Best Personal Loan Rates in District Of Columbia (DC) - April 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to District Of Columbia borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in District Of Columbia include: Library Of Congress Federal Credit UnionLibrary Of Congress Federal Credit Union101 Independence Ave SE Rm 634, Washington, DC, 20540 0002A+5.0 ★Texas Ratio: 0.75% offering Second Chance Refinance Loan at 4.15% APR, United States Senate Federal Credit UnionUnited States Senate Federal Credit Union441 G St NW Rm 1100, Washington, DC, 20548 0001A5.0 ★Texas Ratio: 13.61% offering Bridge to Retirement Loan at 5.49% APR, IDB Global Federal Credit UnionIDB Global Federal Credit Union1300 New York Ave NW, Washington, DC, 20577 0001A+5.0 ★Texas Ratio: 0.99% offering Family Support Loan - Variable Rate at 6.12% APR, Commonwealth One Federal Credit UnionCommonwealth One Federal Credit Union441 G St NW Ste 3M54, Washington, DC, 20548 0001A-5.0 ★Texas Ratio: 14.20% offering Campus Bookstore Loan at 6.15% APR, and GSA Federal Credit UnionGSA Federal Credit Union1800 F St NW # 1211, Washington, DC, 20405 0001A+5.0 ★Texas Ratio: 2.77% offering Tax and Personal Loans at 6.24% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across District Of Columbia side-by-side. District Of Columbia personal loan rates currently start as low as 4.15% APR from Library Of Congress Federal Credit Union at 101 Independence Ave SE Rm 634, Washington, DC, 20540 0002. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in District Of Columbia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in District Of Columbia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Library Of Congress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
101 Independence Ave SE Rm 634, Washington, DC, 20540 0002
Second Chance Refinance Loan
4.15%
▼
APR4.15%
Last UpdatedApril 13, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Bridge to Retirement Loan
5.49%
▼
APR5.49%
Last UpdatedApril 13, 2026
Details
Loan Amounts: Minimum: $250 Maximum: $10,000
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Family Support Loan - Variable Rate
6.13%
▼
APR6.13%
Last UpdatedApril 13, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Campus Bookstore Loan
6.15%
▼
APR6.15%
Last UpdatedApril 13, 2026
Details
As Low As; Maximum $3,000
GSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
1800 F St NW # 1211, Washington, DC, 20405 0001
Tax and Personal Loans
6.24%
▼
APR6.24%
Last UpdatedApril 13, 2026
Details
providing flexible funding options for members.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Family Support Loan - Variable Rate
6.38%
▼
APR6.38%
Last UpdatedApril 13, 2026
Details
No additional details available.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
6.39%
▼
APR6.39%
Last UpdatedApril 13, 2026
Details
As Low As; w/ Auto Pay Discount
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
6.49%
▼
APR6.49%
Last UpdatedApril 13, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Family Support Loan - Variable Rate
6.63%
▼
APR6.63%
Last UpdatedApril 13, 2026
Details
No additional details available.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Supplemental Housing Loan
6.63%
▼
APR6.63%
Last UpdatedApril 13, 2026
Details
No additional details available.
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
5215 Loughboro Rd NW, Washington, DC, 20016
VitaLoan
6.74%
▼
APR6.74%
Last UpdatedApril 13, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
6.74%
▼
APR6.74%
Last UpdatedApril 13, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Signature Loan
6.74%
▼
APR6.74%
Last UpdatedApril 13, 2026
Details
As Low As; Let your possibilities bloom this spring with special low Signature Loan rates now through May 1, 2026
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 13, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Family Support Loan - Variable Rate
6.88%
▼
APR6.88%
Last UpdatedApril 13, 2026
Details
No additional details available.
Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
441 4th St NW Ste 1140, Washington, DC, 20001 2714
Tax Loan Special
6.99%
▼
APR6.99%
Last UpdatedApril 13, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
Last UpdatedApril 13, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 13, 2026
Details
As Low As; As low as 6.99%2
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
550 C St SW, Washington, DC, 20024 2572
Move Me Loan Rate
7.00%
▼
APR7.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 13, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Family Support Loan - Variable Rate
7.13%
▼
APR7.13%
Last UpdatedApril 13, 2026
Details
No additional details available.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedApril 13, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
Holiday / Vacation Loan
7.25%
▼
APR7.25%
Last UpdatedApril 13, 2026
Details
APR (Annual Percentage Rate) is subject to change without notice. The quoted rate is the lowest available to qualified applicants without relationship pricing. The actual interest rate is based on individual credit history and relationship pricing.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
7.39%
▼
APR7.39%
Last UpdatedApril 13, 2026
Details
As Low As; w/ Auto Pay Discount
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
7.49%
▼
APR7.49%
Last UpdatedApril 13, 2026
Details
As Low As
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
5215 Loughboro Rd NW, Washington, DC, 20016
Holiday Loan
7.49%
▼
APR7.49%
Last UpdatedApril 13, 2026
Details
As Low As
GSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
1800 F St NW # 1211, Washington, DC, 20405 0001
Unsecured (Signature)
7.49%
▼
APR7.49%
Last UpdatedApril 13, 2026
Details
No additional details available.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Signature Loan
7.74%
▼
APR7.74%
Last UpdatedApril 13, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 13, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedApril 13, 2026
Details
No additional details available.
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
732 N Capitol ST NW, Washington, DC, 20401 0002
Unsecured Signature Loan
7.75%
▼
APR7.75%
Last UpdatedApril 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 13, 2026
Details
As Low As
Bank Fund Staff Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1725 I St NW, WASHINGTON, DC, 20006
Personal Loan
7.95%
▼
APR7.95%
Last UpdatedApril 13, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As; - $50,000 maximum loan amount
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2440 Market St NE Ste 901, Washington, DC, 20018
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2440 Market St NE Ste 901, Washington, DC, 20018
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As; Amount Financed up to $20,000
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
550 C St SW, Washington, DC, 20024 2572
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
No additional details available.
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
8.13%
▼
APR8.13%
Last UpdatedApril 13, 2026
Details
No additional details available.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loans
8.13%
▼
APR8.13%
Last UpdatedApril 13, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loans2
8.24%
▼
APR8.24%
Last UpdatedApril 13, 2026
Details
Excellent Credit Range
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedApril 13, 2026
Details
Excellent Credit Range; No past credit issues
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 13, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
8.39%
▼
APR8.39%
Last UpdatedApril 13, 2026
Details
As Low As; w/ Auto Pay Discount
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Special Purpose Loans
8.40%
▼
APR8.40%
Last UpdatedApril 13, 2026
Details
No additional details available.
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Green Loan
8.44%
▼
APR8.44%
Last UpdatedApril 13, 2026
Details
No additional details available.
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Green Loans
8.44%
▼
APR8.44%
Last UpdatedApril 13, 2026
Details
As Low As; Our low-rate2 Green Loan powers your energy-saving and sustainability-related upgrades without the heavy upfront cost.
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Building 41, Washington, DC, 20319 0001
Personal Loans Up to 24 Months
8.49%
▼
APR8.49%
Last UpdatedApril 13, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Building 41, Washington, DC, 20319 0001
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 13, 2026
Details
As Low As
Georgetown University Alumni and Student Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
STE 1328, Washington, DC, 20057 0001
Internship Loan
8.49%
▼
APR8.49%
Last UpdatedApril 13, 2026
Details
As Low As
Georgetown University Alumni and Student Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
STE 1328, Washington, DC, 20057 0001
3L Personal Loan
8.49%
▼
APR8.49%
Last UpdatedApril 13, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 13, 2026
Details
No additional details available.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 13, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
8.63%
▼
APR8.63%
Last UpdatedApril 13, 2026
Details
No additional details available.
