Best Personal Loan Rates in District Of Columbia (DC) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to District Of Columbia borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in District Of Columbia include: United States Senate Federal Credit UnionUnited States Senate Federal Credit Union441 G St NW Rm 1100, Washington, DC, 20548 0001A5.0 ★Texas Ratio: 12.55% offering Personal Loan at 5.49% APR, Hingham Institution for SavingsHingham Institution for Savings1061 Thomas Jefferson St Nw, Washington, DC, 20007A+5.0 ★Texas Ratio: 0.05% offering 15 YR Loan at 5.90% APR, IDB Global Federal Credit UnionIDB Global Federal Credit Union1300 New York Ave NW, Washington, DC, 20577 0001A+5.0 ★Texas Ratio: 0.98% offering Personal Loan - Variable Rate at 6.12% APR, Commonwealth One Federal Credit UnionCommonwealth One Federal Credit Union441 G St NW Ste 3M54, Washington, DC, 20548 0001A-5.0 ★Texas Ratio: 12.83% offering Personal Loan at 6.15% APR, and ADVANTAGE FINANCIALADVANTAGE FINANCIAL810 VERMONT AVE NW, WASHINGTON, DC, 20420A5.0 ★Texas Ratio: 7.37% offering Personal Loans at 6.39% APR. Personal loan rates as of May 22, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across District Of Columbia side-by-side. District Of Columbia personal loan rates currently start as low as 5.49% APR from United States Senate Federal Credit Union at 441 G St NW Rm 1100, Washington, DC, 20548 0001. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in District Of Columbia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in District Of Columbia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 22, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
5.49%
▼
APR5.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
Hingham Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
1061 Thomas Jefferson St Nw, Washington, DC, 20007
15 YR Loan
5.90%
▼
APR5.90%
Last UpdatedMay 22, 2026
Details
No additional details available.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
6.13%
▼
APR6.13%
Last UpdatedMay 22, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
6.15%
▼
APR6.15%
Last UpdatedMay 22, 2026
Details
As Low As; Maximum $3,000
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
6.38%
▼
APR6.38%
Last UpdatedMay 22, 2026
Details
No additional details available.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
6.39%
▼
APR6.39%
Last UpdatedMay 22, 2026
Details
As Low As; w/ Auto Pay Discount
Hingham Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
1061 Thomas Jefferson St Nw, Washington, DC, 20007
30 YR Loan
6.39%
▼
APR6.39%
Last UpdatedMay 22, 2026
Details
No additional details available.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
6.49%
▼
APR6.49%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMay 22, 2026
Details
As Low As; Loan Amount: $500 - $25,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
SUMMER LOAN
6.50%
▼
APR6.50%
Last UpdatedMay 22, 2026
Details
As Low As; Borrow up to $25,000
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
6.63%
▼
APR6.63%
Last UpdatedMay 22, 2026
Details
No additional details available.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan NCOF
6.63%
▼
APR6.63%
Last UpdatedMay 22, 2026
Details
No additional details available.
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
5215 Loughboro Rd NW, Washington, DC, 20016
VitaLoan
6.74%
▼
APR6.74%
Last UpdatedMay 22, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
6.74%
▼
APR6.74%
Last UpdatedMay 22, 2026
Details
As Low As; Fixed APR
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
6.88%
▼
APR6.88%
Last UpdatedMay 22, 2026
Details
No additional details available.
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 22, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature Loan
6.99%
▼
APR6.99%
Last UpdatedMay 22, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
7.13%
▼
APR7.13%
Last UpdatedMay 22, 2026
Details
No additional details available.
