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Wisconsin Money Market Rate Trends

Oak Creek, Wisconsin Money Market Rates - October 2026

Oak Creek, Wisconsin money market account rates range from 0.03% to 4.00% APY, verified by MonitorBankRates as of October 14, 2026. Current Oak Creek, Wisconsin and the surrounding area money market deposit account rates include Landmark Credit Union WILandmark Credit Union WI8129S S Howell Ave, Oak Creek, WI 53154A+5.0 ★Texas Ratio: 3.05%Real return: +0.95%APY minus 2.8% CPI (February 2026) Open Signature Money Market at 3.75% APY, US BankUS Bank171 W Town Square Way, Oak Creek, WI 53154A+5.0 ★Texas Ratio: 2.85%Real return: +0.60%APY minus 2.8% CPI (February 2026) Elite Money Market Account at 3.40% APY, The Huntington National BankThe Huntington National Bank8995 S Howell Ave, Oak Creek, WI 53154A+5.0 ★Texas Ratio: 3.66%Real return: +0.55%APY minus 2.8% CPI (February 2026) Relationship Money Market Account - With Huntington Perks Checking at 3.35% APY, WaterStone BankWaterStone Bank6560 S 27th St, Oak Creek, WI 53154A+5.0 ★Texas Ratio: 2.07%Real return: +0.49%APY minus 2.8% CPI (February 2026) Ultimate Money Market at 3.29% APY, and University of Wisconsin Credit UnionUniversity of Wisconsin Credit Union7902 S Main St, Oak Creek, WI 53154 1902A+5.0 ★Texas Ratio: 3.38%Real return: +0.43%APY minus 2.8% CPI (February 2026) Investor's Indexed Money Market Account at 3.23% APY. Money market rates as of October 14, 2026 according to verified data from MonitorBankRates.

Oak Creek has 10 local institutions in our database, with money market rates as high as 3.75% APY from Landmark Credit Union WI at 8129S S Howell Ave, Oak Creek, WI 53154. Use the table below to compare all available offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated, so we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Oak Creek, Wisconsin and surrounding area. Last Updated and Verified: October 14, 2026

Compare the Best Money Market Rates Today in Oak Creek, Wisconsin & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Landmark Credit Union WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
8129S S Howell Ave, Oak Creek, WI 53154
Open Signature Money Market
3.75%
N/A
▼
Rate3.69%
Min DepositN/A
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $1,000,000 or more

Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 6 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APYSep 18, 2026Oct 14, 2026
US Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
171 W Town Square Way, Oak Creek, WI 53154
Elite Money Market Account
3.40%
$100
▼
Rate3.34%
Min Deposit$100
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $25,000 - $49,999.99

Rate History
No change since Oct 4, 2026 · 3.40% APY · checked 3 times
2.90%3.40%3.90%Oct 4, 2026: 3.40% APYOct 4, 2026Oct 14, 2026
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
8995 S Howell Ave, Oak Creek, WI 53154
Relationship Money Market Account - With Huntington Perks Checking
3.35%
N/A
▼
Rate3.30%
Min DepositN/A
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $25,000.00 to $2,000,000.99

Rate History
No change since Sep 18, 2026 · 3.35% APY · checked 3 times
2.85%3.35%3.85%Sep 18, 2026: 3.35% APYSep 18, 2026Oct 14, 2026
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
8995 S Howell Ave, Oak Creek, WI 53154
Relationship Money Market Account - With Huntington Platinum Perks Checking
3.35%
N/A
▼
Rate3.30%
Min DepositN/A
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $25,000.00 to $2,000,000.99

Rate History
No change since Sep 18, 2026 · 3.35% APY · checked 3 times
2.85%3.35%3.85%Sep 18, 2026: 3.35% APYSep 18, 2026Oct 14, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
6560 S 27th St, Oak Creek, WI 53154
Ultimate Money Market
3.29%
$5,000
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $250,000 or more. Introductory APY applies for the first 6 months, after which the APY will adjust to the current market rates and APY located at wsbonline.com/deposit-rates. Offer applied to new money only; funds must not currently be on deposit with WaterStone Bank. $10 minimum balance fee will be imposed monthly if the average daily balance for the statement cycle falls below $5,000. Account must be open and active for 180 calendar days, or a $30 closing fee may be assessed at account closing.

Rate History
1 change since Sep 19, 2026 · 3.00% → 3.29% ▲ 0.29 pts · high 3.29% / low 3.00%
2.50%3.15%3.79%Sep 19, 2026: 3.00% APYOct 7, 2026: 3.29% APYSep 19, 2026Oct 14, 2026
  • Oct 7, 20263.29%▲ from 3.00%
  • Sep 19, 20263.00%first recorded
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.38%
7902 S Main St, Oak Creek, WI 53154 1902
Investor's Indexed Money Market Account
3.23%
$10,000
▼
Rate3.18%
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $250,000 or more

Rate History
1 change since Sep 14, 2026 · 3.16% → 3.23% ▲ 0.07 pts · high 3.23% / low 3.16%
2.66%3.20%3.73%Sep 14, 2026: 3.16% APYSep 22, 2026: 3.23% APYSep 14, 2026Oct 14, 2026
  • Sep 22, 20263.23%▲ from 3.16%
  • Sep 14, 20263.16%first recorded
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
6560 S 27th St, Oak Creek, WI 53154
Ultimate Money Market
3.16%
$5,000
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $100,000 to $249,999.99. Introductory APY applies for the first 6 months, after which the APY will adjust to the current market rates and APY located at wsbonline.com/deposit-rates. Offer applied to new money only; funds must not currently be on deposit with WaterStone Bank. $10 minimum balance fee will be imposed monthly if the average daily balance for the statement cycle falls below $5,000. Account must be open and active for 180 calendar days, or a $30 closing fee may be assessed at account closing.

Rate History
1 change since Sep 19, 2026 · 2.75% → 3.16% ▲ 0.41 pts · high 3.16% / low 2.75%
2.25%2.96%3.66%Sep 19, 2026: 2.75% APYOct 7, 2026: 3.16% APYSep 19, 2026Oct 14, 2026
  • Oct 7, 20263.16%▲ from 2.75%
  • Sep 19, 20262.75%first recorded
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.38%
7902 S Main St, Oak Creek, WI 53154 1902
Investor's Indexed Money Market Account
3.13%
$10,000
▼
Rate3.08%
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $100,000 - $249,999

Rate History
1 change since Sep 14, 2026 · 3.06% → 3.13% ▲ 0.07 pts · high 3.13% / low 3.06%
2.56%3.09%3.63%Sep 14, 2026: 3.06% APYSep 22, 2026: 3.13% APYSep 14, 2026Oct 14, 2026
  • Sep 22, 20263.13%▲ from 3.06%
  • Sep 14, 20263.06%first recorded
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.38%
7902 S Main St, Oak Creek, WI 53154 1902
Investor's Indexed Money Market Account
3.03%
$10,000
▼
Rate2.99%
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $50,000 - $99,999

