Best Personal Loan Rates in Chicago, Illinois (IL) - April 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Illinois borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Chicago, Illinois include: Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, IL828 S Wolcott Ave Rm 120N, Chicago, IL, 60612A5.0 ★Texas Ratio: 8.23% offering Credit Saver Loan at 5.00% APR, Chicago Firefighters Credit UnionChicago Firefighters Credit Union6230 S Central Ave, Chicago, IL, 60638A+5.0 ★Texas Ratio: 0.52% offering Signature and Cosigner at 5.25% APR, Actors Federal Credit UnionActors Federal Credit Union557 W Randolph St, Chicago, IL, 60661B+4.8 ★Texas Ratio: 17.91% offering Musical Instruments Loans Tier Two - Loans up to $250,000 at 5.49% APR, MWRD Employees Credit UnionMWRD Employees Credit Union100 E Erie St, Chicago, IL, 60611 2829A+5.0 ★Texas Ratio: 3.45% offering MyChoice Special Loan at 5.49% APR, and Park Manor Christian Church Credit UnionPark Manor Christian Church Credit Union600 E 73rd St, Chicago, IL, 60619 1827F1.6 ★Texas Ratio: 56.28% offering Unsecured Personal Loan at 5.99% APR. Personal loan rates as of April 27, 2026 according to verified data from MonitorBankRates.
Chicago has 20 local institutions in our database, with personal loan rates as low as 5.00% APR from Credit Union 1 Credit Union Rantoul, IL at 828 S Wolcott Ave Rm 120N, Chicago, IL, 60612. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Chicago, Illinois.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Chicago, Illinois. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 27, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedApril 29, 2026
Details
This APR will vary with the market based on the dividend rate.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
5.25%
▼
APR5.25%
Last UpdatedApril 29, 2026
Details
Credit Score A 700 & Up
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Musical Instruments Loans Tier Two - Loans up to $250,000
5.49%
▼
APR5.49%
Last UpdatedApril 29, 2026
Details
$50,000; As Low As
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
100 E Erie St, Chicago, IL, 60611 2829
MyChoice Special Loan
5.49%
▼
APR5.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
5.99%
▼
APR5.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
10231 S Western Ave, Chicago, IL, 60643 1917
No Hassle Loan
6.00%
▼
APR6.00%
Last UpdatedApril 29, 2026
Details
$100.00 application fee for one year. No credit check.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
6.75%
▼
APR6.75%
Last UpdatedApril 29, 2026
Details
Credit Score A 700 & Up
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 29, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Recreational Loan
7.00%
▼
APR7.00%
Last UpdatedApril 29, 2026
Details
MAX 72 months
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Green & White Loan
7.00%
▼
APR7.00%
Last UpdatedApril 29, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 29, 2026
Details
As Low As
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
100 E Erie St, Chicago, IL, 60611 2829
Unsecured Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 29, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedApril 29, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 29, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Holiday Loan
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As; Flexible loan amounts available up to $5,000; Terms up to 12 months
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Musical Instruments Loans Tier One - Loans up to $49,000
8.00%
▼
APR8.00%
Last UpdatedApril 29, 2026
Details
$10,000; As Low As
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
Signature Loan
8.01%
▼
APR8.01%
Last UpdatedApril 29, 2026
Details
Application fee: $20.00
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 29, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
8.25%
▼
APR8.25%
Last UpdatedApril 29, 2026
Details
Credit Score A 700 & Up
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Special Purpose Loans
8.40%
▼
APR8.40%
Last UpdatedApril 29, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 29, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 29, 2026
Details
As Low As; Loan Amount $500-$40,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
above 24 months
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
MAX 48 months
Chicago Post Office Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.68%
10025 S Western Ave, Chicago, IL, 60643 1925
Unsecured Loans
9.40%
▼
APR9.40%
Last UpdatedApril 29, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 29, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Unsecured Loan