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.90%
1101 2nd St NE, Washington, DC, 20002 3403
Holiday / Vacation Loan
7.25%
▼
APR7.25%
Last UpdatedMay 22, 2026
Details
As Low As; *APR (Annual Percentage Rate) is subject to change without notice. The quoted rate is the lowest available to qualified applicants without relationship pricing. The actual interest rate is based on individual credit history and relationship pricing.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
7.39%
▼
APR7.39%
Last UpdatedMay 22, 2026
Details
As Low As; w/ Auto Pay Discount
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
300 E St SW Ste GC 21, Washington, DC, 20024
Personal Loan
7.44%
▼
APR7.44%
Last UpdatedMay 22, 2026
Details
As Low As
GSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
1800 F St NW # 1211, Washington, DC, 20405 0001
Unsecured (Signature)
7.49%
▼
APR7.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
5215 Loughboro Rd NW, Washington, DC, 20016
Holiday Loan
7.49%
▼
APR7.49%
Last UpdatedMay 22, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
7.49%
▼
APR7.49%
Last UpdatedMay 22, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 22, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 22, 2026
Details
As Low As; Fixed APR
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
732 N Capitol ST NW, Washington, DC, 20401 0002
Unsecured Signature Loan
7.75%
▼
APR7.75%
Last UpdatedMay 22, 2026
Details
As Low As
Bank Fund Staff Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1725 I St NW, WASHINGTON, DC, 20006
Personal Loan
7.95%
▼
APR7.95%
Last UpdatedMay 22, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
2440 Market St NE Ste 901, Washington, DC, 20018
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As; up to $20,000
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
2440 Market St NE Ste 901, Washington, DC, 20018
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As; - $50,000 maximum loan amount
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
No additional details available.
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
1889 F St NW, Washington, DC, 20006
World Cup Loan Special
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
No additional details available.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
550 C St SW, Washington, DC, 20024 2572
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
550 C St SW, Washington, DC, 20024 2572
Summertime Loan
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
As Low As
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
8.13%
▼
APR8.13%
Last UpdatedMay 22, 2026
Details
No additional details available.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loans
8.13%
▼
APR8.13%
Last UpdatedMay 22, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan - Excellent Credit
8.24%
▼
APR8.24%
Last UpdatedMay 22, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 22, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMay 22, 2026
Details
Excellent Credit Range; No past credit issues
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMay 22, 2026
Details
No additional details available.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
8.39%
▼
APR8.39%
Last UpdatedMay 22, 2026
Details
As Low As; w/ Auto Pay Discount
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
8.40%
▼
APR8.40%
Last UpdatedMay 22, 2026
Details
No additional details available.
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
1889 F St NW, Washington, DC, 20006
Green Loan
8.44%
▼
APR8.44%
Last UpdatedMay 22, 2026
Details
No additional details available.
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
1889 F St NW, Washington, DC, 20006
Green Loans
8.44%
▼
APR8.44%
Last UpdatedMay 22, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Building 41, Washington, DC, 20319 0001
Up to 24 Months Loan
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
As Low As
Georgetown University Alumni and Student Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
STE 1328, Washington, DC, 20057 0001
M4 Medical School Loan
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
As Low As
Georgetown University Alumni and Student Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
STE 1328, Washington, DC, 20057 0001
Internship Loan
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
As Low As
Georgetown University Alumni and Student Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
STE 1328, Washington, DC, 20057 0001
3L Personal Loan
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
8.63%
▼
APR8.63%
Last UpdatedMay 22, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMay 22, 2026
Details
As Low As; Fixed APR
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
Bill Payer/Debt Consolidation Loan
8.74%
▼
APR8.74%
Last UpdatedMay 22, 2026
Details
As Low As; ($35,000 Maximum)
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
732 N Capitol ST NW, Washington, DC, 20401 0002
Unsecured Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
Personal/Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
As Low As; ($35,000 Maximum)
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 22, 2026
Details
As Low As; Loan Amount: $500-$40,000
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
Room c 1 80, WASHINGTON, DC, 20523 0001
Signature
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
No additional details available.
DC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.96%
2000 14th St NW, Washington, DC, 20009 4473
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
As Low As; No collateral - just your signed promise to repay!
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature Loan
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
As Low As; - $50,000 maximum loan amount
Library Of Congress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
101 Independence Ave SE Rm 634, Washington, DC, 20540 0002
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
up to $50,000
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Premier Line Loan
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
Variable rate based on 3% over published Prime rate in Wallstreet Journal
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
9.13%
▼
APR9.13%
Last UpdatedMay 22, 2026
Details
No additional details available.
