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Best Money Market Rates in Roanoke, Virginia (VA) - May 2026

Content reviewed by
Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 12, 2026

Current Roanoke, Virginia and the surrounding area money market deposit account rates include Beacon Credit Union IncorporatedBeacon Credit Union Incorporated3534 Electric Rd Unit 6, Roanoke, VA 24018A+5.0 ★Texas Ratio: 1.89% Business Money Market at 4.00% APY, TruistTruist4110 Brambleton Ave, Roanoke, VA 24018A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY, ValleyStar Credit UnionValleyStar Credit Union3452 Buck Mountain Rd, Roanoke, VA 24018A5.0 ★Texas Ratio: 6.99% Performance Money Market (Business) at 2.79% APY, Member One Federal Credit UnionMember One Federal Credit Union1445 Mexico Way NE, Roanoke, VA 24012A+5.0 ★Texas Ratio: 5.18% Premium Plus Money Market at 2.60% APY, and National Bank of BlacksburgNational Bank of Blacksburg3533 Franklin Road SW, Roanoke, VA 24014A+5.0 ★Texas Ratio: 3.36% Business Money Market Deposit Account at 1.81% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Roanoke has 10 local institutions in our database, with money market rates as high as 4.00% APY from Beacon Credit Union Incorporated at 3534 Electric Rd Unit 6, Roanoke, VA 24018. Use the table below to compare all available offers, including options from institutions serving the broader Virginia area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Roanoke, Virginia and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Roanoke, Virginia & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
3534 Electric Rd Unit 6, Roanoke, VA 24018
Money Market
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
3534 Electric Rd Unit 6, Roanoke, VA 24018
Business Money Market
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
3534 Electric Rd Unit 6, Roanoke, VA 24018
Premier Money Market
4.00%
$100
View
▼
Rate3.93%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

LIMITED TIME OFFER; Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
3534 Electric Rd Unit 6, Roanoke, VA 24018
Premier Money Market
3.50%
$100
View
▼
Rate3.44%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

LIMITED TIME OFFER; Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.

Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
4110 Brambleton Ave, Roanoke, VA 24018
Small Business Money Market Account
3.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
3534 Electric Rd Unit 6, Roanoke, VA 24018
Premier Money Market
3.00%
$100
View
▼
Rate2.96%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

LIMITED TIME OFFER; Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.

ValleyStar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
3452 Buck Mountain Rd, Roanoke, VA 24018
Performance Money Market (Business)
2.79%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

ValleyStar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
3452 Buck Mountain Rd, Roanoke, VA 24018
Turbo High-Yield Savings Account (Consumer Money Market)
2.79%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.18%
1445 Mexico Way NE, Roanoke, VA 24012
Premium Plus Money Market
2.60%
$25,000
View
▼
Rate2.57%
Min Deposit$25,000
Min Balance—
UpdatedMay 6, 2026
Details

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
3534 Electric Rd Unit 6, Roanoke, VA 24018
Premier Money Market
2.50%
$100
View
▼
Rate2.48%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

LIMITED TIME OFFER; Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.

