Best Personal Loan Rates in Little Rock, Arkansas (AR) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Little Rock, Arkansas include: UARK Federal Credit UnionUARK Federal Credit Union4301 W Markham St Rm G 301, Little Rock, AR, 72205A+5.0 ★Texas Ratio: 4.46% offering Citizenship Loan at 6.90% APR, Hope Federal Credit Union Jackson, MSHope Federal Credit Union Jackson, MS8411 Interstate 30, Little Rock, AR, 72209 4844A+5.0 ★Texas Ratio: 0.03% offering Signature Loans at 7.17% APR, Dillards Federal Credit UnionDillards Federal Credit Union1600 CANTRELL RD, Little Rock, AR, 72201 1110A+5.0 ★Texas Ratio: 0.67% offering Personal/Signature at 7.50% APR, TruService Community Federal Credit UnionTruService Community Federal Credit Union11001 Hermitage Rd, LIttle Rock, AR, 72211A+5.0 ★Texas Ratio: 4.69% offering Appliance & Electronics Loans at 8.00% APR, and Cooperative Extension Service Federal Credit UnionCooperative Extension Service Federal Credit Union2301 S University Ave, Little Rock, AR, 72204 4940A+5.0 ★Texas Ratio: 0.53% offering Vacation/Holiday Loan at 8.49% APR. Personal loan rates as of April 14, 2026 according to verified data from MonitorBankRates.
Little Rock has 9 local institutions in our database, with personal loan rates as low as 6.90% APR from UARK Federal Credit Union at 4301 W Markham St Rm G 301, Little Rock, AR, 72205. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Little Rock, Arkansas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Little Rock, Arkansas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 14, 2026
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Maximum Amount: Credit Limits of Up to $10,000
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As Low As; Rates from 13.99% to 17.99% APR dependent upon credit score and credit history. Contact us for line of credit rates.
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As Low As; Let the lending team at Alcoa Community Federal Credit Union help you secure your land with competitive rates and flexible terms.
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As Low As; Borrow up to $1,500 Rates as low as 9.99% 12 Month Repayment No Prepayment Fees *If you already have a loan and are a member in good standing, you are automatically APPROVED!*
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Regular APR: 12.00 - 18.00
$2000 Maximum Rate depends on credit rating
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$1500 Maximum Rate depends on credit rating
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As Low As; Use it for whatever life throws at you - Medical bills, vacation, home improvements, and more! These loans start at $250 and go up based on your income & credit. Rates and terms are fixed for up to 60 months.
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Qualifications Required: be a Member for at least 120 days; be 18 years old or older; have verifiable income; not be delinquent on any existing loans; not have a negative balance in any account; not be in the process of filing for bankruptcy; The Credit Union alternative for Pay Day Loans for when you're short between pay checks or have an unexpected expense. For an annual fee of $35, Members can borrow $250 a month. Pay back the initial advance plus the interest within 30 days and you can get another advance.
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As Low As; Rates from 13.99% to 17.99% APR dependent upon credit score and credit history. Contact us for line of credit rates.
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Regular APR: 12.00 - 18.00
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Little Rock, AR Personal Loan Rate Trends
Compare local Little Rock, AR personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arkansas personal loan rates currently average 12.444% APR.
Arkansas signature loan rates currently average 9.761% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Arkansas?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Arkansas?
Are credit unions or banks better for personal loans in Little Rock, Arkansas?
What are the best personal loan rates in Little Rock, Arkansas?
- UARK Federal Credit Union: 6.90% (Citizenship Loan)
- Hope Federal Credit Union Jackson, MS: 7.17% (Signature Loans)
- Dillards Federal Credit Union: 7.50% (Personal/Signature)
- TruService Community Federal Credit Union: 8.00% (Appliance & Electronics Loans)
- Cooperative Extension Service Federal Credit Union: 8.49% (Vacation/Holiday Loan)
Personal Loan Calculators