Rate History
1 change since Sep 14, 2026 · 2.96% → 3.03% ▲ 0.07 pts · high 3.03% / low 2.96%
2.46%3.00%3.53%Sep 14, 2026: 2.96% APYSep 22, 2026: 3.03% APYSep 14, 2026Oct 14, 2026
  • Sep 22, 20263.03%▲ from 2.96%
  • Sep 14, 20262.96%first recorded
Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
6400 S 27th St, Oak Creek, WI 53154
Money Market+
3.00%
$250,000
▼
Rate2.95%
Min Deposit$250,000
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $2,000,000 +

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 14, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
6560 S 27th St, Oak Creek, WI 53154
Ultimate Money Market
3.00%
$5,000
▼
Rate2.96%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $250,000.00 or more

Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 19, 2026: 3.00% APYSep 19, 2026Oct 14, 2026
North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
8701 S Howell Ave, Oak Creek, WI 53154
Premier Money Market
3.00%
N/A
▼
Rate2.97%
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $250,000-499,999.99

Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 24, 2026: 3.00% APYSep 24, 2026Oct 14, 2026
Landmark Credit Union WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
8129S S Howell Ave, Oak Creek, WI 53154
Open Signature Money Market
3.00%
N/A
▼
Rate2.96%
Min DepositN/A
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $500,000 - $999,999.99

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 14, 2026
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
130 W Town Square Way, Oak Creek, WI 53154
Premium Money Market
3.00%
$10,000
▼
Rate2.96%
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $250,000 minimum; Account balance cannot drop below $10,000; Regular & IRA Accounts; Rates may change after account opened

Rate History
1 change since Sep 14, 2026 · 2.81% → 3.00% ▲ 0.19 pts · high 3.00% / low 2.81%
2.31%2.91%3.50%Sep 14, 2026: 2.81% APYOct 9, 2026: 3.00% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20263.00%▲ from 2.81%
  • Sep 14, 20262.81%first recorded
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.38%
7902 S Main St, Oak Creek, WI 53154 1902
Investor's Indexed Money Market Account
2.93%
$10,000
▼
Rate2.89%
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $10,000 - $49,999

Rate History
1 change since Sep 14, 2026 · 2.86% → 2.93% ▲ 0.07 pts · high 2.93% / low 2.86%
2.36%2.90%3.43%Sep 14, 2026: 2.86% APYSep 22, 2026: 2.93% APYSep 14, 2026Oct 14, 2026
  • Sep 22, 20262.93%▲ from 2.86%
  • Sep 14, 20262.86%first recorded
Landmark Credit Union WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
8129S S Howell Ave, Oak Creek, WI 53154
Open Signature Money Market
2.90%
N/A
▼
Rate2.86%
Min DepositN/A
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $50,000 - $74,999.99

Rate History
No change since Sep 18, 2026 · 2.90% APY · checked 6 times
2.40%2.90%3.40%Sep 18, 2026: 2.90% APYSep 18, 2026Oct 14, 2026
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
130 W Town Square Way, Oak Creek, WI 53154
Premium Money Market
2.80%
$10,000
▼
Rate2.76%
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $100,000 minimum; Account balance cannot drop below $10,000; Regular & IRA Accounts; Rates may change after account opened

Rate History
1 change since Sep 14, 2026 · 2.63% → 2.80% ▲ 0.17 pts · high 2.80% / low 2.63%
2.13%2.72%3.30%Sep 14, 2026: 2.63% APYOct 9, 2026: 2.80% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20262.80%▲ from 2.63%
  • Sep 14, 20262.63%first recorded
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
6560 S 27th St, Oak Creek, WI 53154
Ultimate Business Money Market
2.75%
$5,000
▼
Rate2.72%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $250,000.00 or more

Rate History
No change since Sep 19, 2026 · 2.75% APY · checked 7 times
2.25%2.75%3.25%Sep 19, 2026: 2.75% APYSep 19, 2026Oct 14, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
6560 S 27th St, Oak Creek, WI 53154
Business Ultimate Money Market
2.75%
$5,000
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: over $250,000.00; APY accurate as of 2/01/2023 and will be paid on the entire balance in the account. A minimum balance fee of $10.00 will be imposed monthly if the average daily balance for the statement cycle falls below $5,000.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. A statement cycle may be from the first day of a month to the last day of that same month. Fees may apply and could reduce earnings. Account must be open and active for 180 calendar days or a $30.00 closing fee will be assessed at account closing. Offer subject to change at any time.

Rate History
No change since Sep 24, 2026 · 2.75% APY · checked 3 times
2.25%2.75%3.25%Sep 24, 2026: 2.75% APYSep 24, 2026Oct 14, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
6560 S 27th St, Oak Creek, WI 53154
Ultimate Money Market
2.75%
$5,000
▼
Rate2.72%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $100,000.00 - $249,999.99

Rate History
No change since Sep 19, 2026 · 2.75% APY · checked 7 times
2.25%2.75%3.25%Sep 19, 2026: 2.75% APYSep 19, 2026Oct 14, 2026
North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
8701 S Howell Ave, Oak Creek, WI 53154
Premier Money Market
2.75%
N/A
▼
Rate2.72%
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $100,000-249,999.99

Rate History
No change since Sep 24, 2026 · 2.75% APY · checked 5 times
2.25%2.75%3.25%Sep 24, 2026: 2.75% APYSep 24, 2026Oct 14, 2026
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
8995 S Howell Ave, Oak Creek, WI 53154
High-Yield Money Market
2.70%
$25,000
▼
Rate2.70%
Min Deposit$25,000
Min BalanceN/A
UpdatedOct 7, 2026
Details

Published APY range: 2.70%-3.75%; Published rate range: 2.70%-3.75%. Rates based on zip code and with a minimum of $25,000 not currently deposited at Huntington. Get your variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs).

Rate History
No change since Sep 14, 2026 · 2.70% APY · checked 7 times
2.20%2.70%3.20%Sep 14, 2026: 2.70% APYSep 14, 2026Oct 14, 2026
Guardian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
7801 S Howell Ave, Oak Creek, WI 53154
Advantage Money Market
2.70%
$5,000
▼
Rate2.67%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $200,000.01 or more

Rate History
No change since Oct 13, 2026 · 2.70% APY
2.20%2.70%3.20%Oct 13, 2026: 2.70% APYOct 13, 2026Oct 14, 2026
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
130 W Town Square Way, Oak Creek, WI 53154
Premium Money Market
2.67%
$10,000
▼
Rate2.64%
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $75,000 minimum; Account balance cannot drop below $10,000; Regular & IRA Accounts; Rates may change after account opened

Rate History
1 change since Sep 14, 2026 · 2.50% → 2.67% ▲ 0.17 pts · high 2.67% / low 2.50%
2.00%2.59%3.17%Sep 14, 2026: 2.50% APYOct 9, 2026: 2.67% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20262.67%▲ from 2.50%
  • Sep 14, 20262.50%first recorded
Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
6400 S 27th St, Oak Creek, WI 53154
Money Market+
2.60%
$250,000
▼
Rate2.56%
Min Deposit$250,000
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $1,000,000 - $1,999,999.99