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
Bill Payer/Debt Consolidation Loan
9.24%
▼
APR9.24%
Last UpdatedMay 22, 2026
Details
As Low As; ($35,000 Maximum)
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan - Excellent Credit
9.24%
▼
APR9.24%
Last UpdatedMay 22, 2026
Details
No additional details available.
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMay 22, 2026
Details
Excellent Credit Range; No past credit issues
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
732 N Capitol ST NW, Washington, DC, 20401 0002
Lifestyle Loan
9.25%
▼
APR9.25%
Last UpdatedMay 22, 2026
Details
Certain restrictions apply. Not all applicants will qualify. Loan example: $25,000 loan at 9.25% APR for 60 months would have an estimated monthly payment of $ 525.21. Membership required. This credit union is federally insured by the National Credit Union Administration.
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
Personal/Signature Loan
9.25%
▼
APR9.25%
Last UpdatedMay 22, 2026
Details
As Low As; ($35,000 Maximum)
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
Library Of Congress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
101 Independence Ave SE Rm 634, Washington, DC, 20540 0002
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMay 22, 2026
Details
up to $50,000; Up to 84 Months***
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature Loan
9.25%
▼
APR9.25%
Last UpdatedMay 22, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
9.39%
▼
APR9.39%
Last UpdatedMay 22, 2026
Details
As Low As; w/ Auto Pay Discount
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 22, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 22, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Building 41, Washington, DC, 20319 0001
25 to 60 Months Loan
9.49%
▼
APR9.49%
Last UpdatedMay 22, 2026
Details
As Low As
EP
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
9.63%
▼
APR9.63%
Last UpdatedMay 22, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMay 22, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMay 22, 2026
Details
Excellent Credit Range; No past credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan - Excellent Credit
9.74%
▼
APR9.74%
Last UpdatedMay 22, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMay 22, 2026
Details
As Low As; Fixed APR
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
732 N Capitol ST NW, Washington, DC, 20401 0002
Unsecured Signature Loan
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
As Low As
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
1889 F St NW, Washington, DC, 20006
Signature
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
1889 F St NW, Washington, DC, 20006
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
As Low As
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1400 Independence Ave SW, Washington, DC, 20250
Personal Loan Fixed
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
457 Lenfant Plz SW, Washington, DC, 20024 2111
Signature
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 12.49%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As; - $50,000 maximum loan amount
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
EP
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 6.72%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
HUD
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
451 7th St Sw Rm 3241, Washington, DC, 20410
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
HUD
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
451 7th St Sw Rm 3241, Washington, DC, 20410
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
HUD
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
451 7th St Sw Rm 3241, Washington, DC, 20410
Debt Consolidation
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
10.13%
▼
APR10.13%
Last UpdatedMay 22, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMay 22, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
Instant Line-of-Credit (variable) Loan
10.25%
▼
APR10.25%
Last UpdatedMay 22, 2026
Details
As Low As; Base rate derived from The Wall Street Journal Prime Rate plus 4%. Other tiers apply. Rate adjusted monthly. Not all will qualify for the lowest rate. Not all will be approved.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
10.39%
▼
APR10.39%
Last UpdatedMay 22, 2026
Details
As Low As; w/ Auto Pay Discount
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 12.49%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Personal Loans 24 Months
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
As Low As
EP
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMay 22, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
10.53%
▼
APR10.53%
Last UpdatedMay 22, 2026
Details
Good Credit Range; No recent credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan - Good Credit
10.53%
▼
APR10.53%
Last UpdatedMay 22, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
10.74%
▼
APR10.74%
Last UpdatedMay 22, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedMay 22, 2026
Details
As Low As; Fixed APR
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
Personal Loans 36 Months
10.75%
▼
APR10.75%
Last UpdatedMay 22, 2026
Details
As Low As
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
10.75%
▼
APR10.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 22, 2026
Details
As Low As; - $50,000 maximum loan amount
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 12.49%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Personal Loans 36 Months
10.99%
▼
APR10.99%
Last UpdatedMay 22, 2026
Details
As Low As
EP
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMay 22, 2026
Details
As Low As
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
11.00%
▼
APR11.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMay 22, 2026
Details
As Low As
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
11.25%
▼
APR11.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature Loan
11.25%
▼
APR11.25%
Last UpdatedMay 22, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Personal Loans
11.49%
▼
APR11.49%
Last UpdatedMay 22, 2026
Details
As Low As; - $50,000 maximum loan amount <br/> - $20,000 minimum loan amount for 61-72 month term
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
11.49%
▼
APR11.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 12.49%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Personal Loans 60 Months
11.49%
▼
APR11.49%
Last UpdatedMay 22, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 12.49%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Personal Loans 48 Months
11.49%
▼
APR11.49%
Last UpdatedMay 22, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature Loan
11.50%
▼
APR11.50%
Last UpdatedMay 22, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
11.53%
▼
APR11.53%
Last UpdatedMay 22, 2026
Details
Good Credit Range; No recent credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan - Good Credit
11.53%
▼
APR11.53%
Last UpdatedMay 22, 2026
Details
No additional details available.
