Best Personal Loan Rates in Idaho Falls, Idaho (ID) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Idaho Falls, Idaho include: Connections Credit UnionConnections Credit Union2265 E 25th ST, Idaho Falls, ID, 83404 7543A5.0 ★Texas Ratio: 10.96% offering Signature Loans at 8.25% APR, Idaho Central Credit UnionIdaho Central Credit Union3330 S 15th E, Idaho Falls, ID, 83404 8321A+5.0 ★Texas Ratio: 4.09% offering Signature Loans 12 Months at 10.04% APR, Members Preferred Credit UnionMembers Preferred Credit Union1515 Hoopes Ave, Idaho Falls, ID, 83404A+5.0 ★Texas Ratio: 2.39% offering Personal Loan at 10.75% APR, Westmark Credit UnionWestmark Credit Union815 1st St, Idaho Falls, ID, 83401 4080A+5.0 ★Texas Ratio: 2.97% offering Lifestyle Loan at 11.49% APR, and Frontier Credit UnionFrontier Credit Union1170 Science Center Dr, Idaho Falls, ID, 83402 1506A5.0 ★Texas Ratio: 6.40% offering Signature Loan at 12.29% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Idaho Falls has 5 local institutions in our database, with personal loan rates as low as 8.25% APR from Connections Credit Union at 2265 E 25th ST, Idaho Falls, ID, 83404 7543. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Idaho Falls, Idaho.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Idaho Falls, Idaho. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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$1,501 - $3,000
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As Low As; APR = Annual Percentage Rate. Credit qualifications, terms, and conditions apply.
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As Low As; Terms from 6 to 60 months
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As Low As; APR = Annual Percentage Rate. **Monthly payments determined by loan amount, term, and APR. All loans, rates, and terms are subject to credit approval and creditworthiness, are subject to change at any time, and must meet Cutting Edge Federal Credit Union lending policies.
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APR = Annual Percentage Rate. $20 Quick Loan Application Fee and automatic savings deposit required. Borrowers may only have one Quick Loan at any time, and no more than three in a six-month rolling period. Terms and conditions apply.
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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As Low As; Up to 60 months & $10,000 max per member
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Idaho Falls, ID Personal Loan Rate Trends
Compare local Idaho Falls, ID personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Idaho personal loan rates currently average 11.005% APR.
Idaho signature loan rates currently average 11.675% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Idaho?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Idaho?
Are credit unions or banks better for personal loans in Idaho Falls, Idaho?
What are the best personal loan rates in Idaho Falls, Idaho?
- Connections Credit Union: 8.25% (Signature Loans)
- Idaho Central Credit Union: 10.04% (Signature Loans 12 Months)
- Members Preferred Credit Union: 10.75% (Personal Loan)
- Westmark Credit Union: 11.49% (Lifestyle Loan)
- Frontier Credit Union: 12.29% (Signature Loan)
Personal Loan Calculators
