Kentucky Mortgage Rates - October 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Kentucky mortgage rates range from 5.50% to 8.62%, verified by MonitorBankRates as of October 12, 2026. Current 30-year fixed mortgage rates in Kentucky include Y-12 Federal Credit UnionY-12 Federal Credit Union101 E Virginia Ave, Lexington, KY, 40517 2065A+5.0 ★Texas Ratio: 3.67% at 6.744%, Citizens Federal S&L AssocCitizens Federal S&L Assoc433 Madison Ave, Covington, KY, 41011A+5.0 ★Texas Ratio: 0.00% at 7.00%, Liberty Federal Credit UnionLiberty Federal Credit Union1200 Forest Bridge Rd, Bowling Green, KY, 40014 8569A+5.0 ★Texas Ratio: 2.97% at 7.125%, Transcend Credit UnionTranscend Credit Union12104 Shelbyville Rd, Lexington, KY, 40202A+5.0 ★Texas Ratio: 0.70% at 7.25%, and Old National BankOld National Bank1000 Medical Center Dr, Central City, KY, 40207A+5.0 ★Texas Ratio: 4.98% at 7.25%. Mortgage rates as of October 12, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare mortgage rates across all loan types in Kentucky side-by-side. Kentucky mortgage rates currently start as low as 6.744% from Y-12 Federal Credit Union at 101 E Virginia Ave, Lexington, KY, 40517 2065. Rates are continually updated, so we recommend checking back frequently.
Mortgage Rates reflect actual verified offers from lenders actively lending to Kentucky borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: October 12, 2026
Compare Mortgage Rates Today in Kentucky
Kentucky 30 Year Fixed Mortgage Rates
As Low As; Featured Rates carousel; APR shown only
- Oct 12, 20266.74%▼ from 7.50%
- Oct 8, 20267.50%▲ from 7.25%
- Oct 4, 20267.25%▼ from 7.63%
- Oct 2, 20267.63%▲ from 7.25%
No additional details available.
- Sep 27, 20267.05%▲ from 6.80%
- Sep 24, 20266.80%first recorded
Loan Rate Discount; Conventional conforming financing of purchases for primary residences only. Certain product restrictions apply. Closing costs may apply. A sample principal and interest payment on a (30)-year $200,000 fixed rate loan amount with a 7.125% interest rate (7.205% APR) is $1,629 including taxes, insurance, and PMI. This sample is based on a credit score of 760 and a LTV of 95% (5% down payment) and includes our loan rate discount. Actual interest rate may vary based on credit history, loan purpose, loan to value, etc. Product offerings may vary by state or , and all rates listed are specific to their respective mortgage program.
As Low As
- Oct 10, 20267.25%▲ from 7.00%
- Sep 27, 20267.00%▲ from 6.75%
- Sep 18, 20266.75%▲ from 6.50%
- Sep 14, 20266.50%first recorded
No additional details available.
- Oct 10, 20267.25%▲ from 7.00%
- Sep 27, 20267.00%▲ from 6.75%
- Sep 18, 20266.75%▲ from 6.50%
- Sep 14, 20266.50%first recorded
Origination Fee: 1.00%
- Oct 12, 20267.25%▲ from 7.13%
- Sep 25, 20267.13%▲ from 7.00%
- Sep 17, 20267.00%▲ from 6.75%
- Sep 14, 20266.75%first recorded
No additional details available.
- Sep 27, 20267.31%▲ from 7.06%
- Sep 15, 20267.06%first recorded
0-Point Rate: 7.625%; 0-Point APR: 7.696%
No additional details available.
- Oct 1, 20267.55%▲ from 7.30%
- Sep 24, 20267.30%▲ from 7.18%
- Sep 15, 20267.18%first recorded
No additional details available.
- Oct 7, 20267.55%▲ from 7.43%
- Sep 27, 20267.43%▲ from 7.30%
- Sep 24, 20267.30%first recorded
No additional details available.
- Oct 1, 20267.68%▲ from 7.43%
- Sep 24, 20267.43%▲ from 7.30%
- Sep 18, 20267.30%first recorded
1-Point Rate: 7.375%; 1-Point APR: 7.548%
- Oct 11, 20267.70%▼ from 7.80%
- Oct 7, 20267.80%first recorded
Fixed Rate Mortgage (FRM)
Rates shown include 0.125% autopay and paperless discount.
