Best Personal Loan Rates in Stratford, Connecticut (CT) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Connecticut borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Stratford, Connecticut include: Mutual Security Credit UnionMutual Security Credit Union6580 MAIN ST, STRATFORD, CT, 06614A+5.0 ★Texas Ratio: 4.25% offering Smart-E Loan - Max APR at 6.99% APR, TD BankTD Bank951 Stratford Ave, Stratford, CT, 06615A5.0 ★Texas Ratio: 6.30% offering Personal Loan at 7.99% APR, Sikorsky Credit UnionSikorsky Credit Union1000 Oronoque Ln, Stratford, CT, 06614 1394A+5.0 ★Texas Ratio: 1.11% offering Personal Loan at 8.99% APR, Nutmeg State Financial Credit UnionNutmeg State Financial Credit Union250 Barnum Avenue Cutoff, Stratford, CT, 06614 5152A+5.0 ★Texas Ratio: 5.50% offering Unsecured Loans at 10.00% APR, and Greenwich Municipal Employees Federal Credit UnionGreenwich Municipal Employees Federal Credit UnionA+5.0 ★Texas Ratio: 2.08% offering Share Pledge Loans at 5.00% APR. Personal loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
Stratford has 4 local institutions in our database, with personal loan rates as low as 6.99% APR from Mutual Security Credit Union at 6580 MAIN ST, STRATFORD, CT, 06614. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Stratford, Connecticut.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Stratford, Connecticut. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 9, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
6580 MAIN ST, STRATFORD, CT, 06614
Smart-E Loan - Max APR
6.99%
▼
APR6.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
6580 MAIN ST, STRATFORD, CT, 06614
Smart-E Loan
7.49%
▼
APR7.49%
Last UpdatedApril 10, 2026
Details
No additional details available.
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
951 Stratford Ave, Stratford, CT, 06615
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
1000 Oronoque Ln, Stratford, CT, 06614 1394
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
As Low As
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
1000 Oronoque Ln, Stratford, CT, 06614 1394
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedApril 10, 2026
Details
As Low As
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
1000 Oronoque Ln, Stratford, CT, 06614 1394
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 10, 2026
Details
As Low As
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
1000 Oronoque Ln, Stratford, CT, 06614 1394
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 10, 2026
Details
As Low As
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
1000 Oronoque Ln, Stratford, CT, 06614 1394
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
As Low As
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
6580 MAIN ST, STRATFORD, CT, 06614
Personal Unsecured / Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
250 Barnum Avenue Cutoff, Stratford, CT, 06614 5152
Unsecured Loans
10.00%
▼
APR10.00%
Last UpdatedApril 10, 2026
Details
As Low As; based on creditworthiness. Example: 12 monthly payments of $88.59 per $1,000 borrowed at 13.00% APR. This example is an estimate only and assumes all payments are made on time.
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
6580 MAIN ST, STRATFORD, CT, 06614
Personal Unsecured / Debt Consolidation
10.99%
▼
APR10.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
6580 MAIN ST, STRATFORD, CT, 06614
Personal Unsecured / Debt Consolidation
11.99%
▼
APR11.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
6580 MAIN ST, STRATFORD, CT, 06614
Personal Unsecured / Debt Consolidation
12.99%
▼
APR12.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Share Pledge Loans
5.00%
▼
APR5.00%
Last UpdatedApril 10, 2026
Details
Use the money in your account as Collateral for a loan
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Short Term Loan
5.00%
▼
APR5.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Vacation Loan
5.00%
▼
APR5.00%
Last UpdatedApril 10, 2026
Details
Maximum of $5,000.00
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Medical Residency Refinance Loan
5.45%
▼
APR5.45%
Last UpdatedApril 10, 2026
Details
Fixed rates
APR5.51%
Last UpdatedApril 10, 2026
Details
Your interest rate and monthly payments can fluctuate during the repayment period.