Rate History
No change since Sep 18, 2026 · 2.60% APY · checked 6 times
2.10%2.60%3.10%Sep 18, 2026: 2.60% APYSep 18, 2026Oct 14, 2026
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
130 W Town Square Way, Oak Creek, WI 53154
Premium Money Market
2.58%
$10,000
▼
Rate2.55%
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $50,000 minimum; Account balance cannot drop below $10,000; Regular & IRA Accounts; Rates may change after account opened

Rate History
1 change since Sep 14, 2026 · 2.42% → 2.58% ▲ 0.16 pts · high 2.58% / low 2.42%
1.92%2.50%3.08%Sep 14, 2026: 2.42% APYOct 9, 2026: 2.58% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20262.58%▲ from 2.42%
  • Sep 14, 20262.42%first recorded
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.38%
7902 S Main St, Oak Creek, WI 53154 1902
Investor's Advantage Money Market Account
2.57%
$100
▼
Rate2.54%
Min Deposit$100
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $50,000 or more

Rate History
1 change since Sep 14, 2026 · 2.47% → 2.57% ▲ 0.10 pts · high 2.57% / low 2.47%
1.97%2.52%3.07%Sep 14, 2026: 2.47% APYSep 22, 2026: 2.57% APYSep 14, 2026Oct 14, 2026
  • Sep 22, 20262.57%▲ from 2.47%
  • Sep 14, 20262.47%first recorded
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
6560 S 27th St, Oak Creek, WI 53154
Ultimate Business Money Market
2.50%
$5,000
▼
Rate2.47%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $100,000.00 - $249,999.99

Rate History
No change since Sep 19, 2026 · 2.50% APY · checked 7 times
2.00%2.50%3.00%Sep 19, 2026: 2.50% APYSep 19, 2026Oct 14, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
6560 S 27th St, Oak Creek, WI 53154
Business Ultimate Money Market
2.50%
$5,000
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $100,000.00 - $249,999.99; APY accurate as of 2/01/2023 and will be paid on the entire balance in the account. A minimum balance fee of $10.00 will be imposed monthly if the average daily balance for the statement cycle falls below $5,000.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. A statement cycle may be from the first day of a month to the last day of that same month. Fees may apply and could reduce earnings. Account must be open and active for 180 calendar days or a $30.00 closing fee will be assessed at account closing. Offer subject to change at any time.

Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 3 times
2.00%2.50%3.00%Sep 24, 2026: 2.50% APYSep 24, 2026Oct 14, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
6560 S 27th St, Oak Creek, WI 53154
Ultimate Money Market
2.50%
$5,000
▼
Rate2.47%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $50,000.00 - $99,999.99

Rate History
No change since Sep 19, 2026 · 2.50% APY · checked 7 times
2.00%2.50%3.00%Sep 19, 2026: 2.50% APYSep 19, 2026Oct 14, 2026
Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
6400 S 27th St, Oak Creek, WI 53154
Money Market+
2.30%
$250,000
▼
Rate2.27%
Min Deposit$250,000
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $500,000 - $999,999.99

Rate History
No change since Sep 18, 2026 · 2.30% APY · checked 6 times
1.80%2.30%2.80%Sep 18, 2026: 2.30% APYSep 18, 2026Oct 14, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
6560 S 27th St, Oak Creek, WI 53154
Ultimate Business Money Market
2.25%
$5,000
▼
Rate2.23%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $50,000.00 - $99,999.99

Rate History
No change since Sep 19, 2026 · 2.25% APY · checked 7 times
1.75%2.25%2.75%Sep 19, 2026: 2.25% APYSep 19, 2026Oct 14, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
6560 S 27th St, Oak Creek, WI 53154
Business Ultimate Money Market
2.25%
$5,000
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $50,000.00 - $99,999.99; APY accurate as of 2/01/2023 and will be paid on the entire balance in the account. A minimum balance fee of $10.00 will be imposed monthly if the average daily balance for the statement cycle falls below $5,000.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. A statement cycle may be from the first day of a month to the last day of that same month. Fees may apply and could reduce earnings. Account must be open and active for 180 calendar days or a $30.00 closing fee will be assessed at account closing. Offer subject to change at any time.

Rate History
No change since Sep 24, 2026 · 2.25% APY · checked 3 times
1.75%2.25%2.75%Sep 24, 2026: 2.25% APYSep 24, 2026Oct 14, 2026
Guardian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
7801 S Howell Ave, Oak Creek, WI 53154
Advantage Money Market
2.20%
$5,000
▼
Rate2.18%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $125,000.01-$200,000

Rate History
No change since Oct 13, 2026 · 2.20% APY
1.70%2.20%2.70%Oct 13, 2026: 2.20% APYOct 13, 2026Oct 14, 2026
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.38%
7902 S Main St, Oak Creek, WI 53154 1902
Investor's Advantage Money Market Account
2.09%
$100
▼
Rate2.07%
Min Deposit$100
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $25,000 - $49,999

Rate History
1 change since Sep 18, 2026 · 2.01% → 2.09% ▲ 0.08 pts · high 2.09% / low 2.01%
1.51%2.05%2.59%Sep 18, 2026: 2.01% APYSep 26, 2026: 2.09% APYSep 18, 2026Oct 14, 2026
  • Sep 26, 20262.09%▲ from 2.01%
  • Sep 18, 20262.01%first recorded
Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
6400 S 27th St, Oak Creek, WI 53154
Money Market+
2.00%
$250,000
▼
Rate1.98%
Min Deposit$250,000
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $250,000 - $499,999.99

Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 18, 2026: 2.00% APYSep 18, 2026Oct 14, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
6560 S 27th St, Oak Creek, WI 53154
Ultimate Money Market
1.97%
$5,000
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $0.00 - $24,999.99. Introductory APY applies for the first 6 months, after which the APY will adjust to the current market rates and APY located at wsbonline.com/deposit-rates. Offer applied to new money only; funds must not currently be on deposit with WaterStone Bank. $10 minimum balance fee will be imposed monthly if the average daily balance for the statement cycle falls below $5,000. Account must be open and active for 180 calendar days, or a $30 closing fee may be assessed at account closing.