No additional details available.
- Oct 7, 20267.92%▲ from 7.54%
- Oct 1, 20267.54%▲ from 7.42%
- Sep 27, 20267.42%▲ from 7.16%
- Sep 24, 20267.16%▲ from 7.04%
First Time Home Buyer program; Minimum loan amount $30,000.00
APR based on $60,000.00 loan amount; min loan $30,000, max $832,750; max purchase 97% LTV, no PMI required; fully amortized; not assumable
No additional details available.
- Sep 27, 20269.57%▲ from 9.26%
- Sep 24, 20269.26%▲ from 8.96%
- Sep 15, 20268.96%first recorded
Kentucky 15 Year Fixed Mortgage Rates
No additional details available.
No additional details available.
No additional details available.
- Sep 27, 20266.71%▲ from 6.46%
- Sep 24, 20266.46%first recorded
No additional details available.
- Oct 10, 20266.75%▲ from 6.50%
- Sep 27, 20266.50%▲ from 6.13%
- Sep 18, 20266.13%▲ from 5.88%
- Sep 14, 20265.88%first recorded
Origination Fee: 1.00%
- Sep 25, 20266.75%▲ from 6.50%
- Sep 17, 20266.50%first recorded
Rates shown include 0.125% autopay and paperless discount.
- Oct 7, 20266.99%▲ from 6.49%
- Sep 15, 20266.49%first recorded
No additional details available.
- Oct 1, 20267.21%▲ from 6.96%
- Sep 24, 20266.96%▲ from 6.71%
- Sep 15, 20266.71%first recorded
No additional details available.
- Sep 27, 20267.21%▲ from 6.96%
- Sep 24, 20266.96%first recorded
Fixed Rate Mortgage (FRM)
0-Point Rate: 7.250%; 0-Point APR: 7.361%
1-Point Rate: 7.000%; 1-Point APR: 7.274%
- Oct 11, 20267.36%▼ from 7.40%
- Oct 7, 20267.40%first recorded
No additional details available.
- Sep 27, 20267.92%▲ from 7.67%
- Sep 24, 20267.67%▲ from 7.42%
- Sep 19, 20267.42%first recorded
Kentucky 5/1 ARM Mortgage Rates
Origination Fee: 1.00%; Adjustable rate tied to 10-Year CMT index
Origination Fee: 1.00%; Adjustable rate tied to 10-Year CMT index
Adjustable Rate Mortgage (ARM); Minimum loan amount $20,000.00
APR based on $60,000.00 loan amount; Min loan $20,000.00, max $832,750; min term 10 years, max 30 years; rate adjusts after 5 years, max 2% change per adjustment, loan max 6%; FICO 720+ pricing varies by LTV
No additional details available.
- Oct 7, 20267.01%▲ from 6.76%
- Sep 18, 20266.76%first recorded
Adjustable Rate Mortgage (ARM); Minimum loan amount $20,000.00
APR based on $60,000.00 loan amount; Min loan $20,000.00, max $832,750; 6% cap every 15 years, 6% lifetime cap; APR for 'A' credit
Adjustable Rate Mortgage (ARM); Construction to Permanent
Kentucky 30-Year Jumbo Mortgage Rates
Payment Example: 3/5 Jumbo ARM Payment Example
- Oct 6, 20266.87%▲ from 6.77%
- Sep 30, 20266.77%first recorded
ARM rates, APRs and monthly payments are subject to increase after the initial fixed-rate period of five, seven, or 10 years and assume a 30-year term.
No additional details available.
- Sep 27, 20267.26%▲ from 7.01%
- Sep 18, 20267.01%first recorded
No additional details available.
- Sep 27, 20267.26%▲ from 7.01%
- Sep 15, 20267.01%first recorded
ARM rates, APRs and monthly payments are subject to increase after the initial fixed-rate period of five, seven, or 10 years and assume a 30-year term.
No additional details available.
No additional details available.
Kentucky 15-Year Jumbo Mortgage Rates
No additional details available.