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Medical Residency Refinance Loan
5.51%
▼
APR5.51%
Last UpdatedApril 10, 2026
Details
Variable rates
Cencap Federal Credit Union
Institution Rating:
F1.7 ★Texas Ratio: 54.83%
Energy Saver Loans
5.75%
▼
APR5.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR5.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Maximum Loan Amount
5.75%
▼
APR5.75%
Last UpdatedApril 10, 2026
Details
$125,000
APR5.99%
Last UpdatedApril 10, 2026
Details
No Prepayment Penalty
APR5.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
80% Loan To Value
6.00%
▼
APR6.00%
Last UpdatedApril 10, 2026
Details
up to $300,000; As Low As
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
Spring Loan Special
6.24%
▼
APR6.24%
Last UpdatedApril 10, 2026
Details
As Low As; auto pay
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Maximum Loan Amount
6.25%
▼
APR6.25%
Last UpdatedApril 10, 2026
Details
$125,000
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
80% Loan To Value
6.25%
▼
APR6.25%
Last UpdatedApril 10, 2026
Details
up to $300,000; As Low As
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
Spring Loan Special
6.49%
▼
APR6.49%
Last UpdatedApril 10, 2026
Details
Over $10,000 requires collateral/comaker
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 10, 2026
Details
As Low As; Special fixed up to 15 months!
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 80% CLTV - 5 Year
6.93%
▼
APR6.93%
Last UpdatedApril 10, 2026
Details
As Low As
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
FLEX Loan
6.95%
▼
APR6.95%
Last UpdatedApril 10, 2026
Details
Borrow up to $5,000.00 for a term of one year.
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
CT Smart E Loan
6.99%
▼
APR6.99%
Last UpdatedApril 10, 2026
Details
As Low As
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
Loan Special
6.99%
▼
APR6.99%
Last UpdatedApril 10, 2026
Details
$2,500 MAX
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Connecticut Green Bank Smart-E Loans
6.99%
▼
APR6.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Cornerstone Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
LOAN SPECIAl
6.99%
▼
APR6.99%
Last UpdatedApril 10, 2026
Details
MAX $5,000
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Maximum Loan Amount
7.00%
▼
APR7.00%
Last UpdatedApril 10, 2026
Details
$125,000
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Personal Loan
7.00%
▼
APR7.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
90% Loan to value
7.00%
▼
APR7.00%
Last UpdatedApril 10, 2026
Details
up to $300,000; As Low As
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
Tax Liability Loans
7.25%
▼
APR7.25%
Last UpdatedApril 10, 2026
Details
As Low As; Loan terms up to 24 months; Borrow up to $5,000; Payments made directly to the Department of Revenue Services
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
90% Loan to value
7.25%
▼
APR7.25%
Last UpdatedApril 10, 2026
Details
up to $300,000; As Low As
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1 Year Personal Loan
7.45%
▼
APR7.45%
Last UpdatedApril 10, 2026
Details
No additional details available.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
Personal Loans
7.45%
▼
APR7.45%
Last UpdatedApril 10, 2026
Details
As Low As
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 80% CLTV - 10 Year
7.48%
▼
APR7.48%
Last UpdatedApril 10, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
CT Smart E Loan
7.49%
▼
APR7.49%
Last UpdatedApril 10, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Connecticut Green Bank Smart-E Loans
7.49%
▼
APR7.49%
Last UpdatedApril 10, 2026
Details
No additional details available.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 90% CLTV - 5 Year
7.55%
▼
APR7.55%
Last UpdatedApril 10, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 10, 2026
Details
As Low As; Fixed up to 36 months
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 10, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR7.85%
Last UpdatedApril 10, 2026
Details
Maximum LTV 75%; 10 year amortization, 1/1 ARM 2% annual and 6% lifetime caps: Interest rate and payment amount is fixed for the first year, then is subject to change every year with caps of 2% per adjustment and 6% for the life of the loan.