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
Bill Payer/Debt Consolidation Maximum)
8.74%
▼
APR8.74%
Last UpdatedApril 13, 2026
Details
$35,000; As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 13, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
Personal/Signature Loan Maximum)
8.75%
▼
APR8.75%
Last UpdatedApril 13, 2026
Details
$35,000; As Low As
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
732 N Capitol ST NW, Washington, DC, 20401 0002
Unsecured Signature Loan
8.75%
▼
APR8.75%
Last UpdatedApril 13, 2026
Details
As Low As
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 13, 2026
Details
As Low As; Loan Amount: $500-$40,000
DC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
2000 14th St NW, Washington, DC, 20009 4473
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 13, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature
8.99%
▼
APR8.99%
Last UpdatedApril 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 13, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Signature
8.99%
▼
APR8.99%
Last UpdatedApril 13, 2026
Details
No additional details available.
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 13, 2026
Details
As Low As; - $50,000 maximum loan amount
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
9.13%
▼
APR9.13%
Last UpdatedApril 13, 2026
Details
No additional details available.
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loans2
9.24%
▼
APR9.24%
Last UpdatedApril 13, 2026
Details
Excellent Credit Range
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedApril 13, 2026
Details
Excellent Credit Range; No past credit issues
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
Bill Payer/Debt Consolidation Maximum)
9.24%
▼
APR9.24%
Last UpdatedApril 13, 2026
Details
$35,000; As Low As
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 13, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature
9.25%
▼
APR9.25%
Last UpdatedApril 13, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
Loan Amounts to
9.25%
▼
APR9.25%
Last UpdatedApril 13, 2026
Details
$35,000; As Low As; APR is based on evaluation of applicant's credit. Your actual APR may vary. Not all will qualify for the lowest rate. Not all will be approved.
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 13, 2026
Details
As Low As
Library Of Congress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
101 Independence Ave SE Rm 634, Washington, DC, 20540 0002
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 13, 2026
Details
up to $50,000; Up to 84 Months***
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
732 N Capitol ST NW, Washington, DC, 20401 0002
Lifestyle Loan
9.25%
▼
APR9.25%
Last UpdatedApril 13, 2026
Details
Certain restrictions apply. Not all applicants will qualify. Loan example: $25,000 loan at 9.25% APR for 60 months would have an estimated monthly payment of $ 525.21. Membership required. This credit union is federally insured by the National Credit Union Administration.
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
Personal/Signature Loan Maximum)
9.25%
▼
APR9.25%
Last UpdatedApril 13, 2026
Details
$35,000; As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
9.39%
▼
APR9.39%
Last UpdatedApril 13, 2026
Details
As Low As; w/ Auto Pay Discount
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 13, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 13, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Building 41, Washington, DC, 20319 0001
Personal Loans 25 to 60 Months
9.49%
▼
APR9.49%
Last UpdatedApril 13, 2026
Details
As Low As
EP
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedApril 13, 2026
Details
No additional details available.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
9.63%
▼
APR9.63%
Last UpdatedApril 13, 2026
Details
No additional details available.
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loans2
9.74%
▼
APR9.74%
Last UpdatedApril 13, 2026
Details
Excellent Credit Range
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 13, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 13, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 13, 2026
Details
Excellent Credit Range; No past credit issues
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 13, 2026
Details
As Low As; Life is full of surprises-a wedding, an unexpected bill, or that dream to adopt. Get quick access to funds with flexible loan terms that help you embrace every milestone with confidence and ease.
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Signature
9.75%
▼
APR9.75%
Last UpdatedApril 13, 2026
Details
No additional details available.
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
732 N Capitol ST NW, Washington, DC, 20401 0002
Unsecured Signature Loan
9.75%
▼
APR9.75%
Last UpdatedApril 13, 2026
Details
As Low As
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
457 Lenfant Plz SW, Washington, DC, 20024 2111
Signature
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As; - $50,000 maximum loan amount
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 13, 2026
Details
As Low As
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
HUD
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
451 7th St Sw Rm 3241, Washington, DC, 20410
Debt Consolidation
10.00%
▼
APR10.00%
Last UpdatedApril 13, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 13, 2026
Details
As Low As
HUD
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
451 7th St Sw Rm 3241, Washington, DC, 20410
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 13, 2026
Details
As Low As; A .25% Relationship Rewards Program Discount is available. (New loans only; not available on existing HUDFCU loans. $500 minimum loan amount. There is a .75% maximum discount per loan.)
