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Best Money Market Rates in Elkins, West Virginia (WV) - April 2026

Content reviewed by
Brian McKay Brian McKay
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| ✓Fact Checked | Last Updated: April 5, 2026

Current Elkins, West Virginia and the surrounding area money market rates include The Huntington National BankThe Huntington National Bank420 Davis Ave, Elkins, WV 26241A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Main Street Bank CorpMain Street Bank CorpA5.0 ★Texas Ratio: 11.67% Maximize Money Market at 3.75% APY, Wayne Savings Community BankWayne Savings Community BankA+5.0 ★Texas Ratio: 1.67% Maximize Money Market at 3.75% APY, The Bank of RomneyThe Bank of RomneyB+4.7 ★Texas Ratio: 18.78% MMA at 3.71% APY, and The Citizens Bank of WestonThe Citizens Bank of WestonA+5.0 ★Texas Ratio: 3.19% Citizens Money Market at 3.49% APY. Money market rates as of April 5, 2026 according to verified data from MonitorBankRates.

Elkins has 2 local institutions in our database, with money market rates as high as 3.82% APY from The Huntington National Bank at 420 Davis Ave, Elkins, WV 26241. Use the table below to compare all available offers, including options from institutions serving the broader West Virginia area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Elkins, West Virginia and surrounding area. Last Updated and Verified: April 5, 2026

Compare the Best Money Market Rates Today in Elkins, West Virginia & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
420 Davis Ave, Elkins, WV 26241
High-Yield Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details

Minimum of $25,000 not currently deposited at Huntington.

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
420 Davis Ave, Elkins, WV 26241
Relationship Money Market Account
3.66%
$0
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

With Private Client Account****

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
420 Davis Ave, Elkins, WV 26241
Relationship Money Market Account
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

With Huntington Platinum Perks Checking***

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
420 Davis Ave, Elkins, WV 26241
Relationship Money Market Account
3.51%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

With Huntington Perks Checking**

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
420 Davis Ave, Elkins, WV 26241
Relationship Money Market Account
3.45%
$0
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Non-Relationship Rate

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
420 Davis Ave, Elkins, WV 26241
High-Yield Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details

Minimum of $25,000 not currently deposited at Huntington.

Davis Trust Company
Institution Rating:
F2.2 ★ Texas Ratio: 48.64%
227 Davis Ave, Elkins, WV 26241
Money Market (Hi-Fi) Account
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
420 Davis Ave, Elkins, WV 26241
Relationship Money Market Account
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Non-Relationship Rate

Wayne Savings Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Maximize Money Market
3.75%
$25,000
View
▼
Rate3.69%
Min Deposit$25,000
Min Balance—
UpdatedMar 29, 2026
Details

Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
Maximize Money Market
3.75%
$25,000
View
▼
Rate3.69%
Min Deposit$25,000
Min Balance—
UpdatedApr 3, 2026
Details

The Bank of Romney
Institution Rating:
B+4.7 ★ Texas Ratio: 18.78%
MMA
3.71%
$2,500
View
▼
Rate3.65%
Min Deposit$2,500
Min Balance—
UpdatedApr 3, 2026
Details

$5.00 fee under $2,500.00; $200,000.00 & ABOVE

The Bank of Romney
Institution Rating:
B+4.7 ★ Texas Ratio: 18.78%
MMA
3.56%
$2,500
View
▼
Rate3.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 3, 2026
Details

$5.00 fee under $2,500.00; $100,000.00 -$199,999.99)

The Citizens Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
Citizens Money Market
3.49%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

The Bank of Romney
Institution Rating:
B+4.7 ★ Texas Ratio: 18.78%
MMA
3.04%
$2,500
View
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedApr 3, 2026
Details

$5.00 fee under $2,500.00; $50,000.00 - $99,999.99

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.66%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

The Bank of Romney
Institution Rating:
B+4.7 ★ Texas Ratio: 18.78%
MMA
2.53%
$2,500
View
▼
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 3, 2026
Details

$5.00 fee under $2,500.00; $25,000.00 - $49,999.99

Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Money Market Accounts - Free Checks
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.46%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.28%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Element Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Higher Yield Money Market
2.25%
$20,000
View
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMar 25, 2026
Details

Variable Rate as high as: $20,000 Minimum Deposit Insured up to $250,000

Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Money Market-New Deposits Only
2.17%
$0
View
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Money Market-New Deposits Only
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Money Market Accounts - Free Checks
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Money Market Deposit Accounts (MMDA)
1.80%
$0
View
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Money Market
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Credit Union Insured Money Market Account (CUIMMA)
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Rates are variable and are subject to change at any time.

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Credit Union Insured Money Market Account (CUIMMA)
1.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Rates are variable and are subject to change at any time.

The Bank of Romney
Institution Rating:
B+4.7 ★ Texas Ratio: 18.78%
MMA
1.51%
$2,500
View
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 3, 2026
Details

$5.00 fee under $2,500.00; $10,000.00 - $24,999.99

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Money Market
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Money Market Accounts
1.50%
$5,000
View
▼
Rate1.50%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Business Money Market
1.50%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$5,000.00 minimum deposit to open. $5,000.00 minimum daily balance to earn APY.

WV National Guard Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
CVBTM Premium Money Market
1.46%
$50,000
View
▼
Rate1.45%
Min Deposit$50,000
Min Balance—
UpdatedApr 3, 2026
Details

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Money Market Deposit Accounts (MMDA)
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Ohio Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.04%
Money Market
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Money Market
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
CVBTM Premium Money Market
1.26%
$25,000
View
▼
Rate1.25%
Min Deposit$25,000
Min Balance—
UpdatedApr 3, 2026
Details

Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Money Market-New Deposits Only
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Money Market Accounts
1.25%
$5,000
View
▼
Rate1.25%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

Element Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Money Market
1.25%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details

Variable Rate as high as: $5,000 Minimum Deposit Insured up to $250,000

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Credit Union Insured Money Market Account (CUIMMA)
1.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Rates are variable and are subject to change at any time.

