MonitorBankRates
☰
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Best Money Market Rates in Seattle, Washington (WA) - May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 12, 2026

Current Seattle, Washington and the surrounding area money market deposit account rates include Sound Community BankSound Community Bank2400 3rd Ave, Seattle, WA 98121A+5.0 ★Texas Ratio: 2.09% Business Premier Money Market at 3.50% APY, Kitsap Credit UnionKitsap Credit Union701 5th Ave, Seattle, WA 98104A5.0 ★Texas Ratio: 7.30% Premium Money Market at 3.25% APY, 1st Security Bank of Washington1st Security Bank of Washington614 Broadway E, Seattle, WA 98102A+5.0 ★Texas Ratio: 2.12% 1st Rate Money Market at 3.15% APY, Salal Credit UnionSalal Credit Union9706 4th Ave NE Ste 400, Seattle, WA 98115 2199A+5.0 ★Texas Ratio: 5.12% Jumbo Money Market at 3.00% APY, and Northwest BankNorthwest Bank1301 5th Ave, Seattle, WA 98101A+5.0 ★Texas Ratio: 2.09% Money Market Plus - Personal & Business at 2.50% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Seattle has 12 local institutions in our database, with money market rates as high as 3.50% APY from Sound Community Bank at 2400 3rd Ave, Seattle, WA 98121. Use the table below to compare all available offers, including options from institutions serving the broader Washington area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Seattle, Washington and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Seattle, Washington & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2400 3rd Ave, Seattle, WA 98121
Business Premier Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2400 3rd Ave, Seattle, WA 98121
Business Premier Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
701 5th Ave, Seattle, WA 98104
Premium Money Market
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
614 Broadway E, Seattle, WA 98102
1st Rate Money Market
3.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2400 3rd Ave, Seattle, WA 98121
Momentum Money Market
3.15%
$0
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
701 5th Ave, Seattle, WA 98104
Premium Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
9706 4th Ave NE Ste 400, Seattle, WA 98115 2199
Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2400 3rd Ave, Seattle, WA 98121
Business Premier Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
701 5th Ave, Seattle, WA 98104
Premium Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
9706 4th Ave NE Ste 400, Seattle, WA 98115 2199
Jumbo Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2400 3rd Ave, Seattle, WA 98121
Apex Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2400 3rd Ave, Seattle, WA 98121
Business Premier Money Market
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2400 3rd Ave, Seattle, WA 98121
Apex Money Market
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2400 3rd Ave, Seattle, WA 98121
Apex Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
701 5th Ave, Seattle, WA 98104
Premium Money Market
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2400 3rd Ave, Seattle, WA 98121
Apex Money Market
2.60%
$0
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2400 3rd Ave, Seattle, WA 98121
Momentum Money Market
2.55%
$0
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
1660 S Columbian Way Bldg 35, Seattle, WA 98108 1532
Community-Impact Money Market for Nonprofit Organizations
2.50%
$1,000
View
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1301 5th Ave, Seattle, WA 98101
Money Market Plus - Personal & Business
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
1660 S Columbian Way Bldg 35, Seattle, WA 98108 1532
Community-Impact Money Market for Nonprofit Organizations
2.35%
$1,000
View
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
1660 S Columbian Way Bldg 35, Seattle, WA 98108 1532
Community-Impact Money Market for Nonprofit Organizations
2.30%
$1,000
View
▼
Rate2.28%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
701 5th Ave, Seattle, WA 98104
Money Market
2.25%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

$1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES

Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
1660 S Columbian Way Bldg 35, Seattle, WA 98108 1532
Community-Impact Money Market for Nonprofit Organizations
2.15%
$1,000
View
▼
Rate2.13%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

First Sound Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
925 4th Ave Ste 2350, Seattle, WA 98104
Money Market
2.01%
$25
View
▼
Rate2.00%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details

however balances below $1,000 will result in a fee*

Harborstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
401 5th Ave Ste 100, Seattle, WA 98104
Money Market
2.01%
$25
View
▼
Rate2.00%
Min Deposit$25
Min Balance—
UpdatedMay 10, 2026
Details

however balances below $1,000 will result in a fee*

Sound Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
4730 California Ave SW Ste C, Seattle, WA 98116
Business High-Yield Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
701 5th Ave, Seattle, WA 98104
Money Market
2.00%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

