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Best Money Market Rates in South Carolina (SC) - May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 12, 2026

Current South Carolina money market deposit account rates include Marine Federal Credit UnionMarine Federal Credit Union265 Sea Island Pkwy, Beaufort, SC 29907 1535A5.0 ★Texas Ratio: 8.48% Choice Money Market at 4.07% APY, The Huntington National BankThe Huntington National Bank677 King Street, Charleston, SC 29403A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, TruistTruist33 Salkehatchie Rd, Yemassee, SC 29945A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY, Greenville Heritage Federal Credit UnionGreenville Heritage Federal Credit Union350 Harrison Bridge Rd, Simpsonville, SC 29680A+5.0 ★Texas Ratio: 0.90% Money Market Checking at 3.30% APY, and Sharonview Federal Credit UnionSharonview Federal Credit Union1955 Sharonview Way, Indian Land, SC 29707A5.0 ★Texas Ratio: 11.73% Jumbo Money Market at 3.25% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Use the tables below to compare money market rates across South Carolina side-by-side. South Carolina money market rates currently reach as high as 4.07% APY from Marine Federal Credit Union at 265 Sea Island Pkwy, Beaufort, SC 29907 1535. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in South Carolina and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in South Carolina

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Marine Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
265 Sea Island Pkwy, Beaufort, SC 29907 1535
Choice Money Market
4.07%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

[Learn More](https://www.marinefederalhb.org/home/site/choicemoneymarket)

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
677 King Street, Charleston, SC 29403
Huntington Relationship Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
677 King Street, Charleston, SC 29403
High-Yield Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
33 Salkehatchie Rd, Yemassee, SC 29945
Small Business Money Market Account
3.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
350 Harrison Bridge Rd, Simpsonville, SC 29680
Money Market Checking
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Palmetto First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.97%
1722 Gregg Ave, Florence, SC 29501
Jumbo Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Sharonview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.73%
1955 Sharonview Way, Indian Land, SC 29707
Jumbo Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
677 King Street, Charleston, SC 29403
Huntington Relationship Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
677 King Street, Charleston, SC 29403
High-Yield Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

Palmetto First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.97%
1722 Gregg Ave, Florence, SC 29501
Jumbo Money Market
3.15%
$0
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC 29483
Money Market
3.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC 29483
Business Money Market
3.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Mid Carolina Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
1015 Mill St, Camden, SC 29020
Money Market - Tier 3
3.04%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$100,000 or greater

Sharonview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.73%
1955 Sharonview Way, Indian Land, SC 29707
Jumbo Money Market
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
350 Harrison Bridge Rd, Simpsonville, SC 29680
Money Market Checking
2.79%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Founders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.65%
607 N Main St, Lancaster, SC 29720
Money Market Plus
2.78%
$1,000
View
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC 29303 3034
Money Market Checking Account
2.60%
$0
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Georgetown Kraft Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
1530 Bourne St, Georgetown, SC 29440 4775
Money Markets Balance
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Founders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.65%
607 N Main St, Lancaster, SC 29720
Money Market Plus
2.53%
$1,000
View
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details

Qualifying balance up to $249,999.00

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC 29615
Money Market Account Plus
2.52%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC 29303 3034
Money Market Checking Account
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC 29303 3034
Money Market Checking Account
2.40%
$0
View
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC 29303 3034
Money Market Checking Account
2.30%
$0
View
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
238 Richland Ave W, Aiken, SC 29801
Money Market
2.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC 29615
Money Market Account Plus
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
225 White St W, Rock Hill, SC 29730 4039
Money Market Account
2.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Mid Carolina Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
1015 Mill St, Camden, SC 29020
Money Market - Tier 2
2.22%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$50,000 - $99,999

Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
350 Harrison Bridge Rd, Simpsonville, SC 29680
Money Market Checking
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Georgetown Kraft Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
1530 Bourne St, Georgetown, SC 29440 4775
Money Markets Balance
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

State Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
2009 Dyess Ave Bldg F, Charleston, SC 29405 2502
Premier Money Market
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Founders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.65%
607 N Main St, Lancaster, SC 29720
Money Market Plus
2.02%
$1,000
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details

Qualifying balance up to $99,999.00

Skyla Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
269 Harwich St, Rock Hill, SC 29730
Money Market
2.00%
$500,000
View
▼
Rate—
Min Deposit$500,000
Min Balance—
UpdatedMay 10, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC 29615
Money Market Account
1.91%
$0
View
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC 29405
Performance Money Market
1.81%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC 29405
Money Market
1.81%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

As High As

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC 29615
Money Market Account Plus
1.81%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Georgetown Kraft Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
1530 Bourne St, Georgetown, SC 29440 4775
Money Markets Balance
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

State Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
2009 Dyess Ave Bldg F, Charleston, SC 29405 2502
Premier Money Market
1.76%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC 29201 3382
Premium Money Market
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
1724 Bush River Rd, Columbia, SC 29210
Money Market
1.61%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
1545 Sumter St, Columbia, SC 29201
Money Market
1.61%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC 29405
Performance Money Market
1.56%
$0
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC 29615
Money Market Account Plus
1.56%
$0
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC 29607 2761
Money Market
1.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

yields as high as

State Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
2009 Dyess Ave Bldg F, Charleston, SC 29405 2502
Premier Money Market
1.51%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC 29405
Performance Money Market
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Founders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.65%
607 N Main St, Lancaster, SC 29720
Money Market Plus
1.51%
$1,000
View
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details

Qualifying balance up to $49,999.00

Palmetto First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.97%
1722 Gregg Ave, Florence, SC 29501
Jumbo Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Skyla Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
269 Harwich St, Rock Hill, SC 29730
Money Market
1.50%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details

Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
238 Richland Ave W, Aiken, SC 29801
Money Market
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC 29201 3382
Premium Money Market
1.46%
$0
View
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC 29615
Money Market Account
1.45%
$0
View
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC 29607 2761
Insured Money Market
1.45%
$0
View
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC 29201 3382
Premium Money Market
1.41%
$0
View
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
350 Harrison Bridge Rd, Simpsonville, SC 29680
Money Market Checking
1.36%
$0
View
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC 29607 2761
Insured Money Market
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC 29615
Money Market Account Plus
1.35%
$0
View
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

State Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
2009 Dyess Ave Bldg F, Charleston, SC 29405 2502
Premier Money Market
1.26%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Georgetown Kraft Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
1530 Bourne St, Georgetown, SC 29440 4775
Money Markets Balance
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

First Piedmont Federal S&L of Gaffney
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
1229 W Floyd Baker Blvd, Gaffney, SC 29341
Money Market
1.21%
$0
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2347 Highway 17n, Mount Pleasant, SC 29466
Money Market
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2347 Highway 17n, Mount Pleasant, SC 29466
Business Money Market
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
238 Richland Ave W, Aiken, SC 29801
Money Market
0.90%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2347 Highway 17n, Mount Pleasant, SC 29466
Business Money Market
0.85%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2347 Highway 17n, Mount Pleasant, SC 29466
Money Market
0.85%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
215 N Pine St, Spartanburg, SC 29302
TotalView Money Market Savings
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Conway National Bank (CNB)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
INVESTORS MONEY MARKET DEPOSIT ACCOUNT
0.65%
$500
View
▼
Rate0.65%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details

Conway National Bank (CNB)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
PREMIER MONEY MARKET DEPOSIT ACCOUNT
0.60%
$500
View
▼
Rate0.60%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details

$10,000 OR MORE

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
215 N Pine St, Spartanburg, SC 29302
TotalView Money Market Savings
0.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Conway National Bank (CNB)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
INVESTORS MONEY MARKET DEPOSIT ACCOUNT
0.60%
$500
View
▼
Rate0.60%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details

Conway National Bank (CNB)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
INVESTORS MONEY MARKET DEPOSIT ACCOUNT
0.57%
$500
View
▼
Rate0.57%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details