Member One Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.18%
1445 Mexico Way NE, Roanoke, VA 24012
Premium Plus Money Market
2.25%
$25,000
View
▼
Rate2.23%
Min Deposit$25,000
Min Balance—
UpdatedMay 6, 2026
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.18%
1445 Mexico Way NE, Roanoke, VA 24012
Premium Plus Money Market
2.00%
$25,000
View
▼
Rate1.98%
Min Deposit$25,000
Min Balance—
UpdatedMay 6, 2026
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
3533 Franklin Road SW, Roanoke, VA 24014
Business Money Market Deposit Account
1.81%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.18%
1445 Mexico Way NE, Roanoke, VA 24012
Premium Plus Money Market
1.75%
$25,000
View
▼
Rate1.74%
Min Deposit$25,000
Min Balance—
UpdatedMay 6, 2026
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
3533 Franklin Road SW, Roanoke, VA 24014
Money Market Deposit Account
1.71%
$0
View
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Carter Bank & Trust
Institution Rating:
F1.0 ★ Texas Ratio: 96.15%
1722 Hershberger Rd Nw, Roanoke, VA 24012
Premium Money Market Account
1.67%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.18%
1445 Mexico Way NE, Roanoke, VA 24012
Commercial Money Market
1.50%
$100
View
▼
Rate1.48%
Min Deposit$100
Min Balance—
UpdatedMay 6, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
7635 Plantation Rd, Roanoke, VA 24019
Money Market Account
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
419 Rutherford Ave NE, Roanoke, VA 24022
Money Market Savings
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.18%
1445 Mexico Way NE, Roanoke, VA 24012
Commercial Money Market
1.35%
$100
View
▼
Rate1.34%
Min Deposit$100
Min Balance—
UpdatedMay 6, 2026
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.18%
1445 Mexico Way NE, Roanoke, VA 24012
Premium Money Market
1.25%
$10,000
View
▼
Rate1.24%
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
7635 Plantation Rd, Roanoke, VA 24019
Money Market Account
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
419 Rutherford Ave NE, Roanoke, VA 24022
Money Market Savings
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.18%
1445 Mexico Way NE, Roanoke, VA 24012
Commercial Money Market
1.20%
$100
View
▼
Rate1.19%
Min Deposit$100
Min Balance—
UpdatedMay 6, 2026
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
3533 Franklin Road SW, Roanoke, VA 24014
Business Money Market Deposit Account
1.16%
$0
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
3533 Franklin Road SW, Roanoke, VA 24014
Money Market Deposit Account
1.06%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.18%
1445 Mexico Way NE, Roanoke, VA 24012
Commercial Money Market
1.05%
$100
View
▼
Rate1.04%
Min Deposit$100
Min Balance—
UpdatedMay 6, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
7635 Plantation Rd, Roanoke, VA 24019
Money Market Account
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
419 Rutherford Ave NE, Roanoke, VA 24022
Money Market Savings
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
3533 Franklin Road SW, Roanoke, VA 24014
Money Market Deposit Account
0.92%
$0
View
▼
Rate0.92%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
3533 Franklin Road SW, Roanoke, VA 24014
Business Money Market Deposit Account
0.91%
$0
View
▼
Rate0.91%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
3533 Franklin Road SW, Roanoke, VA 24014
Business Money Market Deposit Account
0.88%
$0
View
▼
Rate0.88%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
3533 Franklin Road SW, Roanoke, VA 24014
Money Market Deposit Account
0.84%
$0
View
▼
Rate0.84%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.18%
1445 Mexico Way NE, Roanoke, VA 24012
Business Money Market
0.80%
$100
View
▼
Rate0.79%
Min Deposit$100
Min Balance—
UpdatedMay 6, 2026
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
3533 Franklin Road SW, Roanoke, VA 24014
Business Money Market Deposit Account
0.77%
$0
View
▼
Rate0.77%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
419 Rutherford Ave NE, Roanoke, VA 24022
Money Market Savings
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
3533 Franklin Road SW, Roanoke, VA 24014
Money Market Deposit Account
0.72%
$0
View
▼
Rate0.72%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
3533 Franklin Road SW, Roanoke, VA 24014
Money Market Deposit Account
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
3533 Franklin Road SW, Roanoke, VA 24014
Business Money Market Deposit Account
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
3534 Electric Rd Unit 6, Roanoke, VA 24018
Horizon Money Market
0.56%
$100
View
▼
Rate0.80%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
419 Rutherford Ave NE, Roanoke, VA 24022
Money Market Savings
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
5005 Melrose Ave NW, Roanoke, VA 24017 2339
Money Market IRA Accounts
0.50%
$5
View
▼
Rate0.50%
Min Deposit$5
Min Balance—
UpdatedMay 6, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
5005 Melrose Ave NW, Roanoke, VA 24017 2339
Money Market Accounts
0.50%
$5
View
▼
Rate0.50%
Min Deposit$5
Min Balance—
UpdatedMay 6, 2026
Details