$1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES

Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
1660 S Columbian Way Bldg 35, Seattle, WA 98108 1532
Community-Impact Money Market for Nonprofit Organizations
2.00%
$1,000
View
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
614 Broadway E, Seattle, WA 98102
Business Money Market
2.00%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

$1,000,000 and greater

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
614 Broadway E, Seattle, WA 98102
High Yield Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1301 5th Ave, Seattle, WA 98101
Money Market Plus - Personal & Business
1.80%
$0
View
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
701 5th Ave, Seattle, WA 98104
Money Market
1.75%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

$1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1301 5th Ave, Seattle, WA 98101
Money Market Plus - Personal & Business
1.65%
$0
View
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
614 Broadway E, Seattle, WA 98102
Business Money Market
1.50%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

$250,000-$999,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
614 Broadway E, Seattle, WA 98102
High Yield Money Market
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1301 5th Ave, Seattle, WA 98101
Money Market Plus - Personal & Business
1.45%
$0
View
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2400 3rd Ave, Seattle, WA 98121
Momentum Money Market
1.41%
$0
View
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
9706 4th Ave NE Ste 400, Seattle, WA 98115 2199
Premium Plus Money Market
1.40%
$0
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1301 5th Ave, Seattle, WA 98101
Money Market Plus - Personal & Business
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
9706 4th Ave NE Ste 400, Seattle, WA 98115 2199
Premium Plus Money Market
1.30%
$0
View
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
701 5th Ave, Seattle, WA 98104
Money Market
1.25%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

$1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
614 Broadway E, Seattle, WA 98102
Business Money Market
1.25%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

$100,000-$249,999.99

Washington State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
1121 NE 45th St, Seattle, WA 98105
Money Market Accounts
1.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Washington State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
1121 NE 45th St, Seattle, WA 98105
Money Market
1.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
9706 4th Ave NE Ste 400, Seattle, WA 98115 2199
Premium Plus Money Market
1.20%
$0
View
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA 98125
Business Money Market Savings Account
1.16%
$0
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2400 3rd Ave, Seattle, WA 98121
Momentum Money Market
1.16%
$0
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
701 5th Ave, Seattle, WA 98104
Premium Money Market
1.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2400 3rd Ave, Seattle, WA 98121
Apex Money Market
1.11%
$0
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2400 3rd Ave, Seattle, WA 98121
Business Premier Money Market
1.11%
$0
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
9706 4th Ave NE Ste 400, Seattle, WA 98115 2199
Premium Plus Money Market
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2400 3rd Ave, Seattle, WA 98121
Momentum Money Market
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA 98125
Business Money Market Savings Account
1.06%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
614 Broadway E, Seattle, WA 98102
High Yield Money Market
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
614 Broadway E, Seattle, WA 98102
Tiered Rate Money Market
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
1617 6th Ave Fl 5, Seattle, WA 98101
Money Market
1.00%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details

Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
9706 4th Ave NE Ste 400, Seattle, WA 98115 2199
Premium Plus Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Washington State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
1121 NE 45th St, Seattle, WA 98105
Money Market
0.94%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Washington State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
1121 NE 45th St, Seattle, WA 98105
Money Market Accounts
0.94%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Washington State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
1121 NE 45th St, Seattle, WA 98105
Money Market Accounts
0.89%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Washington State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
1121 NE 45th St, Seattle, WA 98105
Money Market
0.89%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA 98125
Business Money Market Savings Account
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
614 Broadway E, Seattle, WA 98102
Business Money Market
0.85%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

$25,000-$99,999.99

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2400 3rd Ave, Seattle, WA 98121
Business Premier Money Market
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
701 5th Ave, Seattle, WA 98104
Money Market
0.80%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

$1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES

Washington State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
1121 NE 45th St, Seattle, WA 98105
Money Market Accounts
0.79%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Washington State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
1121 NE 45th St, Seattle, WA 98105
Money Market
0.79%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2400 3rd Ave, Seattle, WA 98121
Momentum Money Market
0.76%
$0
View
▼
Rate0.76%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
614 Broadway E, Seattle, WA 98102
High Yield Money Market
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
1660 S Columbian Way Bldg 35, Seattle, WA 98108 1532
Money Market
0.75%
$1,000
View
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
1660 S Columbian Way Bldg 35, Seattle, WA 98108 1532
Business Money Market
0.75%
$1,000
View
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
1617 6th Ave Fl 5, Seattle, WA 98101
Money Market
0.75%
$50,000
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
614 Broadway E, Seattle, WA 98102
Tiered Rate Money Market
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Washington State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
1121 NE 45th St, Seattle, WA 98105
Money Market Accounts
0.74%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Washington State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
1121 NE 45th St, Seattle, WA 98105
Money Market
0.74%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
1617 6th Ave Fl 5, Seattle, WA 98101
Money Market
0.65%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
614 Broadway E, Seattle, WA 98102
Business Money Market
0.65%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

