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Best Money Market Rates in Federal Way, Washington (WA) - May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 12, 2026

Current Federal Way, Washington and the surrounding area money market deposit account rates include Qualstar Credit UnionQualstar Credit Union1825 S 316th St, Federal Way, WA 98003A+5.0 ★Texas Ratio: 5.04% Premier Money Market at 3.51% APY, Red Canoe Credit UnionRed Canoe Credit Union33616 Pacific Hwy S, Federal Way, WA 98003 6810A+5.0 ★Texas Ratio: 3.75% Business Money Market at 3.00% APY, Harborstone Credit UnionHarborstone Credit Union32210 Pacific Hwy S, Federal Way, WA 98003 6000A5.0 ★Texas Ratio: 7.16% Money Market at 2.01% APY, Sound Credit UnionSound Credit Union2020 S 320th St Ste H, Federal Way, WA 98003A5.0 ★Texas Ratio: 10.49% Business High-Yield Money Market at 2.00% APY, and Credit Human Federal Credit UnionCredit Human Federal Credit Union33820 Weyerhaeuser Way S Ste 110, Federal Way, WA 98001 8617A-5.0 ★Texas Ratio: 14.04% Money Market Savings at 1.80% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Federal Way has 8 local institutions in our database, with money market rates as high as 3.51% APY from Qualstar Credit Union at 1825 S 316th St, Federal Way, WA 98003. Use the table below to compare all available offers, including options from institutions serving the broader Washington area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Federal Way, Washington and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Federal Way, Washington & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Qualstar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.04%
1825 S 316th St, Federal Way, WA 98003
Premier Money Market
3.51%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
33616 Pacific Hwy S, Federal Way, WA 98003 6810
Business Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
33616 Pacific Hwy S, Federal Way, WA 98003 6810
Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Harborstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
32210 Pacific Hwy S, Federal Way, WA 98003 6000
Money Market
2.01%
$25
View
▼
Rate2.00%
Min Deposit$25
Min Balance—
UpdatedMay 10, 2026
Details

however balances below $1,000 will result in a fee*

Sound Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
2020 S 320th St Ste H, Federal Way, WA 98003
Business High-Yield Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.04%
33820 Weyerhaeuser Way S Ste 110, Federal Way, WA 98001 8617
Money Market Savings
1.80%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details

Get a 1.80% APY on balances of $10,000; Up to six free withdrawals per statement cycle

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001 9801
Business Money Market
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001 9801
Money Market
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001 9801
Traditional/Roth IRA Money Market
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001 9801
Traditional/Roth IRA Money Market
1.70%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001 9801
Business Money Market
1.70%
$0
View
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001 9801
Money Market
1.70%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001 9801
Business Money Market
1.65%
$0
View
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001 9801
Money Market
1.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001 9801
Traditional/Roth IRA Money Market
1.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001 9801
Business Money Market
1.60%
$0
View
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001 9801
Money Market
1.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001 9801
Traditional/Roth IRA Money Market
1.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
33616 Pacific Hwy S, Federal Way, WA 98003 6810
Business Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Washington State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
34024 Hoyt Rd SW Ste H, Federal Way, WA 98023
Money Market
1.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
33616 Pacific Hwy S, Federal Way, WA 98003 6810
Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Washington State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
34024 Hoyt Rd SW Ste H, Federal Way, WA 98023
Money Market Accounts
1.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
33616 Pacific Hwy S, Federal Way, WA 98003 6810
Business Money Market
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
33616 Pacific Hwy S, Federal Way, WA 98003 6810
Money Market
1.05%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
33616 Pacific Hwy S, Federal Way, WA 98003 6810
Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
33616 Pacific Hwy S, Federal Way, WA 98003 6810
Money Market
0.95%
$0
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Washington State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
34024 Hoyt Rd SW Ste H, Federal Way, WA 98023
Money Market
0.94%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Washington State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
34024 Hoyt Rd SW Ste H, Federal Way, WA 98023
Money Market Accounts
0.94%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
33616 Pacific Hwy S, Federal Way, WA 98003 6810
Business Money Market
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Washington State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
34024 Hoyt Rd SW Ste H, Federal Way, WA 98023
Money Market Accounts
0.89%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Washington State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
34024 Hoyt Rd SW Ste H, Federal Way, WA 98023
Money Market
0.89%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Washington State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
34024 Hoyt Rd SW Ste H, Federal Way, WA 98023
Money Market
0.79%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Washington State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
34024 Hoyt Rd SW Ste H, Federal Way, WA 98023
Money Market Accounts
0.79%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
33616 Pacific Hwy S, Federal Way, WA 98003 6810
Business Money Market
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Washington State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
34024 Hoyt Rd SW Ste H, Federal Way, WA 98023
Money Market Accounts
0.74%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Washington State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
34024 Hoyt Rd SW Ste H, Federal Way, WA 98023
Money Market
0.74%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
33616 Pacific Hwy S, Federal Way, WA 98003 6810
Business Money Market
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001 9801
Traditional/Roth IRA Money Market
0.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

UniBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.78%
31433 Pacific Hwy S, Federal Way, WA 98003
Money Market Account Tier 4
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Washington State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
34024 Hoyt Rd SW Ste H, Federal Way, WA 98023
Money Market Accounts
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Washington State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
34024 Hoyt Rd SW Ste H, Federal Way, WA 98023
Money Market
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

UniBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.78%
31433 Pacific Hwy S, Federal Way, WA 98003
Money Market Account Tier 3
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

UniBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.78%
31433 Pacific Hwy S, Federal Way, WA 98003
Money Market Account Tier 2
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001 9801
Money Market
0.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001 9801
Business Money Market
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

UniBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.78%
31433 Pacific Hwy S, Federal Way, WA 98003
Money Market Account Tier 1
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
12.00%
$0
View
▼
Rate11.39%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying balance up to $1,200.00

Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
Youth Money Market
5.12%
$1
View
▼
Rate5.00%
Min Deposit$1
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying balance up to $750.00

Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Money Market
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Minimum balance to earn interest $5,000.; Member is allowed 3 transactions per month to retain Money Market interest rate.

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Money Market Account (Personal)
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
Nonprofit Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
3.49%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying Bump Rate

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Thrive Money Market
3.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$24,999.01 & Above

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
3.39%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying Bump Rate

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
3.29%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying Bump Rate

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
1st Rate Money Market
3.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Momentum Money Market
3.15%
$0
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Business Premium Money Market Account Tier 7
3.09%
$50,000
View
▼
Rate3.00%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Thrive Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$24,999.00 & Below

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account1
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account Tier 8
2.83%
$50,000
View
▼
Rate2.75%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account1
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
2.60%
$0
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Momentum Money Market
2.55%
$0
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account1
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bank of the Pacific
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Business Money Market
2.38%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

As High As

Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account1
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account Tier 7
2.15%
$50,000
View
▼
Rate2.10%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Business Premium Money Market Account Tier 6
2.15%
$50,000
View
▼
Rate2.10%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details

SaviBank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Personal Money Market
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

SaviBank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Business Money Market
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First Sound Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Money Market
2.01%
$25
View
▼
Rate2.00%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details

however balances below $1,000 will result in a fee*

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Business Money Market
2.00%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

$1,000,000 and greater

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
High Yield Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.80%
$0
View
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.65%
$0
View
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Business Premium Money Market Account Tier 5
1.64%
$50,000
View
▼
Rate1.60%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Business Money Market
1.50%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

$250,000-$999,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
High Yield Money Market
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.45%
$0
View
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Momentum Money Market
1.41%
$0
View
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account Tier 6
1.38%
$50,000
View
▼
Rate1.35%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Federal Way, Washington and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Federal Way, WA Money Market Rate Trends

Compare local Federal Way, WA money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Washington MMA Trends →
High-Yield MMA — WA Avg
2.880%
Unchanged vs 7 days ago

Washington high-yield MMA rates currently average 2.880% APY.

Standard MMA — WA Avg
0.702%
Unchanged vs 7 days ago

Washington standard MMA rates currently average 0.702% APY.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Federal Way, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Federal Way, Washington. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Federal Way, Washington

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Washington.

Are Money Market accounts in Federal Way, Washington safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Washington up to $250,000 per depositor, per institution.

How often do MMA rates change in Federal Way, Washington?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Washington rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Federal Way, Washington?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Federal Way, Washington require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Federal Way, Washington

Here are some of the highest money market account APYs currently available in Federal Way, Washington and the surrounding area:
  • Qualstar Credit Union
    Premier Money Market — 3.51% APY
  • Red Canoe Credit Union
    Business Money Market — 3.00% APY
  • Harborstone Credit Union
    Money Market — 2.01% APY
  • Sound Credit Union
    Business High-Yield Money Market — 2.00% APY
  • Credit Human Federal Credit Union
    Money Market Savings — 1.80% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Federal Way, Washington. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

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