Best Personal Loan Rates in Twin Falls, Idaho (ID) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Twin Falls, Idaho include: CAPITAL EDUCATORSCAPITAL EDUCATORS123 Cheney Dr W, Twin Falls, ID, 83301A5.0 ★Texas Ratio: 7.10% offering Educator Loan at 4.00% APR, Mountain America Federal Credit UnionMountain America Federal Credit Union1061 Blue Lakes Blvd N, Twin Falls, ID, 83301 3347A5.0 ★Texas Ratio: 11.38% offering Construction Loan at 6.38% APR, Connections Credit UnionConnections Credit Union1445 Addison Ave E, Twin Falls, ID, 83301 5230A5.0 ★Texas Ratio: 10.96% offering Signature Loans at 8.25% APR, Snake River Federal Credit UnionSnake River Federal Credit Union2361 Orchard Dr E, Twin Falls, ID, 83301 7987A+5.0 ★Texas Ratio: 3.01% offering Personal Loan at 10.00% APR, and Westmark Credit UnionWestmark Credit Union524 Pole Line Road West, Twin Falls, ID, 83301A+5.0 ★Texas Ratio: 2.97% offering Lifestyle Loan at 11.49% APR. Personal loan rates as of May 2, 2026 according to verified data from MonitorBankRates.
Twin Falls has 5 local institutions in our database, with personal loan rates as low as 4.00% APR from CAPITAL EDUCATORS at 123 Cheney Dr W, Twin Falls, ID, 83301. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Twin Falls, Idaho.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Twin Falls, Idaho. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 2, 2026
$1,501 - $3,000
As Low As; Construction
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As; Variable
As Low As; Variable
As Low As; Variable
As Low As; Fixed
As Low As; Fixed
As Low As; Fixed
As Low As; Up to 60 months & $10,000 max per member
No additional details available.
As Low As; APR = Annual Percentage Rate. Credit qualifications, terms, and conditions apply.
As Low As; Terms from 6 to 60 months
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; APR = Annual Percentage Rate. **Monthly payments determined by loan amount, term, and APR. All loans, rates, and terms are subject to credit approval and creditworthiness, are subject to change at any time, and must meet Cutting Edge Federal Credit Union lending policies.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; Regular APR: 17.99%
As Low As; Fixed
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
APR = Annual Percentage Rate. $20 Quick Loan Application Fee and automatic savings deposit required. Borrowers may only have one Quick Loan at any time, and no more than three in a six-month rolling period. Terms and conditions apply.
No additional details available.
As Low As
As Low As
As Low As; APR = Annual Percentage Rate. Credit qualifications, terms, and conditions apply.
As Low As; Terms from 6 to 60 months
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; Up to 60 months & $10,000 max per member
As Low As
As Low As; Regular APR: 17.99%
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
Twin Falls, ID Personal Loan Rate Trends
Compare local Twin Falls, ID personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Idaho personal loan rates rose 0.211 points over the past 7 days to 10.994% APR.
Idaho signature loan rates rose 0.260 points over the past 7 days to 11.942% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Idaho?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Idaho?
Are credit unions or banks better for personal loans in Twin Falls, Idaho?
What are the best personal loan rates in Twin Falls, Idaho?
- CAPITAL EDUCATORS: 4.00% (Educator Loan)
- Mountain America Federal Credit Union: 6.38% (Construction Loan)
- Connections Credit Union: 8.25% (Signature Loans)
- Snake River Federal Credit Union: 10.00% (Personal Loan)
- Westmark Credit Union: 11.49% (Lifestyle Loan)
Personal Loan Calculators
