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Best Money Market Rates in Poulsbo, Washington (WA) - May 2026

Content reviewed by
Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 12, 2026

Current Poulsbo, Washington and the surrounding area money market deposit account rates include Kitsap Credit UnionKitsap Credit Union19045 State Highway 305 NE Ste 200, Poulsbo, WA 98370 8781A5.0 ★Texas Ratio: 7.30% Premium Money Market at 3.25% APY, 1st Security Bank of Washington1st Security Bank of Washington21650 Market Pl Nw, Poulsbo, WA 98370A+5.0 ★Texas Ratio: 2.12% 1st Rate Money Market at 3.15% APY, Peninsula Community Federal Credit UnionPeninsula Community Federal Credit Union21505 Market Pl NW Ste 109, Poulsbo, WA 98370 6635A+5.0 ★Texas Ratio: 4.70% Shares Plus - Money Market Account at 0.75% APY, Kitsap BankKitsap Bank19725 7th Ave Ne, Poulsbo, WA 98370A+5.0 ★Texas Ratio: 0.52% Money Market Plus at 0.65% APY, and Liberty Bank Poulsbo, WALiberty Bank Poulsbo, WA20150 7th Ave Ne, Poulsbo, WA 98370A+5.0 ★Texas Ratio: 0.00% Personal Money Market at 0.15% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Poulsbo has 5 local institutions in our database, with money market rates as high as 3.25% APY from Kitsap Credit Union at 19045 State Highway 305 NE Ste 200, Poulsbo, WA 98370 8781. Use the table below to compare all available offers, including options from institutions serving the broader Washington area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Poulsbo, Washington and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Poulsbo, Washington & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
19045 State Highway 305 NE Ste 200, Poulsbo, WA 98370 8781
Premium Money Market
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
1st Rate Money Market
3.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
19045 State Highway 305 NE Ste 200, Poulsbo, WA 98370 8781
Premium Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
19045 State Highway 305 NE Ste 200, Poulsbo, WA 98370 8781
Premium Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
19045 State Highway 305 NE Ste 200, Poulsbo, WA 98370 8781
Premium Money Market
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
19045 State Highway 305 NE Ste 200, Poulsbo, WA 98370 8781
Money Market
2.25%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

$1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
High Yield Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
19045 State Highway 305 NE Ste 200, Poulsbo, WA 98370 8781
Money Market
2.00%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

$1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
Business Money Market
2.00%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

$1,000,000 and greater

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
19045 State Highway 305 NE Ste 200, Poulsbo, WA 98370 8781
Money Market
1.75%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

$1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
High Yield Money Market
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
Business Money Market
1.50%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

$250,000-$999,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
Business Money Market
1.25%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

$100,000-$249,999.99

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
19045 State Highway 305 NE Ste 200, Poulsbo, WA 98370 8781
Money Market
1.25%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

$1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
19045 State Highway 305 NE Ste 200, Poulsbo, WA 98370 8781
Premium Money Market
1.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
High Yield Money Market
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
Tiered Rate Money Market
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
Business Money Market
0.85%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

$25,000-$99,999.99

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
19045 State Highway 305 NE Ste 200, Poulsbo, WA 98370 8781
Money Market
0.80%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

$1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES

Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.70%
21505 Market Pl NW Ste 109, Poulsbo, WA 98370 6635
Shares Plus - Money Market Account
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
Tiered Rate Money Market
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
High Yield Money Market
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.70%
21505 Market Pl NW Ste 109, Poulsbo, WA 98370 6635
Shares Plus - Money Market Account
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Kitsap Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
19725 7th Ave Ne, Poulsbo, WA 98370
Money Market Plus
0.65%
$5,000
View
▼
Rate0.65%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
Business Money Market
0.65%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

$10,000-$24,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
Tiered Rate Money Market
0.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Kitsap Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
19725 7th Ave Ne, Poulsbo, WA 98370
Money Market Plus
0.55%
$5,000
View
▼
Rate0.55%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
19045 State Highway 305 NE Ste 200, Poulsbo, WA 98370 8781
Money Market
0.50%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

$1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
High Yield Money Market
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $4,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
Business Money Market
0.46%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

up to $9,999.99

Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.70%
21505 Market Pl NW Ste 109, Poulsbo, WA 98370 6635
Shares Plus - Money Market Account
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Kitsap Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
19725 7th Ave Ne, Poulsbo, WA 98370
Money Market Plus
0.45%
$5,000
View
▼
Rate0.45%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details

Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.70%
21505 Market Pl NW Ste 109, Poulsbo, WA 98370 6635
Shares Plus - Money Market Account
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Kitsap Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
19725 7th Ave Ne, Poulsbo, WA 98370
Money Market Plus
0.35%
$5,000
View
▼
Rate0.35%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
Tiered Rate Money Market
0.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $4,999.99

Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.70%
21505 Market Pl NW Ste 109, Poulsbo, WA 98370 6635
Shares Plus - Money Market Account
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Kitsap Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
19725 7th Ave Ne, Poulsbo, WA 98370
Money Market Plus
0.25%
$5,000
View
▼
Rate0.25%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details

Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
20150 7th Ave Ne, Poulsbo, WA 98370
Premium Personal Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
20150 7th Ave Ne, Poulsbo, WA 98370
Personal Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$400,000 and up

Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
20150 7th Ave Ne, Poulsbo, WA 98370
Premium Business Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
20150 7th Ave Ne, Poulsbo, WA 98370
Business Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$1,000,000 and up

Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
20150 7th Ave Ne, Poulsbo, WA 98370
Premium Business Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
20150 7th Ave Ne, Poulsbo, WA 98370
Premium Personal Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
20150 7th Ave Ne, Poulsbo, WA 98370
Personal Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$10,000 - $24,999

Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
20150 7th Ave Ne, Poulsbo, WA 98370
Business Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$10,000 - $24,999

Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
20150 7th Ave Ne, Poulsbo, WA 98370
Business Money Market
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Up to $9,999

Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
20150 7th Ave Ne, Poulsbo, WA 98370
Personal Money Market
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Up to $9,999

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
21650 Market Pl Nw, Poulsbo, WA 98370
1st Rate Money Market
0.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $99,999.99

Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
20150 7th Ave Ne, Poulsbo, WA 98370
Premium Personal Money Market
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
20150 7th Ave Ne, Poulsbo, WA 98370
Premium Business Money Market
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
12.00%
$0
View
▼
Rate11.39%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying balance up to $1,200.00

Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
Youth Money Market
5.12%
$1
View
▼
Rate5.00%
Min Deposit$1
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying balance up to $750.00

Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Money Market
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Minimum balance to earn interest $5,000.; Member is allowed 3 transactions per month to retain Money Market interest rate.

Qualstar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.04%
Premier Money Market
3.51%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
Nonprofit Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Money Market Account (Personal)
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
3.49%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying Bump Rate

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Thrive Money Market
3.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$24,999.01 & Above

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
3.39%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying Bump Rate

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
3.29%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying Bump Rate

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Momentum Money Market
3.15%
$0
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Business Premium Money Market Account Tier 7
3.09%
$50,000
View
▼
Rate3.00%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Thrive Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$24,999.00 & Below

Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
Jumbo Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Money Market Account (Personal)
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account1
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Premium Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
Business Money Market Plus
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Business Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Premier Money Market
3.00%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 12, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account Tier 8
2.83%
$50,000
View
▼
Rate2.75%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details

Spokane City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Money Market / Preferred Share Investment (PSI)
2.79%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Member Preferred Money Market
2.79%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Minimum $500,000. APY effective 12/2/25

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account1
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
2.60%
$0
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
2.58%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying Bump Rate

Spokane City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Money Market / Preferred Share Investment (PSI)
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Money Market Account (Personal)
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Elite Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Minimum balance to earn interest $5,000.; Member is allowed 3 transactions per month to retain Money Market interest rate.

Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

as high as

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
Money Market Max
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
Community-Impact Money Market for Nonprofit Organizations
2.50%
$1,000
View
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
2.47%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying Bump Rate

Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Elite Money Market
2.40%
$0
View
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
Community-Impact Money Market for Nonprofit Organizations
2.35%
$1,000
View
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
Community-Impact Money Market for Nonprofit Organizations
2.30%
$1,000
View
▼
Rate2.28%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Poulsbo, Washington and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Poulsbo, WA Money Market Rate Trends

Compare local Poulsbo, WA money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Washington MMA Trends →
High-Yield MMA — WA Avg
2.880%
Unchanged vs 7 days ago

Washington high-yield MMA rates currently average 2.880% APY.

Standard MMA — WA Avg
0.702%
Unchanged vs 7 days ago

Washington standard MMA rates currently average 0.702% APY.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Poulsbo, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Poulsbo, Washington. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Poulsbo, Washington

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Washington.

Are Money Market accounts in Poulsbo, Washington safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Washington up to $250,000 per depositor, per institution.

How often do MMA rates change in Poulsbo, Washington?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Washington rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Poulsbo, Washington?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Poulsbo, Washington require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Poulsbo, Washington

Here are some of the highest money market account APYs currently available in Poulsbo, Washington and the surrounding area:
  • Kitsap Credit Union
    Premium Money Market — 3.25% APY
  • 1st Security Bank of Washington
    1st Rate Money Market — 3.15% APY
  • Peninsula Community Federal Credit Union
    Shares Plus - Money Market Account — 0.75% APY
  • Kitsap Bank
    Money Market Plus — 0.65% APY
  • Liberty Bank Poulsbo, WA
    Personal Money Market — 0.15% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Poulsbo, Washington. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

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