Kentucky 5/1 Jumbo ARM Mortgage Rates
Payment Example: 5/5 Jumbo ARM Payment Example
- Oct 6, 20266.83%▲ from 6.75%
- Sep 30, 20266.75%first recorded
ARM rates, APRs and monthly payments are subject to increase after the initial fixed-rate period of five, seven, or 10 years and assume a 30-year term.
Kentucky FHA Loan Rates
No additional details available.
No additional details available.
- Sep 27, 20269.57%▲ from 9.26%
- Sep 24, 20269.26%▲ from 8.96%
- Sep 15, 20268.96%first recorded
No additional details available.
- Sep 27, 20269.57%▲ from 9.26%
- Sep 24, 20269.26%first recorded
Kentucky VA Loan Rates
No additional details available.
No additional details available.
- Oct 7, 20267.92%▲ from 7.42%
- Sep 27, 20267.42%▲ from 7.16%
- Sep 24, 20267.16%▲ from 7.04%
- Sep 15, 20267.04%first recorded
No additional details available.
- Oct 7, 20267.92%▲ from 7.42%
- Sep 27, 20267.42%▲ from 7.16%
- Sep 24, 20267.16%▲ from 7.04%
- Sep 18, 20267.04%first recorded
No additional details available.
- Oct 7, 20267.92%▲ from 7.54%
- Oct 1, 20267.54%▲ from 7.42%
- Sep 27, 20267.42%▲ from 7.16%
- Sep 24, 20267.16%▲ from 7.04%
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Kentucky Mortgage Rate Trends
Compare local Kentucky mortgage rate quotes against the statewide average
Daily mortgage rate averages tracked across our database of verified mortgage rate quotes, updated every evening.
Kentucky 30-year fixed rates rose 0.034 points over the past 7 days to 7.473%.
Kentucky 15-year fixed rates rose 0.048 points over the past 7 days to 6.996%.
Kentucky Mortgage Rate Forecast, Next 12 Months
Where are Kentucky mortgage rates headed through October 2027?
Based on Fed funds rate futures, 10-year Treasury path, and historical mortgage spread model. Not financial advice.
What Forecast Rates Mean for Kentucky Home Buyers
Monthly principal & interest payment on Kentucky median home of $205,600 (20% down, 30-year fixed, state-level Census ACS median)
| Scenario | Rate | Mo. Payment | vs. Today | % of Income |
|---|---|---|---|---|
| Today (KY avg) | 7.473% | $1,147 | 21.6% | |
| 6-Month Forecast | 7.473% (7.12, 7.77%) | $1,147 | +$0/mo | 21.6% |
| 12-Month Forecast | 7.723% (7.37, 8.02%) | $1,175 | +$28/mo | 22.1% |
Income column = annual mortgage payment as % of Kentucky median household income ($63,726). Above 30% is generally considered cost-burdened.
MonitorBankRates Housing Affordability Index (MBR-HAI)
A daily-updated affordability score for Kentucky , updated every night from live mortgage rates across our monitoring network combined with U.S. Census Bureau income, home value, and cost burden data.
What This Score Means for Kentucky Home Buyers
With a score of 120.1, Kentucky is 23.1 points more affordable than the national average of 97.1. Kentucky ranks #8 out of 51 states for affordability, among the most affordable markets in the country.
The index reflects the current Kentucky 30-year mortgage rate of 7.456% combined with Census median home values, household income, property taxes, and cost burden data. A 0.25% rate change shifts the score by approximately 0.8-1.0 points, meaning today’s rate environment directly impacts how affordable homeownership is relative to local incomes across Kentucky.
Scores update each morning, computed from rate data captured the previous night. Computed from live mortgage rates across FDIC-insured banks and NCUA-chartered credit unions, combined with U.S. Census Bureau ACS 5-Year Estimates (2024) and CPS/HVS Q4 2025. Score of 100 = national average at 6.5% reference rate. Full methodology
How Mortgage Rates Impact Home Affordability in Kentucky
Kentucky Housing Market Overview
According to the U.S. Census Bureau, the median owner-occupied home value in Kentucky is approximately $205,600. The 2026 FHFA conforming loan limit for Kentucky is $832,750.