$75,000.00 and greater

National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
3533 Franklin Road SW, Roanoke, VA 24014
Business Money Market Deposit Account
0.42%
$0
View
▼
Rate0.42%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.18%
1445 Mexico Way NE, Roanoke, VA 24012
Business Money Market
0.40%
$100
View
▼
Rate0.39%
Min Deposit$100
Min Balance—
UpdatedMay 6, 2026
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
3533 Franklin Road SW, Roanoke, VA 24014
Business Money Market Deposit Account
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
3533 Franklin Road SW, Roanoke, VA 24014
Money Market Deposit Account
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
3533 Franklin Road SW, Roanoke, VA 24014
Business Money Market Deposit Account
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bank of Botetourt
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
3801 Challenger Ave, Roanoke, VA 24012
Business Money Market
0.35%
$2,500
View
▼
Rate0.35%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
7635 Plantation Rd, Roanoke, VA 24019
Money Market Account
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Bank of Botetourt
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
3801 Challenger Ave, Roanoke, VA 24012
Business Money Market
0.30%
$2,500
View
▼
Rate0.30%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
3533 Franklin Road SW, Roanoke, VA 24014
Money Market Deposit Account
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bank of Botetourt
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
3801 Challenger Ave, Roanoke, VA 24012
Money Market
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
5005 Melrose Ave NW, Roanoke, VA 24017 2339
Money Market IRA Accounts
0.30%
$5
View
▼
Rate0.30%
Min Deposit$5
Min Balance—
UpdatedMay 6, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
5005 Melrose Ave NW, Roanoke, VA 24017 2339
Money Market Accounts
0.30%
$5
View
▼
Rate0.30%
Min Deposit$5
Min Balance—
UpdatedMay 6, 2026
Details

$25,000.00 to $74,999.99

Bank of Botetourt
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
3801 Challenger Ave, Roanoke, VA 24012
Money Market
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Bank of Botetourt
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
3801 Challenger Ave, Roanoke, VA 24012
Business Money Market
0.25%
$2,500
View
▼
Rate0.25%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
5005 Melrose Ave NW, Roanoke, VA 24017 2339
Money Market IRA Accounts
0.20%
$5
View
▼
Rate0.20%
Min Deposit$5
Min Balance—
UpdatedMay 6, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
5005 Melrose Ave NW, Roanoke, VA 24017 2339
Money Market Accounts
0.20%
$5
View
▼
Rate0.20%
Min Deposit$5
Min Balance—
UpdatedMay 6, 2026
Details

$10,000.00 to $24,999.99

National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
3533 Franklin Road SW, Roanoke, VA 24014
Business Money Market Deposit Account
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
3534 Electric Rd Unit 6, Roanoke, VA 24018
Horizon Money Market
0.18%
$100
View
▼
Rate0.65%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
5005 Melrose Ave NW, Roanoke, VA 24017 2339
Money Market IRA Accounts
0.15%
$5
View
▼
Rate0.15%
Min Deposit$5
Min Balance—
UpdatedMay 6, 2026
Details

Qualifying balance up to $9,999.99

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
5005 Melrose Ave NW, Roanoke, VA 24017 2339
Money Market Accounts
0.15%
$5
View
▼
Rate0.15%
Min Deposit$5
Min Balance—
UpdatedMay 6, 2026
Details

Up to $9,999.99

Bank of Botetourt
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
3801 Challenger Ave, Roanoke, VA 24012
Money Market
0.15%
$2,500
View
▼
Rate0.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
3533 Franklin Road SW, Roanoke, VA 24014
Money Market Deposit Account
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bank of Botetourt
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
3801 Challenger Ave, Roanoke, VA 24012
Business Money Market
0.15%
$2,500
View
▼
Rate0.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
3534 Electric Rd Unit 6, Roanoke, VA 24018
Horizon Money Market
0.11%
$100
View
▼
Rate0.25%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

ValleyStar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
3452 Buck Mountain Rd, Roanoke, VA 24018
Performance Money Market (Business)
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

