Best Money Market Rates in Smyrna, Tennessee - July 2026
Brian McKay
Brian McKay
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Current Smyrna, Tennessee and the surrounding area money market deposit account rates include TruistTruist189 S Lowry St, Smyrna, TN 37167A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 4.00% APY, Ascend Federal Credit UnionAscend Federal Credit Union769 Nissan Dr, Smyrna, TN 37167 4408A+5.0 ★Texas Ratio: 2.38% Traditional Business Money Market at 3.56% APY, Heritage South Community Credit UnionHeritage South Community Credit Union941 Sgt Asbury Hawn Way, Smyrna, TN 37167 3441A+5.0 ★Texas Ratio: 1.52% Gold Share Money Market Account at 2.78% APY, Redstone Federal Credit UnionRedstone Federal Credit Union2005 Huginn Ln, Smyrna, TN 37167 2270A+5.0 ★Texas Ratio: 2.90% Money Market Share Account at 2.53% APY, and First HorizonFirst Horizon471 W Sam Ridley Pkwy, Smyrna, TN 37167A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY. Money market rates as of July 12, 2026 according to verified data from MonitorBankRates.
Smyrna has 5 local institutions in our database, with money market rates as high as 4.00% APY from Truist at 189 S Lowry St, Smyrna, TN 37167. Use the table below to compare all available offers, including options from institutions serving the broader Tennessee area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Smyrna, Tennessee and surrounding area. Last Updated and Verified: July 12, 2026
Compare the Best Money Market Rates Today in Smyrna, Tennessee & the Surrounding Area
Eligible clients can open a new Truist Business Money Market Account and earn up to 4.00% annual percentage yield (APY) for balances between $5,000 - $4,999,999.99.
Qualifications Required: recurring monthly $500 Direct Deposit; $200,000 + with recurring monthly $500 Direct Deposit
$250,000
Account only available to Sole Proprietor/DBAs, Partnerships, Limited Liability Companies (LLC), Corporations, and Organizations (Associations/Clubs/Nonprofits). Fees may reduce earnings on this account. Federally insured by NCUA.
Earn up to 3.70% APY*
Money Market
Qualifications Required: 15 debit and/or credit card monthly combined transactions; minimum $2,000 average daily balance or cumulative $1,000 monthly direct deposit; * High Yield Checking account required for High Yield Money Market. Must maintain a minimum average daily balance of $25,000 and meet High Yield Checking account qualifiers to earn dividends for High Yield Money Market. High Yield Checking qualifiers to earn High Yield dividends: 15 debit and/or credit card monthly combined transactions; minimum $2,000 average daily balance or cumulative $1,000 monthly direct deposit. Direct deposit consists of an electronic deposit of wages, pension and/or social security benefits. Transfers of funds, mobile deposits, and deposits from payment vendors (PayPal, Venmo) do not qualify. The Annual Percentage Yield (APY) for High Yield Money Market is 3.50% if High Yield Checking and minimum balance requirements are met. 1.00% APY for average daily balances $25,000 and over if requirements are not met for High Yield Checking. No dividends are paid for the dividend period if minimum average daily balance qualifier is not met. If High Yield Checking is closed, High Yield Money Market must be closed.
Qualifications Required: maintain a balance of $50,000 in a business checking account or a business loan(s) minimum balance of $250,000; Qualifications to earn Business High Yield Money Market relationship rate: maintain a balance of $50,000 in a business checking account or a business loan(s) minimum balance of $250,000. Business credit cards do not qualify toward the business loan balance.
Account only available to Sole Proprietor/DBAs, Partnerships, Limited Liability Companies (LLC), Corporations, and Organizations (Associations/Clubs/Nonprofits). Fees may reduce earnings on this account. Federally insured by NCUA.
Qualifications Required: maintain a balance of $50,000 in a business checking account or a business loan(s) minimum balance of $250,000; Qualifications to earn Business High Yield Money Market relationship rate: maintain a balance of $50,000 in a business checking account or a business loan(s) minimum balance of $250,000. Business credit cards do not qualify toward the business loan balance.
Balance $100,000 or more
Balance $100,000 or more
Account only available to Sole Proprietor/DBAs, Partnerships, Limited Liability Companies (LLC), Corporations, and Organizations (Associations/Clubs/Nonprofits). Fees may reduce earnings on this account. Federally insured by NCUA.
Balance $50,000 - $99,999.99
Balance $50,000 - $99,999.99
Balance $25,000-$49,999.99
Balance $25,000-$49,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Smyrna, TN Money Market Rate Trends
Compare local Smyrna, TN money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Tennessee high-yield MMA rates fell 0.309 points over the past 7 days to 3.046% APY.
Tennessee standard MMA rates rose 0.031 points over the past 7 days to 0.525% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Smyrna, Tennessee money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Smyrna, Tennessee directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Smyrna, Tennessee. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in TN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Smyrna, Tennessee
What is a Money Market Account (MMA)?
Are Money Market accounts in Smyrna, Tennessee safe?
How often do MMA rates change in Smyrna, Tennessee?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Smyrna, Tennessee?
Best Money Market Rates in Smyrna, Tennessee
- Truist
Small Business Money Market Account — 4.00% APY - Ascend Federal Credit Union
Traditional Business Money Market — 3.56% APY - Heritage South Community Credit Union
Gold Share Money Market Account — 2.78% APY - Redstone Federal Credit Union
Money Market Share Account — 2.53% APY - First Horizon
TotalView Money Market Savings — 0.75% APY
