Best Money Market Rates in Poulsbo, Washington - July 2026
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Brian McKay
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Current Poulsbo, Washington and the surrounding area money market deposit account rates include 1st Security Bank of Washington1st Security Bank of Washington21650 Market Pl Nw, Poulsbo, WA 98370A+5.0 ★Texas Ratio: 2.12% 1st Rate Money Market at 3.15% APY, Kitsap Credit UnionKitsap Credit Union19045 State Highway 305 NE Ste 200, Poulsbo, WA 98370 8781A5.0 ★Texas Ratio: 6.15% Premium Money Market at 3.00% APY, Peninsula Community Federal Credit UnionPeninsula Community Federal Credit Union21505 Market Pl NW Ste 109, Poulsbo, WA 98370 6635A+5.0 ★Texas Ratio: 4.36% Shares Plus - Money Market Account at 0.75% APY, Kitsap BankKitsap Bank19725 7th Ave Ne, Poulsbo, WA 98370A+5.0 ★Texas Ratio: 0.52% Money Market Plus at 0.65% APY, and Liberty Bank Poulsbo, WALiberty Bank Poulsbo, WA20150 7th Ave Ne, Poulsbo, WA 98370A+5.0 ★Texas Ratio: 0.00% Business Money Market at 0.15% APY. Money market rates as of July 13, 2026 according to verified data from MonitorBankRates.
Poulsbo has 5 local institutions in our database, with money market rates as high as 3.15% APY from 1st Security Bank of Washington at 21650 Market Pl Nw, Poulsbo, WA 98370. Use the table below to compare all available offers, including options from institutions serving the broader Washington area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Poulsbo, Washington and surrounding area. Last Updated and Verified: July 13, 2026
Compare the Best Money Market Rates Today in Poulsbo, Washington & the Surrounding Area
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
$1,000,000 and greater
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
$250,000-$999,999.99
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
$1; $1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES
$500; $1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES
$100,000-$249,999.99
$250; $1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES
$100; $1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
$25,000-$99,999.99
Rates effective as of Nov 1, 2024. Dividends are declared and paid monthly and calculated on the average daily balance. To earn a dividend, your average daily balance must be $2,500 or higher. If your average daily balance is below $2,500 no dividends are earned. Deposits and "in person" withdrawals are unlimited. Shares Plus checks are limited to six clearing your account per month, with a minimum of $500 per check.
$50; $1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
$10,000-$24,999.99
Rates effective as of Nov 1, 2024. Dividends are declared and paid monthly and calculated on the average daily balance. To earn a dividend, your average daily balance must be $2,500 or higher. If your average daily balance is below $2,500 no dividends are earned. Deposits and "in person" withdrawals are unlimited. Shares Plus checks are limited to six clearing your account per month, with a minimum of $500 per check.
$100,000 & Over
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
$50,000-$99,999.99
$1; $1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES
$10; $1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
up to $9,999.99
Rates effective as of Nov 1, 2024. Dividends are declared and paid monthly and calculated on the average daily balance. To earn a dividend, your average daily balance must be $2,500 or higher. If your average daily balance is below $2,500 no dividends are earned. Deposits and "in person" withdrawals are unlimited. Shares Plus checks are limited to six clearing your account per month, with a minimum of $500 per check.
$25,000-$49,999.99
Rates effective as of Nov 1, 2024. Dividends are declared and paid monthly and calculated on the average daily balance. To earn a dividend, your average daily balance must be $2,500 or higher. If your average daily balance is below $2,500 no dividends are earned. Deposits and "in person" withdrawals are unlimited. Shares Plus checks are limited to six clearing your account per month, with a minimum of $500 per check.
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
$10,000-$24,999.99
Rates effective as of Nov 1, 2024. Dividends are declared and paid monthly and calculated on the average daily balance. To earn a dividend, your average daily balance must be $2,500 or higher. If your average daily balance is below $2,500 no dividends are earned. Deposits and "in person" withdrawals are unlimited. Shares Plus checks are limited to six clearing your account per month, with a minimum of $500 per check.
Below $10,000
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
Member is allowed 3 transactions per month to retain Money Market interest rate.
Rates may change after the account is opened. The APY is accurate as of the date above and is subject to change. Fees may reduce earnings.
APY is accurate as of the last dividend declaration date. Rate is variable and balance tiers may change after account is opened. STCU membership is required to open account and fees may reduce earnings. STCU allows up to six (6) pre-authorized, automatic, or remote (such as online and mobile banking) transfers to another account, including other accounts you own, per calendar month. A $5 "excess item fee" may be charged for the first three items above that limit, and $15 for each additional item after that. See transaction limits. Federally insured up to NCUA limits.
Money Market as high as 2.50% APY*
Member is allowed 3 transactions per month to retain Money Market interest rate.
however balances below $1,000 will result in a fee*
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Poulsbo, WA Money Market Rate Trends
Compare local Poulsbo, WA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Washington high-yield MMA rates rose 0.003 points over the past 7 days to 2.916% APY.
Washington standard MMA rates fell 0.036 points over the past 7 days to 0.664% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Poulsbo, Washington money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Poulsbo, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Poulsbo, Washington. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Poulsbo, Washington
What is a Money Market Account (MMA)?
Are Money Market accounts in Poulsbo, Washington safe?
How often do MMA rates change in Poulsbo, Washington?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Poulsbo, Washington?
Best Money Market Rates in Poulsbo, Washington
- 1st Security Bank of Washington
1st Rate Money Market — 3.15% APY - Kitsap Credit Union
Premium Money Market — 3.00% APY - Peninsula Community Federal Credit Union
Shares Plus - Money Market Account — 0.75% APY - Kitsap Bank
Money Market Plus — 0.65% APY - Liberty Bank Poulsbo, WA
Business Money Market — 0.15% APY