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Building 41, Washington, DC, 20319 0001
Moneyline Line-of-Credit Loan
11.75%
▼
APR11.75%
Last UpdatedMay 22, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedMay 22, 2026
Details
As Low As; Variable APR
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
11.92%
▼
APR11.92%
Last UpdatedMay 22, 2026
Details
Ok Credit Range; Had some issues in the past
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan - Ok Credit
11.92%
▼
APR11.92%
Last UpdatedMay 22, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 12.49%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Emergency Loan
11.99%
▼
APR11.99%
Last UpdatedMay 22, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMay 22, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
12.00%
▼
APR12.00%
Last UpdatedMay 22, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
12.03%
▼
APR12.03%
Last UpdatedMay 22, 2026
Details
Good Credit Range; No recent credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan - Good Credit
12.03%
▼
APR12.03%
Last UpdatedMay 22, 2026
Details
No additional details available.
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
12.24%
▼
APR12.24%
Last UpdatedMay 22, 2026
Details
Excellent Credit Range; No past credit issues
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
5.49%
▼
APR5.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
6.13%
▼
APR6.13%
Last UpdatedMay 22, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
6.15%
▼
APR6.15%
Last UpdatedMay 22, 2026
Details
As Low As; Maximum $3,000
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
6.38%
▼
APR6.38%
Last UpdatedMay 22, 2026
Details
No additional details available.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
6.39%
▼
APR6.39%
Last UpdatedMay 22, 2026
Details
As Low As; w/ Auto Pay Discount
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
6.49%
▼
APR6.49%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMay 22, 2026
Details
As Low As; Loan Amount: $500 - $25,000
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
6.63%
▼
APR6.63%
Last UpdatedMay 22, 2026
Details
No additional details available.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan NCOF
6.63%
▼
APR6.63%
Last UpdatedMay 22, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
6.74%
▼
APR6.74%
Last UpdatedMay 22, 2026
Details
As Low As; Fixed APR
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
6.88%
▼
APR6.88%
Last UpdatedMay 22, 2026
Details
No additional details available.
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 22, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
7.13%
▼
APR7.13%
Last UpdatedMay 22, 2026
Details
No additional details available.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
7.39%
▼
APR7.39%
Last UpdatedMay 22, 2026
Details
As Low As; w/ Auto Pay Discount
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
300 E St SW Ste GC 21, Washington, DC, 20024
Personal Loan
7.44%
▼
APR7.44%
Last UpdatedMay 22, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
7.49%
▼
APR7.49%
Last UpdatedMay 22, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 22, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 22, 2026
Details
As Low As; Fixed APR
Bank Fund Staff Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1725 I St NW, WASHINGTON, DC, 20006
Personal Loan
7.95%
▼
APR7.95%
Last UpdatedMay 22, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As; - $50,000 maximum loan amount
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
No additional details available.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
550 C St SW, Washington, DC, 20024 2572
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
8.13%
▼
APR8.13%
Last UpdatedMay 22, 2026
Details
No additional details available.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loans
8.13%
▼
APR8.13%
Last UpdatedMay 22, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMay 22, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 22, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMay 22, 2026
Details
Excellent Credit Range; No past credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan - Excellent Credit
8.24%
▼
APR8.24%
Last UpdatedMay 22, 2026
Details
No additional details available.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
8.39%
▼
APR8.39%
Last UpdatedMay 22, 2026
Details
As Low As; w/ Auto Pay Discount
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
As Low As
Georgetown University Alumni and Student Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
STE 1328, Washington, DC, 20057 0001
3L Personal Loan
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
8.63%
▼
APR8.63%
Last UpdatedMay 22, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMay 22, 2026
Details
As Low As; Fixed APR
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 22, 2026
Details
As Low As; Loan Amount: $500-$40,000
DC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.96%
2000 14th St NW, Washington, DC, 20009 4473
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
As Low As; No collateral - just your signed promise to repay!