Rate History
No change since Sep 19, 2026 · 1.97% APY · checked 3 times
1.47%1.97%2.47%Sep 19, 2026: 1.97% APYSep 19, 2026Oct 14, 2026
Guardian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
7801 S Howell Ave, Oak Creek, WI 53154
Advantage Money Market
1.70%
$5,000
▼
Rate1.69%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $75,000.01-$125,000

Rate History
No change since Oct 13, 2026 · 1.70% APY
1.20%1.70%2.20%Oct 13, 2026: 1.70% APYOct 13, 2026Oct 14, 2026
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.38%
7902 S Main St, Oak Creek, WI 53154 1902
Investor's Advantage Money Market Account
1.61%
$100
▼
Rate1.60%
Min Deposit$100
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $10,000 - $24,999

Rate History
1 change since Sep 18, 2026 · 1.54% → 1.61% ▲ 0.07 pts · high 1.61% / low 1.54%
1.04%1.58%2.11%Sep 18, 2026: 1.54% APYSep 26, 2026: 1.61% APYSep 18, 2026Oct 14, 2026
  • Sep 26, 20261.61%▲ from 1.54%
  • Sep 18, 20261.54%first recorded
North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
8701 S Howell Ave, Oak Creek, WI 53154
Premier Money Market
1.50%
N/A
▼
Rate1.50%
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $25,000-99,999.99

Rate History
No change since Sep 24, 2026 · 1.50% APY · checked 5 times
1.00%1.50%2.00%Sep 24, 2026: 1.50% APYSep 24, 2026Oct 14, 2026
Guardian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
7801 S Howell Ave, Oak Creek, WI 53154
Advantage Money Market
1.20%
$5,000
▼
Rate1.19%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $30,000.01-$75,000

Rate History
No change since Oct 13, 2026 · 1.20% APY
0.70%1.20%1.70%Oct 13, 2026: 1.20% APYOct 13, 2026Oct 14, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
6560 S 27th St, Oak Creek, WI 53154
Ultimate Business Money Market
1.15%
$5,000
▼
Rate1.14%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $25,000.00 - $49,999.99

Rate History
No change since Sep 19, 2026 · 1.15% APY · checked 7 times
0.65%1.15%1.65%Sep 19, 2026: 1.15% APYSep 19, 2026Oct 14, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
6560 S 27th St, Oak Creek, WI 53154
Business Ultimate Money Market
1.15%
$5,000
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $25,000.00 - $49,999.99; APY accurate as of 2/01/2023 and will be paid on the entire balance in the account. A minimum balance fee of $10.00 will be imposed monthly if the average daily balance for the statement cycle falls below $5,000.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. A statement cycle may be from the first day of a month to the last day of that same month. Fees may apply and could reduce earnings. Account must be open and active for 180 calendar days or a $30.00 closing fee will be assessed at account closing. Offer subject to change at any time.

Rate History
No change since Sep 24, 2026 · 1.15% APY · checked 3 times
0.65%1.15%1.65%Sep 24, 2026: 1.15% APYSep 24, 2026Oct 14, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
6560 S 27th St, Oak Creek, WI 53154
Ultimate Money Market
1.15%
$5,000
▼
Rate1.14%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $25,000.00 - $49,999.99

Rate History
No change since Sep 19, 2026 · 1.15% APY · checked 7 times
0.65%1.15%1.65%Sep 19, 2026: 1.15% APYSep 19, 2026Oct 14, 2026
Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
6400 S 27th St, Oak Creek, WI 53154
Money Market
1.00%
$500
▼
Rate0.99%
Min Deposit$500
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $100,000.00+

Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 18, 2026: 1.00% APYSep 18, 2026Oct 14, 2026
North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
8701 S Howell Ave, Oak Creek, WI 53154
Premier Money Market
1.00%
N/A
▼
Rate1.00%
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $0-24,999.99

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 14, 2026
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
130 W Town Square Way, Oak Creek, WI 53154
Premium Money Market
1.00%
$10,000
▼
Rate1.00%
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $10,000 minimum; Account balance cannot drop below $10,000; Regular & IRA Accounts; Rates may change after account opened

Rate History
1 change since Sep 14, 2026 · 0.94% → 1.00% ▲ 0.06 pts · high 1.00% / low 0.94%
0.44%0.97%1.50%Sep 14, 2026: 0.94% APYOct 9, 2026: 1.00% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20261.00%▲ from 0.94%
  • Sep 14, 20260.94%first recorded
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.38%
7902 S Main St, Oak Creek, WI 53154 1902
Investor's Advantage Money Market Account
1.00%
$100
▼
Rate1.00%
Min Deposit$100
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $7,500 - $9,999

Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 18, 2026: 1.00% APYSep 18, 2026Oct 14, 2026
Landmark Credit Union WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
8129S S Howell Ave, Oak Creek, WI 53154
Open Index Plus Money Market
0.90%
N/A
▼
Rate0.90%
Min DepositN/A
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $10,000 or more

Rate History
No change since Sep 18, 2026 · 0.90% APY · checked 6 times
0.40%0.90%1.40%Sep 18, 2026: 0.90% APYSep 18, 2026Oct 14, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
6560 S 27th St, Oak Creek, WI 53154
Business Money Market
0.85%
N/A
▼
Rate0.85%
Min DepositN/A
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $50,000.00 or more

Rate History
No change since Sep 19, 2026 · 0.85% APY · checked 7 times
0.35%0.85%1.35%Sep 19, 2026: 0.85% APYSep 19, 2026Oct 14, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
6560 S 27th St, Oak Creek, WI 53154
Business Money Market
0.75%
$100
▼
Rate0.75%
Min Deposit$100
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $49,999.99 or less

Rate History
No change since Sep 19, 2026 · 0.75% APY · checked 7 times
0.25%0.75%1.25%Sep 19, 2026: 0.75% APYSep 19, 2026Oct 14, 2026
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.38%
7902 S Main St, Oak Creek, WI 53154 1902
Investor's Advantage Money Market Account
0.70%
$100
▼
Rate0.70%
Min Deposit$100
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $2,500 - $7,499

Rate History
1 change since Sep 18, 2026 · 0.60% → 0.70% ▲ 0.10 pts · high 0.70% / low 0.60%
0.10%0.65%1.20%Sep 18, 2026: 0.60% APYOct 9, 2026: 0.70% APYSep 18, 2026Oct 14, 2026
  • Oct 9, 20260.70%▲ from 0.60%
  • Sep 18, 20260.60%first recorded
Guardian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
7801 S Howell Ave, Oak Creek, WI 53154
Advantage Money Market
0.70%
$5,000
▼
Rate0.70%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $5,000-$30,000

Rate History
No change since Oct 13, 2026 · 0.70% APY
0.20%0.70%1.20%Oct 13, 2026: 0.70% APYOct 13, 2026Oct 14, 2026
Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
6400 S 27th St, Oak Creek, WI 53154
Money Market
0.50%
$500
▼
Rate0.49%
Min Deposit$500
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $50,000.00 - $99,999.99

Rate History
No change since Sep 18, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 18, 2026: 0.50% APYSep 18, 2026Oct 14, 2026
Landmark Credit Union WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
8129S S Howell Ave, Oak Creek, WI 53154
Open VIP Money Market
0.50%
N/A
▼
Rate0.50%
Min DepositN/A
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $2,400 or more

Rate History
No change since Sep 18, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 18, 2026: 0.50% APYSep 18, 2026Oct 14, 2026
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.38%
7902 S Main St, Oak Creek, WI 53154 1902
Investor's Advantage Money Market Account
0.50%
$100
▼
Rate0.50%
Min Deposit$100
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $0 - $2,499