Conway National Bank (CNB)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
INVESTORS MONEY MARKET DEPOSIT ACCOUNT
0.55%
$500
View
▼
Rate0.55%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details

Conway National Bank (CNB)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
PREMIER MONEY MARKET DEPOSIT ACCOUNT
0.55%
$500
View
▼
Rate0.55%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details

LESS THAN $1,500

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC 29483
Money Market
0.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
238 Richland Ave W, Aiken, SC 29801
Money Market
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2347 Highway 17n, Mount Pleasant, SC 29466
Business Money Market
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2347 Highway 17n, Mount Pleasant, SC 29466
Money Market
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
215 N Pine St, Spartanburg, SC 29302
TotalView Money Market Savings
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC 29483
Money Market
0.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC 29483
Money Market
0.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

The Bank of South Carolina
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
256 Meeting St, Charleston, SC 29401
Money Market Accounts
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2347 Highway 17n, Mount Pleasant, SC 29466
Business Money Market
0.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2347 Highway 17n, Mount Pleasant, SC 29466
Money Market
0.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

The Bank of South Carolina
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
256 Meeting St, Charleston, SC 29401
Money Market Accounts
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2347 Highway 17n, Mount Pleasant, SC 29466
Money Market
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
215 N Pine St, Spartanburg, SC 29302
Money Market Savings
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

The Bank of South Carolina
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
256 Meeting St, Charleston, SC 29401
Money Market Accounts
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

FNB of South Carolina
Institution Rating:
A+5.0 ★ Texas Ratio: 4.76%
801 Gilway St, Holly Hill, SC 29059
Money Market - Consumer
0.15%
$500
View
▼
Rate0.15%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2347 Highway 17n, Mount Pleasant, SC 29466
Business Money Market
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

SOUTH CAROLINA NATIONAL GUARD
Institution Rating:
D3.1 ★ Texas Ratio: 37.47%
1225 Bluff Rd, Columbia, SC 29201
Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

FNB of South Carolina
Institution Rating:
A+5.0 ★ Texas Ratio: 4.76%
801 Gilway St, Holly Hill, SC 29059
Money Market - Consumer
0.10%
$500
View
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
215 N Pine St, Spartanburg, SC 29302
Money Market Savings
0.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

The Bank of South Carolina
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
256 Meeting St, Charleston, SC 29401
Money Market Accounts
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Countybank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
419 Main St, Greenwood, SC 29646
Money Markets
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Money Markets Details

FNB of South Carolina
Institution Rating:
A+5.0 ★ Texas Ratio: 4.76%
801 Gilway St, Holly Hill, SC 29059
Money Market - Consumer
0.05%
$500
View
▼
Rate0.05%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Countybank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
419 Main St, Greenwood, SC 29646
Money Market
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Daily balances of: $100,000.00 and up

Countybank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
419 Main St, Greenwood, SC 29646
Money Market
0.03%
$0
View
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Daily balances of: $50,000.00 - 74,999.99

Countybank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
419 Main St, Greenwood, SC 29646
Money Markets
0.03%
$0
View
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Money Markets Details

Countybank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
419 Main St, Greenwood, SC 29646
Money Markets
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Money Markets Details

Countybank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
419 Main St, Greenwood, SC 29646
Money Market
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Daily balances of: $1,000.00 - 24,999.99

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in South Carolina and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

South Carolina Money Market Rate Trends

Compare local South Carolina money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full South Carolina MMA Trends →
High-Yield MMA — SC Avg
3.070%
▲ 0.011 vs 7 days ago

South Carolina high-yield MMA rates rose 0.011 points over the past 7 days to 3.070% APY.

Standard MMA — SC Avg
0.513%
Unchanged vs 7 days ago

South Carolina standard MMA rates currently average 0.513% APY.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for South Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in South Carolina. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in SC.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in South Carolina

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in South Carolina.

Are Money Market accounts in South Carolina safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in South Carolina up to $250,000 per depositor, per institution.

