Current South Dakota money market rates include Frontier Bank Sioux Falls, SDFrontier Bank Sioux Falls, SD101 S Phillips Ave, Sioux Falls, SD 57104A+5.0 ★Texas Ratio: 0.00% Money Market Select at 3.25% APY, Bank MidwestBank Midwest225 S Minnesota Ave, Sioux Falls, SD 57104A+5.0 ★Texas Ratio: 1.45% Premier Money Market at 3.04% APY, American Bank & TrustAmerican Bank & Trust6810 S Minnesota Ave, Sioux Falls, SD 57108A+5.0 ★Texas Ratio: 2.47% Money Market Special at 3.00% APY, Voyage Federal Credit UnionVoyage Federal Credit Union5800 E 18th St Ste 101, Sioux Falls, SD 57110A5.0 ★Texas Ratio: 6.07% Money Market Account at 2.53% APY, and Service First Federal Credit UnionService First Federal Credit Union3901 E 10th St, Sioux Falls, SD 57103 2133A+5.0 ★Texas Ratio: 0.00% Premier Money Market at 2.00% APY. Money market rates as of April 18, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare money market rates across South Dakota side-by-side. South Dakota money market rates currently reach as high as 3.25% APY from Frontier Bank Sioux Falls, SD at 101 S Phillips Ave, Sioux Falls, SD 57104. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in South Dakota and surrounding area. Last Updated and Verified: April 18, 2026
Limited time offer
Limited time offer
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6 transfers allowed per month; 3 checks allowed per month; Minimum Balance $1,500
Limited time offer
6 transfers allowed per month; 3 checks allowed per month; Minimum Balance $1,500
Limited time offer
As High As
Compare local South Dakota money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
South Dakota high-yield MMA rates fell 0.034 points over the past 7 days to 3.003% APY.
South Dakota standard MMA rates fell 0.375 points over the past 7 days to 1.099% APY.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for South Dakota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in South Dakota. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in SD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.