Rate History
1 change since Sep 18, 2026 · 0.35% → 0.50% ▲ 0.15 pts · high 0.50% / low 0.35%
0.00%0.50%1.00%Sep 18, 2026: 0.35% APYOct 9, 2026: 0.50% APYSep 18, 2026Oct 14, 2026
  • Oct 9, 20260.50%▲ from 0.35%
  • Sep 18, 20260.35%first recorded
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
6560 S 27th St, Oak Creek, WI 53154
Business Money Market with Checking
0.45%
N/A
▼
Rate0.45%
Min DepositN/A
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $50,000.00 or more

Rate History
No change since Sep 19, 2026 · 0.45% APY · checked 7 times
0.00%0.48%0.95%Sep 19, 2026: 0.45% APYSep 19, 2026Oct 14, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
6560 S 27th St, Oak Creek, WI 53154
Business Money Market with Checking
0.40%
N/A
▼
Rate0.40%
Min DepositN/A
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $25,000.00 - $49,999.99

Rate History
No change since Sep 19, 2026 · 0.40% APY · checked 7 times
0.00%0.45%0.90%Sep 19, 2026: 0.40% APYSep 19, 2026Oct 14, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
6560 S 27th St, Oak Creek, WI 53154
Business Money Market without Checking
0.40%
N/A
▼
Rate0.40%
Min DepositN/A
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $50,000.00 or more

Rate History
No change since Sep 19, 2026 · 0.40% APY · checked 7 times
0.00%0.45%0.90%Sep 19, 2026: 0.40% APYSep 19, 2026Oct 14, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
6560 S 27th St, Oak Creek, WI 53154
Ultimate Business Money Market
0.40%
$5,000
▼
Rate0.40%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $24,999.99 or less

Rate History
No change since Sep 19, 2026 · 0.40% APY · checked 7 times
0.00%0.45%0.90%Sep 19, 2026: 0.40% APYSep 19, 2026Oct 14, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
6560 S 27th St, Oak Creek, WI 53154
Ultimate Money Market
0.40%
$5,000
▼
Rate0.40%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $24,999.99 or less

Rate History
No change since Sep 19, 2026 · 0.40% APY · checked 7 times
0.00%0.45%0.90%Sep 19, 2026: 0.40% APYSep 19, 2026Oct 14, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
6560 S 27th St, Oak Creek, WI 53154
Business Ultimate Money Market
0.40%
$5,000
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $0.00 - $24,999.99; APY accurate as of 2/01/2023 and will be paid on the entire balance in the account. A minimum balance fee of $10.00 will be imposed monthly if the average daily balance for the statement cycle falls below $5,000.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. A statement cycle may be from the first day of a month to the last day of that same month. Fees may apply and could reduce earnings. Account must be open and active for 180 calendar days or a $30.00 closing fee will be assessed at account closing. Offer subject to change at any time.

Rate History
No change since Sep 24, 2026 · 0.40% APY · checked 3 times
0.00%0.45%0.90%Sep 24, 2026: 0.40% APYSep 24, 2026Oct 14, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
6560 S 27th St, Oak Creek, WI 53154
Business Money Market without Checking
0.35%
N/A
▼
Rate0.35%
Min DepositN/A
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $25,000.00 - $49,999.99

Rate History
No change since Sep 19, 2026 · 0.35% APY · checked 7 times
0.00%0.43%0.85%Sep 19, 2026: 0.35% APYSep 19, 2026Oct 14, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
6560 S 27th St, Oak Creek, WI 53154
Business Money Market with Checking
0.30%
$100
▼
Rate0.30%
Min Deposit$100
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $24,999.99 or less

Rate History
No change since Sep 19, 2026 · 0.30% APY · checked 7 times
0.00%0.40%0.80%Sep 19, 2026: 0.30% APYSep 19, 2026Oct 14, 2026
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
8995 S Howell Ave, Oak Creek, WI 53154
Relationship Money Market Account
0.25%
N/A
▼
Rate0.25%
Min DepositN/A
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $2,000,001.00 to $99,999,999,999.99

Rate History
2 changes since Sep 14, 2026 · 0.25% → 0.25% ▼ 0.00 pts · high 0.25% / low 0.05%
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 27, 2026: 0.05% APYOct 7, 2026: 0.25% APYSep 14, 2026Oct 14, 2026
  • Oct 7, 20260.25%▲ from 0.05%
  • Sep 27, 20260.05%▼ from 0.25%
  • Sep 14, 20260.25%first recorded
Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
6400 S 27th St, Oak Creek, WI 53154
Money Market
0.25%
$500
▼
Rate0.24%
Min Deposit$500
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $10,000.00 - $49,999.99

Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 18, 2026: 0.25% APYSep 18, 2026Oct 14, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
6560 S 27th St, Oak Creek, WI 53154
Business Money Market without Checking
0.25%
$100
▼
Rate0.25%
Min Deposit$100
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $24,999.99 or less

Rate History
No change since Sep 19, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 19, 2026: 0.25% APYSep 19, 2026Oct 14, 2026
Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
6400 S 27th St, Oak Creek, WI 53154
Money Market
0.20%
$500
▼
Rate0.19%
Min Deposit$500
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $1,500.00 - $9,999.99

Rate History
No change since Sep 18, 2026 · 0.20% APY · checked 6 times
0.00%0.35%0.70%Sep 18, 2026: 0.20% APYSep 18, 2026Oct 14, 2026
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
130 W Town Square Way, Oak Creek, WI 53154
High Yield Money Market
0.19%
N/A
▼
Rate0.19%
Min DepositN/A
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance tier minimum: $50,000; Regular account minimum deposit $1,000; IRA minimum deposit $25; $10 monthly fee for daily balances below $1,000

Rate History
No change since Sep 14, 2026 · 0.19% APY · checked 6 times
0.00%0.35%0.69%Sep 14, 2026: 0.19% APYSep 14, 2026Oct 14, 2026
North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
8701 S Howell Ave, Oak Creek, WI 53154
Standard Money Market
0.15%
N/A
▼
Rate0.15%
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: All balances

Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Oct 14, 2026
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
130 W Town Square Way, Oak Creek, WI 53154
High Yield Money Market
0.14%
N/A
▼
Rate0.14%
Min DepositN/A
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance tier minimum: $25,000; Regular account minimum deposit $1,000; IRA minimum deposit $25; $10 monthly fee for daily balances below $1,000

Rate History
No change since Sep 14, 2026 · 0.14% APY · checked 6 times
0.00%0.32%0.64%Sep 14, 2026: 0.14% APYSep 14, 2026Oct 14, 2026
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
130 W Town Square Way, Oak Creek, WI 53154
High Yield Money Market
0.11%
N/A
▼
Rate0.11%
Min DepositN/A
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance tier minimum: $10,000; Regular account minimum deposit $1,000; IRA minimum deposit $25; $10 monthly fee for daily balances below $1,000

