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Best Money Market Rates in Livingston, Texas (TX) - April 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: April 11, 2026

Current Livingston, Texas and the surrounding area money market rates include The Huntington National BankThe Huntington National BankA+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Fannin BankFannin BankA+5.0 ★Texas Ratio: 5.49% Money Market at 3.82% APY, Mobility Credit UnionMobility Credit UnionA5.0 ★Texas Ratio: 12.61% Money Market at 3.82% APY, State Bank of TexasState Bank of TexasA+5.0 ★Texas Ratio: 2.36% High-Rate Jumbo Money Market at 3.76% APY, and OWB One World BankOWB One World BankA+5.0 ★Texas Ratio: 0.80% Rocket 88 Money Market Accounts (Personal & Business) at 3.75% APY. Money market rates as of April 11, 2026 according to verified data from MonitorBankRates.

Livingston is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the Texas area are available to Livingston residents, with money market rates as high as 3.82% APY from The Huntington National Bank. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Livingston, Texas and surrounding area. Last Updated and Verified: April 11, 2026

Compare the Best Money Market Rates Today in Livingston, Texas & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

Minimum of $25,000 not currently deposited at Huntington.

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Mobility Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.61%
Money Market
3.82%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Fannin Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
Money Market
3.82%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

State Bank of Texas
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
High-Rate Jumbo Money Market
3.76%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details

Annual Percentage Yield is accurate as of posting date and applies to new money deposits only. Rate is subject to change without notice after account opening. Fees and/or withdrawals could reduce the earnings on the account.

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.75%
$0
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

New money only

OWB One World Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Rocket 88 Money Market Accounts (Personal & Business)
3.75%
$0
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market
3.75%
$0
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

New money only

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Money Market Account
3.61%
$0
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
High Yield Savings (Money Market)
3.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
Money Market Accounts
3.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

On balance above $350,000

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market
3.56%
$250
View
▼
Rate3.50%
Min Deposit$250
Min Balance—
UpdatedApr 11, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Money Market Account
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Sun Fund Money Market
3.51%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Balance $50,000 or more

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Money Market Account
3.51%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$15,000+ Intro rate

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$15,000+

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Money Market Max
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
High Yield Savings (Money Market)
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Texans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Money Market Account
3.50%
$500
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

CNB of Taylor
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Premier Money Market
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Money Market Account
3.45%
$0
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Thrive Money Market
3.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

$24,999.01 & Above

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Money Market Max
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
High Yield Savings (Money Market)
3.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Ciera Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.58%
Money Market Savings Account
3.40%
$2,500
View
▼
Rate3.35%
Min Deposit$2,500
Min Balance—
UpdatedApr 2, 2026
Details

Golden Bank National Association
Institution Rating:
A+5.0 ★ Texas Ratio: 3.27%
money market account
3.38%
$20,000
View
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedApr 11, 2026
Details

new money

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Commercial Money Market
3.35%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

($2,500 Opening Balance)

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Money Market Max
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

American State Bank (TX)
Institution Rating:
A-4.9 ★ Texas Ratio: 16.23%
Pinnacle Money Market Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Qualifying balance up to $1,000.00

American State Bank (TX)
Institution Rating:
A-4.9 ★ Texas Ratio: 16.23%
Pinnacle Money Market Account Tier 3
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Ciera Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.58%
Money Market Deposit Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
3.25%
$2,500
View
▼
Rate3.20%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
High Yield Savings (Money Market)
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$1,000,000-Above

NexBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.79%
High-Yield Money Market Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

American State Bank (TX)
Institution Rating:
A-4.9 ★ Texas Ratio: 16.23%
Pinnacle Money Market Account Tier 4
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Charter Bank TX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Money Market
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
Money Market Savings
3.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

On balances of $25,000+

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Money Market Max
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

Minimum of $25,000 not currently deposited at Huntington.

Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
Advantage IRA Money Market
3.15%
$0
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
Advantage Money Market
3.15%
$0
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
High Yield Savings (Money Market)
3.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$750,000.00-$999,999.99

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Commercial Money Market
3.15%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

($2,500 Opening Balance)

Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
Money Market
3.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
Business Advantage Money Market Account
3.15%
$0
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
MAX Money Market
3.12%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Oakwood Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
MAX Money Market
3.12%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Money Market Max
3.10%
$0
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

The MINT National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
MonuMINT Emerald MMA
3.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

The MINT National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
ManageMINT Emerald MMA
3.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Money Market
3.10%
$0
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Thrive Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

$24,999.00 & Below

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

months

Prestige Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Prestige Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
High Yield Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
High Yield Savings (Money Market)
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$500,000.00-$749,999.99