9.49%
▼
APR9.49%
Last UpdatedApril 29, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Unsecured Loan
9.74%
▼
APR9.74%
Last UpdatedApril 29, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
Credit Score A 700 & Up
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Balance Consolidation Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Vacation Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Unsecured Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Chicago Area Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
600 W MADISON ST, Chicago, IL, 60661 2406
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Short Term Small Amount (Payday Alternative Loans)
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Balance Consolidation Loan
10.24%
▼
APR10.24%
Last UpdatedApril 29, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Signature Loan
10.24%
▼
APR10.24%
Last UpdatedApril 29, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Signature Loan
10.49%
▼
APR10.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Balance Consolidation Loan
10.49%
▼
APR10.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Balance Consolidation Loan
10.74%
▼
APR10.74%
Last UpdatedApril 29, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Signature Loan
10.74%
▼
APR10.74%
Last UpdatedApril 29, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
10.74%
▼
APR10.74%
Last UpdatedApril 29, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Balance Consolidation Loan
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
As Low As
NuMark Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
3040 S Halsted St, Chicago, IL, 60608
Holiday Loans/Vacation Loans
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
NuMark Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
3040 S Halsted St, Chicago, IL, 60608
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
As Low As; for up to 60 months
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
11.00%
▼
APR11.00%
Last UpdatedApril 29, 2026
Details
Credit Score A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
11.25%
▼
APR11.25%
Last UpdatedApril 29, 2026
Details
Credit Score B 625-699
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Debt Consolidation Loans
11.49%
▼
APR11.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 29, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedApril 29, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 29, 2026
Details
As Low As; 84 month Annual Percentage Rate as low as 11.99% as of March 1, 2026. Example of repayment terms: 84 monthly payments of $17.80 per $1,000 borrowed.
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Signature Loans
12.00%
▼
APR12.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
St Helena Parish Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1425 W 112th St, Chicago, IL, 60643 3629
Unsecured Loans
12.00%
▼
APR12.00%
Last UpdatedApril 29, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
1040 EZ Loan
12.00%
▼
APR12.00%
Last UpdatedApril 29, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Relocation Loan
12.00%
▼
APR12.00%
Last UpdatedApril 29, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Signature Loan
12.00%
▼
APR12.00%
Last UpdatedApril 29, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
12.75%
▼
APR12.75%
Last UpdatedApril 29, 2026
Details
Credit Score A 700 & Up
Planites Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
300 E Randolph ST, Chicago, IL, 60601 5014
Unsecured Signature Loan
12.75%
▼
APR12.75%
Last UpdatedApril 29, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 29, 2026
Details
As Low As; Loan Amount $250-$40,000
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Debt Consolidation Loan
13.24%
▼
APR13.24%
Last UpdatedApril 29, 2026
Details
As Low As; ...
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Signature Loan
13.24%
▼
APR13.24%
Last UpdatedApril 29, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Short Term Small Amount (Payday Alternative Loans)
13.50%
▼
APR13.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Signature Loans
14.00%
▼
APR14.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
14.25%
▼
APR14.25%
Last UpdatedApril 29, 2026
Details
Credit Score B 625-699
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Signature Loan
14.48%
▼
APR14.48%
Last UpdatedApril 29, 2026
Details
As Low As; As low as 12.99% APR
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Debt Consolidation Loan
14.74%
▼
APR14.74%
Last UpdatedApril 29, 2026
Details
As Low As; ...