$10,000-$24,999.99

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2400 3rd Ave, Seattle, WA 98121
Apex Money Market
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA 98125
Business Money Market Savings Account
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
1660 S Columbian Way Bldg 35, Seattle, WA 98108 1532
Money Market
0.60%
$1,000
View
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2400 3rd Ave, Seattle, WA 98121
Momentum Money Market
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
1660 S Columbian Way Bldg 35, Seattle, WA 98108 1532
Business Money Market
0.60%
$1,000
View
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
614 Broadway E, Seattle, WA 98102
Tiered Rate Money Market
0.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
1660 S Columbian Way Bldg 35, Seattle, WA 98108 1532
Money Market
0.55%
$1,000
View
▼
Rate0.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
1660 S Columbian Way Bldg 35, Seattle, WA 98108 1532
Business Money Market
0.55%
$1,000
View
▼
Rate0.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
701 5th Ave, Seattle, WA 98104
Money Market
0.50%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details

$1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
614 Broadway E, Seattle, WA 98102
High Yield Money Market
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $4,999.99

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
1617 6th Ave Fl 5, Seattle, WA 98101
Money Market
0.50%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
614 Broadway E, Seattle, WA 98102
Business Money Market
0.46%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

up to $9,999.99

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA 98125
Business Money Market Savings Account
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
614 Broadway E, Seattle, WA 98102
Tiered Rate Money Market
0.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $4,999.99

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2400 3rd Ave, Seattle, WA 98121
Momentum Money Market
0.26%
$0
View
▼
Rate0.26%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2400 3rd Ave, Seattle, WA 98121
Momentum Money Market
0.21%
$0
View
▼
Rate0.21%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2400 3rd Ave, Seattle, WA 98121
Momentum Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2400 3rd Ave, Seattle, WA 98121
Business Premier Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2400 3rd Ave, Seattle, WA 98121
Momentum Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2400 3rd Ave, Seattle, WA 98121
Apex Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
614 Broadway E, Seattle, WA 98102
1st Rate Money Market
0.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $99,999.99

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2400 3rd Ave, Seattle, WA 98121
Momentum Money Market
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Thrive Money Market
3.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$24,999.01 & Above

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Seattle, Washington and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Seattle, WA Money Market Rate Trends

Compare local Seattle, WA money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Washington MMA Trends →
High-Yield MMA — WA Avg
2.880%
Unchanged vs 7 days ago

Washington high-yield MMA rates currently average 2.880% APY.

Standard MMA — WA Avg
0.702%
Unchanged vs 7 days ago

Washington standard MMA rates currently average 0.702% APY.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Seattle, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Seattle, Washington. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Seattle, Washington

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Washington.

Are Money Market accounts in Seattle, Washington safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Washington up to $250,000 per depositor, per institution.

How often do MMA rates change in Seattle, Washington?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Washington rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Seattle, Washington?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Seattle, Washington require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Seattle, Washington

Here are some of the highest money market account APYs currently available in Seattle, Washington and the surrounding area:
  • Sound Community Bank
    Business Premier Money Market — 3.50% APY
  • Kitsap Credit Union
    Premium Money Market — 3.25% APY
  • 1st Security Bank of Washington
    1st Rate Money Market — 3.15% APY
  • Salal Credit Union
    Jumbo Money Market — 3.00% APY
  • Northwest Bank
    Money Market Plus - Personal & Business — 2.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Seattle, Washington. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

Seattle, Washington Rates & Resources

$
Seattle, Washington CD Rates
$
Seattle, Washington Savings Rates
$
Seattle, Washington Checking Rates
$
Seattle, Washington Mortgage Rates
$
Seattle, Washington Auto Loan Rates
$
Seattle, Washington Personal Loan Rates