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
Vacation Loan
7.90%
▼
APR7.90%
Last UpdatedApril 10, 2026
Details
No additional details available.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
2 Years Personal Loan
7.95%
▼
APR7.95%
Last UpdatedApril 10, 2026
Details
No additional details available.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 90% CLTV - 10 Year
7.98%
▼
APR7.98%
Last UpdatedApril 10, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
Dream Forward Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
Hartford Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
CT Smart E Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Credit Builder Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As; $10,000.00 maximum single signature
Bridgeport Post Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.01%
Last UpdatedApril 10, 2026
Details
No additional details available.
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
8.05%
▼
APR8.05%
Last UpdatedApril 10, 2026
Details
As Low As
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
Land Loans (Buildable Land)
8.24%
▼
APR8.24%
Last UpdatedApril 10, 2026
Details
Up to 65% LTV
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
Unsecured
8.24%
▼
APR8.24%
Last UpdatedApril 10, 2026
Details
As Low As
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
Unsecured Loan
8.24%
▼
APR8.24%
Last UpdatedApril 10, 2026
Details
As Low As
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
8.30%
▼
APR8.30%
Last UpdatedApril 10, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Special Purpose Loans
8.40%
▼
APR8.40%
Last UpdatedApril 10, 2026
Details
No additional details available.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
3 Years Personal Loan
8.45%
▼
APR8.45%
Last UpdatedApril 10, 2026
Details
No additional details available.
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
8.49%
▼
APR8.49%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.49%
Last UpdatedApril 10, 2026
Details
No additional details available.
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
Spring Loan Special
8.49%
▼
APR8.49%
Last UpdatedApril 10, 2026
Details
Over $10,000 requires collateral/comaker
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 10, 2026
Details
No additional details available.
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Credit Builder Loan
8.49%
▼
APR8.49%
Last UpdatedApril 10, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
8.49%
▼
APR8.49%
Last UpdatedApril 10, 2026
Details
As Low As
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 10, 2026
Details
As Low As
ASA Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.96%
Equipment Loans 90% financing up to 48 months
8.50%
▼
APR8.50%
Last UpdatedApril 10, 2026
Details
No additional details available.
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
Land Loans (Buildable Land)
8.54%
▼
APR8.54%
Last UpdatedApril 10, 2026
Details
Up to 65% LTV
APR8.59%
Last UpdatedApril 10, 2026
Details
Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
Land Loans (Buildable Land)
8.74%
▼
APR8.74%
Last UpdatedApril 10, 2026
Details
Up to 65% LTV
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 10, 2026
Details
No additional details available.
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Personal Loans
8.74%
▼
APR8.74%
Last UpdatedApril 10, 2026
Details
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment. Maximum loan amount $15,000. Sample repayment. Loan of $10,000, for 36 months, at 8.49% = payment of $315.69. Rates are subject to change without notice. APR= Annual Percentage Rate Rates are effective as of 01/13/26.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 12 month Premier Accounts
8.75%
▼
APR8.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 36 month Premier Accounts
8.75%
▼
APR8.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 24 month Premier Accounts
8.75%
▼
APR8.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Greater Waterbury Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedApril 10, 2026
Details
Up to $8,000.00 Max
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Unsecured Loan
8.75%
▼
APR8.75%
Last UpdatedApril 10, 2026
Details
Fair Isaac Scores Maximum Loan Amount: 730 plus (A plus)
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 10, 2026
Details
Maximum of $20,000.00
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 10, 2026
Details
As Low As
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
4 Years Personal Loan
8.95%
▼
APR8.95%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR8.95%
Last UpdatedApril 10, 2026
Details
Fair Isaac Scores: 730 +
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans 1 Year
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
As Low As
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
As Low As
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
The New Haven Police and Municipal Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.66%
UNSECURED PERSONAL LOAN 12 MONTHS TO 72 MONTHS
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
Credit Score 700-850; Debt Ratio 42%; Max Loan $15,000; Co-Signer $20,000
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Credit Builder Loan
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
As Low As
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.99%
Last UpdatedApril 10, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
As Low As
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Lines Of Credit
9.00%
▼
APR9.00%
Last UpdatedApril 10, 2026
Details
Qualifying balance up to $20,000.00
ASA Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.96%
Equipment Loans 90% financing up to 60 months
9.00%
▼
APR9.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
Spring Loan Special
9.00%
▼
APR9.00%
Last UpdatedApril 10, 2026
Details
Over $10,000 requires collateral/comaker
New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
Unsecured Personal
9.00%
▼
APR9.00%
Last UpdatedApril 10, 2026
Details
As Low As
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
9.25%
▼
APR9.25%
Last UpdatedApril 10, 2026
Details
As Low As
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 10, 2026
Details
As Low As
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 10, 2026
Details
Maximum of $20,000.00
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
Spring Loan Special
9.25%
▼
APR9.25%
Last UpdatedApril 10, 2026
Details
Over $10,000 requires collateral/comaker
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
5 Years Personal Loan
9.45%
▼
APR9.45%
Last UpdatedApril 10, 2026
Details
No additional details available.
Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 10, 2026
Details
As Low As
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
9.49%
▼
APR9.49%
Last UpdatedApril 10, 2026
Details
As Low As
State Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal Signature
9.49%
▼
APR9.49%
Last UpdatedApril 10, 2026
Details
As Low As
Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedApril 10, 2026
Details
As Low As
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 10, 2026
Details
As Low As
360 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Debt Consolidated
9.49%
▼
APR9.49%
Last UpdatedApril 10, 2026
Details
$500 Minimum Loan Amount
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans 2 Years
9.49%
▼
APR9.49%
Last UpdatedApril 10, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 10, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
9.49%
▼
APR9.49%
Last UpdatedApril 10, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 10, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Unsecured - Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 10, 2026
Details
Total loan amount cannot exceed $15,000.
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 10, 2026
Details
As Low As; Fixed up to 60 months
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans 3 Years
9.74%
▼
APR9.74%
Last UpdatedApril 10, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans
9.74%
▼
APR9.74%
Last UpdatedApril 10, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 10, 2026
Details
As Low As
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature Personal Loan
9.75%
▼
APR9.75%
Last UpdatedApril 10, 2026
Details
As Low As
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Unsecured Loan
9.75%
▼
APR9.75%
Last UpdatedApril 10, 2026
Details
Fair Isaac Scores Maximum Loan Amount: 680-729 (A)
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 12 month General Membership
9.75%
▼
APR9.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 24 month General Membership
9.75%
▼
APR9.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 36 month General Membership
9.75%
▼
APR9.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
Personal
9.80%
▼
APR9.80%
Last UpdatedApril 10, 2026
Details
Note 3
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
Personal Loan
9.80%
▼
APR9.80%
Last UpdatedApril 10, 2026
Details
As Low As
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR9.95%
Last UpdatedApril 10, 2026
Details
Fair Isaac Scores: 680-729
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
As Low As
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Medical Residency Refinance Loan
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
Fixed rates
Lawrence Memorial Hospital Employees FCU
Institution Rating:
A5.0 ★Texas Ratio: 7.09%
Unsecured
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
Signature
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Debt Consolidation Loans
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans 4 Years
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
As Low As
360 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Debt Consolidated
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
As Low As
Cornerstone Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
PERSONAL (UNSECURED OR COMAKER)
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Crosspoint Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 10, 2026
Details
As Low As
Science Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
PERSONAL LOANS
10.00%
▼
APR10.00%
Last UpdatedApril 10, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
951 Stratford Ave, Stratford, CT, 06615
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
1000 Oronoque Ln, Stratford, CT, 06614 1394
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
As Low As
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
1000 Oronoque Ln, Stratford, CT, 06614 1394
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedApril 10, 2026
Details
As Low As
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
1000 Oronoque Ln, Stratford, CT, 06614 1394
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 10, 2026
Details
As Low As
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
1000 Oronoque Ln, Stratford, CT, 06614 1394
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 10, 2026
Details
As Low As
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
1000 Oronoque Ln, Stratford, CT, 06614 1394
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedApril 10, 2026
Details
As Low As; Special fixed up to 15 months!