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Signature Loan
14.74%
▼
APR14.74%
Last UpdatedApril 29, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
15.75%
▼
APR15.75%
Last UpdatedApril 29, 2026
Details
Credit Score C 550-625
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Signature Loans
16.00%
▼
APR16.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
Payroll Advance Loan
16.04%
▼
APR16.04%
Last UpdatedApril 29, 2026
Details
Qualifications Required: Must provide most recent two pay stubs, receive a direct deposit; Application fee: $20.00
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Signature Loan
16.20%
▼
APR16.20%
Last UpdatedApril 29, 2026
Details
As Low As; As low as 15.74% APR
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Signature Loan
16.65%
▼
APR16.65%
Last UpdatedApril 29, 2026
Details
As Low As; As low as 15.49% APR
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
17.25%
▼
APR17.25%
Last UpdatedApril 29, 2026
Details
Credit Score D below 550
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Debt Consolidation Loan
17.99%
▼
APR17.99%
Last UpdatedApril 29, 2026
Details
As Low As
Unified Homeowners of Illinois Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4464 N Milwaukee Ave, CHICAGO, IL, 60630
Summer Loans
18.00%
▼
APR18.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Signature Loans
18.00%
▼
APR18.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Chicago Post Office Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.68%
10025 S Western Ave, Chicago, IL, 60643 1925
5K Loan
19.90%
▼
APR19.90%
Last UpdatedApril 29, 2026
Details
No additional details available.
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
100 E Erie St, Chicago, IL, 60611 2829
InstantLoan
25.00%
▼
APR25.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Flex Loan
28.00%
▼
APR28.00%
Last UpdatedApril 29, 2026
Details
As Low As
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
Payday Alternative Loan Plus
28.02%
▼
APR28.02%
Last UpdatedApril 29, 2026
Details
Application fee: $20.00
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Payday Alternative Loan
41.67%
▼
APR41.67%
Last UpdatedApril 29, 2026
Details
$1,000; Qualifications Required: Must be a Maroon Financial member for at least 90 days; If qualifying with employment income applicant must have been employed with current employer(s) for at least six months; Must maintain regular deposits with MFCU of at least $200 a month for the past 90 days; Cannot currently be in bankruptcy; Must have gross monthly income of at least $800 biweekly or $1,733 monthly from a stable income source; Must been in good standing with the MFCU; Borrow $1,000** with a flat $125 origination fee
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Payday Alternative Loan
49.77%
▼
APR49.77%
Last UpdatedApril 29, 2026
Details
$500; Qualifications Required: Must be a Maroon Financial member for at least 90 days; If qualifying with employment income applicant must have been employed with current employer(s) for at least six months; Must maintain regular deposits with MFCU of at least $200 a month for the past 90 days; Cannot currently be in bankruptcy; Must have gross monthly income of at least $800 biweekly or $1,733 monthly from a stable income source; Must been in good standing with the MFCU; Borrow $500* with a flat $75 origination fee
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
3.99%
▼
APR3.99%
Last UpdatedApril 29, 2026
Details
up to $3000.00
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (5 year)
4.00%
▼
APR4.00%
Last UpdatedApril 29, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (5 year) Variable Rate
4.00%
▼
APR4.00%
Last UpdatedApril 29, 2026
Details
As Low As
APR4.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR4.50%
Last UpdatedApril 29, 2026
Details
As Low As
APR4.64%
Last UpdatedApril 29, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (10 year) Variable Rate
4.75%
▼
APR4.75%
Last UpdatedApril 29, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (10 year)
4.75%
▼
APR4.75%
Last UpdatedApril 29, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 29, 2026
Details
As Low As
Community Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Lifestyle Loans
4.99%
▼
APR4.99%
Last UpdatedApril 29, 2026
Details
As Low As
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Pledge Share Loans
5.00%
▼
APR5.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR5.25%
Last UpdatedApril 29, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (5 year)
5.25%
▼
APR5.25%
Last UpdatedApril 29, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Other Collateralized Loans New & Used
5.29%
▼
APR5.29%
Last UpdatedApril 29, 2026
Details
As Low As
APR5.50%
Last UpdatedApril 29, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loan
5.50%
▼
APR5.50%
Last UpdatedApril 29, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loans
5.50%
▼
APR5.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Loan Consolidation (10 year)
5.75%
▼
APR5.75%
Last UpdatedApril 29, 2026
Details
As Low As
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan to $6000.00
5.99%
▼
APR5.99%
Last UpdatedApril 29, 2026
Details
$3001.00
APR6.00%
Last UpdatedApril 29, 2026
Details
As Low As
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
Loans Less Than
6.05%
▼
APR6.05%
Last UpdatedApril 29, 2026
Details
$2,000
APR6.25%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR6.25%
Last UpdatedApril 29, 2026
Details
No additional details available.
