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Best Money Market Rates in Charlottesville, Virginia (VA) - May 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 12, 2026

Current Charlottesville, Virginia and the surrounding area money market deposit account rates include University of Virginia Community Credit UnionUniversity of Virginia Community Credit Union1018 W Main St, Charlottesville, VA 22903 2820A+5.0 ★Texas Ratio: 3.16% MaxSaver Money Market Account at 4.00% APY, Fulton BankFulton Bank95 Community St, Charlottesville, VA 22911A+5.0 ★Texas Ratio: 4.98% Money Market New Money at 3.55% APY, TruistTruist305 E Jefferson St, Charlottesville, VA 22902A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY, Virginia Credit UnionVirginia Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.74% Premium Plus Money Market at 2.60% APY, and First National Bank VAFirst National Bank VA2208 Ivy Rd, Charlottesville, VA 22903A+5.0 ★Texas Ratio: 2.62% Business Money Market at 2.53% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Charlottesville has 6 local institutions in our database, with money market rates as high as 4.00% APY from University of Virginia Community Credit Union at 1018 W Main St, Charlottesville, VA 22903 2820. Use the table below to compare all available offers, including options from institutions serving the broader Virginia area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Charlottesville, Virginia and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Charlottesville, Virginia & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
1018 W Main St, Charlottesville, VA 22903 2820
MaxSaver Money Market Account
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifying balance up to $1,000.00

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
95 Community St, Charlottesville, VA 22911
Money Market New Money
3.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
95 Community St, Charlottesville, VA 22911
Promotional Money Market Account
3.55%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 4, 2026
Details

minimum new money deposit of $10,000.

Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
305 E Jefferson St, Charlottesville, VA 22902
Small Business Money Market Account
3.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.74%
120 Seminole Ct, Charlottesville, VA 22901
Premium Plus Money Market
2.60%
$25,000
View
▼
Rate2.57%
Min Deposit$25,000
Min Balance—
UpdatedMay 10, 2026
Details

First National Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
2208 Ivy Rd, Charlottesville, VA 22903
Business Money Market
2.53%
$2,500
View
▼
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.74%
120 Seminole Ct, Charlottesville, VA 22901
Premium Plus Money Market
2.25%
$25,000
View
▼
Rate2.23%
Min Deposit$25,000
Min Balance—
UpdatedMay 10, 2026
Details

First National Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
2208 Ivy Rd, Charlottesville, VA 22903
Business Money Market
2.02%
$2,500
View
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.74%
120 Seminole Ct, Charlottesville, VA 22901
Premium Plus Money Market
2.00%
$25,000
View
▼
Rate1.98%
Min Deposit$25,000
Min Balance—
UpdatedMay 10, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
95 Community St, Charlottesville, VA 22911
Platinum Money Market
1.95%
$0
View
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.74%
120 Seminole Ct, Charlottesville, VA 22901
Premium Plus Money Market
1.75%
$25,000
View
▼
Rate1.74%
Min Deposit$25,000
Min Balance—
UpdatedMay 10, 2026
Details

Carter Bank & Trust
Institution Rating:
F1.0 ★ Texas Ratio: 96.15%
800 Gardens Blvd, Charlottesville, VA 22901
Premium Money Market Account
1.67%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
95 Community St, Charlottesville, VA 22911
Platinum Money Market
1.64%
$0
View
▼
Rate1.63%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

First National Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
2208 Ivy Rd, Charlottesville, VA 22903
Business Money Market
1.51%
$2,500
View
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

First National Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
2208 Ivy Rd, Charlottesville, VA 22903
Money Market IRA
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.74%
120 Seminole Ct, Charlottesville, VA 22901
Commercial Money Market
1.50%
$100
View
▼
Rate1.48%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.74%
120 Seminole Ct, Charlottesville, VA 22901
Commercial Money Market
1.35%
$100
View
▼
Rate1.34%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

First National Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
2208 Ivy Rd, Charlottesville, VA 22903
Money Market IRA
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.74%
120 Seminole Ct, Charlottesville, VA 22901
Premium Money Market
1.25%
$10,000
View
▼
Rate1.24%
Min Deposit$10,000
Min Balance—
UpdatedMay 10, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.74%
120 Seminole Ct, Charlottesville, VA 22901
Commercial Money Market
1.20%
$100
View
▼
Rate1.19%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.74%
120 Seminole Ct, Charlottesville, VA 22901
Commercial Money Market
1.05%
$100
View
▼
Rate1.04%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

First National Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
2208 Ivy Rd, Charlottesville, VA 22903
Money Market IRA
1.01%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

First National Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
2208 Ivy Rd, Charlottesville, VA 22903
Business Money Market
1.01%
$2,500
View
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $99,999.99

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
95 Community St, Charlottesville, VA 22911
Platinum Money Market
0.94%
$0
View
▼
Rate0.94%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.74%
120 Seminole Ct, Charlottesville, VA 22901
Business Money Market
0.80%
$100
View
▼
Rate0.79%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