Rate History
No change since Sep 14, 2026 · 0.11% APY · checked 6 times
0.00%0.31%0.61%Sep 14, 2026: 0.11% APYSep 14, 2026Oct 14, 2026
Landmark Credit Union WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
8129S S Howell Ave, Oak Creek, WI 53154
Open Index Plus Money Market
0.10%
N/A
▼
Rate0.10%
Min DepositN/A
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: Below $10,000

Rate History
No change since Oct 7, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 7, 2026: 0.10% APYOct 7, 2026Oct 14, 2026
Landmark Credit Union WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
8129S S Howell Ave, Oak Creek, WI 53154
Open Signature Money Market
0.10%
N/A
▼
Rate0.10%
Min DepositN/A
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $2,500 - $49,999.99

Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 14, 2026
Landmark Credit Union WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
8129S S Howell Ave, Oak Creek, WI 53154
Open VIP Money Market
0.10%
N/A
▼
Rate0.10%
Min DepositN/A
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: Below $2,400

Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
125 E Puetz Rd, Oak Creek, WI 53154
Premiere Money Market Account - Platinum Tier
0.08%
N/A
▼
Rate0.08%
Min DepositN/A
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $100,000.00 - $249,999.99

Rate History
No change since Oct 2, 2026 · 0.08% APY · checked 3 times
0.00%0.29%0.58%Oct 2, 2026: 0.08% APYOct 2, 2026Oct 14, 2026
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
130 W Town Square Way, Oak Creek, WI 53154
High Yield Money Market
0.08%
N/A
▼
Rate0.08%
Min DepositN/A
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance tier minimum: $2,500; Regular account minimum deposit $1,000; IRA minimum deposit $25; $10 monthly fee for daily balances below $1,000

Rate History
No change since Sep 14, 2026 · 0.08% APY · checked 6 times
0.00%0.29%0.58%Sep 14, 2026: 0.08% APYSep 14, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
125 E Puetz Rd, Oak Creek, WI 53154
Premiere Money Market Account - Gold Tier
0.07%
N/A
▼
Rate0.07%
Min DepositN/A
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $100,000.00 - $249,999.99

Rate History
No change since Oct 2, 2026 · 0.07% APY · checked 3 times
0.00%0.29%0.57%Oct 2, 2026: 0.07% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
125 E Puetz Rd, Oak Creek, WI 53154
Premiere Money Market Account - Platinum Tier
0.07%
N/A
▼
Rate0.07%
Min DepositN/A
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $1.00 - $9,999.99

Rate History
No change since Oct 2, 2026 · 0.07% APY · checked 3 times
0.00%0.29%0.57%Oct 2, 2026: 0.07% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
125 E Puetz Rd, Oak Creek, WI 53154
Premiere Money Market Account - Gold Tier
0.06%
N/A
▼
Rate0.06%
Min DepositN/A
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $1.00 - $9,999.99

Rate History
No change since Oct 2, 2026 · 0.06% APY · checked 3 times
0.00%0.28%0.56%Oct 2, 2026: 0.06% APYOct 2, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
125 E Puetz Rd, Oak Creek, WI 53154
Premiere Money Market Account - Silver Tier
0.06%
N/A
▼
Rate0.06%
Min DepositN/A
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $100,000.00 - $249,999.99

Rate History
No change since Oct 2, 2026 · 0.06% APY · checked 3 times
0.00%0.28%0.56%Oct 2, 2026: 0.06% APYOct 2, 2026Oct 14, 2026
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
130 W Town Square Way, Oak Creek, WI 53154
High Yield Money Market
0.06%
N/A
▼
Rate0.06%
Min DepositN/A
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: <$2,500; Regular account minimum deposit $1,000; IRA minimum deposit $25; $10 monthly fee for daily balances below $1,000

Rate History
No change since Sep 14, 2026 · 0.06% APY · checked 2 times
0.00%0.28%0.56%Sep 14, 2026: 0.06% APYSep 14, 2026Oct 14, 2026
PNC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
125 E Puetz Rd, Oak Creek, WI 53154
Premiere Money Market Account
0.05%
N/A
▼
Rate0.05%
Min DepositN/A
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $100,000.00 - $249,999.99

Rate History
No change since Oct 2, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Oct 2, 2026: 0.05% APYOct 2, 2026Oct 14, 2026
Guardian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
7801 S Howell Ave, Oak Creek, WI 53154
Blue Money Market
0.03%
N/A
▼
Rate0.03%
Min DepositN/A
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $10,000+; Balances that fall below $2,500 will be assessed a fee. Fees could reduce earnings on this account.

Rate History
No change since Oct 13, 2026 · 0.03% APY
0.00%0.26%0.53%Oct 13, 2026: 0.03% APYOct 13, 2026Oct 14, 2026
Kohler Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.37%
Flex Money Market
4.00%
N/A
▼
Rate3.93%
Min DepositN/A
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $100,000.00 and over; New money required; Introductory rate, expires after April 30, 2027; Checking writing available; Dividend period: Monthly

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 14, 2026
Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
Elite Money Market
3.99%
$50,000
▼
Rate3.93%
Min Deposit$50,000
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $1,000,000 and over; Average monthly balance; $50,000 minimum deposit and $5,000+ earn dividends

Rate History
No change since Sep 14, 2026 · 3.99% APY · checked 6 times
3.49%3.99%4.49%Sep 14, 2026: 3.99% APYSep 14, 2026Oct 14, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Member's Choice IRA Money Market (with active checking )
3.95%
N/A
▼
Rate3.88%
Min DepositN/A
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $2,000,000 and over; Active checking defined as 4 or more transactions per month; Effective October 13, 2026

Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 6 times
3.45%3.95%4.45%Sep 14, 2026: 3.95% APYSep 14, 2026Oct 14, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Member's Choice Money Market
3.95%
N/A
▼
Rate3.88%
Min DepositN/A
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $2,000,000 and over; With Active Checking (4 or more transactions per month); Effective October 13, 2026

Rate History
No change since Sep 18, 2026 · 3.95% APY · checked 5 times
3.45%3.95%4.45%Sep 18, 2026: 3.95% APYSep 18, 2026Oct 14, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Member's Choice IRA Money Market (with active checking )
3.90%
N/A
▼
Rate3.83%
Min DepositN/A
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $750,000 and over; Active checking defined as 4 or more transactions per month; Effective October 13, 2026

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 6 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Oct 14, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Member's Choice Money Market
3.90%
N/A
▼
Rate3.83%
Min DepositN/A
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $750,000 and over; With Active Checking (4 or more transactions per month); Effective October 13, 2026

Rate History
No change since Sep 18, 2026 · 3.90% APY · checked 5 times
3.40%3.90%4.40%Sep 18, 2026: 3.90% APYSep 18, 2026Oct 14, 2026
Capital Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.78%
Money Market Platinum
3.90%
$1,000,000
▼
Rate3.83%
Min Deposit$1,000,000
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $1,000,000+; Compounds monthly

Rate History
No change since Oct 13, 2026 · 3.90% APY
3.40%3.90%4.40%Oct 13, 2026: 3.90% APYOct 13, 2026Oct 14, 2026
Indianhead Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Money Market Account
3.87%
N/A
▼
Rate3.80%
Min DepositN/A
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $250,000.00 and Over