EP
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
10.13%
▼
APR10.13%
Last UpdatedApril 13, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedApril 13, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
10.39%
▼
APR10.39%
Last UpdatedApril 13, 2026
Details
As Low As; w/ Auto Pay Discount
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
1040 Tax Loan SPECIAL
10.40%
▼
APR10.40%
Last UpdatedApril 13, 2026
Details
As Low As; Terms up to 1040 days
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Personal Loans 24 Months
10.49%
▼
APR10.49%
Last UpdatedApril 13, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 13, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedApril 13, 2026
Details
As Low As
EP
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedApril 13, 2026
Details
No additional details available.
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 13, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
10.53%
▼
APR10.53%
Last UpdatedApril 13, 2026
Details
Good Credit Range; No recent credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loans2
10.53%
▼
APR10.53%
Last UpdatedApril 13, 2026
Details
Good Credit Range
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
10.74%
▼
APR10.74%
Last UpdatedApril 13, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedApril 13, 2026
Details
As Low As
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
10.75%
▼
APR10.75%
Last UpdatedApril 13, 2026
Details
No additional details available.
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 13, 2026
Details
As Low As; - $50,000 maximum loan amount
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Personal Loans 36 Months
10.99%
▼
APR10.99%
Last UpdatedApril 13, 2026
Details
As Low As
EP
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 13, 2026
Details
As Low As
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
11.00%
▼
APR11.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedApril 13, 2026
Details
As Low As
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
11.25%
▼
APR11.25%
Last UpdatedApril 13, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature
11.25%
▼
APR11.25%
Last UpdatedApril 13, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
Loan Amounts to
11.25%
▼
APR11.25%
Last UpdatedApril 13, 2026
Details
$35,000; As Low As; APR is based on evaluation of applicant's credit. Your actual APR may vary. Not all will qualify for the lowest rate. Not all will be approved.
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Personal Loans
11.49%
▼
APR11.49%
Last UpdatedApril 13, 2026
Details
As Low As; - $50,000 maximum loan amount <br/> - $20,000 minimum loan amount for 61-72 month term
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Personal Loans 48 Months
11.49%
▼
APR11.49%
Last UpdatedApril 13, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Personal Loans 60 Months
11.49%
▼
APR11.49%
Last UpdatedApril 13, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Debt Consolidation Loans
11.49%
▼
APR11.49%
Last UpdatedApril 13, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature
11.50%
▼
APR11.50%
Last UpdatedApril 13, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
11.53%
▼
APR11.53%
Last UpdatedApril 13, 2026
Details
Good Credit Range; No recent credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loans2
11.53%
▼
APR11.53%
Last UpdatedApril 13, 2026
Details
Good Credit Range
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Building 41, Washington, DC, 20319 0001
Personal Loans Moneyline Line-of-Credit
11.75%
▼
APR11.75%
Last UpdatedApril 13, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
11.92%
▼
APR11.92%
Last UpdatedApril 13, 2026
Details
Ok Credit Range; Had some issues in the past
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loans2
11.92%
▼
APR11.92%
Last UpdatedApril 13, 2026
Details
Ok Credit Range
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedApril 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 13, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Emergency Loan
11.99%
▼
APR11.99%
Last UpdatedApril 13, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
12.00%
▼
APR12.00%
Last UpdatedApril 13, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
12.03%
▼
APR12.03%
Last UpdatedApril 13, 2026
Details
Good Credit Range; No recent credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loans2
12.03%
▼
APR12.03%