Kentucky Homeownership Rate
The homeownership rate in Kentucky stands at 69.8%, near the national average of 65.7%. The homeowner vacancy rate of 1.2% signals a tight market with limited available inventory, making it critical to secure the best possible rate quickly when a suitable property becomes available.
Monthly Payment Estimates for Kentucky Buyers
Even a small difference in your interest rate can add up to tens of thousands of dollars over the life of a loan. The table below shows monthly principal and interest payments on a $160,000 mortgage, based on a 20% down payment on the Kentucky median home value.
| Interest Rate | Loan Term | Monthly Payment | Total Interest Paid |
|---|---|---|---|
| 6.973% | 30-year fixed | $1,062 | $222,170 |
| 7.473% Current Avg | 30-year fixed | $1,116 | $241,683 |
| 7.973% | 30-year fixed | $1,171 | $261,565 |
| 6.996% | 15-year fixed | $1,438 | $98,798 |
A 0.500% rate increase on a $160,000 loan adds roughly $55 per month and over $19,882 in total interest over a 30-year term. That’s why comparing verified, current rates from multiple lenders, using the rate table above, is one of the most impactful financial decisions a Kentucky buyer can make.
Data sources: U.S. Census Bureau; Federal Housing Finance Agency (FHFA). Monthly payments shown are principal & interest only; taxes, insurance, and PMI not included.
Kentucky Income & Housing Affordability
At a price-to-income ratio of 3.2x, Kentucky is a relatively affordable housing market compared to national averages. That ratio, median home value divided by median household income, is a standard benchmark used by housing economists to gauge how accessible homeownership is relative to local earnings. The national baseline is approximately 3.8x.
What This Means for Kentucky Buyers
With a median household income of $63,726 per year in Kentucky ($5,311/month) and a median home value of approximately $205,600, a buyer financing at 80% LTV at the current average rate would commit roughly 21% of gross monthly income to principal and interest alone. that falls within a manageable range relative to income, though taxes, insurance, HOA fees, and PMI will add to the true monthly cost of ownership.
Data sources: U.S. Census Bureau. Monthly payment estimate assumes 80% LTV at current average rate; principal and interest only.
Full Cost of Homeownership in Kentucky
A mortgage payment is just the starting point. Property taxes, insurance, and utilities add hundreds of dollars per month to the true cost of owning a home across Kentucky. Understanding the full picture before you buy is the difference between a home you can afford and one that stretches you thin.
Owner vs. Renter Costs
Across Kentucky, the median homeowner with a mortgage pays approximately $941/month in total housing costs, covering the mortgage payment, property taxes, insurance, and utilities. The median renter pays $967/month including utilities. In this market, owning costs less per month than renting, a compelling financial case for buyers who can qualify for financing. Property taxes alone account for $128/month of the ownership cost, a figure that can vary dramatically by location and is often underestimated by first-time buyers.
Housing Cost Burden
The federal standard defines “cost burdened” as spending more than 30% of gross household income on housing. “Severely cost burdened” means spending 50% or more. Both thresholds leave little room for savings, emergencies, or other financial goals.
Across Kentucky, 22.5% of homeowners with mortgages are cost burdened and 40.2% of renters are cost burdened. Renters face significantly higher burden rates than owners, a pattern that often reflects lower renter incomes rather than lower rental costs, and one that can make the path from renting to owning financially difficult even when mortgage payments might be affordable. The 22.5% owner burden rate is below the national average of 28.0%, suggesting this market offers relatively manageable ownership costs relative to local incomes.
Data sources: U.S. Census Bureau, American Community Survey 5-Year Estimates. Monthly owner costs include mortgage payment, taxes, insurance, and utilities. Property taxes reflect median annual taxes for mortgage holders. Rent reflects median gross rent including utilities. Cost burden figures reflect households spending 30%+ of gross income on housing.
Kentucky Mortgage Payment Calculator
See your estimated monthly principal & interest payment at today’s Kentucky rates. The home price is prefilled with the local median home value. Adjust anything, or click a current rate on the right to apply that loan type’s rate and term instantly.
Principal & interest only, excludes property taxes, homeowners insurance, PMI, and HOA dues. See the Full Cost of Homeownership section above for those figures. Estimates are for informational purposes only.