First National Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
2208 Ivy Rd, Charlottesville, VA 22903
Money Market IRA
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
95 Community St, Charlottesville, VA 22911
Platinum Money Market
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
95 Community St, Charlottesville, VA 22911
Platinum Money Market
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.74%
120 Seminole Ct, Charlottesville, VA 22901
Business Money Market
0.40%
$100
View
▼
Rate0.39%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
95 Community St, Charlottesville, VA 22911
IRA Money Market
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
95 Community St, Charlottesville, VA 22911
Platinum Money Market
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.74%
120 Seminole Ct, Charlottesville, VA 22901
Business Money Market
0.05%
$100
View
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.74%
120 Seminole Ct, Charlottesville, VA 22901
Commercial Money Market
0.05%
$100
View
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.74%
120 Seminole Ct, Charlottesville, VA 22901
Premium Money Market
0.05%
$10,000
View
▼
Rate0.05%
Min Deposit$10,000
Min Balance—
UpdatedMay 10, 2026
Details

Virginia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.74%
120 Seminole Ct, Charlottesville, VA 22901
Premium Plus Money Market
0.05%
$25,000
View
▼
Rate0.05%
Min Deposit$25,000
Min Balance—
UpdatedMay 10, 2026
Details

Marine Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
Choice Money Market
4.07%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

[Learn More](https://www.marinefederalhb.org/home/site/choicemoneymarket)

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Business Money Market
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
Commercial Money Market
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $1,000,000.00

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Money Market Accounts
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

as high as

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Performance Plus Money Market
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Business Performance Plus Money Market Account
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Money Market
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Premier Money Market
4.00%
$100
View
▼
Rate3.93%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

LIMITED TIME OFFER; Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.

Connects Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.74%
Money Market
3.81%
$2,500
View
▼
Rate3.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
Paramount Money Market
3.75%
$0
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
ProBiz Money Market
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premier Money Market
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
Commercial Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $999,999.00

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

New money only

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Premier Money Market
3.50%
$100
View
▼
Rate3.44%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

LIMITED TIME OFFER; Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.

Presidential Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Money Market Advantage Checking
3.50%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

On Balances Between $25,000 and $250,000.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

New money only

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$15,000+

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premier Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Performance Plus Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
Pinnacle Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Freedom Bank of Virginia
Institution Rating:
A5.0 ★ Texas Ratio: 7.40%
Money Market Account
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Business Performance Plus Money Market Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
Money Market Savings
3.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

On balances of $25,000+

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Money Market Account
3.04%
$2,500
View
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
Commercial Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $499,999.00

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Premier Money Market
3.00%
$100
View
▼
Rate2.96%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

LIMITED TIME OFFER; Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.

American Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.06%
Money Market Tiered Accounts
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

$0 to $2,499

ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
ProBiz Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Money Market Account
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Chain Bridge Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market IRA
2.92%
$100
View
▼
Rate2.88%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
Pinnacle Money Market
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
Platinum Money Market Savings
2.80%
$250,000
View
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedMay 4, 2026
Details

ValleyStar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
Turbo High-Yield Savings Account (Consumer Money Market)
2.79%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

ValleyStar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
Performance Money Market (Business)
2.79%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Money Market Account
2.78%
$2,500
View
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Money Market Account to $199,999.99
2.78%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$125,000.00

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.66%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.46%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Eagle Money Market Account and up
2.33%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$500,000.00

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.28%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Eagle Money Market Account
2.13%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$250,000.00 - $499,999.99

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Eagle Money Market Account
2.03%
$0
View
▼
Rate2.01%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$0.00 - $249,999.99

National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Business Money Market Deposit Account
1.81%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Money Market Deposit Account
1.71%
$0
View
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Charlottesville, Virginia and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Charlottesville, VA Money Market Rate Trends

Compare local Charlottesville, VA money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Virginia MMA Trends →
High-Yield MMA — VA Avg
3.349%
Unchanged vs 7 days ago

Virginia high-yield MMA rates currently average 3.349% APY.

Standard MMA — VA Avg
0.800%
Unchanged vs 7 days ago

Virginia standard MMA rates currently average 0.800% APY.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Charlottesville, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Charlottesville, Virginia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in VA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Charlottesville, Virginia

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Virginia.

Are Money Market accounts in Charlottesville, Virginia safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Virginia up to $250,000 per depositor, per institution.

How often do MMA rates change in Charlottesville, Virginia?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Virginia rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Charlottesville, Virginia?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Charlottesville, Virginia require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Charlottesville, Virginia

Here are some of the highest money market account APYs currently available in Charlottesville, Virginia and the surrounding area:
  • University of Virginia Community Credit Union
    MaxSaver Money Market Account — 4.00% APY
  • Fulton Bank
    Money Market New Money — 3.55% APY
  • Truist
    Small Business Money Market Account — 3.40% APY
  • Virginia Credit Union
    Premium Plus Money Market — 2.60% APY
  • First National Bank VA
    Business Money Market — 2.53% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Charlottesville, Virginia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

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