Best Money Market Rates in Germantown, Wisconsin (WI) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Germantown, Wisconsin and the surrounding area money market deposit account rates include Landmark Credit UnionLandmark Credit UnionN96W17480 County Line Rd, Germantown, WI 53022A+5.0 ★Texas Ratio: 3.95% Signature Business Money Market at 3.00% APY, WaterStone BankWaterStone BankW188n9820 Appleton Ave, Germantown, WI 53022A+5.0 ★Texas Ratio: 1.42% Ultimate Money Market at 3.00% APY, North Shore BankNorth Shore BankN112 W15780 Mequon Road, Germantown, WI 53022A+5.0 ★Texas Ratio: 0.63% Premier Money Market at 3.00% APY, Bank Five NineBank Five NineN112w17100 Mequon Rd, Germantown, WI 53022A+5.0 ★Texas Ratio: 3.03% Relationship Money Market** at 2.50% APY, and Shoreline Credit UnionShoreline Credit UnionA+5.0 ★Texas Ratio: 5.83% Elite Money Market at 4.00% APY. Money market rates as of May 15, 2026 according to verified data from MonitorBankRates.
Germantown has 4 local institutions in our database, with money market rates as high as 3.00% APY from Landmark Credit Union at N96W17480 County Line Rd, Germantown, WI 53022. Use the table below to compare all available offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Germantown, Wisconsin and surrounding area. Last Updated and Verified: May 15, 2026
Compare the Best Money Market Rates Today in Germantown, Wisconsin & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Ultimate Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
N112 W15780 Mequon Road, Germantown, WI 53022
Premier Money Market
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
N96W17480 County Line Rd, Germantown, WI 53022
Signature Business Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Consumer Ultimate Money Market
3.00%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
N112 W15780 Mequon Road, Germantown, WI 53022
Premier Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Consumer Ultimate Money Market
2.75%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Ultimate Business Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Ultimate Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Business Ultimate Money Market
2.75%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details
No Monthly Fee*
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
Relationship Money Market**
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
N96W17480 County Line Rd, Germantown, WI 53022
Signature Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Consumer Ultimate Money Market
2.50%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Business Ultimate Money Market
2.50%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details
No Monthly Fee*
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Ultimate Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Ultimate Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Business Ultimate Money Market
2.25%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details
No Monthly Fee*
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Ultimate Business Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
N96W17480 County Line Rd, Germantown, WI 53022
Signature Business Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
N112 W15780 Mequon Road, Germantown, WI 53022
Premier Money Market
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Consumer Ultimate Money Market
1.15%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Ultimate Money Market
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Ultimate Business Money Market
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Business Ultimate Money Market
1.15%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details
No Monthly Fee*
North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
N112 W15780 Mequon Road, Germantown, WI 53022
Premier Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Business Money Market
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Business Money Market
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
Relationship Money Market**
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
Relationship Money Market**
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Money Market with Checking
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
N96W17480 County Line Rd, Germantown, WI 53022
Signature Business Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
Relationship Money Market**
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Ultimate Money Market
0.40%
$5,000
▼
Rate0.40%
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Ultimate Business Money Market
0.40%
$5,000
▼
Rate0.40%
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Business Ultimate Money Market
0.40%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details
No Monthly Fee*
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Money Market without Checking
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Consumer Ultimate Money Market
0.40%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Money Market with Checking
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Money Market without Checking
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
First Rate Money Market* (Consumer)
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Money Market with Checking
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
Relationship Money Market**
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Money Market without Checking
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
First Rate Money Market* (Consumer)
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
First Rate Money Market* (Consumer)
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
Relationship Money Market**
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
First Rate Money Market* (Consumer)
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
N112 W15780 Mequon Road, Germantown, WI 53022
Standard Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
Relationship Money Market**
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
IRA Money Market***
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
First Rate Money Market* (Consumer)
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
First Rate Money Market* (Consumer)
0.04%
$0
▼
Rate0.04%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
Relationship Money Market**
0.04%
$0
▼
Rate0.04%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
N96W17480 County Line Rd, Germantown, WI 53022
Signature Business Money Market
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
Elite Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Member's Choice IRA Money Market