Rate History
No change since Sep 14, 2026 · 3.87% APY · checked 6 times
3.37%3.87%4.37%Sep 14, 2026: 3.87% APYSep 14, 2026Oct 14, 2026
Capital Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.78%
Money Market Platinum
3.80%
$750,000
▼
Rate3.74%
Min Deposit$750,000
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $750,000-$999,999.99; Compounds monthly

Rate History
No change since Oct 13, 2026 · 3.80% APY
3.30%3.80%4.30%Oct 13, 2026: 3.80% APYOct 13, 2026Oct 14, 2026
Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Fox Rewards Money Market
3.75%
N/A
▼
Rate3.69%
Min DepositN/A
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications met; Balance: $1,000,000+

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 14, 2026
Kohler Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.37%
Flex Money Market
3.75%
N/A
▼
Rate3.69%
Min DepositN/A
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $50,000.00 and over; New money required; Introductory rate, expires after April 30, 2027; Checking writing available; Dividend period: Monthly

Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 7 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APYSep 18, 2026Oct 14, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Member's Choice IRA Money Market (with active checking )
3.65%
N/A
▼
Rate3.59%
Min DepositN/A
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $500,000 and over; Active checking defined as 4 or more transactions per month; Effective October 13, 2026

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 6 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 14, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Member's Choice Money Market
3.65%
N/A
▼
Rate3.59%
Min DepositN/A
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $500,000 and over; With Active Checking (4 or more transactions per month); Effective October 13, 2026

Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 5 times
3.15%3.65%4.15%Sep 18, 2026: 3.65% APYSep 18, 2026Oct 14, 2026
Capital Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.78%
Money Market Platinum
3.65%
$500,000
▼
Rate3.59%
Min Deposit$500,000
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $500,000-$749,999.99; Compounds monthly

Rate History
No change since Oct 13, 2026 · 3.65% APY
3.15%3.65%4.15%Oct 13, 2026: 3.65% APYOct 13, 2026Oct 14, 2026
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
1500 Club - Money Market
3.56%
N/A
▼
Rate3.50%
Min DepositN/A
Min BalanceN/A
UpdatedOct 13, 2026
Details

Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 5 times
3.06%3.56%4.06%Sep 14, 2026: 3.56% APYSep 14, 2026Oct 14, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Member's Choice IRA Money Market (with active checking )
3.50%
N/A
▼
Rate3.45%
Min DepositN/A
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $300,000 and over; Active checking defined as 4 or more transactions per month; Effective October 13, 2026

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Oak Creek, Wisconsin and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Top Money Market Rates from Oak Creek, Wisconsin Institutions

Highest verified APYs available today, updated October 14, 2026

B Top 5 Bank Rates
US Bank
Elite Money Market Account
A+ 5.0 ★ TX: 2.85%
Min: $100
3.40%
The Huntington National Bank
Relationship Money Market Account - With Huntington Perks Checking
A+ 5.0 ★ TX: 3.66%
Min: N/A
3.35%
WaterStone Bank
Ultimate Money Market
A+ 5.0 ★ TX: 2.07%
Min: $5,000
3.29%
Tri City National Bank
Money Market+
A+ 5.0 ★ TX: 4.17%
Min: $250,000
3.00%
North Shore Bank
Premier Money Market
A+ 5.0 ★ TX: 0.50%
Min: N/A
3.00%
CU Top 5 Credit Union Rates
Landmark Credit Union WI
Open Signature Money Market
A+ 5.0 ★ TX: 3.05%
Min: N/A
3.75%
University of Wisconsin Credit Union
Investor's Indexed Money Market Account
A+ 5.0 ★ TX: 3.38%
Min: $10,000
3.23%
Educators Credit Union
Premium Money Market
A+ 5.0 ★ TX: 4.30%
Min: $10,000
3.00%
Guardian Credit Union
Advantage Money Market
A+ 5.0 ★ TX: 2.06%
Min: $5,000
2.70%
Kohler Credit Union
Flex Money Market
A+ 5.0 ★ TX: 2.37%
Min: N/A
4.00%
Rates verified October 14, 2026 . Click an institution name to view its full profile, safety ratings, and all money market products.
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Oak Creek, WI Money Market Rate Trends

Compare local Oak Creek, WI money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Wisconsin MMA Trends
High-Yield MMA WI Avg
2.967%
▼ 0.007 vs 7 days ago

Wisconsin high-yield MMA rates fell 0.007 points over the past 7 days to 2.967% APY.

Standard MMA WI Avg
0.754%
▼ 0.016 vs 7 days ago

Wisconsin standard MMA rates fell 0.016 points over the past 7 days to 0.754% APY.

As of Oct 14, 2026 • Rate data sourced from 8,500+ monitored institutions

Oak Creek, Wisconsin Money Market Rate Forecast, Next 12 Months

Money market rates move with Federal Reserve policy. Our model uses the current WI high-yield MMA average and a Fed funds spread to project the likely rate trajectory for 2026 to 2027.

Current HY MMA Avg, WI
2.967%
As of Oct 14, 2026
6-Month Forecast
3.016%
Fed hold assumed
12-Month Forecast
3.067%
Range: 2.817%, 3.266%

Money market account rates are variable and move in close correlation with the Federal Reserve’s federal funds rate target. Our 12-month forecast is derived from the current WI high-yield money market average of 2.967% APY and a Fed funds spread model calibrated to the historical relationship between policy rate changes and deposit rate adjustments at banks and credit unions.

Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; deposit rates at banks and credit unions track policy-rate changes within 60 to 90 days. High-yield money market rates tend to adjust faster than standard branch-based accounts.

Important notice: This forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions in Oak Creek, Wisconsin.

Powered byMonitorBankRates

Money Market Account Earnings in Oak Creek, Wisconsin

Annual interest earnings at current WI average APYs, based on the high-yield and standard money market averages tracked in our database. Balances reflect the higher minimums typical of money market accounts. Compounding assumed monthly.

Balance HY Money Market (2.967% APY) Monthly Earnings Standard MMA (0.754% APY) Monthly Earnings
$10,000 $296.65 / year $24.72 $75.38 / year $6.28
$25,000 $741.63 / year $61.80 $188.45 / year $15.70
$50,000 $1,483.25 / year $123.60 $376.90 / year $31.41
$100,000 $2,966.50 / year $247.21 $753.80 / year $62.82
Earnings estimates use daily compounding. Actual earnings depend on exact rate, compounding frequency, rate tier, and daily balance maintained. Rates are variable and subject to change. Source: Oak Creek, Wisconsin money market rate averages as of October 14, 2026.
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10
Institutions with Money Market Rates in Oak Creek
6 Banks 4 Credit Unions

About Our Oak Creek, Wisconsin Money Market Rate Database

MonitorBankRates found 10 institutions with branches in Oak Creek (6 banks, 4 credit unions), plus 29 additional state-chartered and national online institutions available to Oak Creek residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: Landmark Credit Union WI offers a money market account at 3.75% APY. Use the rate table above to compare all current offers in Oak Creek, Wisconsin.