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loans
6.50%
▼
APR6.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR6.75%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR6.75%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR6.75%
Last UpdatedApril 29, 2026
Details
As Low As
APR6.75%
Last UpdatedApril 29, 2026
Details
As Low As
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedApril 29, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Closed End Signature Loan
6.90%
▼
APR6.90%
Last UpdatedApril 29, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Personal Loans
6.90%
▼
APR6.90%
Last UpdatedApril 29, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 29, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
New Equipment Loan
6.99%
▼
APR6.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
7.00%
▼
APR7.00%
Last UpdatedApril 29, 2026
Details
A+; Up to 12 Months
APR7.00%
Last UpdatedApril 29, 2026
Details
As Low As
Aurora Policemen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Unsecured Loans
7.00%
▼
APR7.00%
Last UpdatedApril 29, 2026
Details
As Low As
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature Loan
7.25%
▼
APR7.25%
Last UpdatedApril 29, 2026
Details
As Low As
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature Loans
7.25%
▼
APR7.25%
Last UpdatedApril 29, 2026
Details
As Low As
Evergreen Park Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Debt Consolidation Loan
7.25%
▼
APR7.25%
Last UpdatedApril 29, 2026
Details
Credit Union rates range from ONLY 7.25% to 13.25%; A Debt Consolidation Loan may be as much as $15,000!
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
New Equipment Loan
7.49%
▼
APR7.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Used Equipment Loan
7.49%
▼
APR7.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 29, 2026
Details
As Low As
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans Up to 12 Months
7.50%
▼
APR7.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loans
7.50%
▼
APR7.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR7.55%
Last UpdatedApril 29, 2026
Details
As Low As
APR7.75%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR7.75%
Last UpdatedApril 29, 2026
Details
No additional details available.
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2012 - 2018
7.89%
▼
APR7.89%
Last UpdatedApril 29, 2026
Details
As Low As
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loan up to 36 months
7.90%
▼
APR7.90%
Last UpdatedApril 29, 2026
Details
No additional details available.
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Used Equipment Loan
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR7.99%
Last UpdatedApril 29, 2026
Details
$500 - $2,000
Financial Partners Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.50%
Unsecured Loans
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan to $10000
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
$6001.00
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedApril 29, 2026
Details
A; Up to 12 Months
APR8.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR8.00%
Last UpdatedApril 29, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2011 & Older
8.09%
▼
APR8.09%
Last UpdatedApril 29, 2026
Details
As Low As
APR8.20%
Last UpdatedApril 29, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.20%
▼
APR8.20%
Last UpdatedApril 29, 2026
Details
As Low As
Dupage County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 29, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
The Wedding Loan (Signature Loan)
8.25%
▼
APR8.25%
Last UpdatedApril 29, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2019 & Newer
8.29%
▼
APR8.29%
Last UpdatedApril 29, 2026
Details
As Low As
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2012 - 2018
8.59%
▼
APR8.59%
Last UpdatedApril 29, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.60%
▼
APR8.60%
Last UpdatedApril 29, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2019 & Newer
8.69%
▼
APR8.69%
Last UpdatedApril 29, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
New Equipment Loan
8.74%
▼
APR8.74%
Last UpdatedApril 29, 2026
Details
No additional details available.