ValleyStar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
3452 Buck Mountain Rd, Roanoke, VA 24018
Performance Money Market (Business)
0.07%
$0
View
▼
Rate0.07%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

ValleyStar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
3452 Buck Mountain Rd, Roanoke, VA 24018
Turbo High-Yield Savings Account (Consumer Money Market)
0.06%
$0
View
▼
Rate0.06%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.18%
1445 Mexico Way NE, Roanoke, VA 24012
Premium Money Market
0.05%
$10,000
View
▼
Rate0.05%
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.18%
1445 Mexico Way NE, Roanoke, VA 24012
Business Money Market
0.05%
$100
View
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMay 6, 2026
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.18%
1445 Mexico Way NE, Roanoke, VA 24012
Commercial Money Market
0.05%
$100
View
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMay 6, 2026
Details

Member One Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.18%
1445 Mexico Way NE, Roanoke, VA 24012
Premium Plus Money Market
0.05%
$25,000
View
▼
Rate0.05%
Min Deposit$25,000
Min Balance—
UpdatedMay 6, 2026
Details

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
3534 Electric Rd Unit 6, Roanoke, VA 24018
Horizon Money Market
0.05%
$100
View
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

ValleyStar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
3452 Buck Mountain Rd, Roanoke, VA 24018
Performance Money Market (Business)
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
3534 Electric Rd Unit 6, Roanoke, VA 24018
Premier Money Market
0.05%
$100
View
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

LIMITED TIME OFFER; Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
3534 Electric Rd Unit 6, Roanoke, VA 24018
Business Money Market
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Minimum to Open: $1000

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Promotional Money Market Account
3.55%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 4, 2026
Details

minimum new money deposit of $10,000.

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Money Market New Money
3.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Presidential Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Money Market Advantage Checking
3.50%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

On Balances Between $25,000 and $250,000.

Freedom Bank of Virginia
Institution Rating:
A5.0 ★ Texas Ratio: 7.40%
Money Market Account
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Money Market Account
3.04%
$2,500
View
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

Chain Bridge Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market IRA
2.92%
$100
View
▼
Rate2.88%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Money Market Account
2.78%
$2,500
View
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Money Market Account to $199,999.99
2.78%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$125,000.00

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.66%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First National Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
Business Money Market
2.53%
$2,500
View
▼
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.46%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Eagle Money Market Account and up
2.33%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$500,000.00

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.28%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Eagle Money Market Account
2.13%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$250,000.00 - $499,999.99

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Eagle Money Market Account
2.03%
$0
View
▼
Rate2.01%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$0.00 - $249,999.99

First National Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
Business Money Market
2.02%
$2,500
View
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Roanoke, Virginia and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Roanoke, VA Money Market Rate Trends

Compare local Roanoke, VA money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Virginia MMA Trends →
High-Yield MMA — VA Avg
3.070%
▼ 0.279 vs 7 days ago

Virginia high-yield MMA rates fell 0.279 points over the past 7 days to 3.070% APY.

Standard MMA — VA Avg
0.712%
▼ 0.087 vs 7 days ago

Virginia standard MMA rates fell 0.087 points over the past 7 days to 0.712% APY.

As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Roanoke, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Roanoke, Virginia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in VA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Roanoke, Virginia

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Virginia.

Are Money Market accounts in Roanoke, Virginia safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Virginia up to $250,000 per depositor, per institution.

How often do MMA rates change in Roanoke, Virginia?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Virginia rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Roanoke, Virginia?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Roanoke, Virginia require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Roanoke, Virginia

Here are some of the highest money market account APYs currently available in Roanoke, Virginia and the surrounding area:
  • Beacon Credit Union Incorporated
    Business Money Market — 4.00% APY
  • Truist
    Small Business Money Market Account — 3.40% APY
  • ValleyStar Credit Union
    Performance Money Market (Business) — 2.79% APY
  • Member One Federal Credit Union
    Premium Plus Money Market — 2.60% APY
  • National Bank of Blacksburg
    Business Money Market Deposit Account — 1.81% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Roanoke, Virginia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

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