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Personal Loan
7.00%
▼
APR7.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1 Year Personal Loan
7.45%
▼
APR7.45%
Last UpdatedApril 10, 2026
Details
No additional details available.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
Personal Loans
7.45%
▼
APR7.45%
Last UpdatedApril 10, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 10, 2026
Details
As Low As; Fixed up to 36 months
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 10, 2026
Details
As Low As
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
2 Years Personal Loan
7.95%
▼
APR7.95%
Last UpdatedApril 10, 2026
Details
No additional details available.
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
Hartford Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
Dream Forward Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
Bridgeport Post Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
8.05%
▼
APR8.05%
Last UpdatedApril 10, 2026
Details
As Low As
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
8.30%
▼
APR8.30%
Last UpdatedApril 10, 2026
Details
As Low As
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
3 Years Personal Loan
8.45%
▼
APR8.45%
Last UpdatedApril 10, 2026
Details
No additional details available.
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.59%
Last UpdatedApril 10, 2026
Details
Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 10, 2026
Details
No additional details available.
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Personal Loans
8.74%
▼
APR8.74%
Last UpdatedApril 10, 2026
Details
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment. Maximum loan amount $15,000. Sample repayment. Loan of $10,000, for 36 months, at 8.49% = payment of $315.69. Rates are subject to change without notice. APR= Annual Percentage Rate Rates are effective as of 01/13/26.
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 10, 2026
Details
As Low As
Greater Waterbury Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedApril 10, 2026
Details
Up to $8,000.00 Max
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 10, 2026
Details
Maximum of $20,000.00
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 12 month Premier Accounts
8.75%
▼
APR8.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 24 month Premier Accounts
8.75%
▼
APR8.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 36 month Premier Accounts
8.75%
▼
APR8.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
4 Years Personal Loan
8.95%
▼
APR8.95%
Last UpdatedApril 10, 2026
Details
No additional details available.
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans 1 Year
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
As Low As
The New Haven Police and Municipal Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.66%
UNSECURED PERSONAL LOAN 12 MONTHS TO 72 MONTHS
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
Credit Score 700-850; Debt Ratio 42%; Max Loan $15,000; Co-Signer $20,000
APR8.99%
Last UpdatedApril 10, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
As Low As
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
As Low As
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 10, 2026
Details
As Low As
Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 10, 2026
Details
Maximum of $20,000.00
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
5 Years Personal Loan
9.45%
▼
APR9.45%
Last UpdatedApril 10, 2026
Details
No additional details available.
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 10, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 10, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 10, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans 2 Years
9.49%
▼
APR9.49%
Last UpdatedApril 10, 2026
Details
As Low As
Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 10, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Unsecured - Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 10, 2026
Details
Total loan amount cannot exceed $15,000.
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 10, 2026
Details
As Low As; Fixed up to 60 months
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans 3 Years
9.74%
▼
APR9.74%
Last UpdatedApril 10, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans
9.74%
▼
APR9.74%
Last UpdatedApril 10, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 10, 2026
Details
As Low As
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature Personal Loan
9.75%
▼
APR9.75%
Last UpdatedApril 10, 2026
Details
As Low As
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 12 month General Membership
9.75%
▼
APR9.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 24 month General Membership
9.75%
▼
APR9.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
Personal Loan 36 month General Membership
9.75%
▼
APR9.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
Personal Loan
9.80%
▼
APR9.80%
Last UpdatedApril 10, 2026
Details
As Low As
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedApril 10, 2026
Details
No additional details available.