Run the Numbers on Your Kentucky Home Loan
Rates are only part of the equation. Use these calculators to translate current Kentucky mortgage rates and home loan rates into real numbers for your specific situation before you request quotes from mortgage lenders.
Enter your loan amount, interest rate, and term length to see your estimated monthly principal and interest payment. Adjust any variable to model different scenarios: a larger down payment, a shorter term, or a rate a quarter-point lower than what you were quoted.
CalculateTell us your gross income, monthly debt obligations, and how much you have for a down payment. We’ll show you the home price range you’re likely to qualify for at current Kentucky rates, so you can shop with a realistic number in mind rather than discovering your ceiling after you’ve fallen in love with a property.
CalculateIf you already own a home, enter your current rate, remaining loan balance, and the rate you’ve been quoted to refinance. The calculator shows your new monthly payment, how much you’d save each month, and the break-even point, the number of months it takes for your savings to cover the closing costs of refinancing.
CalculateBuying isn’t always the better financial decision, and renting isn’t always throwing money away. This calculator weighs the full cost of each path: mortgage payments, taxes, insurance, and maintenance against rent increases and the opportunity cost of a down payment, to show which option builds more wealth over your intended time horizon in Kentucky.
CalculateTypes of Mortgages Available in Kentucky
Borrowers in Kentucky have access to a wide range of mortgage programs. Rates, down payment requirements, and eligibility rules vary significantly across products. Understanding the differences before you compare lenders can save thousands of dollars over the life of your loan.
Fixed-Rate Mortgage
A fixed-rate mortgage locks your interest rate in for the entire loan term. Your principal and interest payment on day one is identical to payment 360. That predictability is valuable for long-term financial planning, especially in markets where housing costs represent a large share of household income.
Available in 10-, 15-, 20-, and 30-year terms. The 30-year minimizes monthly payments; the 15-year cuts total interest paid dramatically but requires a higher monthly commitment. The payment comparison table above shows exactly how those trade-offs look at today’s Kentucky rate levels.
Adjustable-Rate Mortgage (ARM)
An ARM offers a fixed introductory rate for an initial period, commonly 5, 7, or 10 years, after which the rate adjusts periodically based on a market index. The starting rate is typically lower than a comparable fixed-rate loan, which reduces your monthly payment during the initial window.
ARMs work best when you have a defined exit timeline: if you plan to sell or refinance before the fixed period ends, you capture the lower rate without exposure to future adjustments. Rate caps govern how much the rate can move at each adjustment and in total, so read those terms closely before committing.
FHA Loan
Backed by the Federal Housing Administration, FHA loans are built for buyers who don’t yet meet conventional loan standards. You can qualify with a credit score of 580 and just 3.5% down, and some lenders will consider scores as low as 500 with a 10% down payment.
The cost of that lower barrier is mortgage insurance. FHA loans carry an upfront MIP of 1.75% of the loan amount (which can be rolled in) plus an annual MIP of 0.15% to 0.75% depending on your term and LTV. For buyers who would otherwise wait years to save a larger down payment, given ongoing home price trends in Kentucky, FHA is often the faster path to ownership.
VA Loan
Available to eligible active-duty service members, veterans, reservists, National Guard members, and qualifying surviving spouses, VA loans are among the most favorable mortgage programs available anywhere. No down payment is required, there is no monthly mortgage insurance, and rates are generally competitive with, and often better than, conventional loan rates.
A one-time funding fee applies, 2.15% of the loan for first-time VA borrowers with no down payment, which can be financed into the loan. In Kentucky, where home prices require substantial savings for a conventional down payment, the zero-down VA benefit is an enormous advantage for those who qualify.
Jumbo Loan
Conforming loan limits in Kentucky vary by county. The 2026 FHFA baseline is $832,750 for most counties, with higher limits in designated high-cost areas. Any mortgage exceeding the applicable county limit is a jumbo loan and falls outside Fannie Mae and Freddie Mac guidelines.
Jumbo underwriting is stricter: lenders typically require a credit score of 700 or higher, substantial cash reserves, thorough income documentation, and a down payment of at least 10 to 20%. Rates may run slightly above conforming levels, though the gap narrows in competitive lending environments.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Kentucky mortgage rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates for Kentucky directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Kentucky. We feature a comprehensive mix of licensed NMLS financial institutions, from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in KY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.
Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data, including the Texas Ratio, ensuring you compare rates from secure, reliable lenders.
How a Mortgage Works in Kentucky
A mortgage is a loan used to buy a home in Kentucky, secured by the property itself as collateral. The borrower repays the amount over a set term, most commonly 30 or 15 years, in monthly installments that cover both principal and interest. Because the loan is secured, the lender can foreclose on the home if payments are not made, which is part of why mortgage rates are lower than rates on unsecured debt.
Fixed-Rate vs. Adjustable-Rate Mortgages for Kentucky Buyers
A fixed-rate mortgage keeps the same interest rate for the entire term, so a Kentucky homeowner’s principal-and-interest payment never changes. For example, Y-12 Federal Credit Union is listing a 30-Year Fixed at 6.744%. An adjustable-rate mortgage (ARM) starts with a fixed period, often five, seven, or ten years, and then adjusts periodically based on a market index. ARMs usually open with a lower rate, but the payment can rise once the fixed period ends, so they tend to suit Kentucky borrowers who expect to move or refinance before that point. On the adjustable-rate side, Y-12 Federal Credit Union is listing a 5/5 30-Year Adjustable Rate Mortgage at 5.50%.
How Kentucky Mortgage Rates Are Set
Mortgage rates move with the broader bond market, particularly the yield on the 10-year Treasury, plus a spread that reflects lender costs and risk. On top of that national baseline, the rate a Kentucky borrower is offered depends on individual factors: credit score, down payment size, loan amount, loan type, and the property itself. This is why the advertised rates above are a starting point, and a borrower’s final rate is set once an application is underwritten.
Points and Closing Costs in Kentucky
The interest rate is not the only cost of buying a home in Kentucky. Discount points are an optional upfront fee (one point equals one percent of the loan amount) paid to lower the rate over the life of the loan. Closing costs cover items such as origination fees, appraisal, title insurance, and recording, and typically run two to five percent of the loan. Comparing the annual percentage rate (APR) alongside the note rate helps Kentucky shoppers account for these costs when weighing lenders.
When Kentucky Homeowners Should Consider Refinancing
Refinancing replaces an existing mortgage with a new one, usually to secure a lower rate, change the term, or tap home equity. For Kentucky homeowners, the general guideline is that refinancing makes sense when the savings from a lower rate recoup the closing costs within the time the borrower plans to stay in the home, known as the break-even point. Borrowers also refinance to switch from an adjustable rate to a fixed rate, or to remove mortgage insurance once enough equity has built up. Current Kentucky refinance rates from local lenders are listed on our refinance page.
Frequently Asked Questions about Mortgage Rates in Kentucky
What are home loan rates in Kentucky (KY) today?
How does my credit score affect my rate in Kentucky?
What is a 30-Year Fixed Mortgage?
What are closing costs in Kentucky?
Should I lock my mortgage rate?
What is an Adjustable-Rate Mortgage (ARM)?
What is a Jumbo Loan in Kentucky?
Do I need 20% down to buy a house in Kentucky?
What is the difference between Interest Rate and APR?
How do I compare mortgage lenders in Kentucky?
How do I get mortgage quotes in Kentucky?
What is the median home value in Kentucky?
What is the homeownership rate in Kentucky?
What is the conforming loan limit in Kentucky?
What is the median monthly cost of homeownership in Kentucky?
What are the median property taxes in Kentucky?
What is the median rent in Kentucky?
What percentage of homeowners are cost burdened in Kentucky?
What percentage of renters are cost burdened in Kentucky?
What are the best Mortgage rates in Kentucky?
- Y-12 Federal Credit Union: 6.744% (30-Year Fixed)
- Citizens Federal S&L Assoc: 7.00% (Owner-Occupied Property - 30 Year Fixed)
- Liberty Federal Credit Union: 7.125% (30 Year Fixed Conventional Conforming Mortgage)
- Transcend Credit Union: 7.25% (30-year fixed home loan)
- Old National Bank: 7.25% (Construction 30 Yr Loan)
Kentucky Rates & Resources
Mortgage Rates & Home Loan Rates by City in Kentucky (KY)
