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Best Money Market Rates in Oconomowoc, Wisconsin (WI) - May 2026

Content reviewed by
Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 15, 2026

Current Oconomowoc, Wisconsin and the surrounding area money market deposit account rates include University of Wisconsin Credit UnionUniversity of Wisconsin Credit Union1314 Penny Lane, Oconomowoc, WI 53066A+5.0 ★Texas Ratio: 4.81% Investor's Indexed Money Market at 3.05% APY, WaterStone BankWaterStone Bank1239 45 Oconomowoc Drive, Oconomowoc, WI 53066A+5.0 ★Texas Ratio: 1.42% Consumer Ultimate Money Market at 3.00% APY, Landmark Credit UnionLandmark Credit Union955 Lexington Dr, Oconomowoc, WI 53066A+5.0 ★Texas Ratio: 3.95% Signature Business Money Market at 3.00% APY, Ixonia BankIxonia Bank1223 Summit Ave, Oconomowoc, WI 53066A+5.0 ★Texas Ratio: 0.09% Business Money Market at 2.95% APY, and Bank Five NineBank Five Nine155 W Wisconsin Ave, Oconomowoc, WI 53066A+5.0 ★Texas Ratio: 3.03% Relationship Money Market** at 2.50% APY. Money market rates as of May 15, 2026 according to verified data from MonitorBankRates.

Oconomowoc has 5 local institutions in our database, with money market rates as high as 3.05% APY from University of Wisconsin Credit Union at 1314 Penny Lane, Oconomowoc, WI 53066. Use the table below to compare all available offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Oconomowoc, Wisconsin and surrounding area. Last Updated and Verified: May 15, 2026

Compare the Best Money Market Rates Today in Oconomowoc, Wisconsin & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
1314 Penny Lane, Oconomowoc, WI 53066
Investor's Indexed Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Ultimate Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
955 Lexington Dr, Oconomowoc, WI 53066
Signature Business Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Consumer Ultimate Money Market
3.00%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details

Ixonia Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
1223 Summit Ave, Oconomowoc, WI 53066
Business Money Market
2.95%
$1,000
View
▼
Rate2.91%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Ixonia Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
1223 Summit Ave, Oconomowoc, WI 53066
Relationship Money Market
2.85%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Ultimate Business Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Consumer Ultimate Money Market
2.75%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Business Ultimate Money Market
2.75%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details

No Monthly Fee*

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Ultimate Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Ultimate Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
955 Lexington Dr, Oconomowoc, WI 53066
Signature Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Ultimate Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Consumer Ultimate Money Market
2.50%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Business Ultimate Money Market
2.50%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details

No Monthly Fee*

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
155 W Wisconsin Ave, Oconomowoc, WI 53066
Relationship Money Market**
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Ixonia Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
1223 Summit Ave, Oconomowoc, WI 53066
Relationship Money Market
2.35%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Ixonia Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
1223 Summit Ave, Oconomowoc, WI 53066
Standard Money Market
2.35%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Business Ultimate Money Market
2.25%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details

No Monthly Fee*

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Ultimate Business Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Ixonia Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
1223 Summit Ave, Oconomowoc, WI 53066
Business Money Market
2.20%
$1,000
View
▼
Rate2.18%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
955 Lexington Dr, Oconomowoc, WI 53066
Signature Business Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Ixonia Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
1223 Summit Ave, Oconomowoc, WI 53066
Business Money Market
1.70%
$1,000
View
▼
Rate1.69%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Ixonia Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
1223 Summit Ave, Oconomowoc, WI 53066
Business Money Market
1.45%
$1,000
View
▼
Rate1.44%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Ultimate Money Market
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Ultimate Business Money Market
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Consumer Ultimate Money Market
1.15%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Business Ultimate Money Market
1.15%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details

No Monthly Fee*

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Business Money Market
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Business Money Market
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
155 W Wisconsin Ave, Oconomowoc, WI 53066
Relationship Money Market**
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Ixonia Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
1223 Summit Ave, Oconomowoc, WI 53066
Business Money Market
0.55%
$1,000
View
▼
Rate0.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
155 W Wisconsin Ave, Oconomowoc, WI 53066
Relationship Money Market**
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Money Market with Checking
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
955 Lexington Dr, Oconomowoc, WI 53066
Signature Business Money Market
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Money Market with Checking
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
155 W Wisconsin Ave, Oconomowoc, WI 53066
Relationship Money Market**
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Consumer Ultimate Money Market
0.40%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Ultimate Money Market
0.40%
$5,000
View
▼
Rate0.40%
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Ultimate Business Money Market
0.40%
$5,000
View
▼
Rate0.40%
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Money Market without Checking
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Business Ultimate Money Market
0.40%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details