Last UpdatedApril 13, 2026
Details
Good Credit Range
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
12.24%
▼
APR12.24%
Last UpdatedApril 13, 2026
Details
Excellent Credit Range; No past credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loans2
12.24%
▼
APR12.24%
Last UpdatedApril 13, 2026
Details
Excellent Credit Range
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
12.92%
▼
APR12.92%
Last UpdatedApril 13, 2026
Details
Ok Credit Range; Had some issues in the past
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loans2
12.92%
▼
APR12.92%
Last UpdatedApril 13, 2026
Details
Ok Credit Range
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
GSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
1800 F St NW # 1211, Washington, DC, 20405 0001
Tax and Personal Loans
6.24%
▼
APR6.24%
Last UpdatedApril 13, 2026
Details
providing flexible funding options for members.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
6.39%
▼
APR6.39%
Last UpdatedApril 13, 2026
Details
As Low As; w/ Auto Pay Discount
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
6.49%
▼
APR6.49%
Last UpdatedApril 13, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
6.74%
▼
APR6.74%
Last UpdatedApril 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 13, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 13, 2026
Details
As Low As; As low as 6.99%2
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 13, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
7.39%
▼
APR7.39%
Last UpdatedApril 13, 2026
Details
As Low As; w/ Auto Pay Discount
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
7.49%
▼
APR7.49%
Last UpdatedApril 13, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 13, 2026
Details
As Low As
Bank Fund Staff Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1725 I St NW, WASHINGTON, DC, 20006
Personal Loan
7.95%
▼
APR7.95%
Last UpdatedApril 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
550 C St SW, Washington, DC, 20024 2572
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As; - $50,000 maximum loan amount
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
8.13%
▼
APR8.13%
Last UpdatedApril 13, 2026
Details
No additional details available.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loans
8.13%
▼
APR8.13%
Last UpdatedApril 13, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loans2
8.24%
▼
APR8.24%
Last UpdatedApril 13, 2026
Details
Excellent Credit Range
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedApril 13, 2026
Details
Excellent Credit Range; No past credit issues
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 13, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
8.39%
▼
APR8.39%
Last UpdatedApril 13, 2026
Details
As Low As; w/ Auto Pay Discount
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 13, 2026
Details
As Low As
Georgetown University Alumni and Student Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
STE 1328, Washington, DC, 20057 0001
3L Personal Loan
8.49%
▼
APR8.49%
Last UpdatedApril 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 13, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Building 41, Washington, DC, 20319 0001
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 13, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Building 41, Washington, DC, 20319 0001
Personal Loans Up to 24 Months
8.49%
▼
APR8.49%
Last UpdatedApril 13, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
8.63%
▼
APR8.63%
Last UpdatedApril 13, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 13, 2026
Details
As Low As
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 13, 2026
Details
As Low As; Loan Amount: $500-$40,000
DC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
2000 14th St NW, Washington, DC, 20009 4473
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 13, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 13, 2026
Details
As Low As; - $50,000 maximum loan amount
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
9.13%
▼
APR9.13%
Last UpdatedApril 13, 2026
Details
No additional details available.
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedApril 13, 2026
Details
Excellent Credit Range; No past credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loans2
9.24%
▼
APR9.24%
Last UpdatedApril 13, 2026
Details
Excellent Credit Range
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 13, 2026
Details
No additional details available.