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
As Low As; - $50,000 maximum loan amount
Library Of Congress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
101 Independence Ave SE Rm 634, Washington, DC, 20540 0002
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
up to $50,000
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
9.13%
▼
APR9.13%
Last UpdatedMay 22, 2026
Details
No additional details available.
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMay 22, 2026
Details
Excellent Credit Range; No past credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan - Excellent Credit
9.24%
▼
APR9.24%
Last UpdatedMay 22, 2026
Details
No additional details available.
Library Of Congress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
101 Independence Ave SE Rm 634, Washington, DC, 20540 0002
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMay 22, 2026
Details
up to $50,000; Up to 84 Months***
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
9.39%
▼
APR9.39%
Last UpdatedMay 22, 2026
Details
As Low As; w/ Auto Pay Discount
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 22, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 22, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
9.63%
▼
APR9.63%
Last UpdatedMay 22, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMay 22, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMay 22, 2026
Details
Excellent Credit Range; No past credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan - Excellent Credit
9.74%
▼
APR9.74%
Last UpdatedMay 22, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMay 22, 2026
Details
As Low As; Fixed APR
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
1889 F St NW, Washington, DC, 20006
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As; - $50,000 maximum loan amount
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1400 Independence Ave SW, Washington, DC, 20250
Personal Loan Fixed
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 12.49%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
HUD
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
451 7th St Sw Rm 3241, Washington, DC, 20410
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 6.72%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
10.13%
▼
APR10.13%
Last UpdatedMay 22, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMay 22, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
10.39%
▼
APR10.39%
Last UpdatedMay 22, 2026
Details
As Low As; w/ Auto Pay Discount
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 12.49%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Personal Loans 24 Months
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMay 22, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
10.53%
▼
APR10.53%
Last UpdatedMay 22, 2026
Details
Good Credit Range; No recent credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan - Good Credit
10.53%
▼
APR10.53%
Last UpdatedMay 22, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedMay 22, 2026
Details
As Low As; Fixed APR
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
Personal Loans 36 Months
10.75%
▼
APR10.75%
Last UpdatedMay 22, 2026
Details
As Low As
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
10.75%
▼
APR10.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 12.49%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Personal Loans 36 Months
10.99%
▼
APR10.99%
Last UpdatedMay 22, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 22, 2026
Details
As Low As; - $50,000 maximum loan amount
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMay 22, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMay 22, 2026
Details
As Low As
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
11.25%
▼
APR11.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Personal Loans
11.49%
▼
APR11.49%
Last UpdatedMay 22, 2026
Details
As Low As; - $50,000 maximum loan amount <br/> - $20,000 minimum loan amount for 61-72 month term
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 12.49%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Personal Loans 60 Months
11.49%
▼
APR11.49%
Last UpdatedMay 22, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 12.49%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Personal Loans 48 Months
11.49%
▼
APR11.49%
Last UpdatedMay 22, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
11.53%
▼
APR11.53%
Last UpdatedMay 22, 2026
Details
Good Credit Range; No recent credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan - Good Credit
11.53%
▼
APR11.53%
Last UpdatedMay 22, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedMay 22, 2026
Details
As Low As; Variable APR
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
11.92%
▼
APR11.92%
Last UpdatedMay 22, 2026
Details
Ok Credit Range; Had some issues in the past
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan - Ok Credit
11.92%
▼
APR11.92%
Last UpdatedMay 22, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMay 22, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
12.00%
▼
APR12.00%
Last UpdatedMay 22, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
12.03%
▼
APR12.03%
Last UpdatedMay 22, 2026
Details
Good Credit Range; No recent credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan - Good Credit
12.03%
▼
APR12.03%
Last UpdatedMay 22, 2026
Details
No additional details available.