3.95%
$0
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
with active checking*
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Member's Choice IRA Money Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
with active checking*
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Business SelectMoney Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Money Market Platinum Select
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Indianhead Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
Money Market Special
3.87%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Qualifying balance up to $1,000.00
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Money Market Platinum Select
3.80%
$0
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Business SelectMoney Market
3.80%
$0
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
Fox Rewards Money Market
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Qualifications Required; Qualifying balance up to $14,999.99
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Member's Choice IRA Money Market
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
with active checking*
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Business SelectMoney Market
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Money Market Platinum Select
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1500 Club - Money Market
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$15,000+
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Business Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
Money Market Accounts
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Dividend Rate with Checking
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Member's Choice IRA Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
with active checking*
Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
Fox Rewards Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Qualifications Required; Qualifying balance up to $14,999.99
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Money Market Checking
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
3.50%
$5
▼
Rate3.45%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details
$5,000,000 And Greater
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Money Market Platinum Select
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.40%
$1,000,000
▼
Rate3.36%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Business SelectMoney Market
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
Money Market Accounts
3.39%
$0
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Dividend Rate without Checking
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Business Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Money Market Checking
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
3.25%
$5
▼
Rate3.20%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details
$3,000,000 - $4,999,999.99
Prospera Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
Thrive Money Market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.05%
$750,000
▼
Rate3.02%
Min Deposit$750,000
Min Balance—
UpdatedMay 10, 2026
Details
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Investor's Indexed Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
As High As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Money Market Savings
3.05%
$250,000
▼
Rate3.00%
Min Deposit$250,000
Min Balance—
UpdatedMay 10, 2026
Details
$1000 to open/HSA Money Market Savings (no minimum)
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Money Market
3.00%
$2,500
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
Elite Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
3.00%
$5
▼
Rate2.96%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details
$1,000,000 - $2,999,999.99
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Member's Choice IRA Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
with active checking*
Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
Money Market
2.94%
$0
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Business SelectMoney Market
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Money Market Platinum Select
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
2.90%
$500,000
▼
Rate2.87%
Min Deposit$500,000
Min Balance—
UpdatedMay 10, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Premium Money Market
2.81%
$0
▼
Rate2.78%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
Money Market Accounts
2.80%
$0
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Dividend Rate with Checking
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Money Market Savings
2.79%
$100,000
▼
Rate2.75%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
$1000 to open/HSA Money Market Savings (no minimum)
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Germantown, Wisconsin and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Germantown, WI Money Market Rate Trends
Compare local Germantown, WI money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — WI Avg
2.981%
Unchanged vs 7 days ago
Wisconsin high-yield MMA rates currently average 2.981% APY.
Standard MMA — WI Avg
0.884%
Unchanged vs 7 days ago
Wisconsin standard MMA rates currently average 0.884% APY.
As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Germantown, Wisconsin money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Germantown, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Germantown, Wisconsin. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Germantown, Wisconsin
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Wisconsin.
Are Money Market accounts in Germantown, Wisconsin safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.
How often do MMA rates change in Germantown, Wisconsin?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Germantown, Wisconsin?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Germantown, Wisconsin require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Germantown, Wisconsin
Here are some of the highest money market account APYs currently available in Germantown, Wisconsin and the surrounding area:
- Landmark Credit Union
Signature Business Money Market — 3.00% APY - WaterStone Bank
Ultimate Money Market — 3.00% APY - North Shore Bank
Premier Money Market — 3.00% APY - Bank Five Nine
Relationship Money Market** — 2.50% APY - Shoreline Credit Union
Elite Money Market — 4.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Germantown, Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 15, 2026
Rate Assistant
MonitorBankRates.com · Live Data
Try asking