Best Money Market Rates in Poulsbo, Washington (WA) - April 2026
Content reviewed by
Brian McKay
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Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Poulsbo, Washington and the surrounding area money market rates include Nuvision Federal Credit UnionNuvision Federal Credit UnionA+5.0 ★Texas Ratio: 3.70% Advantage Choice Money Market at 4.00% APY, Safeway Federal Credit UnionSafeway Federal Credit UnionA+5.0 ★Texas Ratio: 3.68% Money Market at 4.00% APY, Qualstar Credit UnionQualstar Credit UnionA+5.0 ★Texas Ratio: 5.04% Premier Money Market at 3.51% APY, OnPoint Community Credit UnionOnPoint Community Credit UnionA+5.0 ★Texas Ratio: 3.91% Nonprofit Money Market at 3.50% APY, and Unitus Community Credit UnionUnitus Community Credit UnionA+5.0 ★Texas Ratio: 4.22% Money Market Account (Personal) at 3.50% APY. Money market rates as of April 22, 2026 according to verified data from MonitorBankRates.
Poulsbo has 5 local institutions in our database, with money market rates as high as 3.25% APY from Kitsap Credit Union at 19045 State Highway 305 NE Ste 200, Poulsbo, WA 98370 8781. Use the table below to compare all available offers, including options from institutions serving the broader Washington area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Poulsbo, Washington and surrounding area. Last Updated and Verified: April 22, 2026
Compare the Best Money Market Rates Today in Poulsbo, Washington & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
19045 State Highway 305 NE Ste 200, Poulsbo, WA 98370 8781
Premium Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
$2,500 minimum opening deposit.
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
1st Rate Money Market
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
19045 State Highway 305 NE Ste 200, Poulsbo, WA 98370 8781
Premium Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
$2,500 minimum opening deposit.
Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
19045 State Highway 305 NE Ste 200, Poulsbo, WA 98370 8781
Premium Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
$2,500 minimum opening deposit.
Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
19045 State Highway 305 NE Ste 200, Poulsbo, WA 98370 8781
Premium Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
$2,500 minimum opening deposit.
Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
19045 State Highway 305 NE Ste 200, Poulsbo, WA 98370 8781
Money Market
2.25%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
$1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
High Yield Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
19045 State Highway 305 NE Ste 200, Poulsbo, WA 98370 8781
Money Market
2.00%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
$1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
Business Money Market
2.00%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedApr 17, 2026
Details
$1,000,000 and greater
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
High Yield Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
Business Money Market
1.50%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedApr 17, 2026
Details
$250,000-$999,999.99
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
Business Money Market
1.25%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedApr 17, 2026
Details
$100,000-$249,999.99
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
Tiered Rate Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
High Yield Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
Business Money Market
0.85%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedApr 17, 2026
Details
$25,000-$99,999.99
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
Tiered Rate Money Market
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
High Yield Money Market
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Kitsap Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
19725 7th Ave Ne, Poulsbo, WA 98370
Money Market Plus
0.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
Business Money Market
0.65%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedApr 17, 2026
Details
$10,000-$24,999.99
Kitsap Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
19725 7th Ave Ne, Poulsbo, WA 98370
Money Market Plus
0.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
Tiered Rate Money Market
0.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
High Yield Money Market
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Qualifying balance up to $4,999.99
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
Business Money Market
0.46%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedApr 17, 2026
Details
up to $9,999.99
Kitsap Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
19725 7th Ave Ne, Poulsbo, WA 98370
Money Market Plus
0.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Kitsap Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
19725 7th Ave Ne, Poulsbo, WA 98370
Money Market Plus
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
Tiered Rate Money Market
0.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Qualifying balance up to $4,999.99
Kitsap Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
19725 7th Ave Ne, Poulsbo, WA 98370
Money Market Plus
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
20150 7th Ave Ne, Poulsbo, WA 98370
Premium Personal Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
20150 7th Ave Ne, Poulsbo, WA 98370
Personal Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
$400,000 and up
Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
20150 7th Ave Ne, Poulsbo, WA 98370
Business Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
$1,000,000 and up
Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
20150 7th Ave Ne, Poulsbo, WA 98370
Premium Business Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
20150 7th Ave Ne, Poulsbo, WA 98370
Premium Personal Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
20150 7th Ave Ne, Poulsbo, WA 98370
Premium Business Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
20150 7th Ave Ne, Poulsbo, WA 98370
Personal Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
$10,000 - $24,999
Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
20150 7th Ave Ne, Poulsbo, WA 98370
Business Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
$10,000 - $24,999
Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
20150 7th Ave Ne, Poulsbo, WA 98370
Personal Money Market
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Up to $9,999
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Minimum balance to earn interest $5,000.; Member is allowed 3 transactions per month to retain Money Market interest rate.