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Personal Loans 4 Years
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
As Low As
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Crosspoint Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 10, 2026
Details
As Low As
Science Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
PERSONAL LOANS
10.00%
▼
APR10.00%
Last UpdatedApril 10, 2026
Details
As Low As
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
6580 MAIN ST, STRATFORD, CT, 06614
Personal Unsecured / Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
6580 MAIN ST, STRATFORD, CT, 06614
Personal Unsecured / Debt Consolidation
10.99%
▼
APR10.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
6580 MAIN ST, STRATFORD, CT, 06614
Personal Unsecured / Debt Consolidation
11.99%
▼
APR11.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
6580 MAIN ST, STRATFORD, CT, 06614
Personal Unsecured / Debt Consolidation
12.99%
▼
APR12.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
360 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Debt Consolidated
9.49%
▼
APR9.49%
Last UpdatedApril 10, 2026
Details
$500 Minimum Loan Amount
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Debt Consolidation Loans
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
As Low As
360 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Debt Consolidated
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Debt Consolidation Loans
10.49%
▼
APR10.49%
Last UpdatedApril 10, 2026
Details
As Low As
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
Debt Consolidation Loan
10.90%
▼
APR10.90%
Last UpdatedApril 10, 2026
Details
As Low As; $10,000.00 maximum limit; 5 Year Maximum Term
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Debt Consolidation Loans
10.99%
▼
APR10.99%
Last UpdatedApril 10, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Debt Consolidation Loans
11.49%
▼
APR11.49%
Last UpdatedApril 10, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Debt Consolidation Loans
11.49%
▼
APR11.49%
Last UpdatedApril 10, 2026
Details
No additional details available.
Bridgeport Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
Debt Consolidation Loan
12.50%
▼
APR12.50%
Last UpdatedApril 10, 2026
Details
No additional details available.
Affinity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
Debt Consolidation Loan
13.50%
▼
APR13.50%
Last UpdatedApril 10, 2026
Details
As Low As
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
Debt Consolidation Loans
13.99%
▼
APR13.99%
Last UpdatedApril 10, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Debt Consolidation Loans
14.24%
▼
APR14.24%
Last UpdatedApril 10, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Debt Consolidation Loans
15.24%
▼
APR15.24%
Last UpdatedApril 10, 2026
Details
As Low As
Powered by
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As; $10,000.00 maximum single signature
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
8.49%
▼
APR8.49%
Last UpdatedApril 10, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 10, 2026
Details
No additional details available.
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
8.49%
▼
APR8.49%
Last UpdatedApril 10, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
As Low As
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
As Low As
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 10, 2026
Details
As Low As
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
9.25%
▼
APR9.25%
Last UpdatedApril 10, 2026
Details
As Low As
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
9.49%
▼
APR9.49%
Last UpdatedApril 10, 2026
Details
As Low As
Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedApril 10, 2026
Details
As Low As
State Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal Signature
9.49%
▼
APR9.49%
Last UpdatedApril 10, 2026
Details
As Low As
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
9.49%
▼
APR9.49%
Last UpdatedApril 10, 2026
Details
As Low As
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature Personal Loan
9.75%
▼
APR9.75%
Last UpdatedApril 10, 2026
Details
As Low As
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
Signature
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature Remodeler Loan
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
As Low As
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
As Low As
Powered by
MonitorBankRates
No home improvement personal loan rates found in Stratford, CT currently.
Stratford, CT Personal Loan Rate Trends
Compare local Stratford, CT personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — CT Avg
10.767%
▲ 0.096 vs 7 days ago
Connecticut personal loan rates rose 0.096 points over the past 7 days to 10.767% APR.
Signature Loan — CT Avg
10.655%
▼ 0.512 vs 7 days ago
Connecticut signature loan rates fell 0.512 points over the past 7 days to 10.655% APR.
As of Apr 10, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Connecticut?
Most lenders in Stratford, Connecticut require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Connecticut often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Stratford, Connecticut require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Connecticut?
Yes. Debt consolidation is one of the most common uses of personal loans in Stratford, Connecticut. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Stratford, Connecticut?
Credit unions in Stratford, Connecticut often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Stratford, Connecticut?
- Mutual Security Credit Union: 6.99% (Smart-E Loan - Max APR)
- TD Bank: 7.99% (Personal Loan)
- Sikorsky Credit Union: 8.99% (Personal Loan)
- Nutmeg State Financial Credit Union: 10.00% (Unsecured Loans)
- Greenwich Municipal Employees Federal Credit Union: 5.00% (Share Pledge Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Stratford, Connecticut. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 9, 2026.
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