How to Find the Best Money Market Rates in Oak Creek, Wisconsin

What to compare when shopping for a money market account in Oak Creek, Wisconsin

To find the best money market APYs in Oak Creek, Wisconsin, start with credit unions and online-only banks: Oak Creek, Wisconsin has 21 credit unions in our database, and they consistently offer some of the highest yields because they are member-owned nonprofits with lower overhead than traditional banks.

Always compare the APY (Annual Percentage Yield), not just the interest rate, and pay close attention to balance tiers. Many money market accounts only pay their advertised top rate above a minimum balance of $1,000 to $25,000, with lower rates (or monthly fees) below that threshold. The current WI high-yield money market average is 2.967% but top local institutions are offering as high as 3.75%, so shopping around pays off.

Unlike a CD, money market rates are variable. Your rate can change at any time with Federal Reserve policy. Also check check-writing and debit card limits: most MMAs allow a set number of withdrawals per month, and exceeding the limit can trigger fees. Review your account periodically to ensure your APY remains competitive.

When a Money Market Account Makes Sense

  • Emergency fund with flexibility: You get savings-level yields plus limited check-writing and debit access. Oak Creek, Wisconsin high-yield money market rates currently average 2.967% APY, far above a typical checking account.
  • Larger balances ($10,000+): Many MMAs pay tiered rates that rise with your balance, so bigger deposits often earn more than they would in a standard savings account.
  • Parking cash between investments: A high-yield money market account at Oak Creek, Wisconsin institutions keeps idle cash working harder while remaining fully accessible.
  • You prefer banking locally: 39 institutions in Oak Creek, Wisconsin report money market rates to our database.
  • No rate lock-in risk: Unlike a CD, your rate moves up with the market if rates rise further.

Consider an Alternative If…

Oak Creek, Wisconsin Financial Snapshot

Local demographics and economic context for savers . Source: U.S. Census Bureau

Population 65+
15.1%
National avg: 17.3%
Median Individual Earnings
$57,223
National avg: $47,340
Poverty Rate
4.9%
National avg: 11.1%
Unemployment Rate
1.3%
National avg: 4.8%
MMA Earnings on 10% of Salary
$170/yr
At WI HY MMA avg 2.967% APY

15.1% of residents are 65 or older, below the national average of 17.3%; a low unemployment rate of 1.3% reflects a strong local economy with solid savings capacity. At today’s WI high-yield money market average of 2.967%, saving 10% of the local median salary ($5,722/year) would earn an additional $170 annually in interest.

Data: U.S. Census Bureau and U.S. Bureau of Labor Statistics.

Money Market Accounts vs. Other Oak Creek, Wisconsin Options

How money market deposit accounts compare to other deposit products available at banks and credit unions in Oak Creek, Wisconsin.

Feature Money Market High-Yield Savings Standard Savings CD (12-Month)
Current WI Avg APY 2.967% View Savings Rates 0.754%(Standard MMA) View CD Rates
Rate Type Variable Variable Variable Fixed for term
FDIC / NCUA Insured ✓ Up to $250K ✓ Up to $250K ✓ Up to $250K ✓ Up to $250K
Withdraw Anytime ✓ Yes ✓ Yes ✓ Yes ✗ Penalty applies
Check Writing ✓ Often yes ✗ No ✗ No ✗ No
Debit / ATM Card ✓ Often yes Some institutions ✗ Rarely ✗ No
Typical Min Deposit $0 to $2,500 $0 to $100 $25 to $100 $500 to $1,000
Rate Risk Variable, moves with Fed policy Variable, moves with Fed policy Variable, moves with Fed policy None, locked for term
Best For Active savers wanting flexibility + check writing Emergency fund, short-term goals, parking cash Everyday saving, low-balance accounts Locking in a rate for a defined period

APY data reflects Oak Creek, Wisconsin averages tracked in our database as of October 14, 2026. Rates are variable and may differ by institution. See individual product pages for full details.

Oak Creek, Wisconsin Money Market Account Calculator

See how much a money market account can earn you. Enter your deposit, monthly contribution, and time frame, or click any current Oak Creek, Wisconsin rate on the right to apply it instantly. Interest compounds monthly.

Interest Earned
$0
Total Contributions
$0
Ending Balance
$0

Assumes monthly compounding and a constant APY for the full period. Money market rates are variable and can change at any time, so actual earnings will differ. Estimates are for informational purposes only.

Current Oak Creek, Wisconsin Money Market Rates

Verified October 14, 2026, click a rate to use it
Rates shown are actual verified offers available in Oak Creek, Wisconsin and statewide averages from our monitoring database. See the full rate table above for all offers.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Oak Creek, Wisconsin money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Oak Creek, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Oak Creek, Wisconsin. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution’s official website. Last Updated and Verified: October 14, 2026

Frequently Asked Questions about Money Market Accounts in Oak Creek, Wisconsin

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Wisconsin.

Are Money Market accounts in Oak Creek, Wisconsin safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.

How often do MMA rates change in Oak Creek, Wisconsin?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Oak Creek, Wisconsin?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Oak Creek, Wisconsin require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Can I lose money in a Money Market Account?

No. You cannot lose your principal in a money market deposit account as long as the bank is FDIC insured or the credit union is NCUA insured, up to $250,000 per depositor. This makes MMAs different from money market mutual funds, which are investments and are not federally insured.

What is the difference between a Money Market Account and a Money Market Fund?

A Money Market Account (MMA) is a federally insured bank or credit union deposit account. A money market fund is a mutual fund investment offered by brokerages that is not FDIC or NCUA insured and can, in rare cases, lose value. The rates on this page are for insured money market deposit accounts.

Do I have to pay taxes on money market account interest?

Yes. Interest earned on money market deposit accounts is taxable income in the U.S. You will typically receive a Form 1099-INT if you earn more than $10 in interest annually.

Are online banks better than local banks in Oak Creek, Wisconsin for money market accounts?

Online banks often offer higher money market APYs because they have lower overhead costs. However, local banks and credit unions in Oak Creek, Wisconsin offer in-person service and may waive minimum balance requirements for existing customers, which some savers prefer.

Best Money Market Rates in Oak Creek, Wisconsin

Here are some of the highest money market account APYs currently available in Oak Creek, Wisconsin and the surrounding area:
  • Landmark Credit Union WI
    Open Signature Money Market: 3.75% APY
  • US Bank
    Elite Money Market Account: 3.40% APY
  • The Huntington National Bank
    Relationship Money Market Account - With Huntington Perks Checking: 3.35% APY
  • WaterStone Bank
    Ultimate Money Market: 3.29% APY
  • University of Wisconsin Credit Union
    Investor's Indexed Money Market Account: 3.23% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Oak Creek, Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: October 14, 2026

Oak Creek, Wisconsin Rates & Resources