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 13, 2026
Details
As Low As
Library Of Congress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
101 Independence Ave SE Rm 634, Washington, DC, 20540 0002
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 13, 2026
Details
up to $50,000; Up to 84 Months***
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
9.39%
▼
APR9.39%
Last UpdatedApril 13, 2026
Details
As Low As; w/ Auto Pay Discount
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Building 41, Washington, DC, 20319 0001
Personal Loans 25 to 60 Months
9.49%
▼
APR9.49%
Last UpdatedApril 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 13, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 13, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 13, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
9.63%
▼
APR9.63%
Last UpdatedApril 13, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 13, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 13, 2026
Details
Excellent Credit Range; No past credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loans2
9.74%
▼
APR9.74%
Last UpdatedApril 13, 2026
Details
Excellent Credit Range
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 13, 2026
Details
As Low As
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 13, 2026
Details
As Low As; Life is full of surprises-a wedding, an unexpected bill, or that dream to adopt. Get quick access to funds with flexible loan terms that help you embrace every milestone with confidence and ease.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As; - $50,000 maximum loan amount
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 13, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 13, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
10.13%
▼
APR10.13%
Last UpdatedApril 13, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedApril 13, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
10.39%
▼
APR10.39%
Last UpdatedApril 13, 2026
Details
As Low As; w/ Auto Pay Discount
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedApril 13, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 13, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Personal Loans 24 Months
10.49%
▼
APR10.49%
Last UpdatedApril 13, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 13, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
10.53%
▼
APR10.53%
Last UpdatedApril 13, 2026
Details
Good Credit Range; No recent credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loans2
10.53%
▼
APR10.53%
Last UpdatedApril 13, 2026
Details
Good Credit Range
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedApril 13, 2026
Details
As Low As
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
10.75%
▼
APR10.75%
Last UpdatedApril 13, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Personal Loans 36 Months
10.99%
▼
APR10.99%
Last UpdatedApril 13, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 13, 2026
Details
As Low As; - $50,000 maximum loan amount
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 13, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedApril 13, 2026
Details
As Low As
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
11.25%
▼
APR11.25%
Last UpdatedApril 13, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Personal Loans 48 Months
11.49%
▼
APR11.49%
Last UpdatedApril 13, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Personal Loans 60 Months
11.49%
▼
APR11.49%
Last UpdatedApril 13, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Personal Loans
11.49%
▼
APR11.49%
Last UpdatedApril 13, 2026
Details
As Low As; - $50,000 maximum loan amount <br/> - $20,000 minimum loan amount for 61-72 month term
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
11.53%
▼
APR11.53%
Last UpdatedApril 13, 2026
Details
Good Credit Range; No recent credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loans2
11.53%
▼
APR11.53%
Last UpdatedApril 13, 2026
Details
Good Credit Range
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Building 41, Washington, DC, 20319 0001
Personal Loans Moneyline Line-of-Credit
11.75%
▼
APR11.75%
Last UpdatedApril 13, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
11.92%
▼
APR11.92%
Last UpdatedApril 13, 2026
Details
Ok Credit Range; Had some issues in the past
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loans2
11.92%
▼
APR11.92%
Last UpdatedApril 13, 2026
Details
Ok Credit Range
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedApril 13, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
12.00%
▼
APR12.00%
Last UpdatedApril 13, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
12.03%
▼
APR12.03%
Last UpdatedApril 13, 2026
Details
Good Credit Range; No recent credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loans2
12.03%
▼
APR12.03%
Last UpdatedApril 13, 2026
Details
Good Credit Range
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
12.24%
▼
APR12.24%
Last UpdatedApril 13, 2026
Details
Excellent Credit Range; No past credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loans2
12.24%
▼
APR12.24%
Last UpdatedApril 13, 2026
Details
Excellent Credit Range
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
12.92%
▼
APR12.92%
Last UpdatedApril 13, 2026
Details
Ok Credit Range; Had some issues in the past
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loans2
12.92%
▼
APR12.92%
Last UpdatedApril 13, 2026
Details
Ok Credit Range
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
Bill Payer/Debt Consolidation Maximum)
8.74%
▼
APR8.74%
Last UpdatedApril 13, 2026
Details
$35,000; As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
Bill Payer/Debt Consolidation Maximum)
9.24%
▼
APR9.24%
Last UpdatedApril 13, 2026
Details
$35,000; As Low As
HUD
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
451 7th St Sw Rm 3241, Washington, DC, 20410
Debt Consolidation
10.00%
▼
APR10.00%
Last UpdatedApril 13, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Debt Consolidation Loans
11.49%
▼
APR11.49%
Last UpdatedApril 13, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Signature Loan
6.74%
▼
APR6.74%
Last UpdatedApril 13, 2026
Details
As Low As; Let your possibilities bloom this spring with special low Signature Loan rates now through May 1, 2026
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
Last UpdatedApril 13, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedApril 13, 2026
Details
As Low As
GSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
1800 F St NW # 1211, Washington, DC, 20405 0001
Unsecured (Signature)
7.49%
▼
APR7.49%
Last UpdatedApril 13, 2026
Details
No additional details available.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Signature Loan
7.74%
▼
APR7.74%
Last UpdatedApril 13, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedApril 13, 2026
Details
No additional details available.
