Best Money Market Rates in Charlottesville, Virginia - June 2026
Brian McKay
Brian McKay
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Current Charlottesville, Virginia and the surrounding area money market deposit account rates include University of Virginia Community Credit UnionUniversity of Virginia Community Credit Union1018 W Main St, Charlottesville, VA 22903 2820A+5.0 ★Texas Ratio: 3.06% MaxSaver Money Market Account at 4.00% APY, Fulton BankFulton Bank95 Community St, Charlottesville, VA 22911A+5.0 ★Texas Ratio: 4.98% Money Market New Money at 3.55% APY, TruistTruist305 E Jefferson St, Charlottesville, VA 22902A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY, First National Bank VAFirst National Bank VA2208 Ivy Rd, Charlottesville, VA 22903A+5.0 ★Texas Ratio: 2.62% Business Money Market at 2.53% APY, and Carter Bank & TrustCarter Bank & Trust800 Gardens Blvd, Charlottesville, VA 22901F1.0 ★Texas Ratio: 96.15% Premium Money Market Account at 1.67% APY. Money market rates as of June 3, 2026 according to verified data from MonitorBankRates.
Charlottesville has 5 local institutions in our database, with money market rates as high as 4.00% APY from University of Virginia Community Credit Union at 1018 W Main St, Charlottesville, VA 22903 2820. Use the table below to compare all available offers, including options from institutions serving the broader Virginia area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Charlottesville, Virginia and surrounding area. Last Updated and Verified: June 3, 2026
Compare the Best Money Market Rates Today in Charlottesville, Virginia & the Surrounding Area
Qualifying balance up to $1,000.00
Requires a minimum new money deposit of $10,000.
Minimum new money deposit of $10,000.
Eligible clients can earn a 3.40% annual percentage yield (APY) with a new Truist Business Money Market account. Promotional Interest Rate is 3.34% and the Annual Percentage Yield (APY) is 3.40% for balances $0.01 and greater. Your new Money Market Account could initially earn a rate lower than 3.40% APY. However, within 10 calendar days of account opening, your eligible account will automatically upgrade to the 3.40% APY rate. The standard interest rate and APY are 0.01%. Fees may reduce earnings.
Daily Balances of $500,000 and up
$500,000 and up
Daily Balances of $100,000 - $499,999.99
$100,000 - $499,999.99
Daily Balances of $50,000 - $99,999.99
$50,000 - $99,999.99
Daily Balances of Over $1,000
Daily Balances of up to $49,999.99
Daily Balances of up to $49,999.99
[Learn More](https://www.marinefederalhb.org/home/site/choicemoneymarket)
Balance Tier: $1,000,000 and over
As High As. Minimum opening deposit for 4.00% is $1,000,000. No monthly maintenance fees or ongoing balance requirements. No minimum withdrawal requirements. Make deposits in any amount at any time. Dividends are compounded daily and paid monthly. APY = Annual Percentage Yield is subject to change without notice. All rates are effective as of 06/03/2026.
as high as
LIMITED TIME OFFER; Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
as high as
$250
Preferred rates. Standard rates: 0.03% APY.
Preferred rates. Standard rates: 0.15% APY.
New money only
$15,000+
LIMITED TIME OFFER; Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
New money only
Balance Tier: $500,000 to $999,999
On Balances Between $25,000 and $250,000. Earn 1.50% APY* on Higher Balances Earn 0.10% APY* on Average Daily Balances under $25,000.
On balances of $25,000+
Balance Tier: $250,000 to $499,999
LIMITED TIME OFFER; Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
Compounded Monthly
Tier #1
Qualifying balance up to $1,000.00
See footnote 2.
$125,000.00
Min. to Obtain APY*: $150,000 and above
As High As
LIMITED TIME OFFER; Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Charlottesville, VA Money Market Rate Trends
Compare local Charlottesville, VA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia high-yield MMA rates currently average 3.288% APY.
Virginia standard MMA rates currently average 0.820% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Charlottesville, Virginia money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Charlottesville, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Charlottesville, Virginia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in VA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Charlottesville, Virginia
What is a Money Market Account (MMA)?
Are Money Market accounts in Charlottesville, Virginia safe?
How often do MMA rates change in Charlottesville, Virginia?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Charlottesville, Virginia?
Best Money Market Rates in Charlottesville, Virginia
- University of Virginia Community Credit Union
MaxSaver Money Market Account — 4.00% APY - Fulton Bank
Money Market New Money — 3.55% APY - Truist
Small Business Money Market Account — 3.40% APY - First National Bank VA
Business Money Market — 2.53% APY - Carter Bank & Trust
Premium Money Market Account — 1.67% APY
Charlottesville, Virginia Rates & Resources
