Best Money Market Rates in Spokane, Washington - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Spokane, Washington and the surrounding area money market deposit account rates include Safeway Federal Credit UnionSafeway Federal Credit Union529 E North Foothills Dr, Spokane, WA 99207A+5.0 ★Texas Ratio: 3.64% Money Market at 4.00% APY, Sunflower BankSunflower Bank244 W Main Ave, Spokane, WA 99201A+5.0 ★Texas Ratio: 5.67% Thrive Money Market at 3.45% APY, Spokane Teachers Credit UnionSpokane Teachers Credit Union106 W Nora Ave, Spokane, WA 99205A+5.0 ★Texas Ratio: 3.13% Member Preferred Money Market at 2.79% APY, Washington State Employees Credit UnionWashington State Employees Credit Union2523 W Northwest Blvd, Spokane, WA 99205A+5.0 ★Texas Ratio: 4.20% Money Market accounts at 1.25% APY, and Idaho Central Credit UnionIdaho Central Credit Union41 W Riverside Ave, Spokane, WA 99201A+5.0 ★Texas Ratio: 3.86% IRA Money Market Savings Account at 1.00% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Spokane has 5 local institutions in our database, with money market rates as high as 4.00% APY from Safeway Federal Credit Union at 529 E North Foothills Dr, Spokane, WA 99207. Use the table below to compare all available offers, including options from institutions serving the broader Washington area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Spokane, Washington and surrounding area. Last Updated and Verified: June 23, 2026
Compare the Best Money Market Rates Today in Spokane, Washington & the Surrounding Area
Minimum balance to earn interest $5,000. Member is allowed 3 transactions per month to retain Money Market interest rate.
Tiered balance; $24,999.01 & Above
Tiered balance; $24,999.00 & Below
APY effective 12/2/25. Rate is variable and balance tiers may change after account is opened.
Minimum balance to earn interest $5,000. Member is allowed 3 transactions per month to retain Money Market interest rate.
*APY = Annual Percentage Yield. The interest rate and annual percentage yield may change at any time. Federally insured by the NCUA.
Federally insured by the NCUA.
Federally insured by the NCUA.
*APY = Annual Percentage Yield. The interest rate and annual percentage yield may change at any time. Federally insured by the NCUA.
Federally insured by the NCUA.
*APY = Annual Percentage Yield. The interest rate and annual percentage yield may change at any time. Federally insured by the NCUA.
Federally insured by the NCUA.
*APY = Annual Percentage Yield. The interest rate and annual percentage yield may change at any time. Federally insured by the NCUA.
Federally insured by the NCUA.
*APY = Annual Percentage Yield. The interest rate and annual percentage yield may change at any time. Federally insured by the NCUA.
Rates & terms available by clicking link.
$1,000,000+
Balance tier: $100,000.00 and greater
APY for 6 months
$500,000-$999,999.99
Daily
Daily ledger balance of: $500,000 and above
as high as
$100,000-$499,999.99
APY means annual percentage yield.
Daily
Balances below $1,000 will result in a fee*
Balance tier: $1,000,000 and greater
Minimum Balance to Earn APY*: $0
Daily ledger balance of: $250,000 - $499,999
Balance tier: $250,000-$999,999.99
Daily ledger balance of: $100,000 - $249,999
Daily
Daily ledger balance of: $.01 - $99,999
Daily
Balance tier: $100,000-$249,999.99
Balance tier: $100,000 and greater
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Spokane, WA Money Market Rate Trends
Compare local Spokane, WA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Washington high-yield MMA rates currently average 2.912% APY.
Washington standard MMA rates currently average 0.699% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Spokane, Washington money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Spokane, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Spokane, Washington. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Spokane, Washington
What is a Money Market Account (MMA)?
Are Money Market accounts in Spokane, Washington safe?
How often do MMA rates change in Spokane, Washington?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Spokane, Washington?
Best Money Market Rates in Spokane, Washington
- Safeway Federal Credit Union
Money Market — 4.00% APY - Sunflower Bank
Thrive Money Market — 3.45% APY - Spokane Teachers Credit Union
Member Preferred Money Market — 2.79% APY - Washington State Employees Credit Union
Money Market accounts — 1.25% APY - Idaho Central Credit Union
IRA Money Market Savings Account — 1.00% APY