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
8.75%
▼
APR8.75%
Last UpdatedApril 29, 2026
Details
B; Up to 12 Months
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Motorsport Loans 2011 & Older
8.89%
▼
APR8.89%
Last UpdatedApril 29, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Open End Signature Loan
8.90%
▼
APR8.90%
Last UpdatedApril 29, 2026
Details
As Low As
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loan 37-60 months
8.90%
▼
APR8.90%
Last UpdatedApril 29, 2026
Details
No additional details available.
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Personal Loan - Closed End
8.90%
▼
APR8.90%
Last UpdatedApril 29, 2026
Details
As Low As
Tee Pak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Signature Loan Limit
8.90%
▼
APR8.90%
Last UpdatedApril 29, 2026
Details
$2,500
APR8.99%
Last UpdatedApril 29, 2026
Details
$500 - $2,000
Financial Partners Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.50%
Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Advantage One Credit Union CU
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
As Low As
Advantage One Credit Union CU
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Signature (Personal)
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
AAEC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
Bill Consolidation Loans
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
As Low As
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Vacation/Holiday Loan
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
As Low As
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
C; Up to 12 Months
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Used Equipment Loan
9.24%
▼
APR9.24%
Last UpdatedApril 29, 2026
Details
No additional details available.
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
9.25%
▼
APR9.25%
Last UpdatedApril 29, 2026
Details
C; Up to 24 Months
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.86%
Unsecured Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 29, 2026
Details
As Low As
Decatur Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
Signature Loans
9.25%
▼
APR9.25%
Last UpdatedApril 29, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Signature / Consolidation Loans
9.25%
▼
APR9.25%
Last UpdatedApril 29, 2026
Details
As Low As
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Personal Life Loan
9.29%
▼
APR9.29%
Last UpdatedApril 29, 2026
Details
As Low As
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 29, 2026
Details
As Low As
APR9.49%
Last UpdatedApril 29, 2026
Details
As Low As; loans up to $50,000, and terms up to 60 months.
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedApril 29, 2026
Details
As Low As
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan to $15,000
9.49%
▼
APR9.49%
Last UpdatedApril 29, 2026
Details
$10,001
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Signature or Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 29, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
As Low As
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Unsecured Loan
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
D; Up to 12 Months
Central Illinois Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
$0-$7499
Central Illinois Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
As Low As; Use our signature loans for whatever needs may arise or to refinance higher rate loans or credit cards.
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Midwest Coalition Of Labor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Unsecured Loan
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
As Low As; Rate includes discounts2, see details below
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
PERSONAL (UNSECURED)
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans 36 Months
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
FastCash Loan Up to 12 Months
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured)
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured) Up to 12 Months
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
5.99%
▼
APR5.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 29, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 29, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 29, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 29, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 29, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 29, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 29, 2026
Details
As Low As; Loan Amount $500-$40,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
above 24 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 29, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
As Low As
NuMark Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
3040 S Halsted St, Chicago, IL, 60608
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
As Low As; for up to 60 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 29, 2026
Details
As Low As; 84 month Annual Percentage Rate as low as 11.99% as of March 1, 2026. Example of repayment terms: 84 monthly payments of $17.80 per $1,000 borrowed.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedApril 29, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 29, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 29, 2026
Details
As Low As; Loan Amount $250-$40,000
APR4.50%
Last UpdatedApril 29, 2026
Details
As Low As
APR5.25%
Last UpdatedApril 29, 2026
Details
As Low As
APR6.25%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR6.75%
Last UpdatedApril 29, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Personal Loans
6.90%
▼
APR6.90%
Last UpdatedApril 29, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 29, 2026
Details
As Low As
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans Up to 12 Months
7.50%
▼
APR7.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR7.75%
Last UpdatedApril 29, 2026
Details
No additional details available.