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Business Money Market
1.25%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$5,000.00 minimum deposit to open. $5,000.00 minimum daily balance to earn APY.

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Share Plus Money Market Account
1.16%
$0
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Credit Union Insured Money Market Account (CUIMMA)
1.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Rates are variable and are subject to change at any time.

Ohio Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.04%
Money Market
1.01%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Credit Union Insured Money Market Account (CUIMMA)
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Rates are variable and are subject to change at any time.

Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Business Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$5,000.00 minimum deposit to open. $5,000.00 minimum daily balance to earn APY.

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Money Market Accounts
1.00%
$5,000
View
▼
Rate1.00%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Money Market Deposit Accounts (MMDA)
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Share Plus Money Market Account
0.95%
$0
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Money Market Deposit Accounts (MMDA)
0.80%
$0
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Ohio Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.04%
Money Market
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Account
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Share Plus Money Market Account
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Account
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Account
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Money Market
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

CNB Bank Berkeley Springs, WV
Institution Rating:
A5.0 ★ Texas Ratio: 9.31%
Money Market IRA
0.60%
$50,000
View
▼
Rate0.60%
Min Deposit$50,000
Min Balance—
UpdatedApr 3, 2026
Details

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Money Market Deposit Accounts (MMDA)
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Account
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Insured Money Market Account
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Money Market Accounts
0.50%
$5,000
View
▼
Rate0.50%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Business Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$5,000.00 minimum deposit to open. $5,000.00 minimum daily balance to earn APY.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
IMMA Gold
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Money Market Deposit Accounts (MMDA)
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Money Market-New Deposits Only
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

CNB Bank Berkeley Springs, WV
Institution Rating:
A5.0 ★ Texas Ratio: 9.31%
Money Market IRA
0.50%
$25,000
View
▼
Rate0.50%
Min Deposit$25,000
Min Balance—
UpdatedApr 3, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Share Plus Money Market Account
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Jefferson Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Money Market
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Insured Money Market Account
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
Guaranty Money Market
0.35%
$1,500
View
▼
Rate0.35%
Min Deposit$1,500
Min Balance—
UpdatedMar 26, 2026
Details

CNB Bank Berkeley Springs, WV
Institution Rating:
A5.0 ★ Texas Ratio: 9.31%
Money Market IRA
0.35%
$5,000
View
▼
Rate0.35%
Min Deposit$5,000
Min Balance—
UpdatedApr 3, 2026
Details

Wayne Savings Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Maximize Money Market
0.30%
$25,000
View
▼
Rate0.30%
Min Deposit$25,000
Min Balance—
UpdatedMar 29, 2026
Details

Jefferson Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Money Market
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
Maximize Money Market
0.30%
$25,000
View
▼
Rate0.30%
Min Deposit$25,000
Min Balance—
UpdatedApr 3, 2026
Details

Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Money Market-New Deposits Only
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Cape Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.86%
Money Market
0.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Money Market
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Jefferson Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Money Market
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Insured Money Market Account
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
IMMA
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

The Bank of Romney
Institution Rating:
B+4.7 ★ Texas Ratio: 18.78%
MMA
0.20%
$2,500
View
▼
Rate0.20%
Min Deposit$2,500
Min Balance—
UpdatedApr 3, 2026
Details

$5.00 fee under $2,500.00; Under $10,000.00

Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
CVBTM Premium Money Market
0.20%
$1,000
View
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

Jefferson Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Money Market
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Cape Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.86%
Money Market
0.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Cape Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.86%
Money Market
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Money Market Accounts
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
Guaranty Money Market
0.15%
$1,500
View
▼
Rate0.15%
Min Deposit$1,500
Min Balance—
UpdatedMar 26, 2026
Details

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Insured Money Market Account
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

First Mutual Bank, FSB
Institution Rating:
A5.0 ★ Texas Ratio: 8.08%
Select Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Qualifying balance up to $10,000.00

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
IMMA
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
Money Market Investor
0.10%
$1,000
View
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Elkins, West Virginia and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Elkins, WV Money Market Rate Trends

Compare local Elkins, WV money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full West Virginia MMA Trends →
High-Yield MMA — WV Avg
1.112%
▼ 2.024 vs 7 days ago

West Virginia high-yield MMA rates fell 2.024 points over the past 7 days to 1.112% APY.

Standard MMA — WV Avg
0.867%
▼ 0.640 vs 7 days ago

West Virginia standard MMA rates fell 0.640 points over the past 7 days to 0.867% APY.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Elkins, West Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Elkins, West Virginia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WV.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Elkins, West Virginia

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in West Virginia.

Are Money Market accounts in Elkins, West Virginia safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in West Virginia up to $250,000 per depositor, per institution.

How often do MMA rates change in Elkins, West Virginia?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local West Virginia rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Elkins, West Virginia

Here are some of the highest money market account APYs currently available in Elkins, West Virginia and the surrounding area:
  • The Huntington National Bank
    High-Yield Money Market — 3.82% APY
  • Main Street Bank Corp
    Maximize Money Market — 3.75% APY
  • Wayne Savings Community Bank
    Maximize Money Market — 3.75% APY
  • The Bank of Romney
    MMA — 3.71% APY
  • The Citizens Bank of Weston
    Citizens Money Market — 3.49% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Elkins, West Virginia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 5, 2026

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