Texoma Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
MMA Platinum and up)
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

$100,000

BP Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
Money Market
3.04%
$2,500
View
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedApr 6, 2026
Details

$100,000 +

Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Trinity Commercial Money Market Account
3.04%
$500
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Trinity Personal Money Market Account
3.04%
$500
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Amarillo National Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.79%
Personal Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
Business Money Market Plus
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

TEXAR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Money Market Checking Tiers
3.00%
$2,500
View
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedApr 6, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Commercial Money Market
3.00%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

($2,500 Opening Balance)

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Money Market Max
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Ciera Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.58%
Money Market Savings Account
3.00%
$2,500
View
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedApr 2, 2026
Details

Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Family Office Star Money Market
2.96%
$0
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

$500 Minimum to obtain APY disclosed

Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Star Money Market Account
2.96%
$0
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

$500 Minimum to obtain APY disclosed

Planters Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
High Yield Money Market
2.95%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Business Money Market
2.94%
$500
View
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details

$500 Minimum to accrue interest

Charter Bank TX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Money Market
2.94%
$0
View
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Qualifying balance up to $499,999.99

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
2.94%
$2,500
View
▼
Rate2.90%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Del Rio SP Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Money Market
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Balances of $100,000.00 and over

Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
High Yield Savings (Money Market)
2.85%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Commercial Money Market
2.85%
$0
View
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

($2,500 Opening Balance)

Ciera Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.58%
Money Market Deposit Account
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Money Market
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Star Money Market Account
2.84%
$0
View
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

$500 Minimum to obtain APY disclosed

Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Trinity Commercial Money Market Account
2.84%
$500
View
▼
Rate2.80%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Trinity Personal Money Market Account
2.84%
$500
View
▼
Rate2.80%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Family Office Star Money Market
2.84%
$0
View
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

$500 Minimum to obtain APY disclosed

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
2.80%
$0
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Hanmi Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Simple Money Market
2.80%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 27, 2026
Details

$5 monthly maintenance charge waived when minimum balance requirement is met

Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Business Money Market
2.79%
$500
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details

$500 Minimum to accrue interest

EECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
Business Money Market Savings
2.78%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 8, 2026
Details

As High As; Min balance of $100K; Tiered interest rates for higher balances

TEXAS TECH
Institution Rating:
A5.0 ★ Texas Ratio: 8.53%
Money Market Savings
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Lubbock Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Savings
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Spring Hill State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Money Market Tier Account
2.68%
$2,500
View
▼
Rate2.65%
Min Deposit$2,500
Min Balance—
UpdatedApr 2, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Money Market
2.60%
$0
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

($2,500 Opening Balance)

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Money Market
2.60%
$0
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
2.60%
$0
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Ciera Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.58%
Money Market Savings Account
2.60%
$2,500
View
▼
Rate2.57%
Min Deposit$2,500
Min Balance—
UpdatedApr 2, 2026
Details

Hanmi Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Simple Money Market
2.60%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 27, 2026
Details

$5 monthly maintenance charge waived when minimum balance requirement is met

Del Rio SP Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Money Market
2.60%
$0
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Balances of $50,000.00 to $99,999.99

Charter Bank TX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Money Market
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Qualifying balance up to $249,999.99

TEXAS TECH
Institution Rating:
A5.0 ★ Texas Ratio: 8.53%
Money Market Savings
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Livingston, Texas and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Livingston, TX Money Market Rate Trends

Compare local Livingston, TX money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Texas MMA Trends →
High-Yield MMA — TX Avg
1.521%
▲ 0.132 vs 7 days ago

Texas high-yield MMA rates rose 0.132 points over the past 7 days to 1.521% APY.

Standard MMA — TX Avg
1.180%
▼ 0.116 vs 7 days ago

Texas standard MMA rates fell 0.116 points over the past 7 days to 1.180% APY.

As of Apr 12, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Livingston, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Livingston, Texas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in TX.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Livingston, Texas

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Texas.

Are Money Market accounts in Livingston, Texas safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Texas up to $250,000 per depositor, per institution.

How often do MMA rates change in Livingston, Texas?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Texas rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Livingston, Texas

Here are some of the highest money market account APYs currently available in Livingston, Texas and the surrounding area:
  • The Huntington National Bank
    High-Yield Money Market — 3.82% APY
  • Fannin Bank
    Money Market — 3.82% APY
  • Mobility Credit Union
    Money Market — 3.82% APY
  • State Bank of Texas
    High-Rate Jumbo Money Market — 3.76% APY
  • OWB One World Bank
    Rocket 88 Money Market Accounts (Personal & Business) — 3.75% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Livingston, Texas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 11, 2026

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