APR8.00%
Last UpdatedApril 29, 2026
Details
As Low As
Dupage County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 29, 2026
Details
As Low As
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Personal Loan - Closed End
8.90%
▼
APR8.90%
Last UpdatedApril 29, 2026
Details
As Low As
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.86%
Unsecured Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 29, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 29, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Signature or Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 29, 2026
Details
As Low As
APR9.49%
Last UpdatedApril 29, 2026
Details
As Low As; loans up to $50,000, and terms up to 60 months.
Central Illinois Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
$0-$7499
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
Personal Loans 36 Months
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured)
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Personal Loans (Unsecured) Up to 12 Months
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Debt Consolidation Loans
11.49%
▼
APR11.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Debt Consolidation Loan
13.24%
▼
APR13.24%
Last UpdatedApril 29, 2026
Details
As Low As; ...
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Debt Consolidation Loan
14.74%
▼
APR14.74%
Last UpdatedApril 29, 2026
Details
As Low As; ...
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Debt Consolidation Loan
17.99%
▼
APR17.99%
Last UpdatedApril 29, 2026
Details
As Low As
Evergreen Park Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Debt Consolidation Loan
7.25%
▼
APR7.25%
Last UpdatedApril 29, 2026
Details
Credit Union rates range from ONLY 7.25% to 13.25%; A Debt Consolidation Loan may be as much as $15,000!
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
5.25%
▼
APR5.25%
Last UpdatedApril 29, 2026
Details
Credit Score A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
6.75%
▼
APR6.75%
Last UpdatedApril 29, 2026
Details
Credit Score A 700 & Up
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
100 E Erie St, Chicago, IL, 60611 2829
Unsecured Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedApril 29, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
Signature Loan
8.01%
▼
APR8.01%
Last UpdatedApril 29, 2026
Details
Application fee: $20.00
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
8.25%
▼
APR8.25%
Last UpdatedApril 29, 2026
Details
Credit Score A 700 & Up
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
MAX 48 months
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
Credit Score A 700 & Up
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Chicago Area Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
600 W MADISON ST, Chicago, IL, 60661 2406
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Signature Loan
10.24%
▼
APR10.24%
Last UpdatedApril 29, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Signature Loan
10.49%
▼
APR10.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
10.74%
▼
APR10.74%
Last UpdatedApril 29, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Signature Loan
10.74%
▼
APR10.74%
Last UpdatedApril 29, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
11.00%
▼
APR11.00%
Last UpdatedApril 29, 2026
Details
Credit Score A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
11.25%
▼
APR11.25%
Last UpdatedApril 29, 2026
Details
Credit Score B 625-699
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Signature Loans
12.00%
▼
APR12.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Signature Loan
12.00%
▼
APR12.00%
Last UpdatedApril 29, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
12.75%
▼
APR12.75%
Last UpdatedApril 29, 2026
Details
Credit Score A 700 & Up
Planites Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
300 E Randolph ST, Chicago, IL, 60601 5014
Unsecured Signature Loan
12.75%
▼
APR12.75%
Last UpdatedApril 29, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Signature Loan
13.24%
▼
APR13.24%
Last UpdatedApril 29, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Signature Loans
14.00%
▼
APR14.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
14.25%
▼
APR14.25%
Last UpdatedApril 29, 2026
Details
Credit Score B 625-699
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Signature Loan
14.48%
▼
APR14.48%
Last UpdatedApril 29, 2026
Details
As Low As; As low as 12.99% APR
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Signature Loan
14.74%
▼
APR14.74%
Last UpdatedApril 29, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
15.75%
▼
APR15.75%
Last UpdatedApril 29, 2026
Details
Credit Score C 550-625
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Signature Loans
16.00%
▼
APR16.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Signature Loan
16.20%
▼
APR16.20%
Last UpdatedApril 29, 2026
Details
As Low As; As low as 15.74% APR
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
Signature Loan
16.65%
▼
APR16.65%
Last UpdatedApril 29, 2026