No Monthly Fee*

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Money Market without Checking
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
155 W Wisconsin Ave, Oconomowoc, WI 53066
First Rate Money Market* (Consumer)
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
155 W Wisconsin Ave, Oconomowoc, WI 53066
Relationship Money Market**
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Money Market with Checking
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
1239 45 Oconomowoc Drive, Oconomowoc, WI 53066
Money Market without Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
155 W Wisconsin Ave, Oconomowoc, WI 53066
First Rate Money Market* (Consumer)
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
155 W Wisconsin Ave, Oconomowoc, WI 53066
First Rate Money Market* (Consumer)
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
155 W Wisconsin Ave, Oconomowoc, WI 53066
Relationship Money Market**
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
155 W Wisconsin Ave, Oconomowoc, WI 53066
First Rate Money Market* (Consumer)
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
155 W Wisconsin Ave, Oconomowoc, WI 53066
First Rate Money Market* (Consumer)
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
155 W Wisconsin Ave, Oconomowoc, WI 53066
IRA Money Market***
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
155 W Wisconsin Ave, Oconomowoc, WI 53066
Relationship Money Market**
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
155 W Wisconsin Ave, Oconomowoc, WI 53066
First Rate Money Market* (Consumer)
0.04%
$0
View
▼
Rate0.04%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
955 Lexington Dr, Oconomowoc, WI 53066
Signature Business Money Market
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
Elite Money Market
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Member's Choice IRA Money Market
3.95%
$0
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

with active checking*

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Money Market Platinum Select
3.90%
$0
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Member's Choice IRA Money Market
3.90%
$0
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

with active checking*

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Business SelectMoney Market
3.90%
$0
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Indianhead Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
Money Market Special
3.87%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifying balance up to $1,000.00

Sentry Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
Money Market
3.82%
$0
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Business SelectMoney Market
3.80%
$0
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Money Market Platinum Select
3.80%
$0
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
Fox Rewards Money Market
3.75%
$0
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifications Required; Qualifying balance up to $14,999.99

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Money Market Platinum Select
3.65%
$0
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Business SelectMoney Market
3.65%
$0
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Member's Choice IRA Money Market
3.65%
$0
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

with active checking*

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1500 Club - Money Market
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
Money Market Accounts
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Dividend Rate with Checking

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
3.50%
$5
View
▼
Rate3.45%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details

$5,000,000 And Greater

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$15,000+

Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
Fox Rewards Money Market
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifications Required; Qualifying balance up to $14,999.99

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Money Market Checking
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Business Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Member's Choice IRA Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

with active checking*

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Money Market Platinum Select
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.40%
$1,000,000
View
▼
Rate3.36%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Business SelectMoney Market
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
Money Market Accounts
3.39%
$0
View
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Dividend Rate without Checking

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
3.25%
$5
View
▼
Rate3.20%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details

$3,000,000 - $4,999,999.99

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Money Market Checking
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Business Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Prospera Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
Thrive Money Market
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Money Market Savings
3.05%
$250,000
View
▼
Rate3.00%
Min Deposit$250,000
Min Balance—
UpdatedMay 10, 2026
Details

$1000 to open/HSA Money Market Savings (no minimum)

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

As High As

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.05%
$750,000
View
▼
Rate3.02%
Min Deposit$750,000
Min Balance—
UpdatedMay 10, 2026
Details

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Money Market
3.00%
$2,500
View
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Member's Choice IRA Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

with active checking*

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
3.00%
$5
View
▼
Rate2.96%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details

$1,000,000 - $2,999,999.99

Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
Elite Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
Money Market
2.94%
$0
View
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
2.90%
$500,000
View
▼
Rate2.87%
Min Deposit$500,000
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Business SelectMoney Market
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Money Market Platinum Select
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Premium Money Market
2.81%
$0
View
▼
Rate2.78%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
Money Market Accounts
2.80%
$0
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Dividend Rate with Checking

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Money Market Savings
2.79%
$100,000
View
▼
Rate2.75%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details

$1000 to open/HSA Money Market Savings (no minimum)

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Oconomowoc, Wisconsin and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Oconomowoc, WI Money Market Rate Trends

Compare local Oconomowoc, WI money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Wisconsin MMA Trends →
High-Yield MMA — WI Avg
2.981%
Unchanged vs 7 days ago

Wisconsin high-yield MMA rates currently average 2.981% APY.

Standard MMA — WI Avg
0.884%
Unchanged vs 7 days ago

Wisconsin standard MMA rates currently average 0.884% APY.

As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Oconomowoc, Wisconsin money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Oconomowoc, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Oconomowoc, Wisconsin. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Oconomowoc, Wisconsin

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Wisconsin.

Are Money Market accounts in Oconomowoc, Wisconsin safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.

How often do MMA rates change in Oconomowoc, Wisconsin?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Oconomowoc, Wisconsin?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Oconomowoc, Wisconsin require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Oconomowoc, Wisconsin

Here are some of the highest money market account APYs currently available in Oconomowoc, Wisconsin and the surrounding area:
  • University of Wisconsin Credit Union
    Investor's Indexed Money Market — 3.05% APY
  • WaterStone Bank
    Consumer Ultimate Money Market — 3.00% APY
  • Landmark Credit Union
    Signature Business Money Market — 3.00% APY
  • Ixonia Bank
    Business Money Market — 2.95% APY
  • Bank Five Nine
    Relationship Money Market** — 2.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Oconomowoc, Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 15, 2026

Oconomowoc, Wisconsin Rates & Resources

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