How often do MMA rates change in South Carolina?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local South Carolina rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in South Carolina?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in South Carolina require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in South Carolina

Here are some of the highest money market account APYs currently available in South Carolina:
  • Marine Federal Credit Union
    Choice Money Market — 4.07% APY
  • The Huntington National Bank
    High-Yield Money Market — 3.82% APY
  • Truist
    Small Business Money Market Account — 3.40% APY
  • Greenville Heritage Federal Credit Union
    Money Market Checking — 3.30% APY
  • Sharonview Federal Credit Union
    Jumbo Money Market — 3.25% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in South Carolina. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

South Carolina Rates & Resources

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Cities in South Carolina

  • Abbeville
  • Adams Run
  • Aiken
  • Alcolu
  • Allendale
  • Anderson
  • Andrews
  • Arcadia
  • Awendaw
  • Aynor
  • Ballentine
  • Bamberg
  • Barnwell
  • Batesburg
  • Batesburg-Leesville
  • Bath
  • Beaufort
  • Beech Island
  • Belton
  • Bennettsville
  • Bethera
  • Bethune
  • Bishopville
  • Blacksburg
  • Blackstock
  • Blackville
  • Blair
  • Blenheim
  • Bluffton
  • Blythewood
  • Bonneau
  • Bowling Green
  • Bowman
  • Bradley
  • Branchville
  • Brunson
  • Buffalo
  • Cades
  • Calhoun Falls
  • Camden
  • Cameron
  • Campobello
  • Canadys
  • Carlisle
  • Cassatt
  • Catawba
  • Cayce
  • Centenary
  • Central
  • Chapin
  • Chappells
  • Charleston
  • Cheraw
  • Chesnee
  • Chester
  • Chesterfield
  • Clarks Hill
  • Clearwater
  • Clemson
  • Cleveland
  • Clifton
  • Clinton
  • Clio
  • Clover
  • Columbia
  • Conestee
  • Converse
  • Conway
  • Coosawatchie
  • Cope
  • Cordesville
  • Cordova
  • Cottageville
  • Coward
  • Cowpens
  • Crocketville
  • Cross
  • Cross Anchor
  • Cross Hill
  • Dale
  • Dalzell
  • Darlington
  • Daufuskie Island
  • Davis Station
  • Denmark
  • Dillon
  • Donalds
  • Dorchester
  • Drayton
  • Due West
  • Duncan
  • Early Branch
  • Easley
  • Eastover
  • Edgefield
  • Edgemoor
  • Edisto Island
  • Effingham
  • Ehrhardt
  • Elgin
  • Elko
  • Elliott
  • Elloree
  • Enoree
  • Estill
  • Eutawville
  • Fair Play
  • Fairfax
  • Fairforest
  • Fingerville
  • Florence
  • Floyd Dale
  • Folly Beach
  • Fork
  • Fort Lawn
  • Fort Mill
  • Fountain Inn
  • Furman
  • Gable
  • Gadsden
  • Gaffney
  • Galivants Ferry
  • Garden City
  • Garnett
  • Gaston
  • Georgetown
  • Gifford
  • Gilbert
  • Glendale
  • Gloverville
  • Goose Creek
  • Gramling
  • Graniteville
  • Gray Court
  • Great Falls
  • Greeleyville
  • Green Pond
  • Green Sea
  • Greenville
  • Greenwood
  • Greer
  • Gresham
  • Grover
  • Hamer
  • Hampton
  • Hardeeville
  • Harleyville
  • Hartsville
  • Heath Springs
  • Hemingway
  • Hickory Grove
  • Hilda