Details
As Low As; As low as 15.49% APR
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
17.25%
▼
APR17.25%
Last UpdatedApril 29, 2026
Details
Credit Score D below 550
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Signature Loans
18.00%
▼
APR18.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan
3.99%
▼
APR3.99%
Last UpdatedApril 29, 2026
Details
up to $3000.00
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan to $6000.00
5.99%
▼
APR5.99%
Last UpdatedApril 29, 2026
Details
$3001.00
APR6.00%
Last UpdatedApril 29, 2026
Details
As Low As
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedApril 29, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Closed End Signature Loan
6.90%
▼
APR6.90%
Last UpdatedApril 29, 2026
Details
As Low As
APR7.00%
Last UpdatedApril 29, 2026
Details
As Low As
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature Loan
7.25%
▼
APR7.25%
Last UpdatedApril 29, 2026
Details
As Low As
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature Loans
7.25%
▼
APR7.25%
Last UpdatedApril 29, 2026
Details
As Low As
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 29, 2026
Details
As Low As
APR7.55%
Last UpdatedApril 29, 2026
Details
As Low As
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loan up to 36 months
7.90%
▼
APR7.90%
Last UpdatedApril 29, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan to $10000
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
$6001.00
APR8.20%
Last UpdatedApril 29, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.20%
▼
APR8.20%
Last UpdatedApril 29, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
The Wedding Loan (Signature Loan)
8.25%
▼
APR8.25%
Last UpdatedApril 29, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
8.60%
▼
APR8.60%
Last UpdatedApril 29, 2026
Details
As Low As
Tee Pak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Signature Loan Limit
8.90%
▼
APR8.90%
Last UpdatedApril 29, 2026
Details
$2,500
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Open End Signature Loan
8.90%
▼
APR8.90%
Last UpdatedApril 29, 2026
Details
As Low As
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Signature Loan 37-60 months
8.90%
▼
APR8.90%
Last UpdatedApril 29, 2026
Details
No additional details available.
Advantage One Credit Union CU
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
As Low As
Advantage One Credit Union CU
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Signature (Personal)
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Decatur Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
Signature Loans
9.25%
▼
APR9.25%
Last UpdatedApril 29, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Signature / Consolidation Loans
9.25%
▼
APR9.25%
Last UpdatedApril 29, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Signature or Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loan to $15,000
9.49%
▼
APR9.49%
Last UpdatedApril 29, 2026
Details
$10,001
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedApril 29, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature / CoSigner Loan (U0)
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
As Low As
Central Illinois Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
As Low As; Use our signature loans for whatever needs may arise or to refinance higher rate loans or credit cards.
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MonitorBankRates
No home improvement personal loan rates found in Chicago, IL currently.
Chicago, IL Personal Loan Rate Trends
Compare local Chicago, IL personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — IL Avg
10.575%
▲ 0.013 vs 7 days ago
Illinois personal loan rates rose 0.013 points over the past 7 days to 10.575% APR.
Signature Loan — IL Avg
12.605%
▲ 0.014 vs 7 days ago
Illinois signature loan rates rose 0.014 points over the past 7 days to 12.605% APR.
As of Apr 29, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Illinois?
Most lenders in Chicago, Illinois require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Illinois often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Chicago, Illinois require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Illinois?
Yes. Debt consolidation is one of the most common uses of personal loans in Chicago, Illinois. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Chicago, Illinois?
Credit unions in Chicago, Illinois often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Chicago, Illinois?
- Credit Union 1 Credit Union Rantoul, IL: 5.00% (Credit Saver Loan)
- Chicago Firefighters Credit Union: 5.25% (Signature and Cosigner)
- Actors Federal Credit Union: 5.49% (Musical Instruments Loans Tier Two - Loans up to $250,000)
- MWRD Employees Credit Union: 5.49% (MyChoice Special Loan)
- Park Manor Christian Church Credit Union: 5.99% (Unsecured Personal Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Chicago, Illinois. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 27, 2026.
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