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Lanco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.16%
Money Market Savings Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
MC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.13%
Platinum Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Dividends Posted Monthly
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Dividends Posted Monthly
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
Money Market Accounts
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Reading, Pennsylvania and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Reading, PA Money Market Rate Trends
Compare local Reading, PA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — PA Avg
3.070%
▼ 0.366 vs 7 days ago
Pennsylvania high-yield MMA rates fell 0.366 points over the past 7 days to 3.070% APY.
Standard MMA — PA Avg
0.712%
▲ 0.122 vs 7 days ago
Pennsylvania standard MMA rates rose 0.122 points over the past 7 days to 0.712% APY.
As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Reading, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Reading, Pennsylvania. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Reading, Pennsylvania
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Pennsylvania.
Are Money Market accounts in Reading, Pennsylvania safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Pennsylvania up to $250,000 per depositor, per institution.
How often do MMA rates change in Reading, Pennsylvania?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Pennsylvania rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Reading, Pennsylvania?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Reading, Pennsylvania require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Reading, Pennsylvania
Here are some of the highest money market account APYs currently available in Reading, Pennsylvania and the surrounding area:
- Citizens Bank
Citizens Private Client® Money Market — 3.75% APY - Visions Federal Credit Union
Money Market — 3.60% APY - Fulton Bank
Money Market New Money — 3.55% APY - Truist
Small Business Money Market Account — 3.40% APY - Pennsylvania State Employees Credit Union
Money Market — 2.85% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Reading, Pennsylvania. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
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