  • Hilton Head Island
  • Hodges
  • Holly Hill
  • Hollywood
  • Honea Path
  • Hopkins
  • Horatio
  • Huger
  • Inman
  • Irmo
  • Islandton
  • Isle Of Palms
  • Iva
  • Jackson
  • Jacksonboro
  • Jamestown
  • Jefferson
  • Jenkinsville
  • Joanna
  • Johns Island
  • Johnsonville
  • Johnston
  • Jonesville
  • Kershaw
  • Kinards
  • Kingstree
  • La France
  • Ladson
  • Lake City
  • Lake View
  • Lamar
  • Lancaster
  • Lando
  • Landrum
  • Lane
  • Langley
  • Latta
  • Laurens
  • Leesville
  • Lexington
  • Liberty
  • Liberty Hill
  • Little Mountain
  • Little River
  • Little Rock
  • Lobeco
  • Lockhart
  • Lodge
  • Long Creek
  • Longs
  • Loris
  • Lowndesville
  • Lugoff
  • Luray
  • Lydia
  • Lyman
  • Lynchburg
  • Manning
  • Marietta
  • Marion
  • Martin
  • Mauldin
  • Mayesville
  • Mayo
  • McBee
  • McClellanville
  • McColl
  • McConnells
  • McCormick
  • Miley
  • Minturn
  • Modoc
  • Moncks Corner
  • Monetta
  • Monticello
  • Montmorenci
  • Moore
  • Mount Carmel
  • Mount Croghan
  • Mount Pleasant
  • Mountain Rest
  • Mountville
  • Mullins
  • Murrells Inlet
  • Myrtle Beach
  • Neeses
  • Nesmith
  • New Ellenton
  • New Zion
  • Newberry
  • Newry
  • Nichols
  • Ninety Six
  • Norris
  • North
  • North Augusta
  • North Charleston
  • North Myrtle Beach
  • Norway
  • Olanta
  • Olar
  • Orangeburg
  • Pacolet
  • Pacolet Mills
  • Pageland
  • Pamplico
  • Parksville
  • Patrick
  • Pauline
  • Pawleys Island
  • Peak
  • Pelion
  • Pelzer
  • Pendleton
  • Perry
  • Pickens
  • Piedmont
  • Pineland
  • Pineville
  • Pinewood
  • Pinopolis
  • Plum Branch
  • Pomaria
  • Port Royal
  • Prosperity
  • Rains
  • Ravenel
  • Reevesville
  • Reidville
  • Rembert
  • Richburg
  • Richland
  • Ridge Spring
  • Ridgeland
  • Ridgeville
  • Ridgeway
  • Rion
  • Rock Hill
  • Roebuck
  • Round O
  • Rowesville
  • Ruby
  • Ruffin
  • Russellville
  • Saint George
  • Saint Helena Island
  • Saint Matthews
  • Saint Stephen
  • Salem
  • Salley
  • Salters
  • Saluda
  • Sandy Springs
  • Santee
  • Sardinia
  • Scotia
  • Scranton
  • Seabrook
  • Sellers
  • Seneca
  • Sharon
  • Shaw A F B
  • Sheldon
  • Silverstreet
  • Simpsonville
  • Six Mile
  • Slater
  • Smoaks
  • Smyrna
  • Socastee
  • Society Hill
  • Spartanburg
  • Springfield
  • Starr
  • Startex
  • State Park
  • Sullivans Island
  • Summerton
  • Summerville
  • Sumter
  • Sunset
  • Swansea
  • Sycamore
  • Tamassee
  • Tatum
  • Taylors
  • Tigerville
  • Tillman
  • Timmonsville
  • Townville
  • Travelers Rest
  • Trenton
  • Troy
  • Turbeville
  • Ulmer
  • Una
  • Union
  • Van Wyck
  • Vance
  • Varnville
  • Vaucluse
  • Wadmalaw Island
  • Wagener
  • Walhalla
  • Wallace
  • Walterboro
  • Ward
  • Ware Shoals
  • Warrenville
  • Waterloo
  • Wedgefield
  • Wellford
  • West Columbia
  • West Union
  • Westminster
  • Westville
  • White Oak
  • White Rock
  • White Stone
  • Whitmire
  • Williams
  • Williamston
  • Williston
  • Windsor
  • Winnsboro
  • Woodruff
  • Yemassee
  • York