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
12.24%
▼
APR12.24%
Last UpdatedMay 22, 2026
Details
Excellent Credit Range; No past credit issues
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
Bill Payer/Debt Consolidation Loan
8.74%
▼
APR8.74%
Last UpdatedMay 22, 2026
Details
As Low As; ($35,000 Maximum)
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
Bill Payer/Debt Consolidation Loan
9.24%
▼
APR9.24%
Last UpdatedMay 22, 2026
Details
As Low As; ($35,000 Maximum)
HUD
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
451 7th St Sw Rm 3241, Washington, DC, 20410
Debt Consolidation
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature Loan
6.99%
▼
APR6.99%
Last UpdatedMay 22, 2026
Details
As Low As
GSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
1800 F St NW # 1211, Washington, DC, 20405 0001
Unsecured (Signature)
7.49%
▼
APR7.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
732 N Capitol ST NW, Washington, DC, 20401 0002
Unsecured Signature Loan
7.75%
▼
APR7.75%
Last UpdatedMay 22, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
No additional details available.
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
2440 Market St NE Ste 901, Washington, DC, 20018
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As; up to $20,000
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
2440 Market St NE Ste 901, Washington, DC, 20018
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
8.40%
▼
APR8.40%
Last UpdatedMay 22, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
732 N Capitol ST NW, Washington, DC, 20401 0002
Unsecured Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
Personal/Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
As Low As; ($35,000 Maximum)
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
Room c 1 80, WASHINGTON, DC, 20523 0001
Signature
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature Loan
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
As Low As
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature Loan
9.25%
▼
APR9.25%
Last UpdatedMay 22, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
Personal/Signature Loan
9.25%
▼
APR9.25%
Last UpdatedMay 22, 2026
Details
As Low As; ($35,000 Maximum)
EP
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
1889 F St NW, Washington, DC, 20006
Signature
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
732 N Capitol ST NW, Washington, DC, 20401 0002
Unsecured Signature Loan
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
As Low As
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
457 Lenfant Plz SW, Washington, DC, 20024 2111
Signature
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
HUD
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
451 7th St Sw Rm 3241, Washington, DC, 20410
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
EP
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
EP
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
10.74%
▼
APR10.74%
Last UpdatedMay 22, 2026
Details
No additional details available.
EP
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
11.00%
▼
APR11.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature Loan
11.25%
▼
APR11.25%
Last UpdatedMay 22, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
11.49%
▼
APR11.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature Loan
11.50%
▼
APR11.50%
Last UpdatedMay 22, 2026
Details
As Low As
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MonitorBankRates
No home improvement personal loan rates found in District Of Columbia currently.
District Of Columbia Personal Loan Rate Trends
Compare local District Of Columbia personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — DC Avg
10.455%
▲ 0.083 vs 7 days ago
District Of Columbia personal loan rates rose 0.083 points over the past 7 days to 10.455% APR.
Signature Loan — DC Avg
9.474%
▲ 0.108 vs 7 days ago
District Of Columbia signature loan rates rose 0.108 points over the past 7 days to 9.474% APR.
As of May 22, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our District Of Columbia personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for District Of Columbia directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in District Of Columbia. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in DC.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in District Of Columbia?
Most lenders in District Of Columbia require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in District Of Columbia often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in District Of Columbia require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in District Of Columbia?
Yes. Debt consolidation is one of the most common uses of personal loans in District Of Columbia. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in District Of Columbia?
Credit unions in District Of Columbia often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in District Of Columbia?
- United States Senate Federal Credit Union: 5.49% (Personal Loan)
- Hingham Institution for Savings: 5.90% (15 YR Loan)
- IDB Global Federal Credit Union: 6.12% (Personal Loan - Variable Rate)
- Commonwealth One Federal Credit Union: 6.15% (Personal Loan)
- ADVANTAGE FINANCIAL: 6.39% (Personal Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in District Of Columbia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 22, 2026.