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
732 N Capitol ST NW, Washington, DC, 20401 0002
Unsecured Signature Loan
7.75%
▼
APR7.75%
Last UpdatedApril 13, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
No additional details available.
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2440 Market St NE Ste 901, Washington, DC, 20018
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As; Amount Financed up to $20,000
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2440 Market St NE Ste 901, Washington, DC, 20018
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 13, 2026
Details
As Low As
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 13, 2026
Details
No additional details available.
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
732 N Capitol ST NW, Washington, DC, 20401 0002
Unsecured Signature Loan
8.75%
▼
APR8.75%
Last UpdatedApril 13, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
Personal/Signature Loan Maximum)
8.75%
▼
APR8.75%
Last UpdatedApril 13, 2026
Details
$35,000; As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature
8.99%
▼
APR8.99%
Last UpdatedApril 13, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Signature
8.99%
▼
APR8.99%
Last UpdatedApril 13, 2026
Details
No additional details available.
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature
9.25%
▼
APR9.25%
Last UpdatedApril 13, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
Personal/Signature Loan Maximum)
9.25%
▼
APR9.25%
Last UpdatedApril 13, 2026
Details
$35,000; As Low As
EP
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedApril 13, 2026
Details
No additional details available.
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Signature
9.75%
▼
APR9.75%
Last UpdatedApril 13, 2026
Details
No additional details available.
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
732 N Capitol ST NW, Washington, DC, 20401 0002
Unsecured Signature Loan
9.75%
▼
APR9.75%
Last UpdatedApril 13, 2026
Details
As Low As
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
457 Lenfant Plz SW, Washington, DC, 20024 2111
Signature
9.99%
▼
APR9.99%
Last UpdatedApril 13, 2026
Details
As Low As
EP
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
HUD
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
451 7th St Sw Rm 3241, Washington, DC, 20410
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 13, 2026
Details
As Low As; A .25% Relationship Rewards Program Discount is available. (New loans only; not available on existing HUDFCU loans. $500 minimum loan amount. There is a .75% maximum discount per loan.)
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
EP
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedApril 13, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
10.74%
▼
APR10.74%
Last UpdatedApril 13, 2026
Details
No additional details available.
EP
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
11.00%
▼
APR11.00%
Last UpdatedApril 13, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature
11.25%
▼
APR11.25%
Last UpdatedApril 13, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature
11.50%
▼
APR11.50%
Last UpdatedApril 13, 2026
Details
As Low As
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MonitorBankRates
No home improvement personal loan rates found in District Of Columbia currently.
District Of Columbia Personal Loan Rate Trends
Compare local District Of Columbia personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — DC Avg
10.354%
Unchanged vs 7 days ago
District Of Columbia personal loan rates currently average 10.354% APR.
Signature Loan — DC Avg
9.312%
Unchanged vs 7 days ago
District Of Columbia signature loan rates currently average 9.312% APR.
As of Apr 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in District Of Columbia?
Most lenders in District Of Columbia require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in District Of Columbia often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in District Of Columbia require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in District Of Columbia?
Yes. Debt consolidation is one of the most common uses of personal loans in District Of Columbia. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in District Of Columbia?
Credit unions in District Of Columbia often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in District Of Columbia?
- Library Of Congress Federal Credit Union: 4.15% (Second Chance Refinance Loan)
- United States Senate Federal Credit Union: 5.49% (Bridge to Retirement Loan)
- IDB Global Federal Credit Union: 6.12% (Family Support Loan - Variable Rate)
- Commonwealth One Federal Credit Union: 6.15% (Campus Bookstore Loan)
- GSA Federal Credit Union: 6.24% (Tax and Personal Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in District Of Columbia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 11, 2026.