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Advantage Choice Money Market
4.00%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Qualstar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.04%
Premier Money Market
3.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
Nonprofit Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Money Market Account (Personal)
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
3.49%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Qualifying Bump Rate
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Qualifying balance $24,999.01 & Above
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
3.39%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Qualifying Bump Rate
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
3.29%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Qualifying Bump Rate
HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Momentum Money Market
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Gain momentum on your savings with Momentum Money Market. Rates for this account are locked until June 1, 2026!
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Business Premium Money Market Account Tier 7
3.09%
$50,000
▼
Rate3.00%
Min Deposit$50,000
Min Balance—
UpdatedApr 17, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Qualifying balance $24,999.00 & Below
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
Business Money Market Plus
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Business Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account1
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Money Market Account (Personal)
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Premium Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Premier Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account Tier 8
2.83%
$50,000
▼
Rate2.75%
Min Deposit$50,000
Min Balance—
UpdatedApr 17, 2026
Details
Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Member Preferred Money Market
2.79%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Spokane City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Money Market / Preferred Share Investment (PSI)
2.79%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account1
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
2.58%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Qualifying Bump Rate
Bank of the Pacific
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Business Money Market
2.53%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
as high as
Spokane City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Money Market / Preferred Share Investment (PSI)
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account1
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
Money Market Max
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
as high as
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Money Market Account (Personal)
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Elite Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Minimum balance to earn interest $5,000.; Member is allowed 3 transactions per month to retain Money Market interest rate.
Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
Community-Impact Money Market for Nonprofit Organizations
2.50%
$1,000
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
2.47%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Qualifying Bump Rate
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Elite Money Market
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
Community-Impact Money Market for Nonprofit Organizations
2.35%
$1,000
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
Community-Impact Money Market for Nonprofit Organizations
2.30%
$1,000
▼
Rate2.28%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account1
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Elite Money Market
2.20%
$0
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account Tier 7
2.15%
$50,000
▼
Rate2.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 17, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Business Premium Money Market Account Tier 6
2.15%
$50,000
▼
Rate2.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 17, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
Community-Impact Money Market for Nonprofit Organizations
2.15%
$1,000
▼
Rate2.13%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Elite Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate2.00%
Min Deposit$100
Min Balance—
UpdatedApr 16, 2026
Details
$250,000-$999,999, required to earn APY
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Spokane City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Money Market / Preferred Share Investment (PSI)
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
TAPCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
Business Money Market
2.02%
$1,000
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
Rate2.00%
Min Deposit$25
Min Balance—
UpdatedApr 16, 2026
Details
$0-$9,999, however balances below $1,000 will result in a fee*
Rate1.98%
Min Deposit$5
Min Balance—
UpdatedApr 19, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Money Market Account (Personal)
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Elite Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Advantage Choice Money Market
2.00%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 22, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
Community-Impact Money Market for Nonprofit Organizations
2.00%
$1,000
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.04%
Money Market Savings
1.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Premium Money Market
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Guaranteed Money Market
1.76%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Business Premium Money Market Account Tier 5
1.64%
$50,000
▼
Rate1.60%
Min Deposit$50,000
Min Balance—
UpdatedApr 17, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account Tier 6
1.38%
$50,000
▼
Rate1.35%
Min Deposit$50,000
Min Balance—
UpdatedApr 17, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account Tier 5
1.12%
$50,000
▼
Rate1.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 17, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Poulsbo, Washington and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Poulsbo, WA Money Market Rate Trends
Compare local Poulsbo, WA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — WA Avg
2.912%
▲ 0.002 vs 7 days ago
Washington high-yield MMA rates rose 0.002 points over the past 7 days to 2.912% APY.
Standard MMA — WA Avg
0.721%
▼ 0.001 vs 7 days ago
Washington standard MMA rates fell 0.001 points over the past 7 days to 0.721% APY.
As of Apr 22, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Poulsbo, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Poulsbo, Washington. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Poulsbo, Washington
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Washington.
Are Money Market accounts in Poulsbo, Washington safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Washington up to $250,000 per depositor, per institution.
How often do MMA rates change in Poulsbo, Washington?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Washington rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Poulsbo, Washington
Here are some of the highest money market account APYs currently available in Poulsbo, Washington and the surrounding area:
- Nuvision Federal Credit Union
Advantage Choice Money Market — 4.00% APY - Safeway Federal Credit Union
Money Market — 4.00% APY - Qualstar Credit Union
Premier Money Market — 3.51% APY - OnPoint Community Credit Union
Nonprofit Money Market — 3.50% APY - Unitus Community Credit Union
Money Market Account (Personal) — 3.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Poulsbo, Washington. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 22, 2026
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